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The Influence of Religious, Social Environment, and Motivation on Savings Decision Pratama, Alief Mas; Utami, Sari
Islamic Banking and Finance Vol 4, No 1 (2024)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v4i1.5490

Abstract

Sharia aspects have become an important topic that determines people's decisions, including in the financial sector. The aim of this research is to partially determine the influence of religiosity, social environment, and motivation on the decision to save at a sharia bank. This research uses a quantitative approach, the data collection method used is a questionnaire. The population in this study were sharia bank customers in Bone Regency. The number of samples used was 100 samples. The data that has been collected will go through the stages of validity testing, reliability testing, classical assumption testing, and hypothesis testing. Data processing was carried out with the help of SPSS analysis tools. The results of the research show that religiosity has a positive and significant effect on the decision to save in sharia banks with a t value of 7.241 t table 1.660, the social environment has no effect on the decision to save in sharia banks with a t value of -0.672 t table 1.660, and motivation has a positive effect and significant for the decision to save in Islamic banks with a t value of 5.643 t table 1.660.
Effectiveness of Pineapple and Lemon Peel Extracts as Antimicrobial Paper Soap Irawati, Fitri; Nasution, Nabila Halim; Utami, Sari; Pratiwi, Nanda
JBIO: jurnal biosains (the journal of biosciences) Vol 9, No 3 (2023): JBIO : Jurnal Biosains (The Journal of Biosciences)
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jbio.v9i3.45380

Abstract

Kesehatan masih menjadi masalah yang memprihatinkan di seluruh dunia. Hal ini juga didukung dengan respon berupa upaya mewujudkan pembangunan skala besar di bidang kesehatan dengan target pencapaiannya pada tahun 2030 yaitu Sustainable Development Goals, menjamin kehidupan yang sehat. Indonesia merupakan negara yang masih mengalami permasalahan lingkungan yang krusial, khususnya sampah. Salah satunya adalah limbah organik kulit buah nanas ( Ananas comosus L.). Penambahan ekstrak lemon ( Citrus limonL.) yang diformulasikan akan memberikan aromaterapi alami dan memberikan efek perasaan tenang. Di sisi lain, pengembangan sabun kertas merupakan inovasi efisiensi dan kemampuan untuk menciptakan kebiasaan mencuci tangan di masyarakat Indonesia. Tujuan dari penelitian ini adalah untuk mengetahui pembuatan sabun kertas dengan bahan alami yaitu limbah lemon dan nanas serta mengetahui bioaktivitas kombinasi tersebut sebagai antiseptik sabun kertas. Metode penelitian ini merupakan metode eksperimen dengan menguji aktivitas antimikroba yang dilakukan dengan metode difusi paper disc technique. Dari penelitian ini dapat disimpulkan bahwa sabun kertas yang terbuat dari bahan alami kulit lemon dan nanas dapat direalisasikan dan memiliki efek antiseptik dengan zona hambat total rata-rata terhadap S. aureus.bakteri sebesar 5,7 mm dan terhadap bakteri E. coli sebesar 20 mm sehingga sabun kertas tergolong efektif dalam menghambat pertumbuhan bakteri patogen
Penerapan Teknik Kursi Kosong dalam Mereduksi Toxic Relationship ( Studi Kasus Klien "P") Utami, Sari; Razzaq, Abdur; Marianti, Lena
Journal of Society Counseling Vol. 2 No. 1 (2024): Journal of Society Counseling
Publisher : Scidacplus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59388/josc.v2i1.498

