cover
Contact Name
Ahmad Abbas
Contact Email
milkiyah.jurnalhes@stainmajene.ac.id
Phone
+628152320230
Journal Mail Official
milkiyah.jurnalhes@stainmajene.ac.id
Editorial Address
Jl. BLK Kelurahan Totoli Kabupaten Majene Sulawesi Barat, Indonesia
Location
Kab. majene,
Sulawesi barat
INDONESIA
Milkiyah: Jurnal Hukum Ekonomi Syariah
ISSN : -     EISSN : 25498312     DOI : https://doi.org/10.46870/milkiyah
Jurnal ini menyediakan kajian empiris dan teori yang berkontribusi pada area keilmuan hukum ekonomi syariah, serta ekonomi dan bisnis Islam.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 48 Documents
PERAN KOPERASI TERHADAP UMKM SELAMA PANDEMI COVID-19: ANALISIS HUKUM EKONOMI SYARIAH Nur fitri Rahmadani Saputri Fitri; Rahma Muin; Abdul Malik
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 2 (2022): Milkiyah: Jurnal Hukum Ekonomi Syariah, August 2022
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v1i2.239

Abstract

The COVID-19 pandemic has had an impact on reducing business turnover. The purpose of this study is to determine the role of savings and loan cooperatives in encouraging micro, small and medium enterprises (MSMEs) during the COVID-19 pandemic and examine their role in economic law Islam.  This type of research uses qualitative.  A research case study was conducted at the Saving and Loan Cooperative of Pekkabata. Data collection techniques are carried out by means of observation, interviews and documentation. The results showed that the Pekkabata branch of the Savings and Loans Cooperative is quite instrumental in encouraging micro, small and medium enterprises. This is evidenced by the distribution of loan funds from the cooperative to members, especially MSME actors who need additional funds for business capital. The cooperative also provides dispensation to members in returning loans by only paying half of the total loans that must be paid, especially to members affected by the COVID-19 pandemic. Members who make loans find it helpful to the cooperative's policy. The perspective of Islamic law on the role of cooperatives in distributing funds through loan products seen in terms of the qardh pillar is appropriate because of the presence of parties (members and administrators of cooperatives) which the existence of objects in the form of borrowed money and the existence of ijab qabul (sighat). However, in the terms of the loan is not in accordance with the terms of the qardh contract applying an interest system or an addition to the return (riba) then in this case it is invalid in the terms of the qardh contract.   REFERENCES Abbas, A., Ilham, M., Triani, N., Arizah, A., & Rayyani, W. O. (2020). The Involvement of Firms in Helping fight the pandemic of COVID-19: Evidence from Indonesia. Inovbiz: Jurnal Inovasi Bisnis, 8, 72-76. Bungin, Burhan. (2017). Metodologi Penelitian Sosial dan Ekonomi, Jakarta: Prenada Media Group. Frihatni, A.A., Sudirman, I., & Mandacan, F. (2022). Dampak Pandemi COVID-19 terhadap Kinerja UMKM dan Strategi Bisnisnya: Studi Kasus UMKM Irrenuang Parepare di Indonesia. Jurnal Akuntansi dan Pajak, 22 (2), 759-763. Ghazaly, Rahman Abdul. (2017). Fiqih Muamalat, Jakarta: Kencana. Julian, Oxsha. (2018), “Tinjauan Hukum Islam tentang Larangan Peminjaman Uang Bagi yang Bukan Anggota Koperasi”, Lampung: Fakultas Syariah Universitas Islam Negeri Raden Intan Lampung. Kamaluddin. (2018) “Tinjauan Hukum Islam Terhadap Sistem Operasinal Koperasi Simpan Pinjam”, Universitas Islam Negeri Syarif Hidayatullah Jakarta. Malik, Abdul. (2021). Perspektif Tafsir Konteks Aktual Ekonomi Qur’ani dalam QS.an-Nisa/4:29”, Dirasat Islamiah:Jurnal Kajian Keislaman 2, (1), .39-56. Muslich, Akmad Wahid, (2017). Fikih Muamalah, Cet. IV; Jakarta: Amzah, Pane, Cristy, Dame, Merry. (2022). “Virus Corona, Gejala, Penyebab dan Cara Pengobatannya”https://www.alodokter.com/virus-corona, Rasjid Solaeman, (2007). Fiqih Islam, Bandung, Sinar Baru Algesindo, Rustam, Pebi (2020), “Tinjauan Hukum Islam Terhadap Sistem Kerja Koperasi Simpan Pinjam  Wahana Mandiri Kota Palopo”, Palopo: Fakultas  Syariah IAIN, Suhendi Hendi, (2010). Fiqh Muamalah, Cet. VI; Jakarta: PT Raja Grafindo Persada. Soemitra Andri, (2021). Hukum Ekonomi Syariah dan Fikih Muamalah di Lembaga Keuangan dan Bisnis Kontemporer, Cet.II; Jakarta: Kencana. Sujarweni, Wiratna. (2017). Metodologi Penelitian Cet.III, Yogyakarta: Pustaka Baru Press. Syafe’i, Rahmat. (2001). Fiqh Muamalah. Cet. X; Bandung; CV Pustaka Setia.
LITERASI KEUANGAN SYARIAH DAN KINERJA UMKM Mifta Novianti Putri
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 2 (2022): Milkiyah: Jurnal Hukum Ekonomi Syariah, August 2022
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v1i2.240

