cover
Contact Name
Eko Didik Widianto
Contact Email
rumah.jurnal@live.undip.ac.id
Phone
+6224-76486851
Journal Mail Official
feb@live.undip.ac.id
Editorial Address
Program Studi Ekonomi Islam Fakultas Ekonomika dan Bisnis Universitas Diponegoro, Semarang, Jawa Tengah, Indonesia Jl. H. Prof. Soedarto, SH. – Tembalang Semarang 50275
Location
Kota semarang,
Jawa tengah
INDONESIA
Diponegoro Journal of Islamic Economics and Business
Published by Universitas Diponegoro
ISSN : -     EISSN : 28093895     DOI : -
Core Subject : Economy,
DJIEB is an academic Indonesian journal published by Islamic economics study programme, Faculty of Economics and Business, Universitas Diponegoro, Semarang. it is dedicated to academicians, researchers, and practitioners who want to disseminate their idea or knowledge about various field of Islamic Economics, Business, Finance, Banking and Accounting. DJIEB invites contribution from academicians, researchers, and practitioners not only from Indonesia but also from overseas who are interested in related disciplines. DJIEB is published four times a year both in Bahasa or in English.
Articles 60 Documents
ANALISIS PENGARUH KUALITAS PELAYANAN, KUALITAS PRODUK TERHADAP KEPUASAN DAN LOYALITAS NASABAH BANK SYARIAH INDONESIA DI KOTA SEMARANG Fatima, Syamsyiar Ika
Diponegoro Journal of Islamic Economics and Business Vol 3, No 1 (2023): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19158

Abstract

The increasing presence of the Islamic banking industry in Indonesia has created competition in retaining and acquiring customers. Bank Syariah Indonesia in Semarang City must pay attention to service quality and product quality in order to achieve customer satisfaction and increase the loyalty of its customers. This study aims to determine the effect of service quality, product quality on customer satisfaction and loyalty of Bank Syariah Indonesia Semarang City.This study used multiple linear regression analysis techniques with data testing using the SPSS Statistics 25 program. The population in this study were customers of Bank Syairah Indonesia, Semarang City. The required sample is 100 people with a purposive sampling method and data collection in this study is through an online questionnaire.The results of this study indicate that partially model I service quality and product quality have a positive and significant effect on customer satisfaction. The R Square value is 0.677, this means that the ability of service quality and product quality variables to explain customer satisfaction is 67.7 precent while the remaining 32,3 precent is explained by other factors outside in this study. Model II partially shows that service quality, product quality and customer satisfaction have a positive and significant effect on customer loyalty. The R Square value is 0.696, this means that the ability of the variables of service quality, product quality and customer satisfaction to explain customer loyalty is 69.6 precent while the remaining 30.4 precent  is explained by other factors outside in this study.Keywords: service quality, product quality, customer satisfaction, customer  loyalty.
PENGARUH KEMUDAHAN BERTRANSAKSI dan SIFAT HEDONISME TERHADAP PERILAKU KONSUMTIF MAHASISWA EKONOMI SYARIAH ANGKATAN 2023 UNIVERSITAS SULTAN AGENG TIRTAYASA Al-Wafa, Muhammad Qhodavi; Rohmah, Latifah Nur; Maida, Nadira Zelia; Fayza Kusumaputri, Laura Aurellia
Diponegoro Journal of Islamic Economics and Business Vol 4, No 1 (2024): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.23771

