Islamic Economics and Finance Journal
The Islamic Economics and Finance Journal is a journal that provides an authoritative source of scientific information for researchers and scholars in academia, research institutions, government agencies, and industry. Published semiannually (February and August) by Scimadly Publishing. The editors receive scientific articles and research results that are relevant to contemporary Islamic economics and finance issues in the fields of; Islamic Public Economics, Islamic Monetary Economics, Islamic Business Economics, Islamic International Economics, Islamic Banking, Islamic Social Finance, and Islamic Development Economics.
Articles
34 Documents
<![CDATA[Pengaruh Fluktuasi Harga Emas dan Strategi Pemasaran Tabungan Emas terhadap Minat Bertransaksi Nasabag di Mediasi dengan Situasi Pandemik pada Pegadaian Syariah Cabang Gorontalo ]]>
<![CDATA[Asral Kelvin Sahrain]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v2i2.161
<![CDATA[This research was conducted at the Sharia Pawnshop Gorontalo Branch, aiming to find out 1). Does Gold Price Fluctuation (X1), and Gold Savings Marketing Strategy (X2) affect Customer Transaction Interest (Y2) mediated by Pandemic Situation (Y1) , at Pegadaian Syariah Gorontalo Branch The results showed that the two behavioral variables of Gold Price Fluctuations (X1), and the Gold Savings Marketing Strategy (X2) had a Positive and Significant Effect, which was indicated by a Fluctuation significance value of 0.00 less than 0.05 and a positive beta coefficient of 0.16. , the significance value of Marketing Strategy is 0.00 less than 0.05 which means it is significant and the beta coefficient is positive at 0.52 Furthermore, the two Gold Price Fluctuation variables (X1), and the Gold Savings Marketing Strategy (X2), together have a positive and significant effect mediated by the Pandemic Situation variable (y1) which is indicated by the direct influence of Gold Price Fluctuations on Customer Transaction Interest of 0.521 and the indirect effect of the Fluctuation variable on the Customer's Transaction Interest through the Pandemic Situation obtained the calculation results of 0.207 X 0.254 = 0.053 with a total effect of 0.441 and the direct influence of Marketing Strategy on Customer's Transaction Interest of 0.304 and the indirect effect of the Gold Savings Marketing Strategy variable on Customer's Transaction Interest through Situations Pandemic results obtained by the calculation of 0.293 X -0.254 = 0.074 with a total effect of 0.378]]>
<![CDATA[Respon Kebijakan Moneter terhadap Inflasi Indonesia Periode Jokowi Periode 2019-2024 ]]>
<![CDATA[Syarifatul Ummah]]>;
<![CDATA[Sudirman]]>;
<![CDATA[Sri Dewi Yusuf]]>;
<![CDATA[Andi Mardiana]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i1.186
<![CDATA[Penelitian ini bertujuan untuk menganalisis respons kebijakan moneter Bank Indonesia terhadap inflasi di Indonesia selama periode pemerintahan Jokowi dari tahun 2019 hingga 2024. Penelitian ini menggunakan pendekatan kualitatif deskriptif analitik dengan data sekunder yang diperoleh dari dokumen kebijakan moneter dan statistik inflasi dari Badan Pusat Statistik. Hasil penelitian menunjukkan bahwa kebijakan moneter yang diterapkan, termasuk penetapan suku bunga, pengendalian inflasi, dan stabilitas nilai tukar, berperan penting dalam menjaga inflasi dalam batas target yang ditetapkan. Selama periode tersebut, Bank Indonesia berhasil menyesuaikan suku bunga untuk merespons perubahan kondisi ekonomi, termasuk dampak dari pandemi COVID-19 dan ketegangan geopolitik global. Temuan utama menunjukkan bahwa meskipun terdapat tantangan eksternal, seperti lonjakan harga energi dan pangan, kebijakan makroprudensial dan digitalisasi keuangan yang diterapkan oleh Bank Indonesia telah membantu menjaga stabilitas ekonomi. Penelitian ini menyimpulkan bahwa koordinasi antara kebijakan moneter dan fiskal sangat penting untuk mencapai tujuan inflasi yang diinginkan. Rekomendasi untuk penelitian selanjutnya adalah perlunya evaluasi berkelanjutan terhadap dampak kebijakan yang diterapkan serta adaptasi terhadap perubahan kondisi ekonomi global.]]>
<![CDATA[The Role of Islamic Social Finance and Covid-19 : Islamic Finance ]]>
<![CDATA[Haidar, Abdullah]]>;
<![CDATA[Rusadi, Putri Oktavia]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i1.84
<![CDATA[This study aims to determine the map of the development of research on the theme of Islamic social finance in the Covid-19 pandemic published by indexed journals. The research was conducted in August 2020. The data analyzed were 47 research publications. The object of study is a published journal published in 2020. The data is then processed and analyzed using the VOSviewer application program to determine bibliometric mapping of the development of Covid-19 research and issues of Islamic social finance. The results of the research show that the number of publications on this theme has increased significantly. The bibliometric visualization shows that the map of the development of Covid-19 research is divided into 4 clusters. Cluster 1 consists of 19 topics, cluster 2 consists of 13 topics, cluster 3 consists of 9 topics, and cluster 4 consists of 8 topics. The finding of this research is that there is special attention to the development of Islamic social finance in order to overcome the impact of the prolonged economic crisis.]]>
