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Qawanin: Journal of Economic Syaria Law

qawanin
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Published by Institut Agama Islam Negeri Kediri

ISSN : 25983156 EISSN : 26228661 DOI : https://doi.org/10.30762/qawanin.v6i1

Core Subject : Religion, Economy, Humanities, Social,

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Qawanin (Journal of Economic Syaria Law) is a media publication of the results of scientific research, in the field of Economic Syaria Law which includes: - Economic Syaria Law - Islamic strategy for economic development - Critical issues and challenges in Islamic economics and finance development - other topics that are still in line with law and economic developments

Arjuna Subject : Ilmu Sosial - Hukum

Articles 131 Documents

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Bahasa Arab: تحليل تغير قيمة النقود في منظور الشريعة الإسلامية / Analysis of the Change in The Value of Money in The Perspective of Islamic Law Moch. Zainuddin
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

The problem of changes in the value of money, and the continuous fluctuation in its purchasing value, is one of the major problems that we face today. People wonder about the Sharia ruling on changes in the value during the term of the term, in the loan or deferred sale and other obligations related to the liability, and is the obligor required to fulfill the same What is his commitment or worth?. This research is a desk and applied study of the impact of changing the purchasing value of money in Islamic jurisprudence and economics, an applied study in contemporary financial transactions issues. The results of the research are that money is an idiomatic issue, and it does not have a specific form or substance required for it, and everything that people use as money or a standard can be cash, and what people call money is applied to the provisions of money such as the prohibition of usury and the obligation of zakat on it. Paper money is a special type of money, to which the provisions of money apply, but it is unique to its own provisions, including the need to take into account the change in its value. تعد مشكلة تغير قيمة النقود، والتذبذب المستمر في قيمتها الشرائية من المشكلات الكبيرة التي نواجهها اليوم، ويتساءل الناس عن حكم الشريعة في تغير القيمة هذه في فترة الأجل، في القرض أو البيع الآجل وغيرهما من الالتزامات المتعلقة في الذمة، وهل يطلب إلى الملتزم أن يفي بمثل ما التزمه أم بقيمته؟ يعتبر هذا البحث من الدراسة المكتبية والتطبيقية لأثر تغير القيمة الشرائية للنقود في الفقه والاقتصاد الإسلامي، دراسة تطبيقية في قضايا المعاملات المالية المعاصرة. ونتائج البحث هي أن النقود مسألة اصطلاحية فلا يشترط لها شكل معين أو مادة معينةـ، وكل ما يصطلح الناس عليه نقودا أو معيارا يمكن أن يكون نقدا، وما اصطلح عليه الناس نقودا تطبق عليه أحكام النقود كمنع الربا ووجوب الزكاة فيه.والنقود الورقية نوع خاص من النقود، تنطبق عليها أحكام النقود، إلا أنها تنفرد بأحكام خاصة بها، ومنها وجوب مراعاة التغير في قيمتها.

INTERNALISASI EKSEKUSI JAMINAN HAK TANGGUNGAN DALAM PEMBIAYAAN KREDIT PADA BANK SYARIAH INDONESIA (BSI) KOTA MALANG: The Internalization of Guarantee Rights Execution in Credit Financing at Indonesian Sharia Bank (BSI) Malang City Iva Mala; Arini Putri; Aminah Firdausi; Kadek Renitayani
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

The Financial Institution under the government and supervised by the OJK regarding credit financing in accordance with sharia provisions is the Indonesian Sharia Bank. This study uses a normative juridical approach with a descriptive approach, primary data sources and secondary data from documentation and legislation. The technique in this study uses observation and interviews. The results of this study used the internalization of the Law of the Republic of Indonesia Number 21 of 2008 concerning Islamic Banking and the Law of the Republic of Indonesia Article 6 concerning Mortgage Rights. The obstacles faced in this study are the delinquency of various characteristics of debtors who ignore their installments. Efforts made to overcome these problems are through mediation, fostering to sell the object of mortgage guarantee together and if this method does not produce results, it will be carried out with a court decision. It is hoped that the increase in the survey of the object of the mortgage guarantee can be evaluated again before approving the loan application from the debtor.

