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YAYASAN PERGURUAN TINGGI ISLAM SURAKARTA INSTITUT ISLAM MAMBA’UL ‘ULUM SURAKARTA Unit Pelaksana Teknis Jurnal Jl. Sadewa No. 14 Serengan, Surakarta 57155
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AL HUKMU: Journal of Islamic Law and Economics
Published by Institut Islam Mamba'ul 'Ulum Surakarta
ISSN : -     EISSN : 29639506     DOI : 10.54090
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
AL HUKMU: Journal of Islamic Law and Economics, a peer reviewed scientific publication media that focuses on disseminating research results in the fields of Law and Economics, Fiqh Muamalah and Sharia Economics. This journal is published by the Faculty of Sharia and Islamic Economics at the Institut Islam Mambaul Ulum Surakarta and is published every March and August.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 8 Documents
 1 
Search results for , issue "Vol. 05, No. 1 Maret 2026" : 8 Documents clear
Implementasi Prinsip-Prinsip Syariah dalam Pengelolaan Dana di Aplikasi IFPE Syariah Wahyudi, Imam
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.717

Abstract

In recent years, the development of Islamic financial technology (fintech) has grown rapidly, one of which is the IFPE Syariah application. However, the IFPE Syariah application still has several challenges such as compliance with sharia principles, managing risks and increasing trust in users. Therefore, the implementation of sharia principles is needed to be more effective in managing funds in the IFPE Syariah application. This study uses qualitative research methods to collect and analyze data. The author will also provide Islamic financial theories and concepts to analyze sharia principles in financial management in sharia applications. The purpose of this study is to contribute to the development of sharia finance that is more appropriate with sharia principles and meets user needs. Literature review: This study discusses several previous studies related to the implementation of sharia principles in fund management. Theoretical study: This study discusses the definition of sharia finance, the principles of sharia finance, and the implementation of sharia principles in fund management. Sharia fintech application: This study discusses the definition of sharia fintech, the development of sharia fintech in Indonesia, and the implementation of sharia principles in the MyIFPE application. Implementation challenges: This study discusses several challenges faced in implementing sharia principles in fund management, such as limited products and services, lack of standards and regulations, innovation and technology, and education and awareness.
Upaya Kantor Urusan Agama Kecamatan Karanganyar dalam Menangani Kehamilan di Luar Pernikahan pada Tahun 2022–2024 Saputra, Gazza Adjie; Syamsuddin, S
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.749

Abstract

Marriage is a fundamental human need and an act of worship prescribed in Islam. The true purpose of marriage is to unite two individuals in a lawful bond in accordance with religious teachings and legal regulations. However, in contemporary society, juvenile delinquency has become increasingly common and concerning. One such issue is sexual misconduct, including cases where women become pregnant before marriage. This situation brings about negative impacts and causes public concern. This study aims to explore how the Office of Religious Affairs (KUA) in Karanganyar District handled cases of premarital pregnancy from 2022 to 2024. The research used a descriptive qualitative method, with data collected through interviews and literature review. The field data were then processed and analyzed to yield the findings. The results show that the Office of Religious Affairs in Karanganyar District plays a significant role not only in the administrative aspects of marriage but also as a moral and spiritual agent in addressing cases of premarital pregnancy. Through an approach that prioritizes ethics, privacy, and religious guidance, the KUA strives to ensure that couples entering marriage under pregnancy conditions can still build a responsible household. Although it is not yet equipped with professional psychological support systems, these efforts have contributed to reducing social unrest in the community.
Pertimbangan Hakim Terkait Perizinan Poligami di Pengadilan Agama Surakarta (Studi Putusan No Perkara 500/Pdt.G/2023/PA.Ska) Maydiana, Laily; Wibowo, Muh. Kurniawan Budi; Pradana, Aditya Fajri Kurnia
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.892

Abstract

A polygamous marriage is a marriage of a husband who has more than one wife or a maximum of four wife boundaries which have a legal basis, namely in Al-Qur'an Surah An- Nisa 'verse 4: 3 and also in Law No. 1 of 1974 concerning Marriage in articles 55 to article 59 KHI, polygamy permission must go through the court, this study seeks to explore judges 'considerations in giving decisions regarding polygamy licensing which is the title of the author's thesis is Judges' Considerations Regarding Polygamy Licensing at the Surabaya Religious Court. Number 500/Pdt.G/2023/PA.Ska. As for the formulation of the problem is: What are the main legal considerations that form the basis for a judge to grant permission for polygamy? Second, how does a judge assess compliance with the conditions for polygamy In this study the authors used library research (library research) to examine the judges' considerations contained in the decision Number 500/Pdt.G/2023/PA.Ska. using the KHI perspective and other relevant Reference Analysis. The results of this study show the main legal considerations that form the basis for a judge in granting permission for polygamy, which are the judge's considerations in resolving polygamy cases is Article 4 paragraph 2 letter (a) of the Marriage Law. Article 5 paragraph 1 Marriage Law No. 1 of 1974 and Compilation of Islamic Law Article 58 (paragraph 1 and 2).
Optimalisasi ZISWAF sebagai Strategi Pendanaan Berkelanjutan di Perguruan Tinggi Keagamaan Islam (PTKI) Utami, Sari; Baharuddin, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.900

