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Jurnal Sosio dan Humaniora
Published by Politeknik Pajajaran ICB Bandung
ISSN : -     EISSN : 29876974     DOI : https://doi.org/10.59820/soma.v1i2.49
Core Subject : Economy, Humanities, Education,
Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Other
Anthropology Business Studies, Communication Studies, Corporate Governance, Crosscultural Studies, Demography, Development Studies, Economics, Education, Ethics, Geography, History, International Relations, Law, Linguistics, Library Science, Melna Studies, Philosophy, Ethicsand Etc.
Arjuna Subject : Umum - Umum
Articles 27 Documents
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PENERAPAN KECERDASAN BUATAN DALAM PENDIDIKAN : PELUANG DAN TANTANGAN Setiawan, Hendra; Jannah, Aisyah Raudhatul
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.337

Abstract

This study explores the opportunities and challenges in the application of AI in education. This study also discusses the problems that accompany its application in educational institutions.Using qualitative methods with a literature study approach. Data was obtained from the latest journals published in 2024 and 2025. Analyzed one by one in depth. The results of the study show that AI has great potential to improve the quality of education through personalization of learning, automation of administrative tasks, and 24-hour academic support. However, the application of AI also faces challenges such as personal bias, privacy, the digital divide, resistance to change, and excessive dependence on technology. The balance between technological advances and human interaction is key to ensuring that AI functions as a supporting tool. Keywords: Artificial Intelligence, Change, Education, Teachers, Students
PREFERENSI MAHASISWA TERHADAP PENGAMBILAN KREDIT Lestari, Anita; Hatimatunnisani, Hani; Meilani, Alya Sheila; Sholih, Dede; Fauzany, Riffka
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.354

Abstract

This study aims to determine students' preferences in credit-taking decisions, as well as to explore the main reasons behind these decisions. This study uses a descriptive quantitative approach, with data collected through an online questionnaire distributed to 50 students at a private university in Bandung. The results of the study showed that most students had never taken credit. The main inhibiting factors were concerns about repayment ability, limited knowledge of credit procedures and provisions, and apprehension about high interest rates. Although many students consider that access to credit services, especially through digital platforms, is quite easy, the results of the study show that their understanding of finance is still limited. Therefore, a more systematic and in-depth financial literacy program is needed so that students can manage financial decisions, especially in terms of credit, wisely and responsibly.
PERILAKU PEMBELIAN PRODUK DAN PENGGUNAAN KREDIT PADA GENERASI Z DI PLATFORM MEDIA SOSIAL Rohmah, Allika Arisandy Nur; Lupita, Aprilia; Zahra, Fhadilla; Hatimatunnisani, Hani; Keizer, Hendriady de
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.357

Abstract

This study aims to analyze product purchasing and credit usage behavior in Generation Z exposed to social media. Generation Z is known for their high activity on platforms such as TikTok, Instagram, and X (Twitter), which serve not only as entertainment sources but also influence their consumption decisions. Using a descriptive quantitative approach, data were collected from 50 respondents through an online questionnaire. The results show that respondents' interest in purchasing products on social media is quite high with the main driving factors being personal needs, discounts and promotions. Shopee PayLater is a fairly popular service platform, although its usage level is still relatively low due to considerations of caution regarding debt risks. Although responses regarding the level of influence of social media vary, the platform still plays a role in shaping Generation Z's shopping habits. So there is a need for better financial literacy so that Generation Z can use credit wisely and avoid excessive consumer behavior.
PENGARUH SHOPEE PAYLATER DAN GAYA HIDUP TERHADAP PENGELOLAAN KEUANGAN MAHASISWA DI POLITEKNIK PAJAJARAN BANDUNG Nur Rahma Khaliandri, Syalwa; Hatimatunnisani , Hani; Farina , Farin Taska; Salsabila , Kania Syalwa; Habiburahman , Fadil
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.356

Abstract

This study aims to analyze the effect of Shopee PayLater usage and lifestyle on financial management of college students. Shopee PayLater is one of the installment payment methods that is popular among Shopee users in Indonesia, especially among students. This research uses a quantitative approach with a survey as the data collection method. The research sample consisted of 50 students who actively use Shopee PayLater. The results showed that the use of Shopee PayLater has a positive effect on financial management while lifestyle has a negative effect on financial management. This show that with the ease of payment through Shopee PayLater, it is hoped that students can be more flexible in making purchases, but also has the potential to change their lifestyle with a tendency to increase consumption of non-priority items, and had a negative impact on students' financial management, especially in terms of financial discipline and spending control.
EKSPEKTASI KARIER MAHASISWA GEN Z DALAM INDUSTRI PERKREDITAN Faujiah, Nabila; Hatimatunnisani, Hani; NurFauziah, Raisya Fadillah; Pintu Batu, Shintya Rosalina; Hermawan, Wawan
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 1 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i1.364

Abstract

Gen Z is a generation that grew up in the digital era, has different views and preferences towards the world of work compared to previous generations. The credit industry, which includes banking, finance companies, and fintech, is a sector that is increasingly growing along with changes in technology and the public's need for more flexible financial services. Through a descriptive quantitative approach. This study also explores the hopes, motivations, and challenges faced by Gen Z students in preparing themselves for a career in this sector. Then the results of this study also show that Gen Z students prioritize aspects of technology, job flexibility, and opportunities for self-development in choosing a career in the credit industry. They also tend to look for companies that have social and sustainable values, and provide insight for companies in the credit industry to adjust their recruitment and employee development policies according to the needs and expectations of this young generation.
TINGKAT PEMAHAMAN MAHASISWA TERHADAP PENGGUNAAN PINJAMAN ONLINE YANG MARAK DI LINGKUNGAN GEN Z Nugraha, Muhamad Arya Nugraha; Hatimatunnisani, Hani; Irianti, N. Anti Nur; Dewi, Yeni Amanda; Haryono, Rakhmat
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 1 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i1.365

Abstract

Online lending services are a form of digital financial innovation that enables users to quickly access funds without the need for collateral. This study aims to explore the extent of students’ understanding regarding the widespread use of online loans among Gen Z. A descriptive approach was employed, utilizing questionnaires and interviews involving 60 students from a private university in Bandung. The increasing trend of online loan usage among students is driven by a consumerist lifestyle, social pressure, and limited awareness of associated risks and interest rates. Poor financial literacy can lead to negative consequences such as debt accumulation, financial stress, and mental health issues. Therefore, more intensive financial education efforts are essential to raise awareness and improve students’ financial literacy regarding the responsible use of online lending platforms.
ANALISIS MINAT REMAJA DALAM MENGGUNAKAN MOBILE BANKING SEBAGAI ALAT TRANSAKSI KEUANGAN Afrizal, Rifa; Gunawan, Alfaz Syihab; Gunawan, Irfan; Hatimatunnisani, Hani
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 1 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i1.369

Abstract

This study aims to analyze the interest of teenagers in utilizing mobile banking as a means of financial transactions in the digital era. The type of research used is quantitative with a descriptive approach, data obtained through a questionnaire to 84 respondents. The results of the study showed a fairy high interest of teenagers in using mobile banking. Knowledge and understanding of the features used are also quite good. Teenagers' interest in utilizing mobile banking as a means of financial transactions is influenced by a number of factors, such as ease of use, benefits, and trust in system security.

Page 3 of 3 | Total Record : 27

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