Abstract

The study assesses the influence of easier trade and the hedonism on the concustive behavior of students of the 2023 islamic economy university sultan ageng tirtayasa. The research method used in this study is a quantitative study method. In this study the authors use the primary type of data, that is, the data gained from angket distribution through Google form. The data comes from the online distribution of questionnaires through social media instagram and whatsapp. The research questionnaires use a likert scale with scale format provided in 1 to 5 options, with a gradations of very rarely, rarely, sometimes often, and very often. The population in this study is students of the 2023 islamic economy at sultan ageng tirtayasa university. The number of samples taken in this study USES the solvin formula to a minimum of 81 respondents. In this research the technique used to attract samples using the simple random sampling technique. The findings aim to provide insight into how easier transactions and the nature of hedonism contribute to the student spending habits, providing valuable information for educational institutions and policymakers to develop better financial education programs. Studies suggest that there is a positive effect between convenient transactions of consumer behavior is verified by a partial correlation that shows the significance of 0,000 < 0.05 and at value of t 11,986 > -0.572.Keywords: Ease of Transactions, Hedonistic Nature, Consumptive Behavior, Sharia Economics Students
Determinan Penerimaan Penggunaan Mobile Payment Qris (Quick Response Indonesian Standard) untuk Berinfaq di Masjid Raya Baiturrahman Semarang Munif, Ahmat Saeful; Darwanto, Darwanto
Diponegoro Journal of Islamic Economics and Business Vol 3, No 2 (2023): December
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19454

Abstract

Infaq is the giving of some of the assets owned to others in expectation of the pleasure of Allah SWT. This study aims to determine the determinants of attitudes and intentions to use QRIS mobile payment for infaq among millennials and generation Z at the Baiturrahman Grand Mosque in Semarang. This study uses a quantitative method using primary data obtained by online questionnaires through Google Form. The sampling method used was non-probability sampling with purposive sampling technique. This study took a sample of 210 respondents from the mosque congregation using the Meta-UTAUT model, and the data analysis technique used was Partial least square (PLS) using WarpPLS 7.0 software. The results showed that performance expectations, social influence, facility conditions, and trust have a positive and significant effect on attitudes towards using QRIS mobile payments in infaq payments. In addition, facility conditions and trust have a positive and significant effect on the intention to adopt mobile payment technology, attitude towards use has a positive and significant effect on the intention to implement mobile payment technology. The Islamic religiosity variable also moderates the relationship between the influence of attitudes on behavioral intentions to use QRIS mobile payment for infaq.
PENGARUH KESADARAN HALAL TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN MUSLIM DENGAN RELIGIUSITAS SEBAGAI VARIABEL MODERASI (STUDI KASUS KFC KOTA SEMARANG) Prasetyo, Puji Yuwanna
Diponegoro Journal of Islamic Economics and Business Vol 3, No 1 (2023): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19330

Abstract

Now a wide variety of food products are sold, making Muslim consumers have to be careful in choosing products, especially halal products. This study aims to examine and explain the effect of halal awareness on purchasing decisions with religiosity as a moderating variable. The existence of the religiosity variable is to find out whether it can moderate the level of consumer halal awareness. The higher the level of religiosity can affect the attitude of halal awareness of Muslim consumers in making product purchase decisions. The population in this study were Muslim consumers who had bought KFC products in the city of Semarang. The number of population is unknown and this study took a sample of 100 respondents with a purposive sampling approach. The type of data used is primary data with the method of collecting data through questionnaires. The analysis was carried out using Moderated Regression Analysis (MRA) using the SPSS 24 application. The results of this study indicate that respondents have a high level of awareness of halal, and that the effect of halal awareness on purchasing decisions is positive and significant. Finally, a high level of religiosity can strengthen the influence of awareness on purchasing decisions.
ANALISIS PENGARUH LABEL HALAL DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN MAKANAN CEPAT SAJI MAHASISWA UNIVERSITAS SULTAN AGENG TIRTAYASA PROGRAM STUDI EKONOMI SYARIAH ANGKATAN 2023 Ihsan, Rifqi Fatihul; Istiyah, Aiska Su; Arifin, Arifin; Laki, Nur Sasti
Diponegoro Journal of Islamic Economics and Business Vol 4, No 1 (2024): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.23674

