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Millah: Journal of Religious Studies
Published by Universitas Islam Indonesia
ISSN : 14120992     EISSN : 2527922X     DOI : 10.20885/millah
Core Subject : Religion,
Religion
Millah: Journal of Religious Studies (E-ISSN: 2527-922X) is an international double-blind peer-review journal focusing on original research articles related to religious studies. The journal welcomes contributions on the following topics: Religious studies Islamic studies Christian studies Hindu studies Buddhist studies other relevant religious studies.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 11 Documents
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Search results for , issue "Vol. VIII, No. 1, August 2008: English Version" : 11 Documents clear
Acceleration of the Growth of Islamic Banking in Indonesia Muhammad Kamal Zubair
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

This paper aims to show the growth of Islamic banking industry in Indonesia. In this time, fast growth of Islamic banking industry progressively is office network side as consequence of improvement of requirement of society and enthusiasm of bank to provide service. In 2008 Bank of Indonesia estimated that Islamic banking industry will enjoy high growth compared to national banking in general. This prediction was based on the finishing Law of Islamic Securities (SBSN) and Law of Islamic Bank (UUPS) and completion of Tax Law.Keywords: bank syariah, growth, Bank of Indonesia
A. R. Fakhruddin: The Face of Tasawuf in Muhammadiyah Masyitoh Masyitoh
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

With emphasizing to truth Islam and refusal to taqlid, bid’ah and churafat, Muhammadiyah has appreciation to Islamic mysticism (read: akhlaki Islamic mysticism). Although Islamic mysticism is more individual necessity and the term has never been mentioned, but many of Muhammadiyah figures practice Islamic mysticism individually. It was began from founder of Muhammadiyah, K.H. Ahmad Dahlan and others figures, such as: Ki Bagus Hadikusumo, K.H. Mas Mansyur, Buya Hamka, AR.Fakhruddin,etc. A.R Fakhruddin him self can be addressed as Kadda an yukuuna Suufiyan (near to be a Sufi), in this case Sufi Akhlaqi. It is caursed by all akhlakul karimah characteristics have already mixed up in his soul, such as: patient, thank God, Wara Zuhud, Qana’ah, Tawwakal, Ikhlas, Risha, etc. In the meantime, his spiritual life which fills more of his life and it is reflecting Islamic mysticism attitudes. A Sufi’s live can be reflected from his attitude and thought about: taubat, taqarrub, dzikullah, khusyu’, tawaddhu’, khauf, raja, muraqobah, and istiqamah, these maqam are common to be done in Islamic mysticism world. Keyword : Muhammadiyah, mysticism, Sufi Akhlaqi, Spiritual and maqam.
Dialectic of Islam and West Ethics in the Business World Johan Arifin
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

The appearance of the modernity has resulted in many revolutions on human lives. Since the intervention of highly modern devices in communication, for instance, we find multitude of ways how humans express their will to get in touch with one another in extremely unimaginable manners long time ago. This has much benefited people for they are getting easier to do and get everything in this modern world. Nonetheless, not only does this results in merely positive impacts, but there we also find how modernity has overshadowed many worldly traditional norms and, in some degrees, has made them blurred in daily relation. Basically, those ’traditi¬onal’ norms function as a code of conduct for human to mirror their deed so that the broke of this worldly life can be avoided. In this sense, it will be interesting when we relate The West and Islam in announcing the salience of a norm and its values in daily modern lives. This essay wants to look at briefly how Islam and the West appeal humans to internalize ethical norms in daily interaction, especially in the world of business.Keywords: Ethics, Business, Islam, West.
Interpretation of Verses on Consumption (Application of Quranic Economic Tafsir) Lukman Fauroni
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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This essay tries to develop economic studies from the point of view of Quranic economic tafsir. As a methodology, tafsir plays significant role in order to develop Islamic economic discipline. This model of economic tafsir derived from the thematic Quranic interpretation is developed through four phases including; classification of Quranic verses pertinent to economic affairs, understanding them based on chronology, micro and macro context, and socio-economic contextualization. To sum up, this paper reveals that the consumption behavior in the Quran is ruled harmoniously, gradually and systematically in order to propose the new model of consumption for the Muslim community through eight axiomatic Islamic consumption behavior.Keyword: economic tafsir of al-Qur’an, adabi al-Ijtima’i wal iqtishadiyyah, consumer behaviour, axiomatic Islamic consumption behavior
The Nature Of Riba In Islam M. Umer Chapra
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

