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Elif Pardiansyah
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INDONESIA
Equilibrium: Jurnal Ekonomi Syariah
Published by Institut Agama Islam Negeri Kudus
ISSN : 23550228     EISSN : 25028316     DOI : http://dx.doi.org/10.21043/equilibrium.v10i2.16539
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 168 Documents
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PENGARUH QUALITY OF WORK LIFE TERHADAP KEPUASAN KERJA, KOMITMEN ORGANISASI, TUROVER INTENTION DAN STRES KERJA: STUDI PADA BMT DI KUDUS
Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 2 (2013): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v1i2.223

Abstract

This study was conducted to investigate the effect of quality of work life on job satisfaction, organiSational commitment, turnover intention and job stress among the employees of Baitul Mal wat Tamwil (BMT) in Kudus Regency, Central Java, Indonesia. The study uses a sample of 150 employees from 13 institutions of BMT. The empirical testing indicates that quality of work life has positive effects on both job satisfaction and organizational commitment; whereas there is no significant evidence of the effect of quality of work life on turnover intention and job stress. Implication, limitation and suggestion for future research are discussed.
The Effect of Local Community Support Toward Sharia Tourism in Central Maluku Regency
Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 1 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i1.12352

Abstract

This research aims to analyze the local community’s supported influence based on Sharia Tourism Development in the Central Maluku Regency. Some variables are affected by this research, such as negative and positive perceptions of local residents toward the economy, society, and environment around the population. The methodology of this research is quantitative research which uses an explanatory method. There are around 51 participants as samples. Those samples are chosen from Mamala and Morella villages directly involved in tourism activities. The data is processed and analyzed using SEM PLS ver.3 Software. Results of the study found that: the social impact had a positive and significant impact on local community support for sharia tourism development, and the negative impact had a negative and significant impact on the support for sharia tourism development. In contrast, the economic and environmental impact had a positive but not significant impact on the population support local to the development of sharia tourism
SIKAP, NORMA SUBJEKTIF DAN KONTROL KEPRILAKUAN PRAKTIK PEMBIAYAAN NASABAH KOPERASI SYARIAH di KABUPATEN BOGOR
Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 1 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i1.3339

Abstract

This study aims to measure the normative attitude and behavior sharia cooperative customers in Bogor District. This type of research is a quantitative research. The data used using primary data through questionnaire. The results of this study indicate that attitudes and norms of belief have a significant or positive influence on customers' intentions to finance the sharia financial services cooperative in Bogor. Other results achieved by sharia cooperatives must improve performance to give more impression of honesty and what is in accordance with religious sharia. Where the advantages of sharia names will be more prominent than the conventional name, it is also to improve trust, evaluation, motivation and behavior of customers in financing the sharia financial services cooperatives. So that the financing intentions in accordance with the sharia can be realized properly.
STRATEGI PENANGANAN RISIKO PEMBIAYAAN MURABAHAH PADA BMT Se-KABUPATEN DEMAK
Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 2 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i2.1261

Abstract

Awareness of the risks are well understood is an integral part of efforts to optimize the benefits of a business, especially in the business in the financial sector. The purpose of this study was to determine the risk management and strategies to deal with it in a murabaha financing which occurs in BMT Se Demak. Qualitative approach used in this study. While the data obtained through interviews, observation, and documentation. The results showed that the application of murabaha financing risk management is effective with little evidence BMT NPF. In addition, the strategies used to minimize the risk of murabaha financing is by means of transcendental in risk management. When, internal barriers facing employees BMT is a lack of focus in the analysis, while the external obstacle is the customer had less good faith and entered banking in rural areas.: Kesadaran memahami risiko dengan baik merupakan suatu bagian yang tidak terpisahkan dari upaya untuk mengoptimalkan keuntungan suatu bisnis, apa lagi dalam bisnis di sector keuangan. Tujuan penelitian ini adalah untuk mengetahui manajemen risiko dan strategi untuk menghadapinya dalam pembiayaan murabahah yang terjadi di BMT Se Kabupaten Demak. Pendekatan kualitatif digunakan dalam penelitian ini. Sedangkan data diperoleh dengan wawancara, observasi, dan dokumentasi. hasil penelitian menunjukkan bahwa aplikasi manajemen risiko pembiayaan murabahah berjalan efektif dengan bukti NPF BMT yang kecil. Selain itu, strategi yang digunakan untuk meminimalkan resiko pembiayaan murabahah adalah dengan cara transcendental dalam pengelolaan resiko. Manakala, hambatan internal yang dihadapi BMT adalah kurang fokusnya karyawan dalam analisa, sedangkan hambatan eksternalnya adalah nasabah punya iktikad kurang baik serta masuk perbankan di pedesaan.
KEWIRAUSAHAAN MAHASISWA DI IAIN LAMPUNG
Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 1 (2013): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v1i1.204

Abstract

Entrepreneurship provide many benefits for students such as: 1. Creative thinking skills, combining imagination with scientific thinking skills, 2. Skills in Decision Making, at any time during the life one has to hold elections among alternatives, 3. Leadership skills . learn to have a strong personality , then someone will have the skills to lead yourself . 4 . Managerial skills, however, entrepreneurs must be able to manage all resources , both material resources and personnel to achieve success . skilled in planning , skilled in organizing , entrepreneurial guidance may hold or control, is able to conduct an assessment of the implementation, 5.Interpersonal skills or Human relations. Theoretical approach are given to students with a practical approach should be replaced, because the public wants a business man, not bisnis expert, and should be doing. informal coaching , which is important in this process is the formation of entrepreneurial character, with informal coaching will more effective in shaping a person’s character than formal guidance that predominantly affects IQ.
Factor Affecting Sharecropping System in East Java: an Islamic Prespective Analysis
Equilibrium: Jurnal Ekonomi Syariah Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.12237

