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Sofi Faiqotul Hikmah
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INDONESIA
Jurnal Ekonomi Syariah
Published by institut Agama Islam Darussalam blokagung Banyuwangi
ISSN : -     EISSN : 27458407     DOI : 10.30739/jesdar.v4i1
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Islamic Economics Darussalam is a periodical journal published by Islamic Economics Study Program, Faculty of Islamic Economics and Business, Darussalam Islamic Institute, Blokagung Banyuwangi. This journal specializes in the study of sharia economics, sharia business management, contemporary fiqh is a scientific publication facility for academics, researchers and practitioners in publishing research articles and studies of conceptual articles in the field of sharia economics, sharia business management, contemporary fiqh. Articles published after going through the manuscript selection mechanism and editing process. : Published twice a year in August and February, iSSN On Line (2745-8407).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 91 Documents
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ETIKA BISNIS ISLAM: IMPLEMENTASI PADA KELOMPOK KEWIRAUSAHAAN MAHASISWA PRODI EKONOMI SYARIAH ZA GABIN DI UNIVERSITAS ISLAM NEGERI SURABAYA Moh. Nasirul Haq Sayuti
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3058

Abstract

The student entrepreneurship group from the Sharia Economics Program at the State Islamic University of Surabaya produces “layered gabin” as their main product. Students in this group are focused on learning Islamic economics. This research utilizes a phenomenological approach in field research, with data collection methods including observation, interviews, and documentation. The data is then analyzed using qualitative descriptive analysis. The results of this study indicate that the student entrepreneurship group from the Sharia Economics Program applies Islamic business ethics by prioritizing honesty, fairness, promisekeeping, and cleanliness in the production process.
KONSEP KEADILAN DALAM PERSPEKTIF EKONOMI ISLAM Permana, Yoga; Nisa, Fauzatul Laily
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3072

Abstract

Justice is a condition in which ideal moral truth is achieved, both in the context of objects and individuals. Justice becomes a very crucial principle especially in an effort to overcome the economic and social injustices that often arise in the conventional economic system. Islamic economics as a distinct field of study, emerged as a response to the perceived shortcomings of the conventional economic system. The purpose of this study is to analyze the concept of justice in the perspective of Islamic economics. This research uses the literature study method to examine the concept of justice in the perspective of Islamic economics. This method involves collecting and analyzing data from various relevant literature sources such as books, journal articles, and other publications that discuss justice and Islamic economics. The concept of justice in Islamic economics creates balance and equality in various economic transactions. The concept of justice in the perspective of Islamic economics is a crucial element that must be upheld to build trust and harmony in every economic activity, as well as to ensure that every individual can contribute to collective welfare without pursuing personal interests alone
ANALISIS PENGARUH PENGETAHUAN MENABUNG, BAGI HASIL DAN PERILAKU KONSUMEN TERHADAP KEPUTUSAN ANGGOTA MEMBUKA TABUNGAN SIMPANAN PELAJAR DI KSPPS MUI JATIM CABANG SEKAPUK Rifqi, Mohammad; Harahap, Syamsir Alamsyah; Sahliyah, Fatihatus
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3186

Abstract

This research aims to determine the influence of knowledge of saving, profit sharing, and consumer behavior on members' decisions to open student savings at KSPPS MUI Jatim Sekapuk Branch. The method used is a quantitative research method. The data collection technique uses a questionnaire with 20 items which are assessed using a 1-5 Likert scale and tested for validity and reliability. The data analysis technique to answer the hypothesis uses multiple linear regression analysis with correlation and determination coefficients, t test and f test. The results of multiple linear regression analysis from this research show that the calculated t value of the saving knowledge variable is 6,484 > 1.296, while the calculated t value of the profit sharing variable is 46,454 > 1.296 and the calculated t value of the consumer behavior variable is -4,365 < 1,296. This means that the savings knowledge and profit sharing variables partially influence members' decisions to open student savings savings at the KSPPS MUI East Java Sekapuk Branch, while the consumer behavior variables partially have no influence on members' decisions to open student savings savings at the KSPPS MUI East Java Sekapuk Branch. Meanwhile, the results of the F test show that the variables of knowledge of saving, profit sharing and consumer behavior simultaneously influence members' decisions to open student savings savings at KSPPS MUI Jatim Sekapuk Branch with F count 814.441>4.14 with a sig value of 0.000.
IMPLEMENTASI AKAD MUKHABARAH PADA PERTANIAN PADI Moch. Zaenal Azis Muctharom
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3205