Abstract

This research is entitled Application of the Empty Chair Technique in Reducing Toxic Relationships (Case Study of Client "P" at the Ar-Rahman Drug Rehabilitation Center Foundation). A person experiencing a toxic relationship can be seen from excessive suspicion, likes to bring up mistakes, is always looked down upon with all his shortcomings, has poor communication, has a feeling of not wanting to be defeated, is always used as an outlet for anger, there are threats and relationships. The aim of this research is first, to find out the description of the toxic relationship of client "P' at the Ar-Rahman Drug Rehabilitation Center Foundation. Second, to find out the application of the empty chair technique in reducing toxic relations with client "P" at the Ar-Rahman Drug Rehabilitation Center Foundation. In this research, the author used field research, a qualitative approach, and used a case study research method. The subject of this research is client "P'. The tools for collecting data in this research are observation, interviews and documentation. Research results, 1) client "P''s household is classified as a toxic relationship. Where "P" clients often feel excessively suspicious, always bring up their partner's mistakes, don't want to be defeated, have poor communication, always vent their anger at their partner, there are threats in the relationship. 2) The application of the empty chair technique consists of 3 stages. Initial stage, implementation stage and termination stage. The results of applying the empty chair technique enable client "P" to build a good relationship with their partner.
Analysis of Pancasila Student Profile of Mutual Cooperation Elements Through the Market Day Project in Grade IV Elementary School Students Rahmawati, Dwi; Saputro, Bagus Ardi; Utami, Sari; Roshayanti, Fenny
Didaktika : Jurnal Kependidikan Vol. 18 No. 2 (2024)
Publisher : Fakultas Tarbiyah Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/didaktika.v18i2.7326

Abstract

This study aims to analyze the implementation of the Pancasila Student Profile, specifically the element of cooperation (gotong royong), through the Market Day project among 4th-grade students in elementary school. The research method used is qualitative and data collection techniques are used including observation, interviews, and documentation. The results of the study show that the Market Day project can foster the element of cooperation among 4th-grade elementary school students. This is evidenced by the students' enthusiasm in participating in the project, helping each other in completing tasks, and showing a sense of responsibility towards their group. The Market Day project provides students with the opportunity to learn to work together, respect each other, and solve problems collectively. Additionally, this project helps students develop entrepreneurial skills such as creativity, communication, and negotiation. Based on the results, it is concluded that the Market Day project is an effective teaching method to foster the element of cooperation among 4th-grade elementary school students. Teachers need to implement the Market Day project continuously and integrate it with the school curriculum to achieve optimal learning objectives.
Menumbuhkan Jiwa Berwirausaha Siswa melalui Implementasi Proyek Market Day Siswanto, Nafisa Alvy; Sumarno, S.; Reffiane, Fine; Utami, Sari
Ainara Journal (Jurnal Penelitian dan PKM Bidang Ilmu Pendidikan) Vol. 5 No. 4 (2024): Ainara Journal (Jurnal Penelitian dan PKM Bidang Ilmu Pendidikan)
Publisher : Lembaga Penelitian dan Pengembangan Sumberdaya Wilayah (elrispeswil)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54371/ainj.v5i4.644

Abstract

Penelitian ini bertujuan untuk menumbuhkan jiwa kewirausahaan pada siswa kelas 4 di salah satu sekolah dasar yang ada di semarang yaitu SDN Tandang 01 yang beralamatkan di Jl. Kedungmundu No. 115, Sendangguwo Kec. Tembalang, Kota Semarang melalui implementasi proyek Market Day. Metode penelitian yang digunakan adalah deskriptif kualitatif, dengan teknik pengambilan data berupa observasi, wawancara, dan dokumentasi. Kegiatan market day melibatkan siswa dalam proses perencanaan, pengorganisasian, produksi, pemasaran, dan evaluasi produk yang mereka buat. Hasil penelitian menunjukkan bahwa kegiatan market day secara signifikan meningkatkan kreativitas, kemandirian, kepemimpinan, kejujuran, dan keberanian siswa dalam mengambil risiko. Selain itu, siswa juga belajar mengelola keuangan secara praktis. Implementasi market day tidak hanya memberikan pengalaman praktis berwirausaha bagi siswa, tetapi juga menciptakan iklim sekolah yang dinamis dn mendukung kolaborasi antara siswa dan juga guru. Berdasarkan temuan ini, disarankan agar kegiatan market day ini dapat diadakan secara rutin minimal 3 kali dalam setahun untuk lebih mengoptimalkan perkembangan jiwa kewirausahaan siswa.
Pengaruh Penggunaan Game Edukasi Berbasis Wordwall dalam Pembelajaran IPAS terhadap Hasil Belajar Siswa Qomaria, Evi; Sumarno, S.; Roshayanti, Fenny; Utami, Sari
Ainara Journal (Jurnal Penelitian dan PKM Bidang Ilmu Pendidikan) Vol. 5 No. 4 (2024): Ainara Journal (Jurnal Penelitian dan PKM Bidang Ilmu Pendidikan)
Publisher : Lembaga Penelitian dan Pengembangan Sumberdaya Wilayah (elrispeswil)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54371/ainj.v5i4.664

