Wadiah : Jurnal Perbankan Syariah
Wadiah ; Jumal Perbankan Syariah adulah jumal penelitian dalam lingkup Perbankan Syariah yang diterbitkan oleh Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam lAIN Kediri. Jurnal ini memuat hasil-hasii penelitian dengan tema aktual yang dilakukan dosen peneliti dan pemerhati kajian Perbankan Syariah. Jurnal Wadiah merupakan wadah diseminasi hasil·hasil riset yang diterbitkan secara berkala setiap enam bulan sekali pada bulan Januari dan Juli. Fokus utama dan ruang lingkup yang menjadi kajian pembahasan dari "Wadiah : Jumal Perbankan Syariah" adalah sebagai berikut : Perbankan Syariah; Keuangan Islam; Koperasi Syariah; Lembaga Keuangan Syariah non Bank; Lembaga Keuangan Mikro Syariah; Akad Dalam Perbankan Syariah; Akad Dalam Keuangan Islam
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Analisis Penetapan Kelayakan Agunan Dalam Penyaluran Pembiayaan Murabahah Ditinjau Dari Manajemen Risiko Bank Syariah (Studi Kasus Pada BPRS Rahma Syariah Kediri)
Ayu Sifaul Muzariah
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.160
Islamic financial institutions in Indonesia are currently developing so rapidly, especially murabaha financing, therefore each distribution of murabahah financing must first be analyzed for the feasibility of the collateral by the risk management of Islamic banks. The purpose of this study was to determine how the analysis of the determination of the feasibility of collateral in the distribution of murabahah financing in terms of risk management of Islamic banks at BPRS Rahma Syariah Kediri. This research uses qualitative research with descriptive analysis. The results of this study indicate that the most collateral provided by customers is in the form of Certificate of Ownership (SHM) and Proof of Ownership of Motorized Vehicles (BPKB). BPRS Rahma Syariah Kediri in determining the eligibility of collateral based on criteria of economic value, undamaged goods, marketable, and legally binding. The determination of the feasibility of collateral carried out by BPRS Rahma Syariah Kediri is also carried out by the risk management of Islamic banks, namely the risk identification process, risk measurement process and risk monitoring process. For the settlement of problematic murabahah financing, the risk management of Islamic banks is carried out by restructuring, settlement through collateral and also book write-off. Keywords: Collateral, Murabaha Financing, Islamic Bank Risk Management
Pengaruh Nilai Tukar Rupiah Dan Jumlah Uang Beredar Terhadap Harga Saham Perusahaan Kalbe Farma Tbk Tahun 2014-2018
Wahyu Ika Saputri
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.161
The stock price of a company can show the performance of the company. Stock prices will be affected immediately by macroeconomic changes, because investors will calculate both positive and negative impacts on the company's performance and then take the current decision to buy or sell the shares in question. Therefore, stock prices adjust more quickly to changes in macroeconomic variables than the company's performance. The object of this research is the company Kalbe Farma Tbk which has been active and registered in the Jakarta Islamic Index in 2014-2018. The approach used in this study is a quantitative approach with the help of SPSS 21.0 software. The results of the research on the rupiah exchange rate variable (X_1) on stock prices show the results of the t test where the significant value of the rupiah exchange rate variable is 0.003 < (0.05) and the t arithmetic value is -3.136 < t table is -2.00247 which means The rupiah exchange rate has a negative effect on the stock price of Kalbe Farma Tbk. While the results of the research on the money supply variable (X〗_2) on stock prices show the results of the t-test t-test where the significant value of the money supply variable is 0.226 > (0.05) and the t-count value is 1.223 < t table of 2 .00247, which means that the money supply has no effect on the share price of Kalbe Farma Tbk. Keywords: Rupiah Exchange Rate, Money Supply, Stock Price
Implementasi Wakaf Tunai Di Indonesia
Muhamad Wildan Fawaid;
Ahmad Muhsin Febrianto
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.162
ABSTRACT Waqf is one of the practices that can be used as a charity. The use of waqf in a Muslim-majority country is still very minimal. On average, they only understand waqf in three sectors, namely madrasas, tombs and mosques. These three things are a form of traditional waqf, while cash waqf is still not widely known by the public. This study uses qualitative research with a sharia business management approach. The results showed thatWaqf has an important role and function in community development and the development of human civilization, because in it there is a continuity of benefits in waqf donations for the benefit of worship and to promote public welfare. The potential for cash waqf funds is very large, not only 3M but can be allocated for health facilities and activities, assistance to the poor, abandoned children, orphans, scholarships, economic progress and improvement of the people in accordance with sharia and statutory regulations. Bright has not been supported by many things including: low public literacy, less than optimal socialization and unprofessional management. Keywords: Cash Waqf, Empowerment of the People
