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Iqtisadie: Journal of Islamic Banking and Shariah Economy
Published by Sekolah Tinggi Agama Islam Al Fithrah
ISSN : -     EISSN : 28074157     DOI : https://doi.org/10.36781/iqtisadie
Core Subject : Economy,
Economics, Econometrics & Finance
that Journal is published twice a year every March and September. This journal contains studies on bank and non-bank Islamic financial institutions and Islamic economics. This journal can be accessed openly which means that all the content available is freely accessible at no cost, either to the user or to the institution. Users are permitted to read, download, copy, distribute, print, search, or cite the full text of the articles without having to seek prior permission from the publisher or author.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 4 No. 2 (2024): September 2024" : 6 Documents clear
Metode Istinbat Al Hukm Ibnu Hazm Suchrulloh, Muchamad
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.762

Abstract

Istinbat is an attempt by a fuqaha' to explore Islamic law from its sources. The existence of a jurisprudence expert is very important considering that this is a series of paradigms that are used as marja' or parameters for him in exploring and establishing law. As was done by the fuqaha' Madhahib al-'Arba'ah in exploring a legal product from the Koran and Sunnah. So that what is the foundation of Madhahib al-'Arba'ah's opinions can be accepted by the wider community, who do not translate the Qur'an textually as was done by Ibn Hazm in istinbat al-Hukm via zahir al-nusus (textual ). In his history, Ibn Hazm was oriented towards the Zahiry madhhab, a madhhab which in the history of the development of Islamic thought was considered a madhhab whose opinions were very controversial. Likewise in the matter of istinbat al-hukm. They are called the Zahiry madhhab because they understand the passages of the Qur'an and Sunnah only based on zahir nusus alone and think that Islamic law can be answered only with zahir nusus without the need for ra'yu. This opinion is of course very contradictory to the opinion of the majority of ulama who (still) require the role of reason to answer the problems faced by Muslims. Ibn Hazm, as one of the Zahiry madhhab figures, the manhaj al-istinbat he holds is manhaj naqliyah, namely a method of istinbat that originates from the textual al-Nusus (al-Qur'an and as-Sunnah), not on ta'wil and neither on the legal ta'lil. This is because according to him, nusus is literal and external and fulfills human needs so that there is no need for ijtihad or the role of reason to establish a law. Furthermore, Ibn Hazm argued that the provisions of Sharia are found in the form of commands (al-amr) and prohibitions (al-nahy). If there is no clear text regarding an issue, it falls within the principles of ibahah that have been established in the qur’an
Implementasi Multiakad Dalam Fatwa Dewan Syariah Nasional (DSN-MUI) Tentang Pasar Uang Sari, Nurita; Mustofa, Mustofa
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.755

Abstract

This research discusses the implementation of multi-contract in the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) related to the money market. Multi-contract is a combination of several contracts in one transaction that aims to fulfill complex needs in modern economic activities. In the context of the money market, multi-conduct can include a combination of contracts such as mudharabah, musyarakah, murabahah, and ijarah. This research examines the extent to which the DSN-MUI fatwa accommodates the application of multi-conduct in money market products, as well as legal analysis and its application in Islamic banking practices in Indonesia. The research method used is a literature study with a qualitative approach to understand the sharia principles underlying the fatwa. The results show that the implementation of multi-cad in the DSN-MUI fatwa allows flexibility and innovation in the development of Islamic money market products, although it must still pay attention to the principle of prudence and synergistic efforts are needed between regulators, Islamic financial institutions, and academics to overcome these challenges. Concrete steps such as unifying interpretations, strengthening cooperation, clear operational standards, and active involvement of industry players are expected to ensure the development of the Islamic money market in line with the desired sharia principles.
Sistem Pelaporan Keuangan Zakat Berbasis Teknologi Informasi Dan Transparasi Di BAZNAS Gresik Warti'ah, Warti'ah; Arif, Choirul; Wirdah, Jazilatul
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.770

Abstract

The purpose of this study was to determine how the zakat financial reporting system is based on information technology and transparency at BAZNAS Gresik. The data analysis used is descriptive qualitative. The results of the study indicate that BAZNAS Gresik Regency has been transparent in zakat financial reporting which can be seen on the BAZNAS website and is updated every month. BAZNAS Gresik Regency continues to strive to always improve the quality of financial reports transparently in order to maintain public trust and continues to strive to make improvements to the information system so that its services can be more optimal.
Analisis Metode Cash On Delivery Aplikasi Shopee dalam Perspektif Ekonomi Syariah aisyi, Chulwatul Aisyi; Ayu Kinanti, Risma; Hakam, Abdul; Valentine Mahardyta, Ajrina
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.771

Abstract

The most influential technological development in everyday life, especially among young people, is online shopping. This shopping model can be done anytime and anywhere as long as you are connected to the internet. With the rise of online shopping, various marketplaces have emerged. One of the e-commerce sites that is currently in great demand is the Shopee marketplace. Shopee has many payment systems on offer, including the Cash On Delivery (COD) payment system. This payment system is a system where goods are ordered first and then payment is made when the goods arrive at home. In the COD system in Shopee, several problems occur, including the incompatibility of the ordered goods with the goods sent by the seller. The aim of this research was to determine the implementation of online buying and selling transactions using the Cash On Delivery (COD) payment method in the Shopee application according to a Sharia Economic Perspective for employees of Hidayatul Ummah Gresik Vocational School. The author used several methods to collect data, including observation, interviews, and documentation. The results of this research are buying and selling through e-commerce Shopee in the sharia economy using Istishna'
Peran Bank Syariah Dalam Digitalisasi Pembayaran Berbasis Qris Pada Minimarket Pondok Al Fitrah Di Era 4.0 Oktaviani, Lusi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.806

Abstract

This research explores the role of Islamic banks in supporting the digitization of QRIS-based payments at the Al-Fithrah Islamic Boarding School Minimarket in the Industry 4.0 era. In the context of the transformation of the banking sector through advanced information technology, QRIS (Quick Response Code Indonesian Standard) has emerged as an efficient and secure payment method, facilitating faster and more practical non-cash transactions. This study uses a qualitative approach with interviews and documentation as data collection methods. The research results show that the implementation of QRIS in the Al-Fithrah Islamic Boarding School minimarket is effective in facilitating financial circulation and increasing operational efficiency. The use of QRIS also supports financial system transparency and provides easy access for consumers. In conclusion, digitalization through QRIS has had a positive impact on increasing minimarket performance and income, showing that Islamic banks have an important role in encouraging digital financial innovation and inclusion.
Penerapan Aspek Etika Bisnis Islam Pada Plagialisasi Foto Dan Video di Online Shop Amalia, Rachmi Cahya
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v4i2.807

Abstract

Photo and video plagiarism on online shop platforms is increasing along with the growth of digital commerce. This practice not only violates copyright, but also violates the principles of business ethics. This article discusses the application of aspects of Islamic business ethics in dealing with photo and video plagiarism in online shops. Using a qualitative approach, this research explores how values ​​such as justice, honesty and responsibility recommended in Islam can be applied to prevent and overcome plagiarism. The research results show that the application of Islamic business ethics can be an effective solution in building trust and integrity in the e-commerce ecosystem. It is hoped that these findings can become a reference for online business actors in developing more ethical and responsible business practices.

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