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Rifadli Kadir
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Jl. Jendral Sudirman No. 65 A, Kota Gorontalo, Gorontalo, Indonesia
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Islamic Economics and Finance Journal
Published by Cv. Scimadly Publishing
ISSN : -     EISSN : 2828559X     DOI : https://doi.org/10.55657/iefj
Core Subject : Economy,
Economics, Econometrics & Finance
The Islamic Economics and Finance Journal is a journal that provides an authoritative source of scientific information for researchers and scholars in academia, research institutions, government agencies, and industry. Published semiannually (February and August) by Scimadly Publishing. The editors receive scientific articles and research results that are relevant to contemporary Islamic economics and finance issues in the fields of; Islamic Public Economics, Islamic Monetary Economics, Islamic Business Economics, Islamic International Economics, Islamic Banking, Islamic Social Finance, and Islamic Development Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 34 Documents
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Komponen Sistem Pengendalian Internal pada Badan Amil Zakat Nasional (BAZNAS) Supandi Rahman
Jurnal Ekonomi Islam Vol 1 No 2 (2022): August 2022
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.243 KB) | DOI: 10.55657/iefj.v1i2.57

Abstract

This study aims to evaluate the application of the internal control system in the management of zakat at the National Amil Zakat Agency of Gorontalo Regency. Models and data analysis techniques using descriptive methods and gap analysis, namely by analyzing/evaluating the gap between the implementation of the components of the internal control system of the Zakat Management Organization (OPZ), which consists of the availability of organizational structure, availability of job descriptions, job rotation and periodic leave, availability of documents with printed numbers, availability of separate special accounting divisions, availability of internal auditors, financial statements audited by public accountants. The results show that the internal control system in BAZNAS Gorontalo Regency has been mostly implemented. As for some components that have not been implemented, this is due to understandable reasons.
Banking Service Quality (BSQ) Approach in Analyzing Bank Jateng Syariah Customer Satisfaction Waluyo
Jurnal Ekonomi Islam Vol 2 No 1 (2023): February 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i1.88

Abstract

Excellent service is the main key in the banking industry, including Islamic banks. Islamic banks are required to provide optimal services to increase customer satisfaction. This study aims to analyze what factors affect customer satisfaction in terms of the banking service quality (BSQ) approach. The sample of this study was a customer of Bank Jateng Syariah KK UIN Raden Mas Said Surakarta, totaling 130 respondent with convenience sampling techniques. Data analysis using multiple linear regression. The results show that the variables of effectiveness and assurance, price, service portfolio, reliability affect customer satisfaction. Meanwhile, access and materiality do not affect customer satisfaction. The implication of the findings of this study is that Bank Jateng Syariah KK UIN Raden Mas Said must pay attention to locations that are easily accessible and adequate public facilities for customers.
Growth Ratio Analysis of The Baznas in The Covid-19 Pandemic Yulia Puspitasari Gobel
Jurnal Ekonomi Islam Vol 2 No 1 (2023): February 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i1.97

Abstract

This study aims to calculate and analyze the growth of the ZIS Growth Ratio, Growth Of Allocation Ratio and Growth of Operational Expense Ratio in 2019, 2020 and 2021 in the Central Baznas financial reports, using Quantitative Data types in the form of numbers contained in financial reports (Collectors of funds and Distribution of Zakat funds) and analyzed using the Growth Ratio issued by the Central Baznas. Based on the results of the calculation of the ZIS Growth Ratio growth ratio, it shows that growth is not good, even in 2020 the growth ratio has decreased, but it will increase again in 2021. Furthermore, ZIS Growth Of Allocation in 2019, 2020 and 2021 shows growth that is not good but if you look at the increase every year growth has increased quite a lot, especially in 2020 of 22.33%, while the calculation results for the Growth of Operational Expense ratio have not been effective and efficient in terms of the growth rate of operational costs in managing funds used for operational activities for channeling and collecting Zakat funds, Infaq and Alms.
Analisis Tingkat Pendidikan, Pendapatan dan Religiusitas Terhadap Perilaku Konsumen Muslim di Kota Tangerang Muhammad Najib Murobbi
Jurnal Ekonomi Islam Vol 2 No 1 (2023): February 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i1.87

Abstract

This study aims to find out how the level of education, income and religiosity affect the consumption behavior of Muslim households in Tangerang City. The analysis used in this research is quantitative with linear regression analysis method. The population sample includes people in Tangerang City within the scope of the household. The data collection instrument was through collecting questionnaires through social media. The results showed that the level of education had a significance value of 0.124 and income of 0.196 which had a value greater than 0.05 so that it did not have a significant effect. Meanwhile, the influence of religiosity has a significance value of 0.000 which indicates a value less than 0.05 so that it has a significant value on the consumption behavior of Muslim households in Tangerang City.
The Influence of Consumer Behavior After COVID-19 Pandemic on Use of Digital Wallets in Gorontalo Armayani Arsal; Setia Ningsih
Jurnal Ekonomi Islam Vol 2 No 1 (2023): February 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i1.111

