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Qawanin: Journal of Economic Syaria Law
Published by Institut Agama Islam Negeri Kediri
ISSN : 25983156     EISSN : 26228661     DOI : https://doi.org/10.30762/qawanin.v6i1
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Qawanin (Journal of Economic Syaria Law) is a media publication of the results of scientific research, in the field of Economic Syaria Law which includes: - Economic Syaria Law - Islamic strategy for economic development - Critical issues and challenges in Islamic economics and finance development - other topics that are still in line with law and economic developments
Arjuna Subject : Ilmu Sosial - Hukum
Articles 6 Documents
 1 
Search results for , issue "Vol 4 No 1 (2020): Januari" : 6 Documents clear
MEKASNISME PASAR DALAM PERSPEKTIF ABU YUSUF: STUDI KASUS KENAIKAN HARGA TIKET PESAWAT DOMESTIK DI INDONESIA (Market Mechanism in Abu Yusuf's Perspective: Case Study of Domestic Flight Ticket Price Increase in Indonesia) Intan Ayu Nur Wegayanti
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (975.144 KB) | DOI: 10.30762/q.v4i1.1875

Abstract

Pernyataan umum yang berlaku tentang hubungan negatif pada kurva permintaan adalah apabila jumlah suatu barang (Q) mengalami kelangkaan maka harga barang (P) akan naik, dan sebaliknya. Namun salah satu tokoh ekonomi Islam klasik menentang pernyataan tersebut, yaitu Abu Yusuf.Menurut Abu Yusuf bisa saja persediaan barang melimpah diiringi dengan harga yang tinggi dan sebaliknya.Penelitian ini bertujuan untuk menganalisis kenaikan harga tiket pesawat domestik di Indonesia menggunakan konsep mekanisme pasar perspektif pemikiran Abu Yusuf. Metode penelitian yang digunakan adalah metode kajian pustaka, di mana sumber-sumber literatur diperoleh dari buku, internet, jurnal dan lainnya. Sedangkan analisisnya menggunakan deskriptif analisis untuk menjawab permasalahan penelitian. Hasil penelitian menunjukan adanya kesesuaian dengan pemikiran Abu Yusuf yaitu bahwa kenaikan harga tiket pesawat tidak disebabkan oleh kelangkaan, melainkan faktor-faktor lain seperti biaya, perbaikan keuangan maskapai, stagnasi harga tiket, dan penguasaan pasar. Namun bukti empiris juga menemukan bahwa kenaikan harga tiket pesawat menyebabkan penurunan jumlah penumpang, dimana hal ini sesuai dengan teori ekonomi pada umumnya yaitu apabila harga barang naik maka jumlah barang yang diminta cenderung menurun. A general statement that applies to the negative correlation on the demand curve is that if the amount of goods (Q) suffers from scarcity, the price of goods (P) will increase, and vice versa. But, one of the classical Islamic economic figures opposes this statement, namely Abu Yusuf. According to Abu Yusuf, it could be an overflowing supply of goods accompanied by high prices and vice versa. This study aims to analyze the increase of the domestic plane ticket price in Indonesia using the concept of market mechanism based on Abu Yusuf's perspective. The research method uses the literature review method, where literary sourcesare obtained from books, the internet, journals, and others. While the analysis uses descriptive analysis to answer the research problem. The article demonstrates there was a suitability with Abu Yusuf's thouht that the increase in ticket prices was not caused by the scarcity, but it was caused by several other factors such as costs, airline financial improvements, the stagnation of ticket price, and market domination. However, the empirical evidence also that the increase in ticket prices affected the decrease in the number of passengers, which is an accordance to the economic theory in general, that is if the price of goods rises, the amount of goods requested will decrease.
PRAKTIK PENGELOLAAN PRINSIP SYARIAH DI HOTEL ANDITA SYARIAH SURABAYA BERDASARKAN FATWA DSN-MUI NOMOR 108/DSN-MUI/X/2016 (Sharia Principles Management Practices at Andita Syariah Hotel Surabaya Based On DSN-MUI Fatwa Number 108/DSN-MUI/X/2016) Muflihatul Bariroh
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (891.959 KB) | DOI: 10.30762/q.v4i1.1965