Abstract

Micro, Small and Medium Enterprises (MSMEs) have an important role in increasing economic growth and public welfare, while Islamic financial literacy on products and services is currently an important factor in encouraging performance improvement. The purpose of this study is to determine islamic financial literacy whether it affects the performance and sustainability of MSMEs in Soreang Parepare District. The type of research used is quantitative. The sample of this study was 35 MSMEs in Parepare. Data analysis used descriptive statistics and simple regression. The results of this study found that financial literacy has a positive effect on the performance of MSMEs. These results indicate that financial performance is determined by the level of financial literacy. Financial literacy helps business owners to acquire the financial knowledge and skills necessary for them to make business plans, start financial plans and make strategic investment decisions. Increasing knowledge encourages them to innovate performance. Thus, performance continues to improve.   REFERENCES Abbas, A. (2019). Analisis laporan keuangan perbankan syariah. Abbas, A., & Arizah, A. (2019). Marketability, profitability, and profit-loss sharing: evidence from sharia banking in Indonesia. Asian Journal of Accounting Research. Arfan Ikhsan,2014. “Metodologi penelitian bisnis untuk Akuntansi dan     Manajemen”, (Bandung          Cita pustaka Media) Diana Djuwita dan Ayus Ahmad Yusuf (2018) , “Tingkat Literasi Keuangan Syariah Di Kalangan UMKM Dan Dampaknya Terhadap Perkembangan Usaha”Al.Amwal Vol. 10 No.1 ,hal, 109. Dwitya Ariwibawa (2016), “Pengaruh literasi keuangan terhadap kinerja dan keberlangsungan UMKM Di Jawa Tengah”, Vol. 20 No. 1, h 4. Frihatni, A. A., Sudirman, I., & Mandacan, F. (2022). Dampak Pandemi COVID-19 terhadap Kinerja UMKM dan Strategi Bisnisnya: Studi Kasus UMKM Irrenuang Parepare di Indonesia. Jurnal Akuntansi dan Pajak, 22(2), 759-763. Rachma Fitriati. “ Menguak Daya Saing UMKM Industri Kreatif: Sebuah Riset     Tindakan Berbasis Soft System Methodology” Jakarta:Yayasan Pustaka   Rahayu,2017. “Pengaruh Literasi Keuangan Terhadap Kinerja dan Keberlangsungan UMKM Di Kota Surabaya”, Jurnal Ilmu Manajemen, Vol. 5 No. 3, h. 4 Rahim, et.al, (2016) Islamic Literasi Keuangan and Its Determinants among University Student:An Exploratory Factor Analysis (International Journal of Economics and Financial Issues, 6 Rayyani, W. O., Arizah, A., & Abbas, A. (2019). The Coaching Assistance of Preparing the Financial Statements Based on Integrated Sak of EMKM [Asistensi Pembinaan Penyusunan Laporan Keuangan Berbasis SAK EMKM yang Terintegrasi]. Proceeding of Community Development, 2, 818-824. Rochmi Widayanti, Ratna Damayanti, FithriaMarwanti. (2017). Pengaruh Financial Literacy Terhadap Keberlangsungan Usaha (Business Susrainability) pada UMKM Desa      Jatisari, Vol. 18, No. 2, Oktober Sugiyono. (2010) Metode Penelitian Pendidikan pendekatan kuantitatif,               kualitatif, dan R&D, (Bandung: Alfabeta) Surnadi Suryabrata. (2005). Metodologi Penelitian, (Jakarta:PT raja gafindo Persada) Wicaksono. (2015). “Pengaruh Financial Literacy terhadap perilaku pembayaran kartu kredit pada karyawan Di Surabaya”, Finesta, Vol. 3, No. 1, h. 85-90  
Performa Badan Amil Zakat selama Pandemi COVID-19, Ada yang Berbeda: Kilasan dari BAZNAS Sinjai Sulawesi Selatan Anriani .; Agusdiwana Suarni; Muhammad Khaedar Sahib
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.242

