Equilibrium: Jurnal Ekonomi Syariah
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Articles
227 Documents
<![CDATA[ANALISIS PENGARUH INDEKS PEMBANGUNAN MANUSIA (IPM), PERTUMBUHAN EKONOMI, DAN PENGANGGURAN TERHADAP KEMISKINAN DI INDONESIA ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 2 (2018): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v6i2.3663
<![CDATA[Poverty is a problem in development that must be reduced because it can cause several social problems. Islam considers that poverty can endanger the soul and faith, so that it is considered close to kufr. Based on the existing theories and some researches that have been done, the poverty problem is generally related to some factors such as quality of human resources, unemployment, and economic growth. This study aims to determine the influence of human development index (HDI), unemployment rate, and economic growth directly to the rate of poverty. In addition, it aims to know the indirect effects of HDI and economic growth through unemployment in influencing the rate of poverty. This study belongs to quantitative research using secondary data from BPS with panel data are time series data from 2013-2017 and cross section data are from 33 provinces in Indonesia. The data processing applies path analysis using WarpPLS 5.0 software. The results of this study indicate that the HDI affect directly and negatively to the rate of poverty with path coefficient of the -0.71. Economic growth has no significant effect on poverty reduction with probability 0.23. Then, it shows that unemployment has positive effect on poverty rate with path coefficient of 0.14 and have significant influence with probability 0.0035. This study also shows that unemployment can mediate HDI and poverty. In addition, unemployment can also mediate economic growth and poverty.]]>
<![CDATA[PENGARUH TINGKAT BONUS SBIS DAN TINGKAT INFLASI TERHADAP PENYALURAN PEMBIAYAAN BANK SYARIAH DI INDONESIA ]]>
<![CDATA[Dahlan, Rahmad]]>;
<![CDATA[Ardiyanto, Irsyad]]>
<![CDATA[ EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i1.1272
<![CDATA[This study was conducted to examine and analyze the influence Bonus of Bank Indonesia Sharia Certificates and the rate of inflation to the Distribution Financing Islamic Bank in Indonesia in the period 2008-2012. The data used in this research was secondary data from 2008 to 2012. The data were analysed using multiple linear regression. Based on the research results, there is a strong and negative influence Bonus of Bank Indonesia Sharia Certificates to the rate of inflation to the Distribution Financing Islamic Bank in Indonesia . There is also no significant difference between the negative and the level of inflation related to the distribution of financing Islamic Bank in Indonesia. This means that if Bonus SBIS and inflation rises, the Islamic bank financing will go down. Penelitian ini dilakukan untuk menguji dan menganalisis pengaruh Bonus Sertifikat Bank Indonesia Syariah (SBIS) dan tingkat Inflasi terhadap Penyaluran Pembiayaan Bank Syariah di Indonesia pada periode 2008-2012. Data yang digunakan dalam penelitian ini adalah data sekunder dengan kurun waktu tahun 2008 sampai dengan tahun 2012, dan metode analisis data yang digunakan adalah regreai linear berganda. Dimana X1 adalah Bonus Sertifikat Bank Indonesia Syariah (SBIS), X2 adalah tingkat Inflasi dan Y adalah Penyaluran Pembiayaan Bank Syariah di Indonesia. Berdasarkan hasil penelitian, terdapat bepengaruh kuat dan negatif antara Bonus Sertifikat Bank Indonesia Syariah terhadap Penyaluran Pembiayaan Bank Syariah di Indonesia dan juga tidak terdapat pengaruh yang signifikan dan berhubungan negatif antara tingkat Inflasi terhadap Penyaluran Pembiayaan Bank Syariah di Indonesia. Artinya apabila Bonus SBIS dan Inflasi naik maka pembiayaan bank syariah akan turun.]]>
<![CDATA[E-MARKETPLACE UMKM MENGHADAPI REVOLUSI INDUSTRI 4.0 DALAM PERSPEKTIF ISLAM ]]>
<![CDATA[Husnurrosyidah, Husnurrosyidah]]>
<![CDATA[ EQUILIBRIUM Vol 7, No 2 (2019): EQULIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i2.6571
