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Contact Name
Roni Andespa
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journal.jebi@gmail.com
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Editorial Address
Fakultas Ekonomi dan Bisnis Islam – Universitas Islam Negeri Imam Bonjol Padang, Sungai Bangek, Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat.
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INDONESIA
JEBI (Jurnal Ekonomi dan Bisnis Islam)
ISSN : 25284266     EISSN : 25284274     DOI : http://dx.doi.org/10.15548/jebi
Core Subject : Economy,
The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of Islamic economics and business. Publishing this journal aims to increase the quantity and quality to spread knowledge and also as a means of communication between scientists, practitioners, students and observers of Islamic economics and business studies.
Articles 131 Documents
REVITALISASI KONSEP BAI’ AL-MURABAHAH DALAM PERBANKAN SYARIAH: ANALISIS FIQIH KLASIK DAN TANTANGAN KONTEMPORER ARVAN SANDIKA; MUHAMAD ZEN
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 10, No 2 (2025): Juli - Desember 2025
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v10i2.2068

Abstract

PENGARUH RELIGIUSITAS, LABEL HALAL, DAN KUALITAS PRODUK TERHADAP MINAT BELI KONSUMEN GENERASI MILENIAL MUSLIM AZIFATUL LAZIFAH; DWI NOVARIA MISIDAWATI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 10, No 2 (2025): Juli - Desember 2025
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v10i2.2101

Abstract

The development of a halal lifestyle among the millennial Muslim generation has led to increased attention to factors influencing consumer purchasing interest. This study aims to analyze the influence of religiosity, halal labels, and product quality on consumer purchasing interest among millennial Muslim consumers. The research method used is a descriptive qualitative approach with library research, through a review of various academic literature and relevant previous research results. The results of the study indicate that religiosity plays a role in the foundation of values and morals in shaping the consumption attitudes of Muslim consumers, although its influence on purchasing interest is often influenced by other factors. Halal labels have been shown to play a significant role as a guarantee of halalness, safety, and product quality, thereby increasing the trust and purchasing interest of millennial Muslim consumers. Meanwhile, product quality is a dominant factor that significantly influences purchasing interest because it is directly related to consumer satisfaction, trust, and experience. Overall, religiosity, halal labels, and product quality interact in shaping the purchasing interest of millennial Muslim consumers.
ANALISIS PERAN LEMBAGA KEUANGAN NON-BANK SYARIAH DALAM PENGUATAN EKONOMI ISLAM DI INDONESIA AHMAD AGUNG FAUZAN; DIAN MITHA PERMATASARI; RAFI WILDAN AR-RAZAN; RINI PUJI ASTUTI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 10, No 2 (2025): Juli - Desember 2025
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v10i2.1941

Abstract

AbstractAn in-depth analysis of Islamic insurance, lending, and pawning plays a vital role in the development of the Islamic economy. Islamic insurance offers protection against risks in accordance with Sharia principles, providing a sense of security for the public in the face of uncertainty. Meanwhile, lending and pawning are effective solutions for increasing financial access, especially for individuals and small businesses. These three elements complement each other in forming a fair and transparent financial system. However, challenges such as a lack of public understanding and inadequate regulations need to be addressed to maximize the sector's potential. This study aims to explore various aspects of these three components and provide strategic recommendations for the development of Islamic finance. Thus, it is hoped that this sector's contribution to supporting economic stability and community empowerment will be strengthened.Keywords: Islamic Insurance, Lending, Pawning, Islamic Economics, Financial Stability. 
ANALISIS BIBLIOMETRIK TREN PENELITIAN KEUANGAN SYARIAH DI INDONESIA TAHUN 2019-2023 ANDRIANI SYOFYAN; GUSTI DIRGA ALFAKHRI PUTRA
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 10, No 2 (2025): Juli - Desember 2025
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v10i2.2455

