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All Journal JBIO: jurnal biosains (the journal of biosciences) An-Nida' SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Martabe : Jurnal Pengabdian Kepada Masyarakat DIDAKTIKA : Jurnal Kependidikan Al-Mubin: Islamic Scientific Journal Al-Iqtishad : Jurnal Ekonomi Prosiding University Research Colloquium Innovative: Journal Of Social Science Research Islamic Banking and Finance Business and Accounting Education Journal Asian Journal of Muslim Philanthropy and Citizen Engagement
Utami, Sari
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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The Influence of Religious, Social Environment, and Motivation on Savings Decision Pratama, Alief Mas; Utami, Sari
Islamic Banking and Finance Vol. 4 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v4i1.5490

Abstract

Sharia aspects have become an important topic that determines people's decisions, including in the financial sector. The aim of this research is to partially determine the influence of religiosity, social environment, and motivation on the decision to save at a sharia bank. This research uses a quantitative approach, the data collection method used is a questionnaire. The population in this study were sharia bank customers in Bone Regency. The number of samples used was 100 samples. The data that has been collected will go through the stages of validity testing, reliability testing, classical assumption testing, and hypothesis testing. Data processing was carried out with the help of SPSS analysis tools. The results of the research show that religiosity has a positive and significant effect on the decision to save in sharia banks with a t value of 7.241 > t table 1.660, the social environment has no effect on the decision to save in sharia banks with a t value of -0.672 < t table 1.660, and motivation has a positive effect and significant for the decision to save in Islamic banks with a t value of 5.643 > t table 1.660.
Effectiveness of Pineapple and Lemon Peel Extracts as Antimicrobial Paper Soap Irawati, Fitri; Nasution, Nabila Halim; Utami, Sari; Pratiwi, Nanda
JBIO: jurnal biosains (the journal of biosciences) Vol 9, No 3 (2023): JBIO : Jurnal Biosains (The Journal of Biosciences)
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jbio.v9i3.45380

Abstract

Kesehatan masih menjadi masalah yang memprihatinkan di seluruh dunia. Hal ini juga didukung dengan respon berupa upaya mewujudkan pembangunan skala besar di bidang kesehatan dengan target pencapaiannya pada tahun 2030 yaitu Sustainable Development Goals, menjamin kehidupan yang sehat. Indonesia merupakan negara yang masih mengalami permasalahan lingkungan yang krusial, khususnya sampah. Salah satunya adalah limbah organik kulit buah nanas ( Ananas comosus L.). Penambahan ekstrak lemon ( Citrus limonL.) yang diformulasikan akan memberikan aromaterapi alami dan memberikan efek perasaan tenang. Di sisi lain, pengembangan sabun kertas merupakan inovasi efisiensi dan kemampuan untuk menciptakan kebiasaan mencuci tangan di masyarakat Indonesia. Tujuan dari penelitian ini adalah untuk mengetahui pembuatan sabun kertas dengan bahan alami yaitu limbah lemon dan nanas serta mengetahui bioaktivitas kombinasi tersebut sebagai antiseptik sabun kertas. Metode penelitian ini merupakan metode eksperimen dengan menguji aktivitas antimikroba yang dilakukan dengan metode difusi paper disc technique. Dari penelitian ini dapat disimpulkan bahwa sabun kertas yang terbuat dari bahan alami kulit lemon dan nanas dapat direalisasikan dan memiliki efek antiseptik dengan zona hambat total rata-rata terhadap S. aureus.bakteri sebesar 5,7 mm dan terhadap bakteri E. coli sebesar 20 mm sehingga sabun kertas tergolong efektif dalam menghambat pertumbuhan bakteri patogen
Analysis of Pancasila Student Profile of Mutual Cooperation Elements Through the Market Day Project in Grade IV Elementary School Students Rahmawati, Dwi; Saputro, Bagus Ardi; Utami, Sari; Roshayanti, Fenny
DIDAKTIKA Vol 18 No 2 (2024)
Publisher : Fakultas Tarbiyah Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/didaktika.v18i2.7326

Abstract

This study aims to analyze the implementation of the Pancasila Student Profile, specifically the element of cooperation (gotong royong), through the Market Day project among 4th-grade students in elementary school. The research method used is qualitative and data collection techniques are used including observation, interviews, and documentation. The results of the study show that the Market Day project can foster the element of cooperation among 4th-grade elementary school students. This is evidenced by the students' enthusiasm in participating in the project, helping each other in completing tasks, and showing a sense of responsibility towards their group. The Market Day project provides students with the opportunity to learn to work together, respect each other, and solve problems collectively. Additionally, this project helps students develop entrepreneurial skills such as creativity, communication, and negotiation. Based on the results, it is concluded that the Market Day project is an effective teaching method to foster the element of cooperation among 4th-grade elementary school students. Teachers need to implement the Market Day project continuously and integrate it with the school curriculum to achieve optimal learning objectives.
Sales Growth Can Moderate The Effect Of Net Income On Dividend Policy Cusyana, Silvi Reni; Rosid, Abdul; Nurina, Lia; Litamahuputty, Jacomina Vonny; Utami, Sari
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i2.18491

