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INDONESIA
JURNAL EKONOMI BISNIS DAN MANAJEMEN
Published by CV ALIMS PUBLISHING
ISSN : 29853249     EISSN : 29853117     DOI : https://doi.org/10.59024/jise.v1i1.126
Core Subject : Economy, Humanities, Education,
Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media
JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan Investasi. berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Ilmu Ekonomi Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia Jurnal ini terbit 1 tahun 4 kali (Januari, April, Juli dan Oktober)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 209 Documents
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Analisis Optimalisasi Efiensi Operasional Bank BNI Berdasarkan Rasio Biaya Dana Pada Tahun 2019-2021 M.Arief Safi’i; Ratna Ayu Wijayanti; Riki Zogik Firmansyah; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.669

Abstract

This research evaluates and optimizes the operational efficiency of Bank Negara Indonesia (BNI) during the 2020-2023 period with a focus on the cost of funds ratio. Using a quantitative approach and qualitative interpretation, this research analyzes BNI financial data to identify trends and factors that influence fund expense ratios. The results provide insight into BNI's performance compared to industry standards and competitors. It is hoped that the recommendations from this research can help BNI management improve operational efficiency, support competitiveness in the banking industry, and make a positive contribution to the national economy.
PRAKTIK PENERAPAN AKAD WADI’AH DALAM PERBANKAN SYARIAH (STUDI KASUS BANK BTN) Ratna Ayu Wijayanti; M.Arief Safi’i; Riki Zogik Firmansyah; Mirza Hisyam Maulana; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.670

Abstract

This research focuses on the implementation of the Al Wadiah concept in the State Savings Bank (BTN) in Indonesia. The concept is based on Islamic law and deals with trust and custody. The bank has integrated Al Wadiah into its savings services and manages customer funds in accordance with Sharia regulations. This study uses secondary data to analyze the implementation. The study found that BTN offers a range of savings products that emphasize the security of deposited funds. The study also identified challenges and opportunities faced by the bank in implementing the concept. These challenges include regulatory changes, educating the public and a comprehensive understanding of Sharia principles. Despite these challenges, there are opportunities for BTN to expand its range of Sharia-based services and increase public confidence in the financial system.
KONSEP KEPEMILIKAN HARTA DALAM ISLAM Ratna Ayu Wijayanti; Riki Zogik Firmansyah; Mochamad Rizal Anwar; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.671

Abstract

Property in Islam is a significant concept that encompasses various aspects such as ownership, distribution, and utilization. Islam emphasizes the importance of legal and transparent ownership, where wealth must be acquired through honest and ethical means. Unethical practices like theft and usury are strictly prohibited. Fair distribution of wealth is also emphasized, as seen in the obligation of zakat, a mandatory payment given to those in need. Islam promotes the idea that wealth should not be selfishly retained by a few, but should be fairly distributed to benefit society as a whole. Additionally, Islam highlights responsible utilization of property. While recognizing individual property rights, Islam also emphasizes the responsible and conscientious use of wealth. Overall, the concept of property in Islam is grounded in principles of integrity, fairness, and responsible stewardship.
PENGARUH TAX AVOIDANCE, KEBIJAKAN DEVIDEN, DAN AGENCY COST TERHADAP NILAI PERUSAHAAN SEKTOR MAKANAN DAN MINUMAN Anggik Firda Safara; Tania Apriliyanti; Aminatuzzuhro Aminatuzzuhro
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.674

Abstract

The purpose of this study was to determine whether Tax avoidance, Dividend Policy, and Agency cost have a significant effect on firm value in manufacturing companies listed on the IDX 2020-2023. This study uses a descriptive quantitative approach which aims to explain the effect of the independent variables, namely Tax avoidance, Dividend Policy, and Agency cost on the dependent variable, namely firm value. The analysis method used in this study is multiple linear regression analysis, partial test (t test), coefficient of determination (R2 test) and simultaneous F test. The results of multiple linear regression analysis show that the three variables (X) show a positive effect on the variable (Y). The result of the partial test (t test) shows that all variables (X) have a significant effect on variable (Y). The result of R2 test shows that variable (Y) is influenced by variable (X) of 42.9% and the remaining 51.7% is influenced by other variables not examined in this study. And the simultaneous F test shows that variable (X) has a significant effect on variable (Y).
KEPATUHAN WAJIB PAJAK ORANG PRIBADI YANG DIPENGARUHI OLEH SANKSI PAJAK, MOTIVASI DAN TINGKAT PENDIDIKAN Cut Martlita Ariestiani; Putri Arini Septya Agustin; Pramandyah Fitah Kusuma
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.675