Abstract

This study was discussed to analyze the effect of halal label and price on fast food purchasing decisions of Sultan Ageng Tirtayasa University student class of 2023. The gender and class background of students who are divided into study programs make respondents pay attention to aspects of halal labels and prices in making decisions on choosing fast food products. The population in this study were students of Sultan Ageng Tirtayasa University with the Sharia Economics study program class of 2023. The data used is primary data using a questionnaire and distributed to respondents and resulted in 84 respondents. The sampling technique used was purposive sampling technique. This research is quantitative research with data analysis methods using multiple linear regression. The results showed that the halal label and price had an effect on fast food purchasing decisions where the value of the multiple linear regression test results (R) was 51.3%, which means that 51.3% of the variation in the decision to buy fast food paid attention to 2 supporting variables, namely, Halal Label (X1) and Price (X2). While the remaining 48.7% is approved by other variables not included in this study.
Analisis Pengukuran Kinerja BPRS Jawa Timur dengan Maqashid Sharia Index dan Profitability Perdana, Tegar Hanif
Diponegoro Journal of Islamic Economics and Business Vol 3, No 2 (2023): December
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.16926

Abstract

Sharia banking in order to win the competition needs to establish trust in stakeholders both in terms of financial performance as well as sharia and social performance. This study aims to determine the performance of East Java BPRS with the Maqashid Sharia Index and Profitability. The method used is through non-statistical quantitative research techniques and qualitative descriptive techniques. by analyzing the financial reports of BPRS East Java for the period 2017 to 2021. Research shows that measuring the performance of maqashid sharia BPRS in East Java in the period 2017-2021 in terms of the Maqashid Syariah Index (MSI) aspect, produces an average MSI value of 3.55226. The BPRS that received the highest score for MSI achievement was BPRS Amanah Sejahtera with a score of 0.33048, while the BPRS that received the lowest score for MSI achievement was BPRS Karya Mega Sentosa with a score of 0.20953. Meanwhile, the measurement of BPRS sharia financial performance in East Java in the 2017-2021 period in terms of Profitability yields an average value of 0.0461
ANALISIS DAMPAK ZAKAT PRODUKTIF TERHADAP KEMISKINAN DENGAN MODEL CIBEST (STUDI KASUS YAYASAN BAITUL MAAL PERUSAHAAN LISTRIK NEGARA UNIT PELAKSANAAN PELAYANAN PELANGGAN PONOROGO PENYALURAN TAHUN 2020) kusumaningati, nungky
Diponegoro Journal of Islamic Economics and Business Vol 3, No 1 (2023): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19923

Abstract

This study aims to analyze the effect of productive zakat on reducing material poverty and spiritual poverty of mustahik. The results of the study based on the analysis of poverty indicators showed that the utilization of productive zakat was able to reduce the value of the mustahik poverty indicator. The results of the CIBEST model analysis show that the utilization of productive zakat can reduce the material and spiritual poverty of mustahik. The results of the paired t-test analysis showed a positive difference in material poverty and spiritual poverty of mustahik, before and after receiving productive zakat assistance from YBM UP3 PLN Ponorogo.
ANALISIS PENGARUH KUALITAS PELAYANAN DAN PENERAPAN PRINSIP - PRINSIP SYARI’AH TERHADAP KEPUASAN KONSUMEN HOTEL SYARI’AH X DI SEMARANG Sugiyanto, Brigas Mahatmaloka; Adityawarman, Adityawarman
Diponegoro Journal of Islamic Economics and Business Vol 4, No 1 (2024): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.17037

