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Contact Name
Elif Pardiansyah
Contact Email
elfardianzyah@untirta.ac.id
Phone
+6281391257400
Journal Mail Official
fauzanadim@iainkudus.ac.id
Editorial Address
Gedung Pascasarjana, Institut Agama Islam Negeri (IAIN) Kudus Jalan Conge Ngembalrejo Kotak Pos 51 Kudus 59322
Location
Kab. kudus,
Jawa tengah
INDONESIA
Equilibrium: Jurnal Ekonomi Syariah
Core Subject : Religion, Economy,
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Articles 168 Documents
MODEL MANAJEMEN BISNIS BATIK LASEM: STUDI KASUS INDUSTRI RUMAH BATIK TULIS LASEM DI PANCUR REMBANG
Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 1 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i1.1278

Abstract

The purpose of this study is to describe the business management model Lasem batik industry in the district Pancur based on historically and economically and culturally. The method used in this study is a qualitative model and approach naturalistic phenomenology. Through this approach carried out a two-stage study is descriptive and evaluative. The results show that the model of business management batik Lasem still conventional and weak, there is no system of good administration and bookkeeping let alone use modern accounting system. In addition, the batik production business is still a business that is profitable with a margin range of between 14-57%. The level of wages, at least equal to the minimum wage standard of the District, but a good wage is less felt by the workers because of the working system and the wage system based on wholesale. Business network there is a traditional network since the procurement of raw materials to market and product sales.Tujuan kajian ini adalah untuk memaparkan model manajemen bisnis industri batik tulis Lasem di kecamatan Pancur secara historis maupun secara ekonomi dan budaya. Metode yang digunakan dalam kajian ini adalah kualitatif dengan model naturalistik dan  pendekatan  phenomenology.  Melalui  pendekatan  tersebut dilakukan dua tahap kajian yaitu deskriptif dan evaluatif. hasil kajian menunjukkan bahwa model menejemen bisnis batik tulis Lasem masih bersifat konvensional dan lemah, tidak ada sistem administrasi dan pembukuan yang baik apalagi memakai sistem akuntansi modern. Selain itu, usaha produksi batik masih merupakan usaha yang profitable dengan kisaran margin antara 14-57 %. Tingkat upah buruh, minimal sama dengan standar Upah Minimum Kabupaten, namun besaran upah yang baik ini kurang dapat dirasakan oleh para pekerja karena sistem kerja dan sistem pengupahan berdasarkan borongan. Jaringan bisnis yang ada merupakan jaringan tradisional sejak pengadaan bahan baku hingga pasar dan juga penjualan produknya. 
THE SIGNIFICANCE OF WAQF FOR ECONOMIC DEVELOPMENT
Equilibrium: Jurnal Ekonomi Syariah Vol 2, No 1 (2014): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v2i1.718

Abstract

Terdapat anggapan dari sejumlah ilmuan Barat yang menyatakan bahwa institusi wakaf tidak lagi memainkan fungsi ekonomi yang signifikan dalam konteks perekonomian modern sebagaimana pada masa-masa sebelumnya. Menurut mereka, wakaf pada masa kini justru muncul sebagai faktor yang menghambat pembangunan di negara-negara Muslim. Artikel ini dimaksudkan untuk membantah anggapan tersebut dengan menampilkan berbagai fungsi dan kontribusi ekonomi yang dapat diperankan wakaf dalam konteks perekonomian kontemporer. Selain itu, sejumlah prasyarat untuk lebih mengoptimalkan pengelolaan wakaf juga dikemukakan.Kata kunci: wakaf, pembangunan ekonomi, distribusi pendapatan, kemiskinan, pembiayaan defisitThere is an opinion among Western scholars that the institution of waqf could not any longer perform its economic role in the present times. Instead of being a vital institution as it truly played at the pre-modern era, waqf nowadays seems to be an impediment to the development in Muslim countries. This paper therefore is meant to refute such an opinion and attempts to point out the economic impacts of waqf for Muslim society in the context of the present economy. In the last part, the paper also brings about several necessary prerequisites for the revitalization of waqf in the current days.Keywords: waqf, economic development, income distribution, poverty, deficit financing
Does GCG Implementation in BWUT (Badan Wakaf Uang Tunai) MUI DIY Affect Waqifs Trust?
Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.16734