TANGGUNG JAWAB PIHAK PT. PEGADAIAN (PERSERO)TERHADAP HILANGNYA BARANG GADAI DI PT. PEGADAIAN SYARIAH CABANG BLIMBING KOTA MALANG: RESPONSIBILITY OF PT. PEGADAIAN (PERSERO) AGAINST LOSS OF POSTAGES IN PT. PEGADAIAN SHARI’AH PAWNSHOP BLIMBING BRANCH MALANG CITY Yolanda Paulina; Amri Putri; Shofa Karuniahaj; Hafidh Arighi; Muhammad Zaki
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Pegadaian shari’ah (Persero) is one of the places to provide loan funds on the basis of the law of pawning, with the condition that there is the delivery of movable objects which are used as collateral for the pledge from the customer to PT. Pegadaian shari’ah (Persero). This pawn is regulated in book II Title 20 article 1150 of the Civil Code. The pawned object must be with the pawnbroker as long as the pawnbroker has not been able to repay the loan, and the pawnshop has a great responsibility to take care of the pawned goods. If the pledged goods are damaged or lost, then the pawnbroker must provide compensation to the injured party by claiming to insurance. The purpose of this study is to find out how the responsibility of the Pawnshop to the lost collateral and find out how to solve the problem of the debtor's demands on the lost collateral at PT. Sharia Pawnshop (Persero) Blimbing Branch, Malang City. The results of the study are that if there are cases of damage or loss of collateral during the pawn process, then the PT. Pegadaian Syariah (Persero) is responsible for the damaged or lost collateral. In providing compensation, PT. Pegadaian Syariah (Persero) must be based on the provisions that have been regulated in the Pawnshop Work Order book which regulates how to provide compensation if the collateral is lost, such as conducting prior consultations with the debtor until there is an arrangement for an insurance claim so that no one is harmed from both sides parties. PT. Pegadaian syariah ( Persero) merupakan salah satu tempat pemberian pinjaman uang berdasarkan dasar hukum gadai, dengan ketentuan terdapatnya penyerahan barang- barang beranjak yang dijadikan selaku barang agunan gadai dari pelanggan pada PT. Pegadaian syariah( persero). Gadai ini diatur dalam buku II Titel 20 bab 1150 KUHPerdata. Barang gadai wajib diantara pada pemegang gadai sepanjang donatur gadai belum sanggup melunaskan pinjamannya, serta pihak pegadaian memiliki tanggung jawab yang besar buat melindungi barang- benda gadai itu. Bila beberapa barang agun itu cacat atau lenyap, hingga pihak pemegang agun wajib membagikan ubah kehilangan pada pihak yang dibebani dengan metode meklaimkan ke asuransi. Tujuan riset ini buat mengenali gimana Tanggung jawab pihak Pegadaian kepada benda agunan yang lenyap serta mengenali metode penanganan permasalahan atas desakan debitur kepada benda agunan yang lenyap di PT. Pegadaian syariah( persero) Cabang Blimbing Kota Malang. Hasil riset merupakan bila ada permasalahan kehancuran ataupun kehabisan benda agunan sepanjang cara gadai berjalan, hingga pihak PT. Pegadaian syariah( Persero) bertanggung jawab atas barang agunan gadai yang cacat ataupun lenyap itu. Dalam membagikan ganti rugi, PT. Pegadaian syariah( Persero) wajib bersumber pada pada determinasi yang sudah diatur dalam buku Aturan Profesi Pegadaian yang menata gimana metode membagikan ubah rugi bila benda agunan itu lenyap semacam melaksanakan konferensi terlebih dulu pada debitur hingga terdapat pengurusan ke klaim asuransi alhasil tidak terdapat yang dibebani dari kedua koyak pihak.