Abstract

This research aims to determine the implementation of mukhabarah contracts in lowland rice farming businesses in Sokogrenjeng Village, using qualitative methods with a field research approach. The subjects are land owners and cultivators in Sokogrenjeng Village, and the object is the practice of mukhabarah for agricultural products among the farming community of Sokogrenjeng Village. Data collection techniques include observation, interviews and documentation. The results of this research provide an overview of the background to mukhabarah cooperation between land owners and sharecroppers in Sokogrenjeng Village, highlighting the existence of cooperation between parties who do not have their own agricultural land and parties who do not have the ability and time to manage their land. The practice of mukhabarah in rice farming in Sokogrenjeng Village involves land owners handing over their land to sharecroppers, who then manage the land. After harvest, both parties have the right to receive the harvest from the rice fields according to the agreement made in the implementation of daily profit sharing using the mukhabarah system in Sokogrenjeng Village
PENGARUH KUALIATAS PELAYANAN ISLAMI DAN KEPUASAN TERHADAP LOYALITAS MENABUNG NASABAH DI BMT UGT NUSANTARA CABANG PEMBANTU TEMUGURUH KABUPATEN BANYUWANGI Adi Nur Cahyo; Munawir
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i1.3232

Abstract

This research aims to analyze the influence of: 1) Islamic Service Quality (X1) has a positive and significant effect on Customer Savings Loyalty (Y). 2) To analyze Satisfaction (X2) which has a positive and significant effect on Customer Savings Loyalty (Y). 3) To analyze the Quality of Islamic Service (X1) and Satisfaction (X2) which have a positive and significant effect simultaneously or together on Customer Savings Loyalty (Y) at BMT UGT Nusantara Temuguruh Sub-Branch, Banyuwangi Regency.          The results of multiple linear regression analysis show that: 1) Islamic Service Quality (X1) has a positive and significant effect on Customer Savings Loyalty (Y). 2) Satisfaction (X2) has no positive and significant effect on Customer Savings Loyalty (Y). 3) There is a simultaneous positive and significant influence between the Islamic Service Quality (X1) and Satisfaction (X2) variables on the Customer Savings Loyalty variable (Y).
PENGARUH MARKETING SYARIAH DAN RELIGIUSITAS TERHADAP KEPUTUSAN MENABUNG DI USPPS AUSATH BLOKAGUNG TEGALSARI BANYUWANGI Nurul Inayah; Siti Syarifatul Latifah
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3288

Abstract

The purpose of this study is to analyze the influence of: 1) the Sharia Marketing variable (X1) on the Savings Decision variable (Y), 2) the Religious variable (X2) on the Savings Decision variable (Y), 3) the Sharia Marketing variable (X1) and the Religious variable (X2) on the Savings Decision variable (Y). The results of multiple linear regression analysis show that: 1) the Sharia Marketing variable (X1) has a significant effect on the Savings Decision variable (Y), 2) the Religious variable (X2) does not have a significant effect on the Savings Decision variable (Y), 3) from the results of simultaneous testing on the 2 independent variables (X1 and X2) on the dependent variable (Y) has a significant effect. The conclusion is: 1) the variable of Sharia Marketing at USPPS AUSATH Blokagung can increase the decision to save, because there is an indication that customers and employees are equally concerned in paying attention and looking for alternatives to improve the quality of their savings, 2) Employees cannot prioritize religiosity as a whole because they only work, 3) Simultaneously, customers are related and influence each other, so that they can increase the decision to save.
ANALISA AKAD AS-SHARF DALAM TUKAR MENUKAR (DINAR DIRHAM) DALAM PEMIKIRAN SYAIKH TAQIYUDDIN AN-NABHANI Mohammad Ghozali; Muhamad Annas
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3289