<![CDATA[Pengaruh Perkembangan Bank Syariah sebelum dan Saat Covid-19 ]]>
<![CDATA[Hanifah Anisya Yualita]]>;
<![CDATA[Anzu Elvia Zahara]]>;
<![CDATA[Nurfitri Martaliah]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v2i2.90
<![CDATA[This study aims to determine the difference between the Non-Performing Financing (NPF) ratio and the Ratio of Operating Income to Operating Expenses (BOPO) in Islamic Banks before and during Covid-19. The type of research used in this study is a descriptive type of research with a quantitative approach, the object of this study is Non-Perfoming Financing (NPF) as a variable (X1) and Operating Expenses Operating Income (BOPO) as a variable (X2). The time of this study was conducted from September 2, 2022 to September 14, 2022. The data source used in this study is secondary data sourced from the Financial Services Authority website through the OJK website. The population of this study is all shari'a banks registered with the Financial Services Authority (OJK). The sampling method used in this study was purposive sampling. The results of this study are that there is no difference in financing performance at shari'a banks before and during Covid-19. Based on a significance value of 0.562 with a profitability of 0.000 > 0.05, so that the NPF value before Covid-19 and during Covid-19 did not experience a significant difference. Based on the significance value of 0.577 with a profitability of 0.000 > 0.05, so that the result is no difference in the ratio of operating expenses to operating income (BOPO) in sharia banks before Covid-19 and during Covid-19 did not experience a significant difference.]]>
<![CDATA[Pengaruh Islamic Banking Service Quality dan Brand Islam terhadap Loyalitas Nasabah Bank Syariah di Indonesia ]]>
<![CDATA[Auliana]]>;
<![CDATA[Sissah]]>;
<![CDATA[Sri Rahmah]]>;
<![CDATA[Nurfitri Marthaliah]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 2 No 2 (2023): August 2023 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v2i2.94
<![CDATA[The purpose of this study is to explain analyzing the influence of Islamic Banking Service Quality and Islamic Brand on customer loyalty at Bank Syariah Indonesia KCP Sarolangun. The type of research used in this research is quantitative research with a descriptive approach. The sample was used by Proportional Stratified Random Sampling. Methods of data collection using observation, questionnaires, and documents. Data analysis method using Multiple Regression Analysis. The results show that Islamic Banking Service Quality and Islamic Brand have a simultaneous effect on customer loyalty of Bank Syariah Indonesia KCP Sarolangun. Partially, Islamic Banking Service Quality and Islamic Brand also simultaneously affect customer loyalty of Bank Syariah Indonesia KCP Sarolangun. Adjusted R Value Square of 0.208 = 20.8% means that the independent variable jointly affects the dependent variable by 20.8% and the rest is influenced by other variables not included in the study.]]>
<![CDATA[An Evaluation of Possible Scenarios for The Contemporary Turkish Economic Turbulence ]]>
<![CDATA[Mumin, Mumin Ahmad Khan]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i1.100
<![CDATA[The current economic crisis is one of the most pressing issues confronting the Turkish economy and society. A country's economy is defined as the growth and productivity of a country's resources and the flow of those resources in a distributed structure, as the economy is the backbone of any country. A country's economy can develop through its infrastructure and industrial development. Due to some internal dynamics in 1994, Turkey was impacted by global economic crises and had started to experience its first financial crisis. As the ongoing problem is caused predominantly by one factor, the economic crisis, it will be stimulating to see how this factor can directly influence the financial situation. Hence, the article shows a comparative analysis through parallel evaluation how the sudden economic crisis increases on the global and domestic level in the Turkish economy. In addition to this context, this study also focuses on the economic fluctuation in modern Turkey and the depreciation of the Turkish Lira against the dollar. As the various kinds of literature show that, there have been several financial crises in the world, the effect of which has been manifested in developed countries and the world’s developing countries as well. During the recent economic crisis, the Turkish finance sector faced several serious challenges which impacted its performance, such as the Lira-to-Dollar exchange rate.]]>
<![CDATA[Pengaruh Etika Bisnis Islam dan Pemasaran Online Melalui Grabfood terhadap Peningkatan Omzet Usaha Kuliner di Kabupaten Magetan ]]>