Zakat Ayam Petelur dalam Perspektif Hukum Positif dan Hukum Islam: The Laying Hen ZakaT in Perspective of Positive and Islamic Law Muhamad Aji Purwanto; Setiawan
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

This paper discusses the laying of zakat on the perspective of Islamic law and positive Indonesian law. The amount of zakat from zakat mal that must be issued by traders is 2.5% of the amount of assets owned in trade. In the Ngrejo village area, Bakung sub-district, Blitar, there are a lot of successful layers or traders in their business. Social awareness as a Muslim entrepreneur who has an excess of assets makes several laying hens entrepreneurs in Ngrejo village issue their obligations in paying zakat. However, regarding his understanding of the conditions that must be met in issuing zakat, he still does not fully understand. The research method used in this journal is qualitative with a legal approach. Data mining methods used are interviews, observation and documentation. The results showed that several laying hens in Ngerjo Village were aware of their obligation to issue commercial zakat at 2.5% each year. However, in the implementation there are still some aspects that they have not yet understood, such as the class of people who are obliged to be treated. The rest, they have carried out what is their obligation.

REKONSTRUKSI OBLIGASI: INVESTASI DALAM PERSPEKTIF SYARIAH Nurul Fatma Hasan & M. Mujib Utsmani
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

Investment is highly recommended in Islam. The Al-Quran and Al-Hadith of Prophet Muhammad PBUH and companions support the existence of investment in the use of productive capital resources. The investment must be in accordance with the rules of Islam. Norms in investing according to sharia are free from elements of usury, uncertainty (gharar), gambling (maysir), haram, and syubhat. Bond is one form of investment, but the practice of conventional bonds is usury which is clearly forbidden by the verses of the Qur'an and hadith Saheeh and consensus (ijma ') of the scholars both salaf and khalaf. The reconstruction of bonds to conform to sharia principles needs to take into account some of the underlying prohibitions with bonds. Basically the fundamental difference between sharia bonds and conventional bonds lies in the determination of interest rates of magnitude determined at the beginning of the transaction. Syariah bonds are not a fixed interest-bearing debt as contained in conventional bonds, but rather are fund-raisers based on the principle of profit-sharing. The transaction is not a debt of accounts receivable but an inclusion. Sharia bonds (sukuk) as a form of financing and investment allow some form of structure that can be offered to avoid usury. Sharia bonds can be profit sharing based on mudharabah / muqaradhah / qiradh or musyarakah. While margin / fee based on murabaha or salam or istishna '.

JASA TAHLIL PRABAYAR DESA KAMPUNG DALEM KOTA KEDIRI Dyah Ayu Setiyarini, dkk
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

In Indonesia it appears logical, it has a lot of "tahlil". Even has become flesh among Muslims. Before Islam came there was no "tahlil". It used to be people's habits if someone dies after neighbors gathered at the funeral home and sometimes they gamble to stay up until morning. Then came the cleric called a "Wali Songo" to change the habits of people get together and play gambling be gathered to pray for the deceased which called "tahlilan". "Tahlil" comes from the word "" ھلل - یھلل - تھلیلاwhich means to read lafadz " "لاإلھإلاااللهwhich means there is no god but Allah. That is the purpose of reading “tahlil” was read verses or dhikr of Allah. The rituals like this is not just a "tahlil ", but there are also" Manakib "," Istighosah "and others.But in so far is that all based on the power of money. Many of the chairman of the "tahlil" put a price on his services. Sometimes there are individuals and there are also tahlil institutions service providers. Usually this tahlil services performed for seven days after someone dead. But there is also held because there are certain necessities such as in calling for a single day during the ritual forty days of death, hundred days of death, a thousand days of death, birth of a baby, seven months of pregnancy and others. In taking wages in terms of worship is a lot of disagreement among scholars,there should be and there should not be. And both have a legal basis tosupport this. Keywords: tahlil, manakib, istighosah