Abstract

In 2019 BWUT MUI DIY managed to raise waqf funds of Rp.627,352,991 with a wakif number of 1854 people. But there is a difference in increased Rp. 27,352,991 of 174 wakifs in 2 years by BWUT MUI DIY. These problems are influenced by professionalism in the management of cash waqf. In addition, there is still the management of waqf institutions that are less than ideal and by GCG principles. This study aimed to determine the effect of each direction of GCG in waqf management on wakif trust. This research is quantitative by sample waqf in BWUT MUI DIY. The data was obtained by questionnaire and analyzed using SEM-PLS supported by the SmartPLS 3.0 application software. The findings in this study indicate that the transparency variable has three t-statistics greater than 1.64, so it can be identified as significant to wakif trust. While the independency variable has an OSE value of -0.341 which means it is negative with a t-statistic greater than 1.64, this result indicates that the better the implementation of independence. And the accountability variable does not affect wakif trust by a t-statistic value of 0.458. However, the transparency variable can be interpreted that the better the implementation of the GCG principle in the waqf institution impacted to increasing the level of wakif trust.
ETIKA PERTANGGUNGJAWABAN LINGKUNGAN DALAM BINGKAI AL-QUR’AN
Equilibrium: Jurnal Ekonomi Syariah Vol 7, No 2 (2019): EQULIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i2.4548

Abstract

Environmental responsibility (ER) is a topic that is often discussed lately. This is because the ecological crisis is increasingly alarming. massive natural exploration by the company as if not paying attention to the damage caused. land clearing, mining of natural energy sources and pollution are examples of activities that contribute to the destruction of nature. The problem of environmental damage today is no longer a problem that is separate from religion because, in reality, the destruction of nature is a result of the spiritual crisis of modern humans which causes greed. Departing from these conditions, this study questions how the ethics of environmental responsibility in the rules of Qur'an. Using a sample of companies registered with the Jakarta Islamic Index, this study seeks to explore facts based on the annual reports reported by the company. This research found an alarming fact, where there are still many companies registered in the Jakarta Islamic Index that have not fulfilled the ethics of environmental accountability as regulated in the Qur'an.
STANDAR UPAH PEKERJA MENURUTSISTEM EKONOMI ISLAM
Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 2 (2013): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v1i2.217

Abstract

This article describes the concept of wages in the Capitalist system, Socialists and Islam. This paper also describes about the role of trade unions in the fight for workers’ rights particularly in the fight for minimum wage levels. This topic is interesting to be studied because there is a fundamental difference between the concept of wages according to Capitalists, Socialists and Islam. In Islam, the worker does not like other production factors in determining wages so that workers can not be treated like any other factor of production which is based on the law of supply and demand. Minimum wage in Islam must satisfy two requirements, that are fair and reasonable terms which are acceptable wage a worker must be able to meet the basic needs of workers and their families. And if the wages paid are not self-sufficient, then Islam categorizes workers in ashanaf are eligible to receive zakat.
ANALISIS PENGARUH VARIABEL MIKRO dan MAKRO TERHADAP NPF PERBANKAN SYARIAH di INDONESIA
Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 1 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i1.3040

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh variabel mikro berupa CAR,FDR, ROA dan BOPO serta variabel makro berupa Inflasi, BI Rate dan Kurs terhadap NPF pada perbankan syariah di Indonesia periode tahun 2011:1 sampai 2017:7. Metode analisis data yang digunakan adalah Auto-Regressive Distributed Lag (ARDL) yang dapat menganalisa keterkaitan antara variabel independen terhadap variabel dependen dalam jangka panjang dan jangka pendek. Hasil analisis data menunjukkan bahwa dalam jangka pendek variabel CAR berpengaruh negatif tidak signifikan terhadap NPF, variabel FDR, ROA, BOPO dan BI Rate berpengaruh positif signifikan terhadap variabel NPF, sedangkan variabel Inflasi dan Kurs berpengaruh negatif signifikan terhadap NPF. Dan dalam jangka pendek variabel CAR, FDR dan BOPO berpengaruh positif signifikan terhadap NPF, variabel ROA dan BI Rate Kurs berpengaruh positif tidak signifikan terhadap NPF, sedangkan Inflasi berpengaruh negatif signifikan terhadap NPF. Kata Kunci : auto-regressive distributed lag (ARDL), non performing finance, variabel makro, variabel mikro. Abstract This study aims to determine the effect of micro variable in the form of CAR, FDR, ROA and BOPO and macro variables such as inflation, BI Rate and Exchange Rate against NPF in Islamic banking in Indonesia period in 2011: 1 to 2017: 7. Data analysis method used is the Auto-Regressive Distributed Lag (ARDL) to analyze the linkages between the independent variable on the dependent variable in the long term and short term. The result showed that in the short term; CAR, FDR and BOPO give significant positive effect on NPF.Thus, ROA variable, BI Rate and Exchange Rate giveinsignificant positive effect on NPFwhile the inflation variable gives significant negative effect on NPF. Further, in the long term; CAR variable givesinsignificant negative effect on the NPF while ROA and BI Rate and Exchange Rate give significant positive effect on NPF whereas inflation and exchange rate give significant negative effect on NPF.Keywords : auto-regressive distributed lag (ARDL), macro variable, macro variable, non performing finance. 
ANALISIS PENGARUH DANA PIHAK KETIGA DAN NON PERFORMING FINANCING TERHADAP RETURN ON ASSET PADA BPRS DI INDONESIA
Equilibrium: Jurnal Ekonomi Syariah Vol 5, No 1 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i1.2462