Abstract

Covid-19 pandemic creates the climate change of work in various sector, one of them is National Amil Zakat Agency (BAZNAS). This research aims to disclose the performance of BAZNAS during the pandemic. This research was conducted in the National Amil Zakat Agency (BAZNAS) office in Sinjai Regency. This type of research was qualitative with a case study method. The data collection method used was observation, interviews and documentation. The informant this research consisted of two people the executive of BAZNAS Sinjai and three people of Muzakki. The result of this research demonstrates that BAZNAS conducts the zakat pick-up service and maximizes the performance through online services within paying and collecting of zakat, infaq, and shadaqah for the Covid-19 pandemic age. In addition, strategies of campaign and communication to society is undertaken by utilizing online media platforms such as Whatsapp, Facebook, and Twitter. Over the pandemic age. The use of the platform and online service over the pandemic age actually increases the receipt of zakat, infaq, and shadaqah in BAZNAS Sinjai
Dalam Kaitannya Akuntansi Rumah Tangga, Menyoroti Keluarga Muslim Areena Kaswarhiena; Riska Rahmayanti; Nurazizah Nurazizah
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.254

Abstract

Accounting practices are appealing to be studied in a family which is the smallest unit in society. The economic activities of the family have unwittingly demonstrated accounting practices. The purpose of this study is to reveal these practices and assist in the preparation of financial reporting as in the concept of accounting This research is qualitative with a case study approach. the location of the research was in Parepare, South Sulawesi. The Informants were Muslim families who had children where both parents worked. The data collected was then analyzed through data reduction, data presentation, and drawing conclusions. The result of the research discloses that receipts and expenditures of the familiy can be prepared according to accounting cycle starting from transaction recording, classification until preparation of financial statements. The types of transactions obtained from Islamic family during preparing the financial statements are cash, account receivable, equity, revenue, family expenditure, zakat, Infaq, Shadaqah expenditure as well as capital expenditure.
Islamic Law for Business and its Legal Bases in Indonesia Muhlis; Muhammad Fazlurrahman Syarif
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.255

Abstract

Islamic law has a crucial position and meaning in the context of implementing human development, just like in business in Indonesia. Thus, this study demonstrates Islamic law's perspective in business. This research uses a library approach which can be in the form of the Qur'an, Hadith, scientific works, research reports, scientific journal articles, laws and regulations, and official website sources. The study results reveal that Islam descends as a comprehensive religion, so its teachings do not have a partition only on the rituals of worship of mahdah and ghairu mahdah but including activities of human life with respect to economics. Therefore, there is a need for sharia principles in business practice and implementation because it provides hope and development so that sharia-compliant business law offers solutions for everyone. The sources of Islamic law are the Qur'an and the Sunnah of the Prophet, and then if no instructions are found and the method of ijtihad can be used as a guide. This has been implemented in the laws and regulations.
Perlindungan Hak Konsumen dalam Layanan e-Commerce melalui Sistem COD: Elaborasi dalam Kerangka Hukum Islam Illa Nabillah; Euis Fajriyah; Firdaus
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.263

Abstract

Online buying and selling are a form of buying and selling activity that has its own characteristics, which utilizes the internet. Such conditions are very favorable to consumers on the one hand, because they provide an opportunity to have many choices in obtaining goods and services. After all, violations of consumer rights are possible. Therefore, it is necessary to protect consumer rights in buying and selling online. This study aims to analyze the protection of consumer rights in e-Commerce services through the COD system at JNE Galagamba-Ciwaringin-Cirebon and its elaboration within the framework of Islamic law. This research is a qualitative research with data collection using observation techniques, documentation, and interviews. Protection of consumer rights in e-commerce transactions through the COD system carried out at JNE Galagamba-Ciwaringin-Cirebon is basically in accordance with Islamic law because there are khiyar rights, namely the return of goods and funds.  delivery of goods with the COD system where it has been carried out according to the procedure for customers who order online.
The Role of Sharia Tourism Business Towards Economic Growth in Indonesia and Nigeria Trimulato; Sagir Muhammad Sulaiman; Muhlis; St Hafsah Umar
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.266

