Equilibrium: Jurnal Ekonomi Syariah
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Articles
225 Documents
<![CDATA[PENGARUH STRATEGI PEMASARAN DENGAN KONSEP AIDA (ATTENTION, INTEREST, DESIRE, ACTION) TERHADAP RESPON NASABAH MENGAMBANG PADA BANK SYARIAH (STUDI PADA BANK SYARIAH DI WILAYAH CIBADAK-SUKABUMI) ]]>
<![CDATA[ EQUILIBRIUM Vol 7, No 1 (2019): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i1.4682
<![CDATA[This study aims to determine the effect of marketing strategies with the AIDA concept on the response of customers floating on Islamic banks. The research method uses a quantitative approach with Logistic Regression analysis techniques. The technique of collecting data uses a questionnaire technique distributed to sharia bank customers in the Cibadak area that has accounts with conventional banks, the number of respondents taken as many as 60 respondents using non probability sampling method that is by convenience sampling. The results of this study indicate that there is no partial significant influence between the variables of attention, interest, desire, action on the variable response of floating customers]]>
<![CDATA[MODEL MANAJEMEN BISNIS BATIK LASEM: STUDI KASUS INDUSTRI RUMAH BATIK TULIS LASEM DI PANCUR REMBANG ]]>
<![CDATA[ EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i1.1278
<![CDATA[The purpose of this study is to describe the business management model Lasem batik industry in the district Pancur based on historically and economically and culturally. The method used in this study is a qualitative model and approach naturalistic phenomenology. Through this approach carried out a two-stage study is descriptive and evaluative. The results show that the model of business management batik Lasem still conventional and weak, there is no system of good administration and bookkeeping let alone use modern accounting system. In addition, the batik production business is still a business that is profitable with a margin range of between 14-57%. The level of wages, at least equal to the minimum wage standard of the District, but a good wage is less felt by the workers because of the working system and the wage system based on wholesale. Business network there is a traditional network since the procurement of raw materials to market and product sales.Tujuan kajian ini adalah untuk memaparkan model manajemen bisnis industri batik tulis Lasem di kecamatan Pancur secara historis maupun secara ekonomi dan budaya. Metode yang digunakan dalam kajian ini adalah kualitatif dengan model naturalistik dan pendekatan phenomenology. Melalui pendekatan tersebut dilakukan dua tahap kajian yaitu deskriptif dan evaluatif. hasil kajian menunjukkan bahwa model menejemen bisnis batik tulis Lasem masih bersifat konvensional dan lemah, tidak ada sistem administrasi dan pembukuan yang baik apalagi memakai sistem akuntansi modern. Selain itu, usaha produksi batik masih merupakan usaha yang profitable dengan kisaran margin antara 14-57 %. Tingkat upah buruh, minimal sama dengan standar Upah Minimum Kabupaten, namun besaran upah yang baik ini kurang dapat dirasakan oleh para pekerja karena sistem kerja dan sistem pengupahan berdasarkan borongan. Jaringan bisnis yang ada merupakan jaringan tradisional sejak pengadaan bahan baku hingga pasar dan juga penjualan produknya. ]]>
<![CDATA[Faktor Makroekonomi dan Mikroekonomi dalam Pembiayaan Bermasalah Bank Syariah di Indonesia ]]>
<![CDATA[ EQUILIBRIUM Vol 8, No 1 (2020): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v8i1.6091
<![CDATA[Research aims to test the influence of macroeconomic and microeconomic factors in the problem financing of Sharia Bank in Indonesia. The indicators of macroeconomic and microeconomic factors are inflation, BI Rate, CAR and FDR. The indicators of problematic financing of Sharia Bank in Indonesia is NPF. The research method uses a quantitative approach with multiple linear regression analysis techniques. Data used secondary data in the form of a monthly data From The Financial Report of Sharia Commercial Bank and Sharia Business Unit published by Sharia Banking Directorate, Bank Indonesia and the Bank Licensing and Banking Information Department, Indonesia Financial Services Authority