Abstract

This study is a quantitative study with an explanatory approach, namely the pednectan which makes previous studies. The data used in this study are secondary data that researchers obtained from the company's annual financial reports from 2015-2025. The data were analyzed using the smart PLS 4.0 analysis tool. The result in this article show that this study aims to analyze Net Profit on Dividend Policy because the P-Values have a positive relationship direction and a significant influence on Dividend Policy because the P-Values are positive and below the significance level of 0.05, namely 0.018. In the next column, the second hypothesis in this study can also be proven. This is because the P-Values are positive and below the significance level of 0.05, namely 0.000. Thus, it can be concluded that the first and second hypotheses in this article can be accepted.
PHENOMENOLOGICAL APPROACH TO THE USE OF SOCIAL MEDIA AMONG BPI IAIN BONE STUDY PROGRAM STUDENTS: A COMMUNICATION PSYCHOLOGY PERSPECTIVE Baharuddin, Baharuddin; Utami, Sari
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v8i1.1693

Abstract

The phenomenological approach in this research is to understand individual experiences in using social media. In the context of communication psychology, this research will look at how students perceive social media use, as well as how this experience affects their social interactions and psychological well-being. This research will use a qualitative phenomenological approach. The research sample will consist of students from the BPI IAIN Bone study program who actively use social media. Data collection will be carried out through in-depth interviews and participant observation. The collected data will be analyzed using an inductive approach to identify themes and patterns that emerge from students' experiences and perceptions regarding social media use. The results of the research, firstly, are impressive student experiences where social media can help individuals effectively and efficiently from various activities and jobs so that they can reduce various burdens, both material and non-material. Apart from that, experience in using social media can help individuals maintain good communication without worrying about distance and time. Basically, students are able to adapt and apply something positive when communicating or when using social media so that they can influence the development of their communication psychology with positive and useful things. Students' experience in using social media can still maintain good interactions and improve psychological well-being for students
The Role of Muslim Women in Waste Management for Sustainable Environmental Conservation in the Coastal Area of Bone, South Sulawesi Nur, Suriani; Utami, Sari; Duraesa, M. Abzar; Yahya, M.; Sohyb, Muh. Nizar
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/qch2xb28

Abstract

The global world is facing environmental and coastal ecosystem degradation, including Indonesia, a region largely comprised of marine and coastal areas that relies heavily on marine ecosystems. This study aims to examine the role of Muslim women in household waste management in coastal areas, framed by Islamic principles of environmental management. Using a mixed method approach, incorporating both Islamic and environmental approaches, data were collected through surveys, interviews, documentation and observation. Interviewees included academics, religious scholars, environmental agencies, the Office of Religious Affairs, and coastal communities. The documents analyzed included legal regulations, articles, and books related to the content of the articles. The study found that Muslim women, as primary educators in their households, play a crucial role in fostering environmental awareness and promoting sustainable waste management practices. Involvement in religious study groups enhances their knowledge and attitudes toward environmental preservation. Islamic teachings emphasizing cleanliness and the obligation to protect the environment serve as fundamental motivations for adopting and promoting environmentally responsible behavior. These collective efforts contribute to the preservation of coastal ecosystems and the advancement of sustainable development goals. Furthermore, effective waste management aligns with Islamic values, positioning it as both a practical environmental initiative and a form of worship.
The Meanig of ‘Halal’ from the Perspective of Business Actors in the Post-BPJPH Era: A Qualitative Phenomenological Analysis Utami, Sari
AL-IQTISHAD: Jurnal Ekonomi Vol. 17 No. 1 (2025): Al-Iqtishad
Publisher : Institut Agama Islam Negeri Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/aliqtishad.v17i1.10378

Abstract

This research is a qualitative phenomenological analysis of the meaning of 'halal' from the perspective of business actors in Indonesia following the enactment of Law Number 33 of 2014 concerning Halal Product Assurance (UU JPH). This research focuses on the lived experiences and meaning-making of business actors after the certification authority shifted from the Indonesian Ulema Council (MUI) to the Halal Product Assurance Agency (BPJPH). Using a methodology focused on in-depth understanding, this report identifies a paradigm shift from a voluntary community initiative to a mandatory state mandate, and examines how the meaning of 'halal' has shifted from a mere religious obligation to a strategic economic asset. Key findings indicate a dissonance between the narrative of bureaucratic convenience used by the government and the practical realities on the ground, particularly for Micro, Small, and Medium Enterprises (MSMEs). This analysis concludes that while the new policy aims to protect consumers and increase global competitiveness, there is a risk of losing certification's legitimacy if fundamental issues related to the integrity of the process, particularly in self-declaration schemes, are not comprehensively addressed. This research provides strategic recommendations for regulators and stakeholders to bridge these organizations and build a sustainable and trusted halal ecosystem.
Zakat as a Poverty Alleviation Instrument: A Case Study in Indonesia and Malaysia Asmadia, Tezi; Suryadi, Ahmad; Asrida, Asrida; Utami, Sari
Asian Journal of Muslim Philanthropy and Citizen Engagement Vol. 1 No. 1 (2025): Asian Journal of Muslim Philanthropy and Citizen Engagement
Publisher : MD Research Center Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63919/ajmpce.v1i1.14

