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Jihan Nabila Zahara
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Jl. Budi Utomo No.10, Ronowijayan, Kec. Ponorogo, Kabupaten Ponorogo, Jawa Timur 63471
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Musyarakah: Journal of Sharia Economics (MJSE)
Published by Universitas Muhammadiyah Ponorogo
ISSN : 28278887     EISSN : 28099389     DOI : https://doi.org/10.24269/mjse
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
FOCUS OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) focused on Sharia economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Sharia economics; Sharia banking; Sharia finance; Sharia accounting; Sharia microfinance; Zakah, Waqf, and Philanthropy. SCOPE OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) specializes on sharia economics and finance studies. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 14 Documents
 1   2 
Search results for , issue "Vol 4, No 1 (2024): April" : 14 Documents clear
Strategi Pengembangan Desa Wisata Pulau Sapi dalam Meningkatkan Perekonomian Masyarakat Lokal Perspektif Ekonomi Islam Iswantoyo, Iswantoyo
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.9109

Abstract

The aim of this research is to determine the strategy for developing tourist villages in increasing the volume of visitors and the economy of local communities from an Islamic economic perspective. The research method uses descriptive qualitative where data collection techniques are by means of observation, interviews and documentation. The interviews used in this research used structured interviews, because they were based on guidelines or main questions that would be asked during the interview. The research location was carried out in the Pulau Sapi Tourism Village, Mentarang District, Malinau Regency, North Kalimantan Province. Observations were carried out on related parties such as village heads, tourist village managers and employees. The research results show that the introduction of Pulau Sapi tourist village was through social media (website, YouTube, Instagram). Various customs and cultures are displayed in every activity on Sapi Island. For tourist publications (Semolon Hot Springs, Gita River Trail) and artificial tourist publications (Dayak Ethnic Carving House, Identity Monument, Alun2 Ulung Buaye). Every time there is a busy activity, the people of Pulau Sapi always serve traditional food typical of Pulau Sapi village. By utilizing MSMEs in the local area, developing human resource potential from Pokdarwis and BUMDes for each activity will increase the community's economic activities. Islam there teaches honesty, peace and trust in carrying out activities.
Efektivitas Pelaksanaan Monitoring Terhadap Portofolio Pembiayaan Segmen Mikro Pada Bank Syariah Indonesia KCP Pare Supratman Laela, Rodena Yoman; Cahyani, Yutisa Tri
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.9275

Abstract

This phenomenon occurs in micro segment financing as a result of which the financing that has been provided to customers is not used properly. This research method uses field research using a qualitative approach. This research was conducted to analyze the effectiveness of monitoring the micro segment financing portfolio at Bank Syariah Indonesia KCP Pare Supratman. The results of this research show that the supporting factors for implementing monitoring are a stable government economy, a good system, while the inhibiting factors lie in the system, customers who are not honest about actual events. The effectiveness of monitoring implementation is effective if seen from the smooth payment of installments. The distribution of financing carried out by Bank Syariah Indonesia KCP Pare Supratman has complied with the procedure for analyzing prospective customers using five stages.
Halal Life Style: Pengaruh Labelitas Halal Dan Harga Makanan Olahan Impor Terhadap Keputusan Pembelian Masyarakat Di Kota Metro El Maza, Rina; Suri Rismawati, Dian; Imtihanah, Ani Nurul; Nazeri, Nazeri
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8809