Abstract

Islamic finance is one of the sectors currently focused on by the government for development. This commitment is reflected in the Islamic financial development initiatives outlined in the Indonesian Islamic Economic Masterplan 2019–2024. This literature study is positioned to map the development trajectory of research in the field of Islamic finance. Employing a qualitative approach, this study applies bibliometric analysis assisted by the VOSViewer software. Article data were sourced from national journals indexed in Google Scholar and retrieved via Publish or Perish. The search boundaries were focused on articles published periodically throughout the 2019–2023 period, with a maximum sample quota of the top 500 articles. The findings of this study provide insights into the evolving direction and focus of Islamic finance research, as well as identify potential future research avenues to advance the understanding of Islamic financial concepts. This research trend in Islamic finance has the potential to offer deeper insights into the field and highlight specific sectors that warrant further investigation.
PERAN INSTRUMEN SUKUK DALAM PEMBIAYAAN PEMBANGUNAN NASIONAL: PERSPEKTIF KEUANGAN PUBLIK SYARIAH FITRI ROHIMAH; ANYA REGISTA CAHYANI; FIRMAN HIDAYATULLAH
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 10, No 2 (2025): Juli - Desember 2025
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v10i2.1761

Abstract

Sukuk as an Islamic financial instrument has developed into one of the significant financing alternatives in supporting national development, especially within the framework of Islamic public finance. This research aims to analyze the strategic role of sukuk instruments in financing infrastructure development and other public sectors in Indonesia. Using a descriptive qualitative approach based on a literature study, this research examines literature, legislation, and the practice of implementing sukuk both at the national and global levels. The results show that sukuk not only serve as a shariah-compliant source of financing, but also expand public participation in development investment, improve fiscal transparency, and attract foreign investment through instruments such as green sukuk. The study also highlights the innovative application of digital sukuk by fintech platforms such as Danantara as a breakthrough in the technology-based agriculture sector. Thus, sukuk has great potential to become a key pillar in financing sustainable and inclusive development in the modern economic era.
Analisis Risiko Investasi Pasar Saham Syariah dengan Pendekatan Probabilistik pada Ketidakpastian Ekonomi Alfi Maulana Rasyid; Elis Ratna Wulan
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 11, No 1 (2026): Januari - Juni 2026
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v11i1.2475

Abstract

This study analyzes investment risk using a probabilistic approach under conditions of economic uncertainty, using a case study of Islamic investment instruments in Indonesia. Using the Value at Risk (VaR) method based on Monte Carlo simulation and GARCH volatility modeling, this study evaluates Islamic stock portfolios for the period 2022-2025. The results show that the probabilistic approach is capable of estimating the maximum potential investment loss with good accuracy at the 95% confidence level, but has limitations in capturing extreme price movements at the 99% confidence level. The main contribution of this study is the integration of Islamic risk management principles into a modern probabilistic framework, which is novel in the existing literature. This study fills a research gap regarding the application of the probabilistic approach to Islamic investment instruments in emerging markets characterized by high volatility. The research findings provide important implications for Islamic investors and regulators in managing risk exposure amidst global economic uncertainty.
Faktor-Faktor Yang Mempengaruhi Minat Beli Produk Fashion Halal: Systematic Literature Review Desifa Pauzia; Muhammad Shiddiq; Amira Najwa Kamila; Nissa Ariyanto; Muhammad Afaf sidiq; Bimbie Ramadhan; Danish Mutia Farida; Novanka Aulia Rahma
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 11, No 1 (2026): Januari - Juni 2026
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v11i1.2554

Abstract

This study aims to identify the dominant factors influencing purchase intention of halal fashion products, analyze their relationship with economic dynamics, and provide implications for the development of a sustainable industry in Indonesia. The method used is a Systematic Literature Review (SLR) through Google Scholar, Scopus, and ResearchGate databases with a publication range of 2015–2026. The results of the study indicate that consumer purchase intention is influenced by a combination of religious, psychological, social, and marketing factors. Religiosity and halal awareness play a major role in consumers prioritizing sharia principles. However, consumers still consider rational economic aspects such as material quality, fashionable design trends, comfort, and price alignment. This dynamic is reinforced by digital marketing strategies (such as Muslim influencers and Islamic branding) and social environmental support. This study concludes that a paradigm shift has occurred where halal fashion is now transformed into part of a modern identity and lifestyle (halal lifestyle). To optimize Indonesia's market potential, adaptive design innovation, digital branding optimization, and government synergy are needed to facilitate halal certification to build a strong supply chain ecosystem from upstream to downstream.
Optimalisasi Wakaf Uang sebagai Instrumen Pemberdayaan Ekonomi Umat di Indonesia Ilpan Ilpan
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 11, No 1 (2026): Januari - Juni 2026
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v11i1.2577