ANALISIS KECURANGAN DALAM TAKARAN DAN TIMBANGAN OLEH PEDAGANG DITINJAU DARI FIQIH RIBA (STUDI KASUS DI PASAR BANDAR KEDIRI) Linda Khoirun Nisak, dkk
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

n marketing activities, there are elements called the marketing mix that includesÂ product, price and promotion, and one of the elements that were also veryÂ instrumental is a place in this case a distribution channel.In an effort to increaseÂ sales of its products, the company has a strategy that is by giving gifts toÂ customers with certain conditions. Gift-giving is done by a distributor. Being a distributor must have the ability to sell a product. Not only a limited ability alone,Â ethics must be owned by a distributor.Based on research through interviews,distributor of coffee products Tora Bika has adopted the ethics promotion. EthicsÂ used has been well received by consumers with evidence that many new customersÂ who take the program prizes that have been awarded by the company. So ToraÂ Bika Coffee product sales increased.From the description above, the company isÂ expected to add strategies such as gift order coffee products Tora Bika could beÂ easily bought among consumers. Kata Kunci: etika distributor, pemberian hadiah, daya beli

ANALISIS PENGELOLAAN DAN DAMPAK SAMPAH TERHADAP KONSUMSI WARGA SEKITAR TEMPAT PEMBUANGAN AKHIR Nina Oktaviani, dkk.
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

In human economic activity can not be separated from consumption activities, both the consumption of goods, services and consumption other needs such as eating, drinking, etc. This is because basically all humans need to eat and drink to sustain their life. Where consumption itself serves as a contributing factor in human life. Like eating, humans need to eat for the resilience of his power and to maintain good health. Thus they can maintain their life, especially in conducting worship to Allah SWT.Dalam kegiatan ekonomi manusia tidak terlepas dari kegiatan konsumsi, baik konsumsi barang, jasa maupun konsumsi kebutuhan lainnya seperti makan, minum, dll. Hal ini disebabkan karena pada dasarnya semua manusia memerlukan makan dan minum untuk kelangsungan hidap mereka. Dimana konsumsi sendiri berperan sebagai faktor pendukung dalam kehidupan manusia. Seperti makan, manusia memerlukan makan untuk ketahanan daya tubuhnya serta untuk menjaga kesehatan tubuhnya. Dengan demikian mereka dapat mempertahankan kelangsungan hidupnya terutama dalam menjalankan ibadah kepada Allah SWT. Kata kunci: Konsumsi, Plastik dan TPA

PENGARUH ASPEK HUKUM PERJANJIAN (AKAD) DAN PENJAMINAN TERHADAP ANTISIPASI PEMBIAYAAN BERMASALAH PADA PT. BPRS RAHMA SYARIAH JL. DR WAHIDIN NO. 85 KECAMATAN GURAH KABUPATEN KEDIRI Nur Latifatur Rohmah, dkk
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

Islamic Bank is a financial institution in its activities to collect public funds and distribute funds to the community by using the principles of sharia. In particular BPRS Islamic Bank are doing a lot of traffic is certainly not foreign financing when associated with the agreement and guarantee. Agreements always be done in a contract any loan product Islamic Bank. However, for the agreement bind the need for collateral and guarantees that can bind when a breach occursin the following days. The agreement was legally binding. But the fact still happened financing problems. At least the existence of agreements, guarantees and collateral can be overcome or minimize the problem of financing. So with that bond customers will be more responsible and discipline again any agreements that have been made previously. Bank Syariah adalah suatu lembaga keuangan yang dalam kegiatannya menghimpun dana masyarakat dan menyalurkan dana kepada masyarakat dengan menggunakan prinsip syariah. Dalam Bank Syariah khususnya BPRS yang banyak melakukan lalu lintas pembiayaan tentunya tidak asing lagi bila dikaitkan dengan perjanjian maupun penjaminan. Perjanjian selalu dilakukan dalam melakukan akad setiap produk pembiayaan Bank Syariah. Namun demikian, untuk mengikat perjanjian tersebut perlu adanya agunan maupun jaminan yang dapat mengikat bilamana terjadi cidera janji di kemudian hari. Perjanjian tersebut telah mengikat secara hukum. Tetapi kenyataanya juga masih terjadi pembiayaan bermasalah. Setidaknya adanya perjanjian, penjaminan dan agunan dapat mengatasi maupun meminimalisir dari pembiayaan bermasalah. Sehingga dengan adanya ikatan tersebut nasabah akan lebih bertanggung jawab dan disiplin lagi setiap perjanjian yang telah dibuat sebelumnya. Kata Kunci: perjanjian, penjaminan, agunan, pembiayaan bermasalah

