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FADZAT Jurnal Ekonomi Syariah
Published by Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto
ISSN : 27467864     EISSN : 27467872     DOI : https://doi.org/10.58787/fdzt
Core Subject : Religion, Humanities,
Religion Humanities
FADZAT Jurnal Ekonomi Syariah adalah jurnal ilmiah yang terbit dalam bentuk elektronik dan cetak sebagai penerbitan yang orisinal hasil-hasil penelitian kualitatif, kuantitatif, dan metode campuran terkait dengan isu ekonomi syariah. FADZAT terbit dua kali dalam setahun, setiap bulan Juni dan Desember. FADZAT memiliki cakupan isu Ekonomi Islam/Syariah, Bisnis/Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Syariah, Filantropi Syariah (Zakat, Infaq, Wakaf, Sodaqoh, dsb), Perbankan dan Keuangan Syariah, Permasaran Syariah, Sumber Daya Manusia Syariah, Halal Supply Chain Management dan hal-hal baru terkait temuan dalam Ekonomi Syariah. FADZAT Jurnal Ekonomi Syariah telah memiliki ISSN Cetak (P-ISSN 2746-7864 ) dan ISSN Elektronik E-ISSN 2746-7872. Jurnal FADZAT juga telah terdaftar di sistem Crossref dengan Digital Object Identifier (DOI): 10.58787 FADZAT Jurnal Ekonomi Syariah berdiri sejak 2018, dikelola dan diterbitkan oleh Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto. Semua artikel jurnal ini bisa diakses di https://jurnal.rijan.ac.id/index.php/fdzt FADZAT Jurnal Ekonomi Syariah menerbitkan artikel jurnal hasil dari penelitian kualitatif, kuantitatif dan metode campuran. Scopes Scopes atau cakupan FADZAT Jurnal Ekonomi Syariah adalah: Ekonomi Islam/Syariah Bisnis/Kewirausahaan Syariah Manajemen dan Perbankan Syariah Etika Bisnis Syariah Manajemen Investasi Syariah Manajemen Risiko Syariah Filantropi Syariah (Zakat, Infaq, Wakaf, Sodaqoh, dsb) Perbankan dan Keuangan Syariah Permasaran Syariah Sumber Daya Manusia Syariah Halal Supply Chain Management
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 81 Documents
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Teologi Islam Kontemporer dan Etika Lingkungan: Pendekatan Maqasid Dalam Mewujudkan Keberlanjutan Mashadi, Ali Imron
FADZAT: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2025): Edisi Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

This study explores the integration of contemporary Islamic theology and the expanded framework of maq??id al-shar??ah to construct a holistic Islamic environmental ethics model, termed eco?maq??id. Drawing upon the metaphysical concepts of taw??d (Divine Oneness) and wahdat al-wuj?d (unity of existence) as articulated in Sufi cosmology, particularly by Seyyed Hossein Nasr, the research situates nature not merely as a physical entity but as a sacred manifestation of the Divine. Concurrently, the dynamic and multi-dimensional character of maq??id al-shar??ah, particularly through the works of contemporary scholars such as Jasser Auda, provides a normative foundation for ecological stewardship rooted in Islamic legal and ethical values. By synthesizing these two epistemological domains, the study proposes eco?maq??id as a transformative model that bridges spiritual consciousness with normative responsibility, responding to the complex challenges of global ecological crises. Employing a qualitative-conceptual methodology through critical analysis of classical and contemporary Islamic literature, the findings demonstrate that eco?maq??id not only offers a spiritually grounded ethical response to environmental degradation but also possesses practical relevance for sustainability education, public policy, and religious ecological advocacy. This model repositions Islamic theology as a key contributor to interdisciplinary sustainability discourses while reaffirming Islam’s moral imperative to protect the environment as an extension of Divine trust (am?nah). The study concludes with the recommendation to operationalize eco?maq??id in environmental governance and to further empirical research on its application in Muslim societies.
Peran Modernisasi Zakat dan Wakaf dalam Ekonomi Pembangunan Syariah: Kajian Literatur Nasihin, Fikri Zainun
FADZAT: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2025): Edisi Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