Abstract

This research is a descriptive quantitative research type, with the aim of looking at the influence of consumer behavior during the COVID-19 pandemic on the use of digital wallets in Gorontalo. The variables used are cultural, social, personal, and psychological. The data used are primary data obtained through a questionnaire with a total of 50 respondents. The data are was processed using multiple linear regression through the Eviews program. From the results of this study it was found that personal and psychological variables had a significant influence on the dependent variable, namely the use of digital wallets. It is hoped that further researchers will be able to examine more deeply and take more samples so that the results obtained are more accurate.
Meningkatkan Indeks Maqashid Syariah melalui Pengelolaan Zakat untuk Pemberdayaan Ekonomi Umat Abdul Jalil; Edo Segara Gustanto
Jurnal Ekonomi Islam Vol 2 No 1 (2023): February 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i1.127

Abstract

This article discusses the crucial role of zakat management in achieving the broader goals of Maqashid Syariah, especially in the context of economic empowerment of the people. Maqashid Sharia, which covers the maintenance of religion, life, reason, offspring, and wealth, plays an essential role in Islamic law and is the main guideline for achieving the prosperity of Muslim society. Zakat management is a vital tool in achieving the goals of Maqashid Syariah. Zakat, as one of the essential pillars of Islam, not only functions as a religious obligation but also as a vital instrument for empowering the people's economy. We investigate how Zakat can improve the Sharia Maqashid Index by focusing on economic aspects, including efforts such as micro-enterprises, education financing, skills training, and other productive initiatives. This article also presents case studies and real examples from communities and countries that have succeeded in incorporating Zakat in efforts to empower the economy of their people. Analysis of the impact of these cases reveals Zakat's great potential in achieving Maqashid Syariah's goals, such as more equitable and sustainable economic prosperity.
Penyaluran Zakat dalam Menanggulangi Kemiskinan (Studi Kasus Baznas Cilegon Tahun 2017-2018 Fennty Septiani
Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i2.147

Abstract

The National Amil Zakat Agency is an official body formed by the government domiciled in districts or cities and provinces whose task is to collect and distribute Zakat, Infaq and Sadaqah. The purpose of this study was to determine the distribution of zakat carried out by the National Amil Zakat Agency in an effort to reduce poverty in Cilegon City. This type of research is field research, namely research whose data sources are obtained directly from the Cilegon City National Amil Zakat Agency and the research method is qualitative. Zakat distribution carried out by the Amil Zakat Agency in Cilegon City is in the form of providing business capital that is used for mustahik which aims to improve mustahik welfare and reduce poverty in Cilegon City.
Kaidah Al Masyghul La Yushghal Dalam Konteks Akad Musyarakah Mutanaqisah Rusdi Rizki Lubis; Jaih Mubarok
Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v2i2.148

Abstract

This article describes the principles of al-masyghul la yusyghal fiqh principles in one of the Islamic economic practices, namely the musyarakah mutanaqisah contract. The method used is descriptive literature by collecting various literature related to the object of study. This research tries to explore the law of musyarakah mutanaqisah contracts which are commonly used in sharia banking in Indonesia in relation to their legal status using one of the rules of fiqh. This research concludes that the musyarakah mutanaqisah contract is no different from the rules of al-masyghul la yusyghal fiqh because in principle these fiqh rules can only be applied to provisions if the law of origin of an object changes its nature and position. This is also in accordance with DSN-MUI fatwa Number 73 of 2008 concerning Musyarakah Mutanaqisah and DSN-MUI Decree Number 1 of 2013 concerning Guidelines for Implementing Musyarakah Mutanaqisah in Financing Products.
Pembiayaan PLs, Kinerja Keuangan dan Profitabilitas BPR Syariah di Indonesia: Covid-19 sebagai Moderating Chitra Yuliashri Katili
Jurnal Ekonomi Islam Vol 1 No 2 (2022): August 2022
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v1i2.151

Abstract

This research will analyze the effect of financial performance, PLS-based financing, financing risk, and Covid-19 on the Profitability of Islamic Rural Banks (IRB) in Indonesia. Covid-19 is also a moderating variable affecting financial performance, PLS-based financing, and financing risk. This study used the quantitative method. The analysis was performed using SEM-PLS. Consists of three variables and indicators used. The first variable is financial performance consisting of CAR, FDR, Assets, Third Party Funds (DPK), Total Financing, and the number of Sharia BPR offices. Second, PLS-based financing consists of mudharabah and musharakah financing. Third, financing risk is represented by non-performing financing (NPF). The results of this study show that the hypothesis proposed has yet to be fully proven. But what must be the concern of BPR Syariah is that PLS-based financing is indicated actually to reduce profitability if not managed properly. This study is different from previous studies that used regression-based analysis only. This research uses Structural analysis using Structural Equation Modelling (SEM) PLS. As well as using Covid-19 as a moderating variable.
Peran Masjid Sabilil Huda Boki Owutango dalam Pemberdayaan Ekonomi Syariah di Tamalate Mohamad Akbar F. Ibrahim; Sri Dewi Yusuf; Yusran Zainuddin
Jurnal Ekonomi Islam Vol 3 No 1 (2024): February 2024
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v3i1.160

Abstract

This research highlights the role of Masjid Sabilil Huda Boki Owutango in Tamalate in empowering the sharia economy through various programs such as entrepreneurship training, business capital assistance, management of zakat, infaq, and sedekah, as well as community savings. Using a qualitative approach, this study shows that the mosque has successfully enhanced understanding and application of sharia economic principles, created new job opportunities, reduced economic disparities, and improved the fair distribution of wealth. The active participation of the congregation in these programs demonstrates the effectiveness of the mosque's efforts in empowering the community, making it a significant center for social and economic activities in improving the welfare of the Tamalate community.

Page 2 of 4 | Total Record : 34

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