Abstract

This study aimed to test the effect of Third Party Funds and Non Performing Financing toward Return on Assets of Sharia Rular Bank (BPRS). The researcher analyzed BPRS performance since January 2014 to June 2016. The data used in this study was secondary data and sample was taken by using purposive sampling method. The instrument of data analysis was multiple linear regression analysis at significance level 5%. The results of the study show that the Third Party Funds and Non Performing Financing simultaneously gives significant effect on Return on Assets 52.6%, while the rest 47.4% is explained by other factors which are not included in this study.
Determining Model of Halal Lifestyle: A Study on the Role of Kopontren
Equilibrium: Jurnal Ekonomi Syariah Vol 9, No 1 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i1.10458

Abstract

The gap between the growth of the global halal industry and the people's halal lifestyle must be fixed immediately. This study aims to analyze the halal lifestyle in pondok pesantrens known to have a character education pattern in their curriculum. This phenomenological research was carried out by in-depth interviews with caregivers and students at the Pondok Pesantren Edi Mancoro and observations. The results of data processing with Atlas t.i show that the leading sector in the development of halal values in Pondok pesantren is Kopontren. With a participatory education pattern, Kopontren involves students in procuring goods and evaluating daily halal needs. The exemplary caregivers also determine the pattern of halal consumption so that the halal lifestyle becomes the morals of the students and becomes an example for society. This novelty research is the first community-based halal value development model and can be used as a recommendation for the development of the Indonesian halal industry.
ANALISIS DAMPAK PP NO.109 TAHUN 2012 TERHADAP KINERJA PT. GUDANG GARAM, TBK DAN SOSIAL EKONOMI KOTA KEDIRI (STUDI KOMPARASI SEBELUM DAN SESUDAH DITERAPKANNYA PP NO. 109 TAHUN 2012)
Equilibrium: Jurnal Ekonomi Syariah Vol 7, No 1 (2019): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i1.5220

Abstract

 This study aims to analyze the financial performance of PT. Gudang Garam, Tbk before and after the application of PP No. 109 of 2012 and analyze the socio-economic status of the city of Kediri before and after the application of PP No. 109 of 2012. The type of research used in this study is to use descriptive research methods with a qualitative approach. The results of this study indicate that the financial performance of PT. Gudang Garam, Tbk before the stipulation of PP No. 109/2012 as follows: The company is quite consistent in maintaining the rotation of its supply to generate profits from year to year. And it can be said that for 10 years, the company has experienced a steady increase in achieving a proportional level of sales. As for the financial performance of PT. Gudang Garam, Tbk after the enactment of PP No. 109/2012 as follows: For income, debt to equity ratio, profit before tax, net income, assets and equity tend to experience an increase. Socio-economic before the enactment of PP No. 109/2012 as follows: The population of the city of Kediri has increased. The rate of population growth is mainly driven by the factors of relative high birth rates and factors of population migration from outside the city to the City of Kediri because this region has a socio-economic appeal that is relatively better than the surrounding areas. While socio-economic after the enactment of PP No. 109/2012 as follows: In 2014 the city of Kediri ranked first in the highest unemployment in East Java. The reason is that in 2014 there were massive layoffs from PT. Gudang Garam. However, the positive impact of these layoffs is that employees who are laid off turn their professions into entrepreneurs in MSMEs. This condition makes the social economy of the city of Kediri more conducive. 
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT KEPERCAYAAN NASABAH MUSLIM PENGGUNA MOBILE BANKING DI BANK MUAMALAT INDONESIA 118 KANTOR CABANG PEMBANTU KUDUS
Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 1 (2013): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v1i1.202

Abstract

This research intends to know the factors that influence the level of customer confidence Muslims mobile banking users in Bank Muamalat Indonesia Holy Branch Office. The sample in this study amounted to 160, which is a mobile banking users in Bank Muamalat Indonesia Holy KCP. Statistical tool used is Structural Equation Modeling (SEM). Data were analyzed using statistical software AMOS 16.0. The results of this study indicate that shared value is a factor that affects customer confidence in mobile banking users, while the communication has not been able to increase customer confidence in mobile banking users and opportunistic behaviors control has not been able to increase the confidence of users of mobile banking.