Zakat and waqf, as pillars of Islamic philanthropy, play a strategic role in the sharia development economy to address poverty, inequality, and environmental crises. This article examines the modernization of zakat and waqf through digital technology, corporate waqf, and green investment, based on a systematic literature review of the journal Zakat and Waqf: Developmental Role of Modern Approaches to Islamic Philanthropy and Endowments by Abdulquadri and Quadri (2025). The findings show that digital platforms such as MyZakat in Malaysia increase zakat collection by 19.8% (MYR 7.92 billion in 2024), while Indonesia's green waqf reduces carbon emissions by 1.92 million tons of CO2 through reforestation of 9,215 hectares by 2023. Sukuk waqf in Qatar and the UAE fund education and health infrastructure, serving millions of beneficiaries. However, challenges such as low digital literacy (22.3% internet access in Sub-Saharan Africa), regulatory inconsistencies, and cyber risks (five data breach incidents by 2024) hinder its full potential. This article recommends global regulatory harmonization, increased digital literacy, and integration of artificial intelligence to optimize zakat and waqf, support maqasid shariah (hifz al-mal, hifz al-aql, hifz al-nafs) and build an inclusive civil society.
Fiqih Klasik Tentang Syuf`Ah dan Aplikasinya dalam Perlindungan Hak Pemegang Saham Minoritas NURRAHMAINI; Zen, Muhamad
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

Konsep syuf‘ah dalam fiqih Islam klasik merupakan salah satu mekanisme perlindungan hak individu dalam transaksi kepemilikan bersama (musya‘). Syuf‘ah memberikan hak prioritas bagi mitra kepemilikan untuk membeli bagian yang dijual oleh salah satu pihak sebelum pihak lain di luar kepemilikan tersebut memiliki kesempatan membelinya. Hasil penelitian menunjukkan bahwa konsep syuf‘ah memiliki nilai keadilan dan perlindungan terhadap pihak yang lemah, yang sejalan dengan prinsip fair treatment dalam hukum korporasi modern. Aplikasi nilai-nilai syuf‘ah dapat dijadikan dasar moral dan yuridis dalam memperkuat regulasi yang melindungi pemegang saham minoritas dari praktik pengambilalihan atau penjualan saham yang merugikan kepentingan mereka. Dengan demikian, fiqih klasik tidak hanya relevan dalam konteks sosial masa lalu, tetapi juga memiliki signifikansi etis dan praktis dalam tata kelola perusahaan kontemporer. Kata Kunci: Syuf`Ah, Fiqih Klasik, Perlindungan Hukum, Pemegang Saham Minoritas.
Islamic Entrepreneurial Ecosystem: Model Integratif antara Etika Syariah, Kewirausahaan, dan Keberlanjutan Sosial Indrawati, Peni
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

This study highlights the Islamic Entrepreneurial Ecosystem (IEE) as a new paradigm in Islamic entrepreneurship development that integrates spiritual values, economic innovation, and social responsibility within a systemic framework. Through a conceptual approach, the research proposes an integrative model grounded in sharia ethics as the moral foundation, innovative entrepreneurship as the driving mechanism, and social sustainability as the ultimate orientation. The IEE model emphasizes that Islamic economics goes beyond growth and efficiency, aiming instead at falah—a holistic well-being encompassing both material and spiritual dimensions. Core ethical principles such as honesty (sidq), justice (‘adl), trustworthiness (amanah), and social benefit (maslahah) guide economic activities in alignment with the objectives of maqashid al-shariah. Furthermore, the entrepreneurial dimension promotes value-driven innovation, positioning Muslim entrepreneurs as agents of social transformation who contribute to sustainable development. The model also underlines the collaborative role of ecosystem actors—government, Islamic financial institutions, academia, entrepreneurs, and society—in building an inclusive, just, and resilient economic system. Theoretically, IEE expands conventional entrepreneurial ecosystem frameworks by embedding moral and spiritual dimensions; practically, it serves as a guideline for public policy formulation and sharia-compliant business strategies that are both equitable and sustainable. Therefore, IEE offers a blueprint for modern Islamic economic development that is rooted in spiritual values, adaptive to innovation, and oriented toward the collective welfare (maslahah) of humankind
Transformational Leadership sebagai Penggerak Kinerja Karyawan: Kajian Konseptual dalam Konteks Organisasi yang Dinamis Wiyono, Joko
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