Abstract

Food is a basic human need. A person is given complete freedom to consume whatever they need. However, when making purchasing decisions, a Muslim is not permitted to consume food that is not halal (haram). It is feared that the rise of imported processed food circulating in Indonesia will trigger Muslim communities to buy processed food not based on the halal label but only considering the price of the product. This type of research is field research using quantitative methods. The technique used in sampling in this research is Non Probability. The number of samples used was 100 respondents, namely the Muslim community in Metro City. With multiple regression analysis using SPSS version 23 which functions to prove the research hypothesis. The results of this research show that the halal label variable has a partial and significant effect on purchasing decisions and the price variable has a partial and significant positive effect on purchasing decisions. Then, through the F test, the halal label and price simultaneously influence the decision to purchase imported processed food products. This effect is explained by the large significant level of the halal label and the price of 0.000 which is less than 0.1 or tcountttable (21.752) (2.36
Dinamika Perdagangan Halal (Mekanisme Pasar Sebagai Mesin Inovasi) Wahyu Ningtyas, Dwi; Toyibah, Askin
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.9849

Abstract

This study explores the dynamics of halal trade through market mechanisms as an engine of innovation using a qualitative method with literature analysis. The main focus is to understand how market mechanisms function as a catalyst for innovation in halal trade. This research collects and analyzes data from various literature sources, including academic journals, industry reports, and government publications, to identify key patterns and trends. The analysis results show that strict regulations and clear certification standards play an important role in driving product and process innovation in the halal industry. Additionally, the literature indicates that the adoption of technologies such as blockchain and the Internet of Things (IoT) has enhanced transparency and efficiency in the halal supply chain. The study also finds that increasing consumer preferences for halal products drive companies to innovate to meet dynamic market demands. The conclusion of this study highlights the importance of synergy between regulations, technology, and market dynamics in fostering innovation in the halal sector. Policy recommendations and practical implications are presented to support the sustainable and competitive growth of halal trade.
Analisis Pembiayaan Akad Ijarah Multijasa Perspektif Ekonomi Islam Arifin, Ria; Sultoni, Hasan
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8995

Abstract

In the face of increasingly fierce competition, it requires Islamic financial institutions to manage funds effectively and efficiently, both for funds collected from the public and from owners or founders. One of the service products issued by BTM Surya Madinah is multijasa financing In carrying out each of its activities, LKS must follow sharia principles. In the principles of Muamalat Law, it is stated that all forms of muamalat are permissible except those prohibited by sharia. As is the case with the use of contracts. Every product issued by LKS must use the right contract. In the use of ijarah contracts in the application of multiservice financing products, there are visible oddities or oddities, there are differences between fatwa and muamalat fiqh. The agreement used seems to be just a fabrication to benefit Islamic financial institutions that carry out the financing.
Analisis Penerapan Manajemen Resiko Pembiayaan Pada BMT Istiqomah Unit 2 Tulungagung Shandy, Moch. Ilham
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.9034

Abstract

The aim of this research is to analyze the application of financing risk management or credit risk at BMT Istiqomah Unit 2 Tulungagung. This research method uses descriptive qualitative research. Data collection techniques use observation and interviews. The results of this research show that the important point of the 5C principle at BMT Istiqomah Unit 2 Tulungagung prioritizes character in analyzing financing. However, other principles are also considered important so that all 5C principles are still used at BMT Istiqomah Unit 2 Tulungagung. The results of this research show that in the process of distributing financing, BMT Istiqomah Unit 2 Tulungagung uses the 5C principle to minimize bad credit. BMT Istiqomah Unit 2 Tulungagung is an Islamic financial institution that operates in accordance with sharia savings and loan cooperative regulations which utilizes funds originating from the community in the form of savings, and funds originating from third parties. Then distribute funds to the community through financing.
Analisis Ekonomi Syariah Terhadap Praktik Kerjasama Bagi Hasil Pada Bisnis Peternakan Ayam Broiler pada Mitra Peternakan Desa Sukomoro Kabupaten Magetan Nasrudin, Suryana Agus; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8790