Abstract

This research aims to understand the relationship between socioeconomic factors, production, transparency with religiosity. The effects of socio-economic factors, production, transparency, and religiosity on the sharecropping contract system. Design/methodology/approach: The author has administered a survey to 800 respondents. The respondents were asked to give their responses based on a five-point Likert scale. The data has been tested with SEM to show the relationship between the various factors. Finding: SEM results show that H1 is not supported while H2, H3, H4, H5, H6, and H7 are supported. Findings show that religiosity impacts the sharecropping system while the interaction between religiosity and transparency on the sharecropping system is significantly negative. Therefore, the current sharecropping contract system in East Java does not operate following Islamic values.
MANAJEMEN WAKAF PRODUKTIF: Studi Analisis Pada Baitul Mal Di Kabupaten Kudus
Equilibrium: Jurnal Ekonomi Syariah Vol 4, No 2 (2016): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v4i2.1952

Abstract

The purpose of this study was to analyze the funding management, development management, utilization management and reporting management of productive ‘waqf’/endowment in Baitul Mal Kudus. This study was a qualitative research and data were collected through interviews, observation and documentation. The results showed that based on productive endowment is part of management system. It can be seen if human resources are skillful and professional in managing endowments, the productivity of endowments funding and development will be increased and can include broader utilization in both usage and distribution of endowment property. Baitul Mal which develops the endowments will have major contributions to the society in education, economy, health or other social helps.
Sertifikasi Produk Halal oleh BPJPH DIY dengan Pendekatan Ekonomi Politik Perspektif Maqasid Syariah
Equilibrium: Jurnal Ekonomi Syariah Vol 9, No 1 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i1.9783

Abstract

This research aimed to observe how the model of halal certification of BPJPH DIY from maqasid syariah with the political-economic approach. This study is field research with the political-economic approach and consisted of four informants with data collection techniques through interview and documentation tracing. The data analysis included data condensation, data presentation, and conclusion. Based on the results of the research in the field, it was found that the model of halal certification by BPJPH DIY in the implementation of halal certification had a task to accept the registration and issue the halal certification. Meanwhile, the implementation of halal standardization still used the reference of SJH LPPOM MUI. The cost for halal certification for the category of SMEs will be the responsibility of the state. In addition, there were two posts of payment account: BPJPH and LPH (LPPOM).  As seen from a political-economy approach, the existence of BPJPH has brought the interest of ideology, power, and economy. The business actors consider that BPJPH halal certification is in two-way form, both in the administrative process and certification cost. In the perspective of maqasid sharia, to secure the value of human life, society, and the environment is fulfilled; meanwhile, to secure human him/herself has not been fulfilled yet.
PRODUK BANK SYARIAH SEBAGAI UPAYA UNTUK MENINGKATKAN LOYALITAS NASABAH KSPS PATI
Equilibrium: Jurnal Ekonomi Syariah Vol 4, No 1 (2016): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v4i1.1839

Abstract

This study aimed to test the loyalty of KSPS customers by maximizing the product of sharia banks. It used descriptive quantitative research to collect primary data as the data source. The populations of this study were all KSPS clients, while the sample collection technique used non-probability sampling with accidental sampling type, so the respondents were 100 active customers. The results of this study showed that the products of sharia banks are able to give contribution to the customers’ loyalty in KSPS. Empirically,t-value is greater than t table and significant value is less than 5%. It proves that customers dare to give information to friends, especially if they would make a transaction, either saving or borrowing using the contract in accordance with Islam so it will bee free from usury things.
Pengungkapan CSR Bank Syariah: Studi Komparasi Indonesia dan Malaysia
Equilibrium: Jurnal Ekonomi Syariah Vol 8, No 2 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i2.8165

Abstract

Penelitian ini bertujuan untuk mengetahui perbedaan pengungkapan CSR bank syariah di Indonesia dan Malaysia. Data yang digunakan dalam penellitian ini adalah laporan tahunan bank syariah yang telah diterbitkan di website, dianalisis menggunakan metode content analysis dan dilakukan uji mann-whitney untuk melihat signifikansi perbedaan. Hasil dari penelitian ini menunjukkan terdapat perbedaan signifikan antara pengungkapan CSR bank syariah di Indonesia dan Malaysia. Hal ini disebabkan karena perbedaan regulasi mengenai hal yang harus diungkap di laporan tahunan. Hasil ini sekaligus menandakan perlunya harmonisasi pengungkapan CSR bank syariah di kancah internasional untuk menunjukkan bahwa bank syariah telah berjalan sesuai prinsip syariah dan beretika. This study aim to describe the difference CSR disclosure between islamic bank in Indonesia and Malaysia. Data used in this research is annual report of islamic banks’s which is published in their website, analyze using content analysis method and execute mann-whitney test to find out the difference. The result of this research show the significance difference on CSR disclosure between islamic bank in Indonesia and Malaysia. This is due to the differences in regulations regarding what must be disclosed in the annual report. This results also indicate the need for harmonization of CSR disclosures for Islamic banks in the international level to show that Islamic bank accordingly have run in sharia principles and ethics.

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