Rapidly changing business environments require leaders to adapt their leadership styles to remain relevant and effective. Transformational leadership (TL) has been proven to be one of the most significant leadership approaches in improving employee performance, but its effectiveness is highly dependent on the organizational context, particularly environmental dynamism. This study uses a conceptual qualitative approach to explore previous empirical findings, identify inconsistencies, and formulate a new theoretical model regarding the relationship between TL and employee performance. The synthesis of results indicates that TL influences performance through psychological, socio-organizational, and adaptive mechanisms, with psychological empowerment and organizational adaptability as mediators, and environmental dynamism as a moderator. This study makes an important conceptual contribution by extending classic TL theory through the integration of contextual factors relevant to modern organizations. Theoretical and practical implications are presented as a basis for further empirical research
Evolusi Kelembagaan Zakat Di Indonesia: Dari Kewajiban Filantropi Menuju Instrumen Kebijakan Fiskal Negara Maharati, Cindy
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

Zakat di Indonesia mengalami transformasi mendasar dari kewajiban filantropi individu menuju instrumen kebijakan fiskal negara. Evolusi ini dimediasi oleh kerangka regulasi progresif, khususnya Undang-Undang Nomor 23 Tahun 2011, yang memformalkan peran negara dan menciptakan insentif fiskal. Secara kelembagaan, Indonesia mengadopsi model hibrida yang unik, menggabungkan otoritas negara melalui Badan Amil Zakat Nasional (BAZNAS) dengan partisipasi swasta melalui Lembaga Amil Zakat (LAZ). Namun, penelitian ini mengungkap bahwa transformasi ini bukanlah proses linier, melainkan hasil interaksi dinamis empat dimensi: regulasi, kelembagaan, dampak ekonomi makro, dan motivasi behavioral. Temuannya menunjukkan bahwa meskipun potensi zakat sebagai instrumen fiskal signifikan, efektivitasnya terhambat oleh tantangan struktural. Fragmentasi koordinasi antara BAZNAS dan LAZ, defisit transparansi, serta ketergantungan pada kepercayaan publik melemahkan akuntabilitas sistem. Alokasi dana yang masih didominasi bantuan konsumtif juga membatasi dampak ekonominya dalam mendorong pertumbuhan jangka panjang. Dengan demikian, integrasi zakat yang optimal ke dalam kebijakan fiskal memerlukan pendekatan holistik yang memperkuat sinergi antar dimensi tersebut. Implikasi kebijakan yang disarankan termasuk penguatan regulasi implementatif, pembangunan platform digital terpadu, peningkatan alokasi dana produktif, dan kampanye literasi yang berfokus pada akuntabilitas untuk membangun kepercayaan publik.
Perpektif Islam pada Kinerja Pemasaran Dengan Orientasi Pasar UMKM di Kabupaten Lamongan Hifi Rini Puspita; Savitri
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