Abstract

This reasearch aims to examine and analyze the effect of tax sanctions, motivation and level of education on taxpayer compliance behavior in the Pakal district of Surabaya. The unit of analysis in this study is an individual taxpayer who is domiciled in the Pakal district as many as 100 people. The sampling technique used purposive sampling. Data analysis used multiple linear regression method. The results of the study show that tax sanctions have a significant effect on taxpayer compliance. Taxpayer motivation has a significant effect on taxpayer compliance. Education level has a significant effect on taxpayer compliance. Thus, it is concluded that tax sanctions, taxpayer motivation and education level have a significant effect on individual taxpayer compliance who live in the Pakal district of Surabaya.
PERAN DAN KONSEKUENSI KEBIJAKAN MONETER DALAM EKONOMI SYARIAH Riska Noviana; Ertanti Ardian; David Verdyansyah; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.678

Abstract

Monetary policy is one of the crucial instruments in regulating the economy of a country. In conventional economics, monetary policy is implemented through mechanisms such as interest rates and open market operations. However, in Sharia-compliant economies, which are based on the prohibition of riba (interest), monetary policy must be executed using instruments that adhere to Sharia principles. This study adopts a literature review methodology, thus focusing on bibliographic materials by seeking relevant literature. The theoretical data utilized in this research is obtained from library literature and analyzed based on various references in this paper. By understanding the role and consequences of monetary policy in Sharia economics, it is hoped that new insights can be provided for the development and implementation of monetary policies that align with Sharia principles.
ANALISIS KELAYAKAN USAHA PADA USAHA PABRIK KERUPUK BAROKAH Siska Nurchofifa; Diah Nur Hayati; Sintyowati Sintyowati; Lukmanul Khotimah; Maritza Azhara; Ragil Aditiya Dharmawan; Oryza Ardhiarisca
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.679

Abstract

Berkembangnya usaha Kerupuk Barokah tersebut menjadikan informasi menjadi hal yang sangat penting peranannya dalam menunjang jalannya pemasaran kerupuk ini karena sebagian besar pemasarannya dilakukan dari mulut ke mulut. Melihat potensi yang dimiliki, maka pabrik kerupuk Barokah ini perlu penanganan yang tepat agar kedepannya dapat lebih berkembang dan mampu bersaing dengan usaha sejenis. Tujuan penelitian ini adalah untuk menganalisis kelayakan usaha pada Pabrik Kerupuk Barokah. Jenis penelitian ini menggunakan metode deskriptif kualitatif. Legalitas usaha ini masih belum lengkap, tetapi hal ini umum untuk usaha kecil. Aspek keuangan melibatkan biaya produksi, omset harus lebih tinggi dari biaya produksi agar mendapat keuntungan. Usaha ini memanfaatkan alat produksi, dan usaha ini dikelola oleh Bapak Sutrisno dan dibantu 5 karyawan. Adanya penelitian ini diharapkan dapat menyadarkan pemilik akan pentingnya legalitas hukum.
ANALISIS RASIO BIAYA DANA DALAM KINERJA KEUANGAN BANK : PENDEKATAN STUDI KASUS INDUSTRI PERBANKAN DI INDONESIA Agustian Mahendra Putera; Rio Ferdinand Simarmata; Pramesti Pramudita Ektiyas Anggraeni; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.680