<![CDATA[Ayu Linjanari]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i1.120
<![CDATA[This research aims to find out how Islamic business ethics and online marketing through Grabfood influence the increase in culinary business turnover in Magetan Regency. This type of research is quantitative research using primary data. The data source for this research is a data collection method in the form of a questionnaire. Source of data comes from the results of the answers to the questionnaire. The data analysis methods used are classical assumption tests, multiple linear regression analysis, hypothesis testing (t test, F test and coefficient of determination). The population in this study were 65 businesses with a sample of 56 respondents. The research results show that Islamic business ethics has a significance value of 0.049 <0.05, meaning that Islamic business ethics influences increasing turnover. Online marketing has a significance value of 0.019 <0.05, meaning that online marketing via grabfood affects increased turnover.]]>
<![CDATA[Pengaruh Ekspektasi Kinerja, Ekspektasi Upaya, Kondisi yang Memfasilitasi dan Kepercayaan terhadap Penggunaan Aplikasi investasi IPOT ]]>
<![CDATA[Mufidha Riska]]>;
<![CDATA[Rahmawati Khoiriyah]]>;
<![CDATA[Budy Prihastoro]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 2 (2024): August 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i2.145
<![CDATA[The era of advances in information technology has caused a shift in business operations towards digital platforms, including the capital market. Capital market transactions on the Indonesia Stock Exchange (BEI) can be done online via the IPOT platform. In Indonesia the IPOT platform is the most popular application. The aim of this research was to measure behavior in using the IPOT application using the UTAUT approach. Using multiple linear regression analysis with a population of 3rd semester Faculty of Economics and Business students with a sample of 86 respondents taken with the criteria of having opened an account or used the IPOT investment application. The research results state that partially the variables of performance expectations and trust influence behavior in using the IPOT investment application. Meanwhile, business expectations and facilitating conditions have no effect on behavior in using the IPOT investment application.]]>
<![CDATA[Analysis of Green Finance Implementation at BCA Syariah ]]>
<![CDATA[Okta Sari]]>;
<![CDATA[Muhammad Iqbal Fasa]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 2 (2024): August 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i2.206
<![CDATA[Today, the overuse of technology has posed severe challenges to economies around the world. The purpose of this study was to determine the concept of Green finance and measurement indicators used and to determine the policies that have been applied in the implementation of the concept of Green finance at Bank BCA Syariah. This article uses the literature review method which uses a qualitative approach to review various literature sources, including scientific journals, reports from related institutions or companies, and Green finance related policies. This study uses descriptive analysis method on various research related to the concept and implementation of Green finance. The results of the study show that bank BCA Syariah has implemented several Green Finance programs from 2019 to 2023, including the implementation of green principles with green financing, the use of water, paper, waste treatment, strategic cooperation in the scope of Sustainability, Policy and planning related to environmental-based sustainability.]]>
<![CDATA[Green Finance in Indonesia: A Literature Review ]]>
<![CDATA[Risna Wati]]>;
<![CDATA[Muhammad Iqbal Fasa]]>
<![CDATA[ Jurnal Ekonomi Islam Vol 3 No 2 (2024): August 2024 ]]>
Publisher : <![CDATA[Scimadly Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.55657/iefj.v3i2.208
<![CDATA[The banking world is also adopting the concept of green finance, which basically encourages that any economic effort minimize its negative impact on the environment. In the banking industry, this greening movement is referred to as green banking. This green movement is not only limited to financing, but also Islamic banking programs that provide financing for businesses or activities that can damage or pollute the environment. This study is a type of qualitative research that uses a library research approach, which involves collecting information through observation. Researchers use literature research as supporting literature to obtain data and information about books or other sources related to Green Finance. Key findings from the analysis include the importance of green finance guidelines and frameworks in encouraging sustainable financial practices, the role of central banks in supporting the transition to a low-carbon economy through initiatives such as green banking and green bond issuance, and the importance of soft power measures to steer investment preferences toward green finance.]]>
