Equilibrium: Jurnal Ekonomi Syariah
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Articles
168 Documents
<![CDATA[ANALISIS PENGARUH INFLASI, PRODUK DOMESTIC BRUTO DAN JUMLAH UANG BEREDAR TERHADAP RETURN ON ASSET BANK SYARIAH ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 2, No 2 (2014): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v2i2.724
<![CDATA[This research aims to explain the influence analysis of Inflation, Gross Domestic Bruto, and Money Supply to the Return on Asset (ROA) of Islamic Banking period 2009-2012. The sampling technique used is purposive sampling. This research sample gained from three Islamic banks and the data were obtained from published financial statement of Bank of Indonesia. Data analysis technique used multiple linier regression analysis. Where previously data had been tested with the classical assumption include data normality test, heteroscedasticity, multicollinearity and autocorrelation. F Test result showed that simultaneous variable of Inflation, Gross Domestic Bruto, and Money Supply have a significant effect on ROA while T Test result showed that partially Inflation haven’t a significant effect on ROA while GDP have a positive and significant effect on ROA while Money Supply have a negative and significant effect on ROA.Penelitian ini bertujuan untuk menjelaskan analisis pengaruh inflasi, produk domestic bruto dan jumlah uang beredar terhadap return on asset perbankan syariah periode 2009 – 2012. Teknik sampel yang digunakan adalah purposive sampling. Jumlah sampel dalam penelitian ini sebanyak tiga bank syariah. Dimana datanya diambil dari laporan leuangan yang telah dipublikasikan oleh Bank Indonesia. Teknik analisis data dengan menggunakan analisis regresi linier berganda. Dimana sebelumnya telah dilakukan uji asumsi klasik yang meliputi uji normalitas, heteroskedastisitas, multikolinieritas dan autokorelasi. Hasil uji F menunjukkan bahwa secara simultan variable inflasi, produk domestic bruto dan jumlah uang beredar berpengaruh secara signifikan terhadap return on asset, adapun hasil uji T menunjukkan bahwa secara parsial inflasi tidak menunjukkan pengaruh yang signifikan terhadap return on asset, sedangkan produk domestic bruto menunjukkan pengaruh positif dan signifikan terhadap return on asset dan jumlah uang beredar menunjukkan pengaruh negatif dan signifikan terhadap return on asset. Kata Kunci: Inflasi, Produk Domesti Bruto, Uang Beredar, Return on Asset]]>
<![CDATA[Islamic Retirement Planning Among Indonesian Bankers ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 8, No 1 (2020): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v8i1.6565
<![CDATA[This study aims to analyze differences in demographic factors towards retirement planning behavior according to Islamic perspective. This research wants to analyze the influence of clarity of purpose, retirement attitude and potential conflict towards retirement planning behavior according to among the Muslim who is working in a conventional bank and the Islamic Bank. The sample used in this study as many as 270 respondents of both conventional & Islamic Banker in Indonesia. There are two methods that are used in this research which are ANOVA and Multiple Linear Regression. The results identified several demographic variables that were significant such employment status (either working in the conventional bank or Islamic Bank) and income level. Furthermore, some demographic variables do not significant including age, number of dependents and level of education. This research also shows that non-demographic variables such as clarity of purpose, retirement attitudes and potential conflicts affect significantly to influence the behavior of bankers in retirement planning according to Islamic perspective. In conclusion, the conventional Muslim bankers know that they should manage their retirement according to the Shariah value. However, some of them didn’t believe that the Shariah investment instrument can fulfill their desired retirement goals.]]>
<![CDATA[PENERAPAN SISTEM EKONOMI SYARI’AH DI NEGARA MINORITAS MUSLIM ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 1 (2018): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v6i1.3555
<![CDATA[Kemunduran Umat Islam pada sekitar abad ke-17 sampai abad ke-19, telah membuat Islam menjadi goyah dan tidak kokoh, yang menyebabkan juga konsep-konsep yang didalamnya juga mengalami kegoyahan. Hingga muncullah suatu sistem yang ingin menggantikan sistem ekonomi Islam yakni sistem ekonomi Kapitalis dan sistem ekonomi Sosialis. Kedua sistem ini selalu berlomba-lomba agar bias mendapatkan porsi yang lebih besar dan lebih layak dihadapan umat manusia. Pencarian para ilmuwan terhadap sistem ekonomi yang terbaik terus dilakukan, hingga pada akhirnya para ilmuwan mulai melirik sistem ekonomi Islam yang telah diterapkan sejak zaman Rasulullah. Hal ini disebabkan karena sistem ekonomi kapitalis dan ekonomi sosialis telah melenceng dari tujuannya semula untuk mewujudkan kesejahteraan bersama. Sistem ekonomi Islam