Wakaf Uang Sebagai Instrumen Perkembangan Ekonomi Islam
Nafisah Maulidia Chusma Chusma;
Halimatus Sa’diyah;
Fitri Nur Latifah
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.163
This study aims to determine the value of cash waqf as an instrument of Islamic economic development. Cash waqf according to the report of the Indonesian Waqf Agency has a very significant potential every year. This is one of the opportunities, the spread of money investment in productive sectors such as the halal business sectors, the real sector, to the halal sector which currently has very crucial prospects. The research uses secondary data in describing the discussion, so the approach used is a normative juridical approach. Thus the author uses a descriptive qualitative method in this article. The results of the study indicate that cash waqf funds currently tend to be channeled to the halal investment sector, where the proceeds from these investments are channeled to small businesses, and the world of education. In this case, cash waqf also indirectly involves financial institutions such as Islamic banking as nadzir which plays an important role in distributing cash waqf funds. It can be seen that cash waqf is able to play a role in developing the Islamic economy. Keyword: Waqf, Money Waqf, Islamic Economic.
Penilaian Kinerja Koperasi Dalam Perspektif Hukum Positif Di Indonesia
Suprihantosa Sugiarto
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.167
This study aims to determine the regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises in question are: 1) Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises Number 06/Per/Dep.6/IV/2016 concerning guidelines for health assessment of savings and loan cooperatives and savings units borrow. Based on this regulation, cooperative performance is measured from 7 aspects, namely: capital aspect, productive asset quality aspect, management aspect, efficiency aspect, liquidity aspect, independence and growth aspect and cooperative identity aspect; 2) Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises Number 07/Per/Dep.6/IV/2016 concerning guidelines for the health assessment of savings and loan cooperatives and sharia financing and savings and loan units and cooperative sharia financing. Based on this regulation, the performance of cooperatives is measured from 8 aspects, namely seven aspects are the same as conventional cooperatives with different indicators plus one other aspect, namely the aspect of compliance with sharia principles.. Keyword: Performance, Cooperative Performance, Cooperative Health.
Analisis Penetapan Kelayakan Agunan Dalam Penyaluran Pembiayaan Murabahah Ditinjau Dari Manajemen Risiko Bank Syariah (Studi Kasus Pada BPRS Rahma Syariah Kediri)
Muzariah, Ayu Sifaul
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
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DOI: 10.30762/wadiah.v6i1.160
Islamic financial institutions in Indonesia are currently developing so rapidly, especially murabaha financing, therefore each distribution of murabahah financing must first be analyzed for the feasibility of the collateral by the risk management of Islamic banks. The purpose of this study was to determine how the analysis of the determination of the feasibility of collateral in the distribution of murabahah financing in terms of risk management of Islamic banks at BPRS Rahma Syariah Kediri. This research uses qualitative research with descriptive analysis. The results of this study indicate that the most collateral provided by customers is in the form of Certificate of Ownership (SHM) and Proof of Ownership of Motorized Vehicles (BPKB). BPRS Rahma Syariah Kediri in determining the eligibility of collateral based on criteria of economic value, undamaged goods, marketable, and legally binding. The determination of the feasibility of collateral carried out by BPRS Rahma Syariah Kediri is also carried out by the risk management of Islamic banks, namely the risk identification process, risk measurement process and risk monitoring process. For the settlement of problematic murabahah financing, the risk management of Islamic banks is carried out by restructuring, settlement through collateral and also book write-off. Keywords: Collateral, Murabaha Financing, Islamic Bank Risk Management
Pengaruh Nilai Tukar Rupiah Dan Jumlah Uang Beredar Terhadap Harga Saham Perusahaan Kalbe Farma Tbk Tahun 2014-2018
Saputri, Wahyu Ika
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
Show Abstract
|
Download Original
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Original Source
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DOI: 10.30762/wadiah.v6i1.161
The stock price of a company can show the performance of the company. Stock prices will be affected immediately by macroeconomic changes, because investors will calculate both positive and negative impacts on the company's performance and then take the current decision to buy or sell the shares in question. Therefore, stock prices adjust more quickly to changes in macroeconomic variables than the company's performance. The object of this research is the company Kalbe Farma Tbk which has been active and registered in the Jakarta Islamic Index in 2014-2018. The approach used in this study is a quantitative approach with the help of SPSS 21.0 software. The results of the research on the rupiah exchange rate variable (X_1) on stock prices show the results of the t test where the significant value of the rupiah exchange rate variable is 0.003 < (0.05) and the t arithmetic value is -3.136 < t table is -2.00247 which means The rupiah exchange rate has a negative effect on the stock price of Kalbe Farma Tbk. While the results of the research on the money supply variable (X〗_2) on stock prices show the results of the t-test t-test where the significant value of the money supply variable is 0.226 > (0.05) and the t-count value is 1.223 < t table of 2 .00247, which means that the money supply has no effect on the share price of Kalbe Farma Tbk. Keywords: Rupiah Exchange Rate, Money Supply, Stock Price