Perdebatan masalah riba seperti tidak pernah selesai di diskusikan oleh banyak kalangan, baik akademis, organisasi keagamaan, bahkan sampai pada forum-forum intenasional. Beberapa terminologi dibahas dengan baik dalam tulisan ini yang dimulai dengan pelarangan riba itu sendiri kemudian pembagian-pembagian riba, diantaranya riba al-Nasi’ah dan riba al-Fadl, serta implikasi dari dua bentuk riba tersebut. Pembahasan didukung dengan pendapat-pendapat para ulama dan ekonom yang merujuk langsung dari ayat-ayat al-Qur’an, sampai pada perdebatan hukum. Demikian juga al-Qur’an sangat jelas membedakan antara riba dan perdagangan, namun pelarangan riba sangat jelas bahkan diperkuat dengan hadits-hadits yang dengan eksplisit melarang riba. Dijelaskan pula tentang perbedaan antara riba dan bunga bank. Islam sangat menentang bunga bank karena Islam berharap terjadinya sistem ekonomi yang mengeliminasi seluruh bentuk ketidakadilan dengan memperkenalkan keadilan antara pengusaha dan pemilik  modal, yaitu berbagi resiko dan berbagi hasil.
The Need Of Muslim Floating Market for Bank Syariah: A Case Study of the Member of Pengajian Bisnis al-Kautsar NU in Special District of Yogyakarta M. Roem Syibly
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

Entrepreneurs of NU, engaged in the al-Kautsar religious gathering, can be deemed as having good education and structural position either as a member or an organizer. They declare that NU institutionally gives a big contribution to their business. Their companies are generally home-industries in which they themselves pay the capital. Though the profit is less than IDR 5,000,000, they are aware of developing their industries. Their participation in the Islamic organization, NU, does not mean that they do not choose the conventional banking system, not the shariah one. Their choice is based upon a consideration which banking system is more beneficial for them. To put simply, it can be said that they will be enthusiastic and interested in utilizing the services of shariah-banking system if they could get more benefits. However, they prefer interest system than profit-sharing system. They consider both systems as being at the same position and regard interest as religiously acceptable. Therefore, they believe that conventional banking system is allowed in Islam. Though having preference to conventional banking system, they still possibly utilize shariah-banking system as long as it can give more facilities and benefits and confess that shariah-banking system is in line with their religious doctrines.Keywords: floating market, entrepreneur of NU, syariah bank.
Fiqh al Bu’di Ali Abdul Mun’im
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

The contemporary crisis of global financial, then economic, systems usually analyzed, interpreted, and perceived to be solved based on variables from within these two systems. In such frame of thinking, financial assets and leverage, mortgage crisis, stock markets, etc are proposed to interpret the crisis, leaving behind many other vital variables. Vital variables are those of epistemological, axiological and ontological systems that form and guide the financial and economic actors in capitalist-globalized system. Through two methodological introductions, this article, this article proposes the contemporary crisis as an aspect named ‘economic’ of another deeper, more influential, and circumambient; which the article named “Al-’aâlamîn Contemporary Crisis”. In the first introduction, the article suggests that those ‘economic actors’ are simply men and women, who live complex and multi-dimensional gross story. Such complex gross story cannot be dealt with (analyzed, interpreted and solved) except through a complex model (Fiqh), which budges ‘economy’ from the center of humanity experience that live a dialectic (and many times conflicts) among its various elements (natural and supernatural) heading to perfectibility, even will not achieve it absolutely. Whereas in the second introduction, the article suggests a writing framework on the subject, which embodies the complex and multi-dimensional model mentioned.Kata kunci: Krisis finansial global, Krisis ekonomi global, Fiqih, Model Interpretasi   Kompleks
The Application of Islamic Business Ethics in The Contexts of Producer and Consument: Toward Corporate Social Responsibilty Muhammad Anas
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