Abstract

The persistent of socio-economic inequality in Indonesia and Malaysia frames this study, which positions zakat as a potential religious-social instrument for economic empowerment. This research aims to critically compare the effectiveness of zakat management systems in both countries and analyze the factors influencing their performance. Employing a library research, this study conducts a systematic review and comparative analysis of academic literature, official publications from zakat institutions, government policy documents, and relevant reports spanning 2015-2023. The key findings indicate that system centralization and regulatory integration are pivotal; Malaysia’s state-coordinated system demonstrates higher collection efficiency and programmatic structure, while Indonesia’s decentralized model faces challenges in transparency, public trust, and infrastructural coordination that hinder optimal distribution. The conclusion argues that beyond political will, the effectiveness of zakat as an empowerment tool is fundamentally tied to institutional governance, professional management, and strategic alignment with broader economic policies, necessitating systemic reforms for greater impact.
Kepedulian Mahasiswa terhadap Kehalalan (Islamic Branding) Produk Kosmetik serta Dampaknya terhadap Minat Beli Mardalis, Ahmad; Utami, Sari
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bermaksud untuk mengetahui kepedulian mahasiswa tehadap kehalalan produk (Islamic branding) dan pengaruhnya terhadap minat beli produk kosmetik. Subjek penelitian ini adalah mahasiswa aktif Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta yang menggunakan produk kosmetik. Jumlah sampel adalah 200 orang mahasiswa. teknik pemilihan sampel menggunakan convenience sampling. Alat analisis yang digunakan dalam penelitian ini adalah analisis deskriptif dan regresi. Hasil penelitian menunjukkan bahwa mahasiswa dapat dikategorikan peduli terhadap kehalalan produk kosmetik yang mereka gunakan. Persepsi islamic branding didapati berpengaruh secara signifikan terhadap minat beli. Oleh karenanya, pengelola ataupun pemilik produk hendaknya memperhatikan dan memperlihatkan kehalalan produk mereka.
The Effect of Workload on Employee Performance with Work Life Balance as a Moderating Variable Turang, Frangky Yongky; Rustiawan, Indra; Utami, Sari; Putrie, Rena Augia; Anggraini, Desi Ulpa
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.18951

Abstract

Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanatori, yaitu pendekatan yang menggunakan sejumlah penelitian primer sebagai rumusan hipotesis yang menjadi objek utama dalam penelitian ini. Data yang digunakan dalam penelitian ini merupakan data primer yang peneliti peroleh dari berbagai sumber yang kredibel seperti jurnal, buku, dan sumber publikasi lain yang memiliki reputasi baik termasuk website (Abdurahman, 2016). Data yang diperoleh peneliti berasal dari 250 orang karyawan di PT. Perkebunan Nusantara Satu dan PT. Perkebunan Nusantara Tiga. Data yang terkumpul dianalisis dengan menggunakan alat analisis smart PLS 4.0. Hasil dalam artikel ini menunjukkan setiap hipotesis yang digunakan dalam artikel ini dapat dibuktikan dan ada yang tidak dapat dibuktikan. Hal ini dikarenakan P-Value pada penelitian ini bernilai positif dan berada di bawah taraf signifikansi 0,05 yaitu -0,008 pada hipotesis pertama yang sejalan dengan penelitian. Artinya Beban Kerja dapat membuat karyawan tidak bahagia, tidak enak badan, dan dapat berpengaruh negatif terhadap Kinerja Karyawan. Pada baris berikutnya nilai Work Life Balance dapat memoderasi pengaruh Beban Kerja terhadap Kinerja Karyawan. Namun, pengaruh variabel ini bersifat negatif. Dengan demikian dapat disimpulkan bahwa hipotesis pertama tidak dapat diterima dan hipotesis kedua dapat diterima.
Co-Authors Abdul Rosid Addiarrahman Ahmad Mardalis Ahmad Suryadi, Ahmad Asmadia, Tezi Asrida Asrida, Asrida Bagus Ardi Saputro Baharuddin Baharuddin Cusyana, Silvi Reni Darwis, Rahma Hidayati Desi Ulpa Anggraini, Desi Ulpa DWI RAHMAWATI Fenny Roshayanti Hasni Hasni Irawati, Fitri Kardoyo Lia Nurina LITAMAHUPUTTY, JACOMINA VONNY M. Abzar Duraesa M. Yahya Nanda Pratiwi Nasution, Nabila Halim Ondri, Dino Pratama, Alief Mas Putra, Muhammad Deni Putrie, Rena Augia Rina Novianty, Rina Rofiki, Akhmad Rustiawan, Indra Sohyb, Muh. Nizar Suriani Nur Turang, Frangky Yongky Widiyanto Zaid Raya Argantara