This study aims to analyze the influence of Islamic values-based market orientation and the integration of Islamic values ??into market orientation on the marketing performance of Micro, Small, and Medium Enterprises (MSMEs) in Lamongan Regency. The study employed a quantitative approach with an explanatory design. Data were collected through a structured questionnaire from 100 MSMEs selected using a purposive sampling technique. Data analysis was conducted using linear regression analysis to test the causal relationship between the research variables. The results showed that a market orientation based on Islamic values ??had a positive and significant effect on the marketing performance of MSMEs. The application of Sharia principles, such as honesty, fairness, trustworthiness, and responsibility in marketing activities, has been shown to increase consumer trust and loyalty, thus improving marketing performance. Furthermore, the integration of Islamic values ??into market orientation, reflected in product information transparency, adherence to halal and ?ayyib principles, and ethical business competition, has been shown to strengthen the competitiveness and sustainability of MSMEs. These findings confirm that Islamic values ??serve not only as normative guidelines but also have strategic implications for improving MSME marketing effectiveness. This research provides theoretical contributions in the development of market orientation studies from an Islamic economic perspective as well as practical implications for MSMEs and policy makers in formulating ethical, competitive, and sustainable marketing strategies.
Optimalisasi Pemanfaatan E-Money Dalam Meningkatkan Efektivitas Dan Efisiensi Transaksi Santri Pondok Riyadlul Jannah Pacet Wahyudi, Imam; Kurniasih, Nia
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

The rapid development of digital financial technology has encouraged Islamic boarding schools to adopt non-cash payment systems, including electronic money (e-money), to support efficient and transparent financial management. This study aims to analyze the optimization of e-money utilization in enhancing the effectiveness and efficiency of students’ transactions at Riyadlul Jannah Islamic Boarding School, Pacet, Mojokerto, while examining its compliance with Islamic economic principles. This research differs from previous studies by focusing not only on the implementation of e-money but also on its optimization strategy and integration with Islamic values and character education. Using a qualitative descriptive approach with a case study method, data were collected through in-depth interviews, participant observation, and documentation involving students, parents, and boarding school administrators. The findings reveal that e-money significantly improves transaction speed, accuracy, security, and convenience, while increasing financial transparency and accountability. From an Islamic economic perspective, e-money implementation is considered permissible as long as it avoids riba, gharar, and maysir, and upholds the principles of amanah, justice, efficiency, and maslahah. This study implies that optimizing e-money in Islamic boarding schools can function not only as a technical payment instrument but also as a medium for Islamic financial literacy and character building
Redefinisi Kepatuhan Halal Berbasis Maqasid al-Syari’ah: Menjawab Tantangan Sustainable Consumption dan Kebijakan Afirmatif UMK 2025 Nasihin, Fikri Zainun
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

The 2025 free halal certification policy accelerates legality for Micro and Small Enterprises (MSEs) but risks reducing halal to mere administrative compliance. Unlike previous studies focusing on marketing, this research highlights the critical gap between technical regulations and the challenges of sustainability and novel food safety. This study aims to redefine MSEs' halal compliance by integrating the Maqasid al-Syari’ah framework. Using a critical conceptual review method, this study finds that the self-declare model requires strengthened ethical literacy. The results formulate a substantive compliance framework that pursues not only certificate legality but also internalizes the protection of life (hifz an-nafs) from hazardous ingredients and environmental protection (hifz al-bi’ah). Policy implications suggest that BPJPH should revise halal supervision training materials to include food safety and sustainability indicators, ensuring the 2025 halal ecosystem excels in both quantity and ethical quality
Harmonisasi Epistemologi Islam dan Regulasi Jaminan Produk Halal: Kerangka Konseptual Penguatan Daya Saing UMK Pasca-Keputusan BPJPH 2025 Mashadi, Ali Imron
FADZAT: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2025): Edisi Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto

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Abstract

Regulatory transformation through the 2025 BPJPH Decision accelerates halal legality for Micro and Small Enterprises (MSEs) but risks creating administrative formalism that neglects ethical substance. This study aims to construct a conceptual framework harmonizing Islamic epistemology with technical regulations to strengthen MSE competitiveness. Using a critical conceptual review method, this study analyzes the gap between self-declare simplification policies and the challenges of modern food safety (novel food) and sustainability. The results indicate that MSE competitiveness cannot be built solely on certification subsidies but requires the integration of Maqasid al-Syari’ah values. The resulting conceptual framework positions the protection of life (hifz an-nafs) and the environment as new quality standards. It is concluded that harmonizing theological values and technical regulations can prevent "halal washing" and transform MSEs into ethically superior business entities in the global market.

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