Abstract

Penelitian ini didasarkan pada fenomena banyak bermunculan hotel berlabel syariah yang ada di Indonesia, tetapi diindikasikasikan hanya sedikit yang memenuhi kriteria hotel syariah dalam fatwa DSN-MUI No.108/DSN-MUI/X/2016, sehingga tidak memiliki sertifikasi halal termasuk hotel Andita Syariah Surabaya. Tujuan Penelitian adalah mendeskripsikan konsep syariah menurut pengelola hotel Andita Syariah, menjelaskan penerapan prinsip syariah di hotel Andita Syariah serta menganalisis praktik pengelolaan di hotel Andita Syariah berdasarkan fatwa. Pendekatan kualitatif-deskriptif digunakan oleh penulis sebagai metode dalam penelitian melalui penyajian hasil penelitian berdasarkan fakta yang diperoleh dari observasi dan wawancara serta teori dalam bentuk uraian deskriptif. Hasil penelitian didapatkan bahwa terdapat beberapa hal yang belum terpenuhi dari tujuh kriteria standar hotel syariah yang terdapat dalam fatwa DSN-MUI. Namun demikian, titik penting dari penyediaan layanan syariah di hotel Andita Syariah adalah sebagai wujud pemberian dukungan dalam upaya meningkatkan keimanan dan ketakwaan dengan menerapkan prinsip syariah melalui bisnis dan ekonomi syariah. This research is based on the phenomenon of many sharia-labeled hotels popping up in Indonesia but it is indicated that only a few meet the criteria of sharia hotels contained in the fatwa DSN-MUI No.108/DSN-MUI/X/2016, so they do not have halal certification, including hotels andita syariah surabaya. The purpose of this research is to describe the concept of sharia according to the manager of the Andita syariah hotel, explain the application of sharia principles in the Andita Syariah hotel and analyze the management practices at the Andita Syariah hotel based on the fatwa. Qualitative-descriptive approach is used by the author as a method in research through the presentation of research results based on facts obtained from observations and interviews and theories in the form of descriptive descriptions. The results of the study found that there are several things that have not been fulfilled from the seven criteria of sharia hotel standards contained in the DSN-MUI fatwa. However, an important point of providing sharia services at the Andita sharia hotel is as a form of providing support in an effort to increase faith and piety by applying sharia principles through sharia business and economy.
MEKANISME BAGI HASIL SIMPANAN BERJANGKA SYARIAH (SI JAKA) DI BMT NURUL UMMAH NGASEM JAWA TIMUR (The Sharia Futures Deposit (Si Jaka) Profit Sharing Mechanism in BMT Nurul Ummah Ngasem East Java) Khoiriyah Muthmainnah; Joko Hadi Purnomo; Niswatin Nurul Hidayati
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (992.605 KB) | DOI: 10.30762/q.v4i1.1971

Abstract

Penelitian ini dilatar belakangi pengelolaan simpanan berjangka syariah yang semakin pesat dari tahun ke tahun selain itu BMT Nurul Ummah Ngasem Jawa Timur juga melakukan kegiatan penghimpunan dana dari masyarakat salah satunya produk tabungan berjangka syariah (Si Jaka). Dalam pratiknya menggunakan akad mudharabah. oleh sebab itu nasabah sebagai pemilik dana yang telah menyimpan dananya, mendapatkan bagi hasil atau keuntungan yang telah disepakati bersama di awal pembukaan tabungan berjangka syariah (Si Jaka). Oleh karena itu penelitian tertarik untuk mengangkat judul Mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Pertanyaan utama yang akan dijawab dari penelitian ini adalah: 1) pengelolaan simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur. (2) mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Untuk menjawab permasalahan tersebut, maka penelitian ini menggunakan pendekatan deskriptif kualitatif yang menghasilakan data-data yang diperoleh dari objek penelitian yakni dengan metode observasi, wawancara, dan dokumentasi yang kemudian dilakukan analisis dengan cara mendeskripsikan data dari informal, mereduksi data sesuai kebutuhan penelitian, kemudian di analisis oleh penulis, dan disimpulkan untuk menjawab penelitian. Hasil penelitian menyimpulkan bahwa pengelolaan dan  mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur dalam penerapan nisbahnya harus benar-benar sesuai dengan prinsip syariah. This research was grounded by the management of sharia futures deposits which are rapidly increasing from year to year. Besides, BMT Nurul Ummah Ngasem East Java also conducts fundraising activities from the public, one of which is sharia term savings products (Si Jaka). In practice, it uses the mudharabah agreement. Therefore, the customer as the owner of the funds that has deposited the funds, get a profit sharing or profit that has been mutually agreed upon at the beginning of opening of sharia term savings (Si Jaka). Therefore, the research was interested in raising the title of the mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem, East Java. The main questions that will be answered from this research were: 1. management of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java, 2. mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java. To answer these problems, this research uses a qualitative descriptive approach that produces data obtained from the research object namely observation, interviews, and documentation which are then analyzed by describing data from informal, reducing data according to research needs, then di analysis by the author, and concluded to answer the research. The results of the study concluded that the management and profit sharing mechanism of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java in applying the ratio must be really in accordance with sharia principles.
IMPLEMENTASI PEMBIAYAAN AL-QARDH WAL IJARAH (Studi Kasus di BMT Nurul Ummah Ngasem Jawa Timur) The Implementation of Al-Qardh Wal Ijarah Financing (Case Study at BMT Nurul Ummah Ngasem East Java Nurul Aini; Moch. Zaenal Azis Muchtarom; Moch. Agus Sifa’
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (999.522 KB) | DOI: 10.30762/q.v4i1.1988