PERAN DAN ETIKA DISTRIBUTOR DALAM PEMBERIAN HADIAH (PRODUK KOPI TORA BIKA) GUNA MENINGKATKAN DAYA BELI PAGUYUPAN PEMILIK WARUNG Marminingsih, dkk
Qawanin: Jurnal of Economic Syaria Law Vol 1 No 1 (2017): Januari
Publisher : Fakultas Syariah IAIN Kediri

In marketing activities, there are elements called the marketing mix that includes product, price and promotion, and one of the elements that were also very instrumental is a place in this case a distribution channel.In an effort to increase sales of its products, the company has a strategy that is by giving gifts to customers with certain conditions. Gift-giving is done by a distributor. Being a distributor must have the ability to sell a product. Not only a limited ability alone, ethics must be owned by a distributor.Based on research through interviews, distributor of coffee products Tora Bika has adopted the ethics promotion. Ethics used has been well received by consumers with evidence that many new customers who take the program prizes that have been awarded by the company. So ToraBika Coffee product sales increased.From the description above, the company is expected to add strategies such as gift order coffee products Tora Bika could be easily bought among consumers.Dalam kegiatan pemasaran ada unsur-unsur yang dinamakan dengan marketing mix yang meliputi produk, price, dan promotion, dan salah satu dari unsur itu yang juga sangat berperan adalah place dalam hal ini merupakan saluran distribusi. Dalam upaya meningkatkan penjualan produknya, perusahaan ini memiliki strategi yaitu dengan memberikan hadiah kepada konsumen dengan syarat tertentu. Pemberian hadiah ini dilakukan oleh seorang distributor. Menjadi seorang distributor harus memiliki kemampuan dalam memasarkan suatu produk. Tidak hanya sebatas kemampuan saja, etika juga harus dimiliki oleh seorangdistributor. Berdasarkan penelitian melalui wawancara, distributor dari produk Kopi Tora Bika sudah menerapkan etika-etika promosi. Etika yang digunakan telah diterima baik oleh konsumen dengan bukti bahwa banyak konsumen baru yang mengikuti program hadiah yang telah diberikan perusahan. Sehingga penjualan produk Kopi Tora Bika meningkat. Dari uraian diatas, diharapkan perusahaan dapat menambah strategi-strategi seperti pemberian hadiah agar produk Kopi Tora Bika tetap aksis dikalangan konsumen/masyarakat. Kata Kunci: etika distributor, pemberian hadiah, daya beli

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Muhammad Fikri Alan

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Jawa timur

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Muhammad Fikri Alan

Contact Email redaksi.qawanin@iainkediri.ac.id

Phone +62354-689282

Journal Mail Official redaksi.qawanin@iainkediri.ac.id

Editorial Address Jalan Sunan Ampel Nomor 7 Ngronggo Kota Kediri, 64127

Location Kota kediri, Jawa timur INDONESIA

Abstract

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Abstract

Contact Name
Muhammad Fikri Alan

Contact Email
redaksi.qawanin@iainkediri.ac.id

Phone
+62354-689282

Journal Mail Official
redaksi.qawanin@iainkediri.ac.id

Editorial Address
Jalan Sunan Ampel Nomor 7 Ngronggo Kota Kediri, 64127

Location
Kota kediri,

Jawa timur

INDONESIA