Abstract

Along with the growing development of the shari'ah economy in Indonesia, currentlythere are many institutions that apply shari'ah principles in running their business,one of which is shari'ah hotels. The thing that distinguishes Shari'ah hotels fromother hotels is in terms of the services and facilities provided reflecting Islamicvalues and religious nuances. Among them are that the hotel only provides halalfood and drinks, all employees wear clothes that cover their genitals, and provideprayer equipment in every hotel room. This study aims to determine how theinfluence of service quality and the application of shari'ah principles to consumerinterest in shari'ah hotels in Semarang. The method used in this research is aquantitative approach method. The population in this study are consumers andservice users of Hotel Syari'ah X in Semarang. Sampling using non-probabilitysampling technique with accidental sampling, amounting to 95 respondents.Meanwhile, the data collection method used in this study was a questionnaire thatwas measured using a Likert scale. In this study the data obtained were analyzedusing multiple regression with the help of the SPSS 24 application. From this study itcan be concluded that service quality has a positive and significant effect oncustomer satisfaction and the application of Shari'ah principles has a positive andsignificant effect on customer satisfaction. Likewise, simultaneously the variables ofservice quality and the application of syari'ah principles have a significant effect onthe variable of customer satisfaction at Hotel Syari'ah X in Semarang.
Analisis Pengaruh Kualitas Produk, Citra Merek, Harga Dan Promosi Terhadap Keputusan Pembelian Hijab Rabbani Kurniawati, Erna
Diponegoro Journal of Islamic Economics and Business Vol 3, No 2 (2023): December
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19181

Abstract

Currently, the development of Muslim fashion is very fast. This makes Muslim fashion manufacturers experience tough competition. The efforts made to win market competition are always following the times, fulfilling needs, having creativity and innovation and being able to identify factors that are considered by consumers. This study aims to analyze the effect of the independent variables, namely product quality, brand image, price and promotion on the purchase decision of the Rabbani hijab as the dependent variable. The population in this study were Students of the Islamic Economics Study Program, Diponegoro University Class of 2019-2022 who had bought and used the Rabbani hijab. A sample of 100 respondents with a purposive sampling approach. The data collection method is through a questionnaire with multiple linear regression analysis techniques. The results show that partially the product quality variable has no effect on the purchase decision of the Rabbani hijab. Meanwhile, brand image, price and promotion variables influence the purchasing decision of Rabbani hijab. Simultaneously all variables have a positive and significant effect on the purchase decision of the Rabbani hijab.  
Analisis Faktor-Faktor Penerimaan dan Penggunaan Layanan Mobile Banking Syariah sebagai Bukti Dari Model UTAUT yang Dimodifikasi Ramadhanty, Arsya Hanida
Diponegoro Journal of Islamic Economics and Business Vol 3, No 1 (2023): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.20294

Abstract

Perkembangan teknologi informasi yang sejalan dengan berkembangnya perbankan syariah dapat memberikan efektifitas dalam menyediakan layanan jasa, keamanan, serta kemudahan penggunaan kepada nasabah yang salah satunya yaitu melalui pengenalan mobile banking syariah. Penelitian ini bertujuan untuk mengetahui penerimaan dan penggunaan pengguna layanan mobile banking syariah pada generasi Y dan Z Kota Semarang. Penelitian ini mengadopsi Unified Theory of Acceptance and Use of Technology (UTAUT) 2 dengan tujuh variabel independen yakni Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Conditions, Hedonic Motivation, Price Value, dan Habit, serta dua variabel dependen yaitu Behavioral Intention dan Use Behavior. Data yang digunakan merupakan data primer yang dikumpulkan dengan melakukan penyebaran kuesioner kepada 192 responden pengguna layanan mobile banking syariah yang berdomisili di Kota Semarang. Analisis data pada penelitian ini menggunakan Structural Equation Model (SEM) dengan pendekatan Partial Least Square sebagai alat analisisnya yang dibantu dengan software SmartPLS 3. Hasil penelitian menunjukkan bahwa variabel Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Conditions, Hedonic Motivation, Price Value, dan Habit memiliki pengaruh yang positif dan signifikan terhadap Behavioral Intention. Sedangkan variabel Facilitating Conditions, Habit, dan Behavioral Intention berpengaruh secara positif dan signifikan terhadap Use Behavior.