Abstract

This study analyzes the urgency of establishing Islamic Religious Higher Education Institutions (PTKI) based on Zakat, Infaq, Alms, and Waqf (ZISWAF) in Indonesia. PTKI play a vital role in shaping the intellectual life of the Muslim community but face financial challenges from traditional funding sources such as government assistance and insufficient tuition fees. Indonesia has enormous potential for ZISWAF, but its utilization in the education sector has not been optimal. This study uses a qualitative approach with document analysis to identify the benefits, cost components, and factors influencing the unit cost per student at ZISWAF-based PTKI. The results indicate that ZISWAF can be a sustainable alternative funding source, improving PTKI's financial independence, educational quality, and educational access for the underprivileged.
Model CEISE: Integrasi Nilai Islam dan Keterlibatan Komunitas dalam Membangun Keunggulan Layanan Baitul Mal wa Tamwil Muktirrahman, M; Sholehah, Irtifatus
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.917

Abstract

Baitul Mal wa Tamwil (BMT) as Islamic microfinance institutions face challenges in creating sustainable service differentiation amid increasingly intense financial sector competition. This research develops the Community-Embedded Islamic Service Excellence (CEISE) Model as a theoretical framework to understand how the integration of Islamic values and community engagement creates competitive advantages in BMT operations. Using a qualitative case study approach at BMT NU East Java Pasongsongan Branch, the study involved in-depth interviews with 10 staff and 15 customers, participatory observation, and document analysis. Data were analyzed using the Miles and Huberman thematic analysis framework. Findings show that CEISE Model implementation through four main dimensions: Spiritual Service Dimension (SSD), Community Integration Mechanism (CIM), Adaptive Accessibility Framework (AAF), and Sustainable Intimacy Balance (SIB) successfully creates distinctive value propositions. Service innovations such as "pick-up service" systems (73% utilization), temporal flexibility (67% staff), and Islamic values-based approaches resulted in 89% customer retention, +73 Net Promoter Score, and 56% community participation. Integration of Islamic values (adl, amanah, ihsan, maslaha) at every service touchpoint creates emotional bonds transcending transactional relationships. This research provides theoretical contribution through CEISE Model development filling literature gaps on service excellence in religious-cultural contexts and practically provides strategic framework for BMT service optimization.
Transformasi Konsep Mahar dalam Kifayatul Akhyar Studi Komparatif Fiqh Islam dan Hukum Keluarga Indonesia Ansari, A
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.919

Abstract

This research is motivated by the change in the meaning and practice of dowry in Indonesian Muslim society, which shows a shift from classical understanding as enshrined in Kifayatul Akhyar to modern concepts in national family law. In Islamic fiqh, dowry is seen as a husband's moral and financial obligation to his wife as a form of responsibility and respect. However, in the contemporary socio-legal context of Indonesia, dowry has undergone a transformation into a symbol of equality, love, and sincerity between the two parties. The purpose of this study is to examine the conceptual comparison between Islamic fiqh views and the Indonesian family law arrangement regarding dowry, as well as to explore the factors driving this transformation. This study uses a qualitative type of research with a comparative-normative approach. Meanwhile, data collection is carried out through library research sourced from classical fiqh literature, laws and regulations, and modern academic studies. The results of the study show that the transformation of the concept of dowry is a consequence of the interaction between Islamic values, social dynamics, and the principle of gender justice in national law. Thus, the concept of dowry in Indonesian family law is not only rooted in classical fiqh, but also adapts to the spirit of maqāṣid al-syarī'ah to realize justice, equality, and benefits in the relationship between husband and wife.
Eksistensi Peradilan Islam dalam Penyelesaian Perkara Harun, Nurlaila
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.921

Abstract

The judiciary is one of the main pillars of the law enforcement system in Indonesia. In carrying out its primary function as an institution that upholds the law and justice, the courts are required to provide effective, efficient, and transparent services to the public. One crucial aspect of this service is case registration—the initial stage that determines how a case will be processed in court. The Religious Courts are one of the branches of the judiciary in Indonesia that play a vital role in upholding the law and justice for Muslims, particularly in the areas of Islamic family and civil law. In the Indonesian judicial system, case registration is the initial step that determines whether a case can be processed in court. Case registration serves as a formal request from the party seeking justice to resolve a dispute through legal mechanisms.
Transformasi Konsep dan Nilai Sedekah dalam Dinamika Ekonomi Islam Kontemporer Salsabila, In'am
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.922

Abstract

This article analyzes the conceptual transformation and implementation of sadaqah (charity) values within the contemporary Islamic economic context. Sadaqah, traditionally understood as a voluntary charitable act, is undergoing a shift in meaning and role. This research employs a qualitative-descriptive approach using literature review to identify how sadaqah moves from an individual philanthropic practice to a professionalized and institutionalized Islamic philanthropy instrument (ZISWAF). This transformation includes the expansion of the objects of sadaqah (from cash to productive assets and digital charity) and a change in orientation (from consumptive to productive and economic empowerment). The results indicate that contemporary sadaqah plays a significant role as social and financial capital in promoting inclusive economic growth and reducing inequality, aligned with the objectives of maqashid shariah. The implication of this finding is the importance of developing adaptive regulation and governance to maximize the potential of sadaqah within the Islamic social finance ecosystem.

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