Abstract

Penelitian ini dilatarbelakangi Pembiayaan Al-Qardh Wal Ijarah. Al qardh wal ijarah merupakan salah satu produk yang didalamnya terkandung misi sosial. Adanya misi sosial kemasyarakatan ini akan meningkatkan citra baik dan meningkatkan loyalitas masyarakat terhadap BMT. Pembiayaan Al-Qardh Wal Ijarah ini disamping memberi bantuan untuk modal usaha dapat juga diberikan kepada anggota yang memerlukan dana bukan untuk usaha melainkan untuk kegiatan biaya anak sekolah, membangun rumah, dan kebutuhan lainnya sesuai dengan kegiatan anggota. Jenis penelitian ini adalah peneliti menggunakan pendekatan kualitatif dengan metode deskriptif. Data yang didapatkan adalah data primer yang langsung diperoleh dari BMT Nurul Ummah Ngasem Jawa Timur tentang pembiayaan al-qardh wal ijarah dan dari data sekunder yang merupakan data olahan yang sumbernya dapat dipercaya dan dipertanggungjawabkan secara ilmiah dengan menggunakan studi pustaka, interview, internet, dan lain-lain. Hasil penelitian dalam Peneliti ini adalah BMT Nurul Ummah Ngasem Jawa Timur sudah memiliki standar operasional prosedur penerapan dengan baik sesuai dengan prinsip analisis pembiayaan dan yang sering mengajukan pembiayaan al-qardh wal ijarah adalah anggota yang memiliki usaha yan bertujuan untuk mengembangkan usahanya. Dan sistem yang digunakan oleh BMT Nurul Ummah Ngasem Jawa Timur yaitu menggunakan sistem promosi personal selling (penjualan pribadi) yang dilakukan oleh santri BMT Nurul Ummah Ngasem Jawa Timur kepada anggota yang memiliki usaha. This research is motivated by Al-Qardh Wal Ijarah Financing. Al qardh wal ijarah is one of the products contained in social mission. The existence of the social mission will improve the good image and increase public loyalty to the BMT. Al-Qardh Wal Ijarah's financing aside from providing assistance for business capital can also be given to members who need funds not for business but for the activities of schoolchildren's costs, building houses, and other needs in accordance with the member's activitiesThis type of research is researchers using a qualitative approach with descriptive methods. he data obtained are primary data directly obtained from BMT Nurul Ummah Ngasem East Java about al-qardh wal ijarah financing and from secondary data which is processed data whose sources can be trusted and scientifically accounted for using literature studies, interviews, internet, etc. -other. The results of this study in this Researcher is that the BMT Nurul Ummah Ngasem East Java already has standard operating procedures for implementing them in accordance with the principles of financing analysis and who often propose financing al-qardh wal ijarah are members who have businesses that aim to develop their businesses. And the system used by BMT Nurul Ummah Ngasem East Java is to use a personal selling promotion system conducted by students of BMT Nurul Ummah Ngasem East Java to members who have businesses.
TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK SEWA MENYEWA POHON MANGGA DI KALANGAN MASYARAKAT DUSUN PATUK (Overview of Islamic Law Against Leasing Practices of Leasing Mango Trees Among Patuk Communities) Afanda Leliana Sari; Abdul Wahab A. Khalil; Faridatul Fitriyah
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1156.736 KB) | DOI: 10.30762/q.v4i1.2005