<![CDATA[This study aims to determine the condition of the development of virtual use in the marketing of MSME products in the era of the industrial revolution 4.0 in Kudus, the extent of the realization of e-marketplaces in MSMEs, inhibiting and supporting factors of MSMEs in implementing e-marketplaces in Kudus, and the application of sharia values in practice the use of e-marketplaces by SMEs in Kudus. This research is a field research with a qualitative approach. Data sources used are primary and secondary data. The informants of this research are the officials of the Ministry of Industry and Trade, and the Manpower Office and Small and Medium Enterprises as well as SMEs and consumers. Data collection techniques use interviews and documentation. The results of the study show: 1) In the era of digitization, the Kudus District Trade Office created a platform; 2) The inhibiting factors for the implementation of E-Marketplace in Kudus are (a) Media limitations for online; (b) Limited Manpower; (c) Limitations of Internet Connection; (d) Duration of Delivery; (e) Limited human resources owned by MSME in Kudus to enter the digital market; (f) Lack of Coordination among Departments in Kudus Regency; (g) Competitive Atmosphere of Competitors. Factors supporting the implementation of e-marketplaces at MSMEs in Kudus are (a) the uniqueness of Kudus MSME products; (b) Ease of Technology in Kudus; (c) Government support for MSMEs facing the era of digitalization; 3) SMEs in Kudus have applied the principles of Islamic entrepreneurs, namely the principle of monotheism, justice, the existence of maslahah activities and the principle of taawun.]]>
<![CDATA[POTENSI EKONOMI DALAM PENGELOLAAN WAKAF UANG DI INDONESIA ]]>
<![CDATA[Kasdi, Abdurrahman]]>
<![CDATA[ EQUILIBRIUM Vol 2, No 1 (2014): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v2i1.712
<![CDATA[UU. No. 41 Tahun 2004 tentang wakaf dan PP. No. 42 Tahun 2006 tentang pelaksanaan UU. tersebut menjadi pijakan pelaksanaan wakaf uang dalam praktek perwakafan di Indonesia. Wakaf uang diatur dalam pembahasan khusus yang menandakan bahwa pengembangan wakaf uang perlu mendapatkan perhatian serius dalam meningkatkan perekonomian Indonesia. Jadi secara ekonomi, wakaf Islam adalah membangun harta produktif melalui kegiatan investasi dan produksi saat ini, untuk dimanfaatkan hasil bagi generasi yang akan datang. Wakaf juga mengorbankan kepentingan sekarang untuk konsumsi demi tercapainya pengembangan harta produktif yang berorientasi pada sosial, dan hasilnya juga akan dirasakan secara bersama oleh masyarakat. Investasi harta melalui wakaf dalam tatanan Islam sebenarnya merupakan sesuatu yang sangat unik yang berbeda dengan investasi di sektor pemerintah (public sector) maupun sektor swasta (private sector). Praktik wakaf uang sebenarnya telah berjalan di beberapa negara Muslim seperti Mesir dan Tunis. Di Indonesia, wakaf uang berkembang pesat setelah diakui secara legal formal melalui Undang-Undang tentang wakaf tersebut. Kata Kunci: Ekonomi, Wakaf Uang, Manajemen, Investasi Abstract: The Government Regulation on endowments under Act. No. 41 of 2004 on and Regulation No. 42 of 2006 on the implementation of the Act became the foundation a practice of cash waqf in Indonesia. cash waqf need to get serious attention in improving the economy of Indonesia. The goal of waqf in Islam is to build productive assets through investment and production activities which have benefit for the next generations. Waqf are also sacrificing someone not to consumption now in order to achieve productive property for social development and also society. The endowment property through wakf in Islamic is different from the investment in the public sector (public sector) and the private sector (private sector). Practice Cash waqf has actually been working in several Muslim countries like Egypt and Tunis. In Indonesia, cash waqf has a rapidly growing after formal legally recognized by government regulation one waqf. Keywords: Economy, Endowments Money, Management, Investment]]>
<![CDATA[Determinants of Islamic Human Development Index in OIC Countries With Good Governance as Moderating Variables ]]>
<![CDATA[Hasbi, Hasbi]]>;
<![CDATA[Wibowo, Muhammad Ghafur]]>
<![CDATA[ EQUILIBRIUM Vol 10, No 1 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i1.14641