Abstract

The cost of funds ratio is a matrix used to carry out analysis in financial reports to evaluate banking financial performance by connecting various factors that influence the cost of funds ratio. Financial ratio analysis is part of business analysis that assesses a company's prospects and risks. Cost of funds ratio analysis describes the relationship between the amount of money and the company's burden in managing these finances to increase profitability. Cost of funds ratio analysis method. Research was conducted to identify information related to cost of funds ratio analysis in banking. The research results show the significant impact of financial ratio analysis on the financial performance of banking companies in Indonesia. Suggestions include increasing LDR, reducing NPL, controlling operational costs, and improving customer service. It is also recommended that the banking industry be able to reduce the cost of funds ratio regularly to improve its financial performance.
Aktivitas Motorik Suku Anak Dalam Desa Bukit Suban, Kecamatan Air Hitam, Kabupaten Sarolangun Jambi Deddy Rahmat Saputra; Vanessa Gaffar; Amung Ma'mun
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.682

Abstract

Mengamati kehidupan manusia, khususnya kehidupan suku anak dalam dari lahir hingga terlibat dalam kehidupan, sangat menarik karena suku anak dalam hidup di lingkungan alam mereka. Kondisi ini sangat berbeda dengan yang ada, apalagi di kota. Studi ini melihat latar belakang suku anak, jenis aktivitas motorik, dan faktor pendukung dan penghambat. Penelitian dilaksanakan di pemukiman suku anak dalam, tepatnya di Desa Bukit Suban, Kecamatan Air Hitam, Kabupaten Sarolangun Jambi. Untuk mengumpulkan data, observasi, wawancara, dan dokumentasi digunakan. Model Spradley digunakan untuk menganalisis data kualitatif. Prilaku dan aktivitas gerak suku anak dalam untuk memenuhi kebutuhan hidupnya sangat berbeda dengan masyarakat umum. Orang tua atau kelompok mengajari motorik atau gerak bawaan mereka lebih banyak daripada yang mereka lakukan sendiri. Ini karena kebutuhan hidup dan kelangsungan hidup kelompok dipengaruhi. Hasil penelitian ditemukan bahwa: (1) Suku anak dalam yang ada di Desa Bukit Suban, Kecamatan Air Hitam merupakan keturunan dari tiga daerah yaitu Kerajaan Pagaruyung (Minang Kabau); (2) Aktivitas motorik suku anak dalam meliputi bermain, berjalan, berlari, melompat, memanah, menembak dan memanjat untuk memenuhi kebutuhan hidupnya; (3) Hal-hal yang mengganggu perkembangan motoriknya, seperti pembukaan lahan yang tidak bertanggung jawab, komunikasi sosial yang tidak efektif dan kurangnya perhatian pemerintah (4) Suku anak dalam terus memegang adat istiadat dan kepercayaan mereka.
Implementasi Manajemen Pada Pendaftaran Ibadah Haji Di Kantor Kementerian Agama Bukittinggi Novsya Putri Eka Yani; Zulhelmi Zulhelmi
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.683

Abstract

Abstract. Implementation of management for Hajj pilgrimage registration at the Bukittinggi Ministry of Religion Office. The Hajj pilgrimage is a religious obligation for Muslims who meet the requirements. The Bukittinggi Ministry of Religion Office is responsible for providing the best service in organizing the Hajj. The main problem is a lack of understanding in the process of registration, payment and cancellation of the Hajj. The administrative process includes registration, payment and cancellation. Planning is carried out for services, guidance before, during and after the Hajj. The organization at the Bukittinggi Ministry of Religion Office has a clear structure for managing the registration process. Mobilization and supervision are also implemented to ensure effectiveness and efficiency in achieving goals. This research aims to determine the Management Implementation of Hajj Registration at the Bukittinggi Ministry of Religion Office. In this research the author used qualitative-descriptive research. The author uses data collection methods through observation, interviews, documentation. Based on the research results, it can be concluded that it shows that management implementation has resulted in significant improvements in the Hajj registration process, such as increasing efficiency, data accuracy and service to pilgrims. Findings also identify factors that support successful implementation, such as effective communication and strong managerial support, as well as challenges faced, such as limited resources and regulatory changes. In conclusion, the implementation of management in Hajj registration at the Bukittinggi Ministry of Religion Office has brought significant improvements and made a positive contribution to the efficiency and quality of services.

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