Abstract

Praktik sewa menyewa pohon mangga di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk yang tidak biasa perlu kajian dengan tinjauan hukum Islam apakah sudah sesuai dengan syariat, guna meminimalisir adanya kemadlaratan yang mungkin ditimbulkan. Penelitian ini akan mengkaji dan menganalisis tentang praktik sewa menyewa pohon mangga dikalangan masyarakat Dusun Patuk Desa Ngetos Kecamatan Ngetos Kabupaten Nganjuk serta statusnya tinjauan hukum Islam. Penelitian lapangan (field reseach) ini menggunakan pendekatan kualitatif. Sumber datanya adalah masyarakat Dusun Patuk, dikumpulkan dengan teknik wawancara dan observasi. Metode analisisnya adalah deskriptif, yaitu mendeskripsikan bagaimana praktik sewa menyewa pohon mangga yang terjadi di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk dengan tinjauan hukum Islam. Dari hasil penelitian dapat disimpulkan bahwa praktik sewa menyewa pohon mangga di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk termasuk dalam akad bathÄ«l dikarenakan terdapat satu rukun yang tidak terpenuhi atau dilarang oleh syara’ yakni penggunaan pohon mangga sebagai objek sewa. Terkait dengan resiko, dalam praktik ini seluruh resiko menjadi tanggungjawab pihak penyewa. Hal ini tidak sesuai dengan ketentuan dalam Fatwa Dewan Syariah Nasional-Majelis Ulama’ Indonesia (DSN-MUI) No: 112/DSN- MUYIX/2017 Tentang Akad IjÄrah. Sedangkan hukumnya adalah dihukumi ma’fu, dikarenakan ketidak pahaman masyarakat tersebut atas hukum dari praktik yang mereka lakukan. The practice of renting happens in Patuk Ngetos village Ngetos Nganjuk Regency by using mango trees as the objects in unusual leases needs to be studied with a review of Islamic law whether it is in accordance with the Sharia in order to minimize the existence of delays that might result from this practice, as well as a review of Islamic law about the practice of renting mango trees among the people of in Patuk Ngetos village Ngetos Nganjuk Regency. This type of research is a field research (field research), with a qualitative approach. The data source of this research is the community of Patuk villaget. The data collected isprimary data with data collection techniques through interviews and observations. Based on the results of the study, it can be concluded that this practice is included in the bathīl contract because there is one pillar that is not fulfilled or prohibited by syara 'which is the use of mango trees as rental objects. This is also in accordance with the view of the ulama 'madzhab which states that it is not permissible to rent trees for fruit. In addition, the use of this object has resulted in uncertain speculation of results so that it tends towards gharar. As for the law on the practice of renting that has been done by the people of Patuk village, they are punished by ma'fu, due to the community's lack of understanding of the law of their practice. Therefore, the practice of renting a mango tree should be transferred to other agreements (contracts) such as land rent along with what is embedded in it or also with a contract (contract) musaqah provided that the results are sold to the cultivators.
PENERAPAN WAKAF UANG SECARA PROFESIONAL MENURUT HUKUM ISLAM (Application of Cash Waqf in Good Governance) Ahmad Mu’is; Binti Nur Hamida
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1270.033 KB) | DOI: 10.30762/q.v4i1.2058

Abstract

In term of terminology, the word Waqf means 'holding back something to acquire advantage'. Certain things can be something active like land or passive like money as cash waqf (waqf al nuqud). Money as waqf is still not explored and managed to the maximum, even though its potential is massive because Indonesia is a majority Muslim country. The great potential of waqf challenges is also not easy. The main obstacle is more on human resources and their management strategies. The problem of good and efficient management of waqf is a problem. Therefore, the greater the wealth and diversity of waqf that can be managed by Nadzhir professionally with proper management, the more benefits can be derived from managing cash waqf with good governance will strengthen the role of waqf in improving the economy and welfare of the community. This research uses literature study method by referring several primary and secondary sources in the form of books, and relevant journals discussing the problems of waqf, money waqf, and good governance. The results of this study state that in the context of waqf management, Good Governance can be more easily interpreted as trustful waqf management so that waqf property can be collected, managed and distributed properly for the benefit of the people. Potential money as cash waqf is also very promising, because waqf in this form are not with ownership of large amounts of wealth. Key words: Waqf, Cash Waqf, Good Governance

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