diciptakan oleh para Muslimin bukan hanya saja diperuntukkan bagi kaum muslim tapi juga bagi seluruh umat manusia. Yang dapat dibuktikan dengan adanya beberapa karakteristik dalam sistem ekonomi Islam yang ersifat universal. Hingga tidak sedikit dari Negara minoritas Muslim yang telah mengadopsi sistem ekonomi Islam ini untuk dijadikan salah satu sistem perekonomian untuk meningkatkan kesejahteraan negaranya. Dan setiap Negara diperbolehkan untuk menganut salah satu dari sistem yang telah disebutkan sesuai dengan paham ideologinya. Semisal, Negara yang berideologi komunisme, maka akan menerapkan sistem ekonomi sosialis.dan jika Negara tersebut menganut paham kapitalisme, maka akan menerapkan sistem ekonomi kapitalis. Dan apabila suatu Negara menggabungkan kedua sistem ekonomi tersebut, maka bisa dikatakan, bahwa Negara tersebut menganut sistem ekonomi campuran. Dan jika suatu Negara menganut yang berdasarkan syariah Islam, maka sistem yang diterapkan adalah sistem ekonomi Islam. Namun, di negara minoritas muslim yang telah tersebarluaskan sistem ekonomi kapitalis dan sistem ekonomi sosialis merasa tidak leluasa dalam menjalankan aktifitas yang berbasis syariah atau islami, khususnya dalam bidang ekonomi. Pada saat kaum Muslimin melakukan suatu gerakan kemajuan dianggap sebagai tindakan menentang sistem yang ada dan criminal sehingga mereka menjadi termarjinalkan. Kata Kunci: Lemahnya Islam, Ekonomi Kapitalis, Ekonomi Sosialis, Islam Minoritas]]>
<![CDATA[PENGARUH ETIKA KERJA ISLAM DAN KEPEMIMPINAN TRANSFORMASIONAL TERHADAP KINERJA KARYAWAN ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 2 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i2.1266
<![CDATA[Performance is a result achieved by the worker in his work according to certain criteria to apply for a job. The success of the performance can be affected by several factors that support it. This study aims to empirically examine the influence of Islamic work ethics and transformational leadership on improving the performance of employees in UKM Singocandi, Kota, Kudus. Data collection methods used were the questionnaire and observation. While the analysis using multiple linear regression model. The results showed that the Islamic work ethic significant positive effect on employee performance. This was indicated by the regression coefficient of 0.292 with a significance level of 0.001 t less than 0.05. And transformational leadership also significant positive effect on employee performance. This was indicated by the regression coefficient of 0.993 with a significance level of 0.000 t less than 0.05.Kinerja merupakan suatu hasil yang dicapai oleh pekerja dalam pekerjaannya menurut kriteria tertentu yang berlaku untuk suatu pekerjaan. Keberhasilan kinerja bisa dipengaruhi oleh beberapa factor yang mendukungnya. Kajian ini bertujuan untuk menguji secara empiris pengaruh etika kerja Islam dan kepemimpinan transformasional pada peningkatan kinerja karyawan di UKM desa Singocandi kecamatan Kota Kudus. Metode pengumpulan data yang digunakan adalah dengan kuesioner dan juga observasi. Sedangkan análisis mengunakan model regresi linier berganda. hasil kajian menunjukkan bahwa etika kerja islam berpengaruh positif signifikan terhadap kinerja karyawan. Hal itu ditunjukkan dengan koefisien regresi sebesar 0,292 dengan tingkat signifikansi t sebesar 0,001 yang lebih kecil dari 0,05. Dan kepemimpian transformasional juga berpengaruh positif signifikan terhadap kinerja karyawan. Hal itu ditunjukkan oleh koefisien regresi sebesar 0,993 dengan tingkat signifikansi t sebesar 0,000 yang lebih kecil dari 0,05.]]>
<![CDATA[BEKERJA DI BANK KONVESIONAL MENURUT FIKIH EKONOMI ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 7, No 2 (2019): EQULIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i2.5424
<![CDATA[This study examines the law of working on Conventional Banks according to economic fiqh, in society there is a different view of people who earn a living on Conventional Banks. For some people there is a personal conflict in responding to the law of working in a conventional bank. On the other hand, it works in a conventional bank, although it contains goodness, but it cannot be separated from the interest that the fatwa of the Indonesian Ulema Council (MUI) is categorized as usury. This study was conducted through field research with qualitative analysis methods. Data was collected through interviews with informants working in conventional banks. This field data is reviewed according to the economic fiqh perspective. The results of this study conclude that the law of working at a conventional bank according to economic fiqh is changing if to fulfill the necessities of life in the framework of maslahah which are still Ad-Dharuriyyah and during their activities are still halal and help fellow human beings but haram otherwise.]]>
<![CDATA[IKHTIAR MENJADIKAN DINAR-DIRHAM SEBAGAI MATA UANG DI INDONESIA ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 2 (2013): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v1i2.212