Abstract

The purpose of this study is to find out the as-sharf contract in exchanging currency according to Islamic law, to find out the as-sharf contract according to Sheikh Taqiyuddin an-Nabhani and to find out how the reality occurs in the exchange of as-sharf contracts. This study is a qualitative study by reviewing various literatures that are relevant to the subject matter, and Gerai Dinar as the object of research to find out the real reality, using the literature review method, observation and by interview and further documentation using data analysis techniques using the deductive method. The results of the study indicate that as-sharf transactions are permitted on condition that they must be in cash or directly and must not be more than what is exchanged. If there is an excess, then that is called usury and the law is haram. On the other hand, the function of money is only as a means of exchange and a means of calculating units of goods. If someone makes a sale and purchase of currency, then the law is haram, because money cannot be used as a commodity.
STRATEGI INVESTASI SAHAM PERBANKAN SYARIAH DI INDONESIA DENGAN MENGGUNAKAN METODE DOLLAR-COST AVERAGING UNTUK TERCAPAINYA EFEKTIVITAS INVESTASI JANGKA PANJANG Abdillah Mundir; M. Ryan Hidayat; M. Ridwan Alviansyah; A. Rafi Maulana
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3323

Abstract

This article discusses the investment strategy of Islamic bank stocks in Indonesia using dollar-cost averaging as a method to achieve long-term investment efficiency, by identifying Islamic banking principles that affect investment in Islamic bank stocks and analyzing how dollar-cost averaging can be effectively applied in this context. The dollar-cost averaging approach is designed to consider its potential benefits in reducing the risk of market volatility and increasing asset accumulation over a longer period of time. As technology develops and the financial industry develops in Indonesia, investing has become easier for everyone. For novice investors, understanding and analyzing stock selection can be increasingly difficult. Therefore, considering the risk, amount of money spent, and time value of money, choosing the dollar-cost averaging method is the most suitable strategy for beginner investors. It minimizes the losses incurred while investing.
TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK JUAL BELI KAMBING DENGAN SISTEM JOGROK DI DESA BUMI JAWA-BATANGHARI NUBAN-LAMPUNG TIMUR Pangestuti, Dian Indah
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3502

Abstract

Trading goat in Bumi Jawa village using the jogrok system involves bulk transactions where all goats, typically between 30 and 50, are sold at an estimated price. Therefore, this issue warrants investigation to understand why the farmers in Bumi Jawa Village prefer this transaction model and how the validity of bulk goat trading under the jogrok system is viewed from the perspective of Islamic law. This study is field research conducted in Bumi Jawa Village using a normative-empirical approach. The findings indicate that the practice of bulk goat trading using the jogrok system is favored by both farmers and buyers because it is more efficient in terms of time and effort and more profitable. According to Islamic law, this practice falls under the category of jizaf transactions and is permissible because it meets the legitimate requirements of jizaf transactions. Concerning the element of gharar (uncertainty) it falls into the category of permissible gharar by consensus of scholars, as the level of gharar is minor and difficult to avoid.
IMPLEMENTASI AKAD WADI’AH PADA PRODUK TABUNGAN FAEDAH DALAM MENINGKATKAN JUMLAH NASABAH DI BANK SYARIAH INDONESIA Moch. Zaenal Azis Muctharom
Jurnal Ekonomi Syariah Darussalam Vol. 6 No. 1 (2025): Feruari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v6i1.3695

Abstract

The aim of this research is to analyze the implementation of the wadi’ah contract in the Faedah Savings product at Bank Syariah Indonesia and efforts to increase the number of customers at Bank Syariah Indonesia Bojonegor. This research uses data collection methods through interviews, observation and documentation. This research uses a qualitative type of research using SWOT analysis. The results of this research show that Faedah Savings is a savings account for individual customers who use the deposit principle, who want convenience in daily transactions, his product uses the wadi’ah yad dhamanah contract. Meanwhile, there are 3 methods to increase the number of customers, namely personal selling, advertising and free. Kata Kunci: Implementasi, Tabungan Faedah, Upaya Meningkatkan Jumlah Nasabah

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