Implementasi Wakaf Tunai Di Indonesia
Fawaid, Muhamad Wildan;
Ahmad Muhsin Febrianto
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
Show Abstract
|
Download Original
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Original Source
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Check in Google Scholar
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DOI: 10.30762/wadiah.v6i1.162
ABSTRACT Waqf is one of the practices that can be used as a charity. The use of waqf in a Muslim-majority country is still very minimal. On average, they only understand waqf in three sectors, namely madrasas, tombs and mosques. These three things are a form of traditional waqf, while cash waqf is still not widely known by the public. This study uses qualitative research with a sharia business management approach. The results showed thatWaqf has an important role and function in community development and the development of human civilization, because in it there is a continuity of benefits in waqf donations for the benefit of worship and to promote public welfare. The potential for cash waqf funds is very large, not only 3M but can be allocated for health facilities and activities, assistance to the poor, abandoned children, orphans, scholarships, economic progress and improvement of the people in accordance with sharia and statutory regulations. Bright has not been supported by many things including: low public literacy, less than optimal socialization and unprofessional management. Keywords: Cash Waqf, Empowerment of the People
Wakaf Uang Sebagai Instrumen Perkembangan Ekonomi Islam
Chusma, Nafisah Maulidia Chusma;
Sa’diyah, Halimatus;
Latifah, Fitri Nur
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
Show Abstract
|
Download Original
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Original Source
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Check in Google Scholar
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DOI: 10.30762/wadiah.v6i1.163
This study aims to determine the value of cash waqf as an instrument of Islamic economic development. Cash waqf according to the report of the Indonesian Waqf Agency has a very significant potential every year. This is one of the opportunities, the spread of money investment in productive sectors such as the halal business sectors, the real sector, to the halal sector which currently has very crucial prospects. The research uses secondary data in describing the discussion, so the approach used is a normative juridical approach. Thus the author uses a descriptive qualitative method in this article. The results of the study indicate that cash waqf funds currently tend to be channeled to the halal investment sector, where the proceeds from these investments are channeled to small businesses, and the world of education. In this case, cash waqf also indirectly involves financial institutions such as Islamic banking as nadzir which plays an important role in distributing cash waqf funds. It can be seen that cash waqf is able to play a role in developing the Islamic economy. Keyword: Waqf, Money Waqf, Islamic Economic.
Penilaian Kinerja Koperasi Dalam Perspektif Hukum Positif Di Indonesia
Sugiarto, Suprihantosa
WADIAH Vol. 6 No. 1 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri
Show Abstract
|
Download Original
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Original Source
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Check in Google Scholar
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DOI: 10.30762/wadiah.v6i1.167
This study aims to determine the regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises in question are: 1) Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises Number 06/Per/Dep.6/IV/2016 concerning guidelines for health assessment of savings and loan cooperatives and savings units borrow. Based on this regulation, cooperative performance is measured from 7 aspects, namely: capital aspect, productive asset quality aspect, management aspect, efficiency aspect, liquidity aspect, independence and growth aspect and cooperative identity aspect; 2) Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises Number 07/Per/Dep.6/IV/2016 concerning guidelines for the health assessment of savings and loan cooperatives and sharia financing and savings and loan units and cooperative sharia financing. Based on this regulation, the performance of cooperatives is measured from 8 aspects, namely seven aspects are the same as conventional cooperatives with different indicators plus one other aspect, namely the aspect of compliance with sharia principles.. Keyword: Performance, Cooperative Performance, Cooperative Health.