<![CDATA[Paper money that we hold today is fiat money means the nominal value of money is not balanced by the intrinsic value. As a result, the day-to-day reality of the functions of money has come out of the frame that has been conceptualized in the beginning. Money should have indirect utility functions function. But it would have been eliminated with the advent sumua practice of commodity money, speculation, sagnorage and so on. This paper is made using pieces of library research methods. In this article didiskripsikan many important things about the effort to implement the dinar and dirham as currency in Indonesia. This paper aims to contribute ideas to the Indonesian people to be motivated to apply back the dinar and dirham as currency in the nation’s financial system.]]>
<![CDATA[The Impact of Covid-19 on MSMEs Financing in Indonesia: The Role of Mudharabah and Musharakah ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 1 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i1.12328
<![CDATA[One of the economic sectors hardest hit by the Covid-19 in Indonesia is MSMEs. During the Covid-19 pandemic, business capital assistance is urgently needed by MSMEs to keep running. Mudharabah and musharakah are Islamic banking financing products explicitly aimed at business needs and investment in the real sector, such as MSMEs. Therefore, a more in-depth quantitative analysis is needed regarding the role of mudharabah and musharakah contracts on MSMEs financing during the Covid-19 using panel data regression techniques, with a monthly observation period from March 2020 to May 2021 for all Islamic banking in Indonesia. With the Fixed Effect Model approach, it was found that the mudharabah and musharakah contracts statistically had no significant effect on MSMEs financing during the Covid-19. The conclusion is that during the Covid-19, there was an increase in MSMEs financing with mudharabah contracts, but it was not significant. In contrast, the musharakah contract did not increase the contribution to MSMEs financing.]]>
<![CDATA[HUBUNGAN INDUSTRIAL: MENELISIK KONSTRUKSI EKONOMI ISLAM ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 5, No 2 (2017): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v5i2.2890
<![CDATA[The true development is an attempt to liberate himself from poverty and from a dwarf view of himself. Development is dedicated to fostering self-esteem and the ability to make choices about the future. Its industrial relations, in the sense of the relationship between the person doing the work on a person or a legal entity, has already begun with slavery by slaves and servants. The 'wages' they receive are food, clothing and housing. In its development, this concept has given rise to industrial mechanization that is still looking for form. The pattern of partnership between employers and workers has not gone well. Construction of Islamic Economics mengideaalkan industrial system with a partnership pattern that combines shirkah inan and ijarah that allows the existence of profit-loss sharing, so that no party is harmed, either workers or employers. Inan shirkah system in its development provides three alternatives, namely; Employee ownership, Production Sharing and Profit-sharing. With the choice of these patterns, the development of the industry will be in harmony with the humanity and economy, not just the pursuit of growth and rent which in turn will be trapped in capitalization and dehumanization]]>
<![CDATA[OUTSOURCING DALAM PERSPEKTIF KARYAWAN: Studi Empiris Karyawan Outsourcing PT. Spirit Krida ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 4, No 2 (2016): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v4i2.1956
<![CDATA[Outsourcing is one of the measures the efficiency of a company. Outsoursing also considered as an alternative to get a job so hopefully someone can meet their basic needs with the needs of dharuriyat, hajiyat, and tahsiniyat. Outsourcing can not be separated from social issues that always comes up, it was evident with the rise of workers' demonstrations for the system to work is removed because it is considered as a modern form of slavery. This study is a qualitative study with a phenomenological approach. Data were collected through interviews, observation and documentation. Then the data were analyzed by two analysis model, namely descriptive analysis within the framework of Islamic framework. The results showed that the dimensions of well-being in PT Spirit Activities of Indonesia in the employee's perspective, berdasarkant Maslahat concept includes, first, dharuriyat is appropriate salary Living Needs (KHL). Second, Hajiyyat such as training or education, health insurance (BPJS), work permits due to illness, and administrative assistance applying for a loan. Third, luxuries such as death benefits and cash rope of love, work clothes, musolla & cafeteria, incentives and leave huge day. Among the three dimensions of the well-being based on the concept of the necessities most dominant form of salary.]]>