<![CDATA[This study seeks to determine the effect of government spending, level of concern, and economic growth on I-HDI in the OIC countries with good governance as moderation in 2010-2019. This study uses explanatory quantitative research methods. The sampling technique in this research is non-probability sampling, with a sample of 10 countries of the Organization of Islamic Cooperation. The data analysis techniques used were descriptive analysis, Generalized Least Squares (GLS) model, hypothesis testing, and Moderated Regression Analysis (MRA) model. The results of statistical testing show that the variable government expenditure and unemployment rate do not affect the Islamic Human Development Index, while the variable economic growth has a negative effect. In addition, good governance cannot moderate the effect of government spending on the Islamic Human Development Index, while the unemployment rate and economic growth can be moderated in their influence on the Islamic Human Development Index. Thus, it can be concluded that to increase the human development index in the Islamic perspective, and there is a need for good governance so that human development in the OIC country is increasing.]]>
<![CDATA[AKTIFITAS SOCIAL BENEFIT PERUSAHAAN DITINJAU DARI AKUNTANSI LINGKUNGAN DAN FIKIH LINGKUNGAN ]]>
<![CDATA[Fatmawatie, Naning]]>
<![CDATA[ EQUILIBRIUM Vol 6, No 1 (2018): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v6i1.3358
<![CDATA[The role of the company in addition to causing the social cost, in fact can also generate social benefits. Social benefit or benefits is the positive contribution to the public the company's existence. Social activities benefit the company to respond to the Law No. 32 of 2009 on the Protection and Environmental Management. Environmental accounting or accounting or accounting Economic Social Responsibility is an accounting concept that measures how far the company adverse impact and benefit to the community. Islamic jurisprudence is an overview of the environment in regulating the management and conservation of natural resources and the environment. Activity Relationships of social benefits with environmental accounting and environmental fiqh is that the economic development of sharia in Indonesia raise awareness of entrepreneurs to business practices that have an ethical responsibility in Islamic.Social activities benefit in terms of environmental accounting is that the disclosure of the results of environmental conservation activities in the form of accounting data. The information disclosed is quantitatively measured results of environmental conservation activities. Included is information on the economic resources of an enterprise, the claims to those resources (liabilities of a company to hand sources on other entities or owners of capital), and the effects of transactions, events and conditions that alter the economic resources and claims against the source. While the benefits of social activity in terms of environmental jurisprudence is that a review of Islam in governing the management and conservation of natural resources and the environment, he hoped could provide a fundamental change for the conservation of the environment.]]>
<![CDATA[PERAN WARUNG MIKRO BANK SYARIAH MANDIRI KUDUS DALAM PENGEMBANGAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DI KUDUS ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 2 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i2.1262
<![CDATA[This study is a field study using qualitative descriptive approach. Data obtained by the method of interview, observation and documentation. Source of data in this study is UMKM in Kudus who become customers of Micro Shop BSM Kudus and Sacred BSM Micro Shop manager. Test the validity of the data with triangulation techniques and data analysis methods and Milles huberman. The results show that implementations financing in the Micro Shop BSM Kudus addressed to UMKM using the murabaha contract and has been implemented in accordance with the procedure. Micro stalls BSM Kudus role in overcoming obstacles UMKM in Kudus, especially in the capital, so that UMKM can increase sales revenue, profit and assets. Enabling and inhibiting factors implementations Micro Shop BSM Kudus comes from within (internal) and outside (external).Kajian ini adalah kajian lapangan dengan menggunakan pendekatan kualitatif-deskriptif. Data diperoleh dengan metode wawancara, pengamatan dan dokumentasi. Sumber data dalam kajian ini adalah pelaku UMKM di Kabupaten Kudus yang menjadi nasabah Warung Mikro BSM Kudus dan pengelola Warung Mikro BSM Kudus. Uji keabsahan data dengan teknik triangulasi dan analisis data dengan metode huberman dan Milles. hasil kajian menunjukkan bahwa implementasi pembiayaan Warung Mikro BSM Kudus yang ditujukan kepada pelaku UMKM menggunakan akad murabahah dan telah dilaksanakan sesuai dengan prosedur. Warung Mikro BSM Kudus berperan dalam mengatasi kendala pelaku UMKM di Kabupaten Kudus, khususnya dalam permodalan, sehingga para pelaku UMKM dapat meningkatkan omset penjualannya, laba dan asset. Faktor pendukung dan penghambat implementasi Warung Mikro BSM Kudus berasal dari dalam (internal) dan dari luar (eksternal).]]>