Abstract

Keberhasilan pembelajaran menjadi salah satu faktor dalam meningkatkan hasil belajar siswa. Melalui pemilihan media pembelajaran yang tepat seringkali mampu membuat siswa menjadi lebih semangat dalam mengikuti pembelajaran. Guru yang menggunakan metode ceramah tanpa menggunakan media cenderung kurang optimal dalam meningkatkan hasil belajar siswa. Game edukasi seperti wordwall merupakan salah satu media pembelajaran yang menyenangkan dan interaktif dimana siswa belajar sambil bermain. Penelitian ini bertujuan untuk mengetahui adanya pengaruh penggunaan game edukasi berbasis wordwall dalam pembelajaran IPAS materi kegiatan ekonomi terhadap hasil belajar siswa. Metode penelitian ini menggunakan penelitian kuantitatif dengan desain quasi eksperimental design tipe Post-test only control group design. Subyek penelitian ini adalah siswa kelas IVA dan IVB SDN Tandang 01 dengan jumlah 54 orang. Instrumen data yang dikumpulkan berupa posttest siswa kelas eksperimen dan kelas kontrol menggunakan soal tes pilihan ganda. Teknik analisis data menggunakan uji prasyarat yaitu uji normalitas, uji homogenitas, dan uji hipotesis menggunakan uji independent sample t-test. Hasil pengujian menggunakan uji t menunjukkan bahwa nilai sig (2-tailed) sebesar 0,00 < 0,05 dan nilai thitung sebesar 8.225 > ttabel sebesar 0,3809 maka H0 ditolak dan H1 diterima sehingga dapat disimpulkan bahwa adanya pengaruh penggunaan game edukasi berbasis wordwall dalam pembelajaran IPAS terhadap hasil belajar siswa.
Sales Growth Can Moderate The Effect Of Net Income On Dividend Policy Cusyana, Silvi Reni; Rosid, Abdul; Nurina, Lia; Litamahuputty, Jacomina Vonny; Utami, Sari
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i2.18491

Abstract

This study is a quantitative study with an explanatory approach, namely the pednectan which makes previous studies. The data used in this study are secondary data that researchers obtained from the company's annual financial reports from 2015-2025. The data were analyzed using the smart PLS 4.0 analysis tool. The result in this article show that this study aims to analyze Net Profit on Dividend Policy because the P-Values have a positive relationship direction and a significant influence on Dividend Policy because the P-Values are positive and below the significance level of 0.05, namely 0.018. In the next column, the second hypothesis in this study can also be proven. This is because the P-Values are positive and below the significance level of 0.05, namely 0.000. Thus, it can be concluded that the first and second hypotheses in this article can be accepted.
PHENOMENOLOGICAL APPROACH TO THE USE OF SOCIAL MEDIA AMONG BPI IAIN BONE STUDY PROGRAM STUDENTS: A COMMUNICATION PSYCHOLOGY PERSPECTIVE Baharuddin, Baharuddin; Utami, Sari
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v8i1.1693