In fact, business activities neglecting ethics harm consumers and employees as many cases occurred in this country i.e. formalin case, little wage, oil stealing in Kalimantan, industrial cesspool, transaction of stolen wood, etc. Such facts and cases, to ethical perspective, are due to separation between ethics and business which has a negative impact on human lives. But, ethics and business are two entities being able to be united as one. According to Islam, business is not only an activity to get financial profit, but also the activity to attain essence of humanity as implementation of which becomes human responsibility as creature and caliph in achieving Allah’s favor. Therefore, Islam teaches values of business practice such as unity, freedom, responsibility, equality, virtue, and honesty. It is a valuable teaching that all parties such as producer, consumer, employer, employee, and society must apply business ethics, because this does not only deal vertically with producer’s responsibility, but also with existence of business activity itself. To put simply, mutual and harmonious relationship among involved parties in business activity will be constructed, if values of business ethics are held as fundamental source for their business practice.Keyword: ethics, business, human responsibility.
The Understanding of BMT’s Practitioners of the PSAK No. 59 (The Accounting of Shari’ah Banking) on The Recognition and Measurement of Funding Products Eny Iroh Hayati
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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Abstract

The objective of this research is to explore BMT practitioners’ understanding of the SPAK No. 59 on the Accounting of Shari’ah Banking for funding products. For this reason, the research is conducted by descriptive method. Field research using quantitative approach is also used. However, qualitative approach is also used to explore and to clarify as well as to compare between the concept and the real situation. The population used in this study are members of PUSKOP¬SYAH  DIY, and the subjects of this research are the managers and accounting staffs of these BMTs. The sample consists of 30% of 80 active members. However, since the magnitude of each sub-population is different, proportional sampling method is used to determine the number of sample taken from each sub-population, and purposive sampling method is used as the sampling method. The independent variables used in this research are age, educational background, length of time working in BMT, and frequency of training or workshop joined by the subjects. Meanwhile, the dependent variable in this research is the BMT practitioners’ understanding about SPAK No. 59 for funding product. Data gathering methods used in this research were questionnaire, field observation and interview. Meanwhile, data analyses for this study include descriptive statistical analysis and inferential statistical analysis. Keywords: accounting, PSAK No. 59, understanding, practitioners of BMT
The Role of Islamic Public Finance Institution in the Societal Economic Empowerment Rahmani Timorita Yulianti
Millah: Journal of Religious Studies Vol. VIII, No. 1, August 2008: English Version
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

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The article discusses the role of public Islamic finance institution viewed in the context of economic public endeavor. This problem emerges in public because the public Islamic finance institution in Indonesia does not take in part proportionally yet to create public prosperity in Indonesia whereas the research of the Language and Literature Center in UIN Syarif Hidayat¬ullah and Ford Foundation results that the potential of funds (Zakat, Infak, Shodaqoh) and donation of Moslems in Indonesia (IDR 19.3 billions) managed by the public Islamic finance institution can be used for people prosperity. Besides, it is supported with the big number of Moslems in Indonesia. Therefore, there are two important things to be focused on this article. First, Why has the fund in the Islamic Public Finance Institution such as ZIS and endowment in Indonesia not played optimal yet in creating social welfare? Then, how to empower the public finance institution in Indonesia?Keywords: donation, alms, Indonesia, charity

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