Abstract

The increasingly significant development of global tourism indirectly also has a positive impact on developing countries such as Indonesia and Nigeria. The purpose of this research is to demonstrate the development of sharia tourism in halal business, and its role in supporting the sustainable development goals (SDGs) program in Indonesia and Nigeria. The method used in this research was qualitative. Data collection techniques used by the literature from various sources. The analysis technique used is descriptive qualitative, outlining the development and potential for developing sharia tourism in Indonesia and Nigeria. Then outlines the role of its tourism in supporting the SGDs program. The results show that the sharia tourism sector has a role to support SDGs, based on its characteristics and the halal process involves many parties, so it has an impact on many parties, involving transportation service providers, ticket sales/travel agents, lodging and hotels, culinary, souvenirs and handicrafts, so move many economic actors. Sharia tourism supports SDGs, and welfare reduces poverty, food security, and economic growth provides employment, provides infrastructure, provides justice, and can build partnerships globally. In addition, Indonesia seems to be more productive than Nigeria in leading sharia tourism. Thus, the tourism sector plays an important role in the world economy because it is considered one of the contributors to economic growth in Indonesia and Nigeria.
About Scholarly Works in the Field of Islamic Economic Law: A Visualization of Related Topics Ahmad Abbas; Manswab Mahsen Abdulrahman
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2023
Publisher : Rumah Jurnal STAIN Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i1.267

Abstract

Understanding issues raised in academic literature is a critical step in developing scholarly works in the field of Islamic economic law. This study aims to explore the topics and trends in the field of Islamic economic law in the last three decades, from 1992–2021. The data used in this study were online published articles from 1992 to 2021. Harzing’s Publish or Perish (PoP), VOSViewer, and Open Knowledge Maps were tools utilized for processing and analyzing the data. 169 articles were retrieved by applying the keyword and title word "Islamic Economic Law" in the Google Scholar database. The result of the study shows an increasing trend in the publication of scholarly works for the past thirty years, with 645 citations. As a result of the visualization, the topic of Islamic economic law tends to be designed in the context of theory, implementation through a case study approach, perspectives, a paper review elaborating the contract, and research in the field of Islamic law for economics. Islamic economic law areas recently attract an increasing number of attention from scientists, so related topics can be developed wider by various methods.
Pengujian Efek Kurs, Suku Bunga, dan Inflasi terhadap Jakarta Islamic Index Sandi Mulyadi; Riky Soleman; Muhammad Ridho
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, August 2023
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i2.427

Abstract

The Jakarta Islamic Index (JII) is one of the stock indices in Indonesia that calculates the average share price index for stocks that meet sharia criteria. The three main macro-economic factors that can affect the JII are exchange rate, inflation, and interest rate variables. This study aims to determine the impact of exchange rate, inflation and interest rate variables on the Jakarta Islamic Index (JII). Time-series data for the period 2011-2021 were used in this study. The data analysis techniques used to test the effect of the relationship between variables are Vector Auto Regression (VAR) and Vector Error Correction Model (VECM). The test results found that in the short term, exchange rates, interest rates and inflation have no effect on the Jakarta Islamic Index, while in the long term, inflation has a positive effect, while exchange rates and interest rates have a negative effect on the JII. Furthermore, the Impulse Response Function (IRF) test shows that the JII responds positively to the fluctuation of all positive variables except interest rates which respond negatively.
Bibliometric Analysis of Publication Paper Themes for Hajj Services over the Period of COVID-19 Pandemic Abdullah Haidar; Siti Annisa Satifa
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Milkiyah: Jurnal Hukum Ekonomi Syariah, August 2023
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v2i2.440

Abstract

The expansion of the literature is necessary. A significance of the framework of the current condition of Hajj service development is required. This study aims to provide an overview of the publication activities and trend of research in relation to Hajj services using bibliometric analysis. The method in this research used descriptive statistical tools with meta-analysis employing bibliometric analysis of secondary data from 142 papers published during the period of the COVID-19 pandemic, from 2019 to 2022. The development trends of hajj service publications were also evaluated using the VOSviewer program. This study found that the number of research publications on the Hajj services has increased in the last four years (2019-2022) indicating that themes regarding Hajj services show uptrend patterns. These seem to lead scholars to provide contributions to the body of knowledge. In addition, the interest of scholars has been shifting toward topics related to digitalization systems.