Abstract

This research aims to determine the Sharia economic analysis of the practice of profit sharing cooperation on broiler chicken farms. This research method uses a qualitative approach by conducting in-depth interviews with broiler chicken breeders who have implemented profit sharing cooperation practices. The data obtained was then analyzed. The results of the analysis show that the practice of profit sharing cooperation in the broiler chicken farming business can be in accordance with sharia economic principles. Profit sharing is a mechanism for fair profit sharing between investors and breeders, where investors provide capital and breeders provide labor and farm management. Profit sharing is carried out based on previously agreed percentages, taking into account the risks and contributions of each party. However, there are several challenges in implementing profit sharing cooperation practices in the broiler chicken farming business. One of them is the difficulty in determining the value and fair distribution of results, especially in the face of fluctuations in feed prices and the availability of broiler chickens on the market. Apart from that, an incomplete understanding of sharia economic principles is also an obstacle in implementing this practice.
Analisis Ekonomi Syariah Terhadap Praktik Kerjasama Bagi Hasil Pada Bisnis Peternakan Ayam Broiler pada Mitra Peternakan Desa Sukomoro Kabupaten Magetan Nasrudin, Suryana Agus; Albanjari, Fatkhur Rohman; Rezqi Syakarna, Nugraheni Fitroh
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8790

Abstract

This research aims to determine the Sharia economic analysis of the practice of profit sharing cooperation on broiler chicken farms. This research method uses a qualitative approach by conducting in-depth interviews with broiler chicken breeders who have implemented profit sharing cooperation practices. The data obtained was then analyzed. The results of the analysis show that the practice of profit sharing cooperation in the broiler chicken farming business can be in accordance with sharia economic principles. Profit sharing is a mechanism for fair profit sharing between investors and breeders, where investors provide capital and breeders provide labor and farm management. Profit sharing is carried out based on previously agreed percentages, taking into account the risks and contributions of each party. However, there are several challenges in implementing profit sharing cooperation practices in the broiler chicken farming business. One of them is the difficulty in determining the value and fair distribution of results, especially in the face of fluctuations in feed prices and the availability of broiler chickens on the market. Apart from that, an incomplete understanding of sharia economic principles is also an obstacle in implementing this practice.
Halal Life Style: Pengaruh Labelitas Halal Dan Harga Makanan Olahan Impor Terhadap Keputusan Pembelian Masyarakat Di Kota Metro El Maza, Rina; Suri Rismawati, Dian; Imtihanah, Ani Nurul; Nazeri, Nazeri
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8809

Abstract

Food is a basic human need. A person is given complete freedom to consume whatever they need. However, when making purchasing decisions, a Muslim is not permitted to consume food that is not halal (haram). It is feared that the rise of imported processed food circulating in Indonesia will trigger Muslim communities to buy processed food not based on the halal label but only considering the price of the product. This type of research is field research using quantitative methods. The technique used in sampling in this research is Non Probability. The number of samples used was 100 respondents, namely the Muslim community in Metro City. With multiple regression analysis using SPSS version 23 which functions to prove the research hypothesis. The results of this research show that the halal label variable has a partial and significant effect on purchasing decisions and the price variable has a partial and significant positive effect on purchasing decisions. Then, through the F test, the halal label and price simultaneously influence the decision to purchase imported processed food products. This effect is explained by the large significant level of the halal label and the price of 0.000 which is less than 0.1 or tcount>ttable (21.752) > (2.36
Analisis Pembiayaan Akad Ijarah Multijasa Perspektif Ekonomi Islam Arifin, Ria; Sultoni, Hasan
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i1.8995

Abstract

In the face of increasingly fierce competition, it requires Islamic financial institutions to manage funds effectively and efficiently, both for funds collected from the public and from owners or founders. One of the service products issued by BTM Surya Madinah is multijasa financing In carrying out each of its activities, LKS must follow sharia principles. In the principles of Muamalat Law, it is stated that all forms of muamalat are permissible except those prohibited by sharia. As is the case with the use of contracts. Every product issued by LKS must use the right contract. In the use of ijarah contracts in the application of multiservice financing products, there are visible oddities or oddities, there are differences between fatwa and muamalat fiqh. The agreement used seems to be just a fabrication to benefit Islamic financial institutions that carry out the financing.

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