Abstract

The phenomenological approach in this research is to understand individual experiences in using social media. In the context of communication psychology, this research will look at how students perceive social media use, as well as how this experience affects their social interactions and psychological well-being. This research will use a qualitative phenomenological approach. The research sample will consist of students from the BPI IAIN Bone study program who actively use social media. Data collection will be carried out through in-depth interviews and participant observation. The collected data will be analyzed using an inductive approach to identify themes and patterns that emerge from students' experiences and perceptions regarding social media use. The results of the research, firstly, are impressive student experiences where social media can help individuals effectively and efficiently from various activities and jobs so that they can reduce various burdens, both material and non-material. Apart from that, experience in using social media can help individuals maintain good communication without worrying about distance and time. Basically, students are able to adapt and apply something positive when communicating or when using social media so that they can influence the development of their communication psychology with positive and useful things. Students' experience in using social media can still maintain good interactions and improve psychological well-being for students
The Role of Muslim Women in Waste Management for Sustainable Environmental Conservation in the Coastal Area of Bone, South Sulawesi Nur, Suriani; Utami, Sari; Duraesa, M. Abzar; Yahya, M.; Sohyb, Muh. Nizar
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/qch2xb28

Abstract

The global world is facing environmental and coastal ecosystem degradation, including Indonesia, a region largely comprised of marine and coastal areas that relies heavily on marine ecosystems. This study aims to examine the role of Muslim women in household waste management in coastal areas, framed by Islamic principles of environmental management. Using a mixed method approach, incorporating both Islamic and environmental approaches, data were collected through surveys, interviews, documentation and observation. Interviewees included academics, religious scholars, environmental agencies, the Office of Religious Affairs, and coastal communities. The documents analyzed included legal regulations, articles, and books related to the content of the articles. The study found that Muslim women, as primary educators in their households, play a crucial role in fostering environmental awareness and promoting sustainable waste management practices. Involvement in religious study groups enhances their knowledge and attitudes toward environmental preservation. Islamic teachings emphasizing cleanliness and the obligation to protect the environment serve as fundamental motivations for adopting and promoting environmentally responsible behavior. These collective efforts contribute to the preservation of coastal ecosystems and the advancement of sustainable development goals. Furthermore, effective waste management aligns with Islamic values, positioning it as both a practical environmental initiative and a form of worship.
The Meanig of ‘Halal’ from the Perspective of Business Actors in the Post-BPJPH Era: A Qualitative Phenomenological Analysis Utami, Sari
AL-IQTISHAD: Jurnal Ekonomi Vol. 17 No. 1 (2025): Al-Iqtishad
Publisher : Institut Agama Islam Negeri Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/aliqtishad.v17i1.10378

Abstract

This research is a qualitative phenomenological analysis of the meaning of 'halal' from the perspective of business actors in Indonesia following the enactment of Law Number 33 of 2014 concerning Halal Product Assurance (UU JPH). This research focuses on the lived experiences and meaning-making of business actors after the certification authority shifted from the Indonesian Ulema Council (MUI) to the Halal Product Assurance Agency (BPJPH). Using a methodology focused on in-depth understanding, this report identifies a paradigm shift from a voluntary community initiative to a mandatory state mandate, and examines how the meaning of 'halal' has shifted from a mere religious obligation to a strategic economic asset. Key findings indicate a dissonance between the narrative of bureaucratic convenience used by the government and the practical realities on the ground, particularly for Micro, Small, and Medium Enterprises (MSMEs). This analysis concludes that while the new policy aims to protect consumers and increase global competitiveness, there is a risk of losing certification's legitimacy if fundamental issues related to the integrity of the process, particularly in self-declaration schemes, are not comprehensively addressed. This research provides strategic recommendations for regulators and stakeholders to bridge these organizations and build a sustainable and trusted halal ecosystem.