<![CDATA[PENGARUH KINERJA KEUANGAN DAN KONDISI MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH BPR SYARIAH DI INDONESIA ]]>
<![CDATA[Fatoni, Ahmad]]>;
<![CDATA[Utami, Kurnia Dwi Sari]]>
<![CDATA[ EQUILIBRIUM Vol 7, No 2 (2019): EQULIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i2.5900
<![CDATA[This study is to evaluate the bank performances and macroeconomic conditions to the NPF. Internal factors consist of Capital Adequacy Ratio (CAR), Financing to Deposits Ratio (FDR), Return on Assets (ROA), operating income operating expenses (BOPO), dummy Loan to Value (LTV) and Profit and Loss Sharing (PLS). While the external factors are IHK, Gross Domestic Product (GDP) and BI rate/BI7DRR. This research uses the Autoregressive Distributed Lag (ARDL) method. The research sample is the monthly BPR Syariah data in Indonesia from January 2010 to June 2018. The results are variable NPF, CPI, GDP, BI rate, CAR, BOPO, LTV and PLS long-term cointegration to NPF. While the long term results of CPI, GDP, CAR, FDR, and PLS affect the NPF]]>
<![CDATA[ORGANIZATIONAL JUSTICE ON WORK OUTCOMES ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 1 (2013): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v1i1.206
<![CDATA[The purpose of this study is to investigate the effect of organizational justice on work outcomes. The work outcomes can be viewed from organizational commitment, job satisfaction and employees’ turnover intention in Islamic microfinance institutions in Central Java, Indonesia. This study used three dimensions of organizational justice namely distributive, procedural, and interactional justice. Using self-administrated questionnaire 370 employees from 60 Islamic microfinance institutions were surveyed in order to test nine hypothesis of this study. SEM analysis of data indicates that distributive, procedural and interactional justice have positively significant effect on organizational commitment and job satisfaction. All three dimensions of justice also had negative significant impacted on employees’ turnover intention. Implication, limitation and suggestion for future research are discussed. Keywords: Distributive, procedural, and interactional justice, organizational commitment, job satisfaction, turnover intention and Islamic microfinance.]]>
<![CDATA[Antecedents of Islamic Organizational Citizenship Behavior Toward Job Performance ]]>
<![CDATA[Mubarok, Muhammad Husni]]>;
<![CDATA[Martini, Tina]]>
<![CDATA[ EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v9i2.11976
<![CDATA[This study aims to investigate the development model and explore the relationship between Islamic organizational citizenship behavior based on organizational identification, person-organization fit, and job satisfaction towards job performance in Islamic finance in Indonesia. Specifically, this study argues that Islamic organizational citizenship behavior moderates the relationship between organizational identification, person-organization fit, and job satisfaction with job performance. Employees of Islamic finance in Indonesia were selected as the main targets of this study. Two hundred ninety questionnaires were distributed among employees of Islamic finance in Indonesia. Two hundred forty-six valid responses was received (response rate is 84.8%). After analyzing data from 246 employees of Islamic finance in Indonesia, empirical testing shows that the personorganization fit influences the Islamic organizational citizenship behavior and has a strong correlation. However, organizational identification and job satisfaction do not affect Islamic organizational citizenship behavior. The main finding of this study is that Islamic organizational citizenship behavior has a positive relationship with the job performance of Islamic finance in Indonesia.]]>
