cover
Contact Name
Sofi Faiqotul Hikmah
Contact Email
sofiefaiqotul@gmail.com
Phone
+6281246551911
Journal Mail Official
jesdar_bwi20@iaida.ac.id
Editorial Address
Dusun Tegalsari Lor, RT 20 RW 04 Desa Purwoasri Kecamatan Tegaldlimo Kabupaten Banyuwangi
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
Jurnal Ekonomi Syariah
ISSN : -     EISSN : 27458407     DOI : 10.30739/jesdar.v4i1
Core Subject : Economy,
Journal of Islamic Economics Darussalam is a periodical journal published by Islamic Economics Study Program, Faculty of Islamic Economics and Business, Darussalam Islamic Institute, Blokagung Banyuwangi. This journal specializes in the study of sharia economics, sharia business management, contemporary fiqh is a scientific publication facility for academics, researchers and practitioners in publishing research articles and studies of conceptual articles in the field of sharia economics, sharia business management, contemporary fiqh. Articles published after going through the manuscript selection mechanism and editing process. : Published twice a year in August and February, iSSN On Line (2745-8407).
Articles 122 Documents
BISNIS DIGITAL YANG BERKAH: MEMBINGKAI ULANG EKONOMI ISLAM DI ERA TEKNOLOGI MELALUI PENDEKATAN MAQASID SYARIAH Aisiyah Nur Afifah; Mira Ustanti
Jurnal Ekonomi Syariah Darussalam Vol. 7 No. 1 (2026): Februari 2026
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v7i1.5414

Abstract

Digital transformation has accelerated the development of the Islamic economy through innovations such as Islamic fintech, halal e-commerce, and the digitalization of zakat, infaq, sadaqah, and waqf (ZISWAF). However, these developments have also given rise to challenges, including unclear digital contracts. This study aims to analyze the implementation of Maqasid Shariah in digital business and to formulate a conceptual model of a digital business ecosystem oriented toward public welfare (maslahah). The study employs a qualitative approach by examining academic literature, DSN-MUI fatwas, statutory regulations, and official documents. Data were analyzed using content analysis, conceptual analysis, and synthesis. The findings indicate that Maqasid Shariah serves as a strategic foundation for developing a digital business ecosystem that ensures Sharia compliance, protection of rights, transparency, economic justice, and sustainability. Furthermore, this study proposes a conceptual model of a Maqasid Shariah based digital business ecosystem built upon four main pillars: Sharia compliance, protection and transparency, inclusion and economic justice, and sustainability to promote public welfare within the digital Islamic economy. Keywords: Digital Business, Maqashid Shariah
IMPLEMENTASI AKAD MURABAHAH PADA PEMBIAYAAN KPR SYARIAH DI BANK MUAMALAT KCP GENTENG Mira Antika; Munawir Munawir
Jurnal Ekonomi Syariah Darussalam Vol. 7 No. 1 (2026): Februari 2026
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v7i1.5429

Abstract

This study aims to examine the implementation of the murabahah contract in Islamic Home Ownership Financing (Kredit Pemilikan Rumah Syariah/KPR Syariah) at Bank Muamalat. This study employed a qualitative research method with a descriptive approach. The results of the study indicate that the implementation of the murabahah contract in KPR at Bank Muamalat KCP Genteng is carried out through several stages, namely financing application by customers, feasibility analysis, financing approval, purchase or acquisition of the house by the bank, and the execution of the murobahah contract, which includes the cost price, profit margin, financing period, and instalment amount agreed upon by both parties. The contract implementation is conducted transparently and in accordance with the procedures applicable in Islamic banking. Implementation of the murabahah contract in Islamic Home Ownership Financing at Bank Muamalat KCP Genteng is in accordance with Sharia principles. This is evidenced by the fulfillment of the pillars and conditions of the murabahah contract, transparency regarding the cost price and profit margin, and the absence of elements of riba, gharar, maisir, and tadlis in its implementation. Keywords: Murabahah Contract, KPR Syariah

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