Abstract

Cash waqf is one of the instruments of Islamic social finance that has significant potential to support economic development and improve community welfare. Unlike traditional waqf, which is generally in the form of land or buildings, cash waqf offers greater flexibility in its management and utilization. This article aims to examine the role of cash waqf as a source of community economic empowerment in Indonesia, as well as to identify the opportunities and challenges in its development. The method employed in this study is a literature review through the examination of various references, scientific journals, and regulations related to cash waqf. The findings indicate that cash waqf has considerable potential to support financing in the fields of education, healthcare, micro-enterprises, and other social programs. However, its implementation still faces several challenges, including low public literacy, limitations in management practices, and the suboptimal utilization of digital technology. Therefore, collaboration among the government, waqf institutions, and society is necessary to enhance the role of cash waqf in national economic development.
Analisis Pengelolaan Zakat di Arab Saudi, Indonesia dan Malaysia Sebagai Instrumen Keuangan Publik dan Sosial Cindy Desnira; Ria Astuti; Alqurlia Ramadani; Heru Permana
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 11, No 1 (2026): Januari - Juni 2026
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v11i1.2347

Abstract

This study aims to analyze and compare zakat management systems in Saudi Arabia, Indonesia, and Malaysia as instruments of public and social finance. The research employs a qualitative comparative method with a descriptive approach based on secondary data from official reports, academic literature, and regulatory documents. The findings reveal that Saudi Arabia applies a centralized and digitally integrated model under ZATCA, Malaysia implements a tax rebate system that directly reduces taxpayers' obligations, while Indonesia operates a decentralized collection system with zakat only treated as a gross income deduction. Saudi Arabia achieves a collection rate of approximately 85% of its estimated potential, Malaysia around 60-65%, and Indonesia only 6.87% of a potential of IDR 217.3 trillion. The study recommends that Indonesia adopt a hybrid integration framework combining Malaysia's fiscal incentive model and Saudi Arabia's digital efficiency to enhance compliance and optimize zakat's role in poverty alleviation and economic redistribution.
Transparansi dalam Perspektif Islam: Analisis Interpretatif terhadap Praktik Pengungkapan Laporan Keuangan Syariah Ulil Ikhsan S; Adam Gunawan; Yuliana Yuliana; Nurdiannisa Nurdiannisa; Alzan Nurillyas Hidayah; Rita Nurnaningsih
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 11, No 1 (2026): Januari - Juni 2026
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v11i1.2461

Abstract

Transparansi merupakan salah satu prinsip fundamental dalam sistem keuangan syariah yang tidak hanya berorientasi pada keterbukaan informasi, tetapi juga mencerminkan nilai-nilai etika dan spiritual yang berlandaskan syariah. Namun, sebagian besar penelitian terdahulu masih berfokus pada aspek kepatuhan terhadap standar akuntansi, kualitas pengungkapan informasi, dan tata kelola lembaga keuangan syariah, sehingga kajian mengenai makna transparansi dalam perspektif Islam masih relatif terbatas. Penelitian ini bertujuan untuk menganalisis dan menginterpretasikan konsep transparansi dalam perspektif Islam serta relevansinya dalam praktik pelaporan keuangan syariah. Penelitian menggunakan pendekatan Systematic Literature Review (SLR) dengan mengacu pada pedoman Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA). Data diperoleh dari berbagai literatur yang terindeks pada Google Scholar, Scopus, dan Dimensions periode 2020–2025 serta didukung oleh sumber normatif Islam berupa Al-Qur’an, Hadis, fatwa, dan regulasi terkait. Hasil penelitian menunjukkan bahwa transparansi dalam perspektif Islam merupakan integrasi antara dimensi teknis, etis, dan spiritual yang berlandaskan nilai amanah, ṣidq (kejujuran), ‘adl (keadilan), hisab (akuntabilitas), dan maqāṣid al-syarī‘ah. Transparansi tidak hanya berfungsi sebagai mekanisme pengungkapan informasi, tetapi juga sebagai bentuk tanggung jawab moral dan spiritual dalam mewujudkan kepercayaan, akuntabilitas, dan kemaslahatan. Kebaruan penelitian ini terletak pada pengembangan model interpretatif transparansi yang mengintegrasikan nilai-nilai Islam ke dalam praktik pelaporan keuangan syariah sehingga memperluas pemahaman transparansi yang selama ini lebih berorientasi pada aspek kepatuhan dan pengungkapan informasi. translate