through Sharia Banking Statistics Bank Indonesia/Indonesia Financial Services Authority from January 2006 to Juli 2016. The following research results: (1) The model estimate shows its R Square value of 0,319 representing the value of coefficient of determination. This means that 31,90% of the variable variations of the NPF are capable of being described by free variables in this model. The remaining 68,10% is explained by other reasons that do not fit into the model; (2) A regression model on the independent variable simultaneously affects the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (3) Inflation and BI Rate significantly influence on NPF, but CAR and FDR have no impact on NPF.]]>
<![CDATA[THE SIGNIFICANCE OF WAQF FOR ECONOMIC DEVELOPMENT ]]>
<![CDATA[ EQUILIBRIUM Vol 2, No 1 (2014): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v2i1.718
<![CDATA[Terdapat anggapan dari sejumlah ilmuan Barat yang menyatakan bahwa institusi wakaf tidak lagi memainkan fungsi ekonomi yang signifikan dalam konteks perekonomian modern sebagaimana pada masa-masa sebelumnya. Menurut mereka, wakaf pada masa kini justru muncul sebagai faktor yang menghambat pembangunan di negara-negara Muslim. Artikel ini dimaksudkan untuk membantah anggapan tersebut dengan menampilkan berbagai fungsi dan kontribusi ekonomi yang dapat diperankan wakaf dalam konteks perekonomian kontemporer. Selain itu, sejumlah prasyarat untuk lebih mengoptimalkan pengelolaan wakaf juga dikemukakan.Kata kunci: wakaf, pembangunan ekonomi, distribusi pendapatan, kemiskinan, pembiayaan defisitThere is an opinion among Western scholars that the institution of waqf could not any longer perform its economic role in the present times. Instead of being a vital institution as it truly played at the pre-modern era, waqf nowadays seems to be an impediment to the development in Muslim countries. This paper therefore is meant to refute such an opinion and attempts to point out the economic impacts of waqf for Muslim society in the context of the present economy. In the last part, the paper also brings about several necessary prerequisites for the revitalization of waqf in the current days.Keywords: waqf, economic development, income distribution, poverty, deficit financing]]>
<![CDATA[Does GCG Implementation in BWUT (Badan Wakaf Uang Tunai) MUI DIY Affect Waqifs Trust? ]]>
<![CDATA[ EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i2.16734
<![CDATA[In 2019 BWUT MUI DIY managed to raise waqf funds of Rp.627,352,991 with a wakif number of 1854 people. But there is a difference in increased Rp. 27,352,991 of 174 wakifs in 2 years by BWUT MUI DIY. These problems are influenced by professionalism in the management of cash waqf. In addition, there is still the management of waqf institutions that are less than ideal and by GCG principles. This study aimed to determine the effect of each direction of GCG in waqf management on wakif trust. This research is quantitative by sample waqf in BWUT MUI DIY. The data was obtained by questionnaire and analyzed using SEM-PLS supported by the SmartPLS 3.0 application software. The findings in this study indicate that the transparency variable has three t-statistics greater than 1.64, so it can be identified as significant to wakif trust. While the independency variable has an OSE value of -0.341 which means it is negative with a t-statistic greater than 1.64, this result indicates that the better the implementation of independence. And the accountability variable does not affect wakif trust by a t-statistic value of 0.458. However, the transparency variable can be interpreted that the better the implementation of the GCG principle in the waqf institution impacted to increasing the level of wakif trust.]]>
<![CDATA[HUTANG LUAR NEGERI INDONESIA DITINJAU DARI PERSPEKTIF EKONOMI ISLAM ]]>
<![CDATA[ EQUILIBRIUM Vol 6, No 2 (2018): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v6i2.3939
<![CDATA[There are so many interesting phenopenone if we discuss of Indonesian economy especially at monetary sector. Foreign debt is one of several popular problem on developing countries like Indonesia. It is one of practice solution about saving debt to maintain the development process. The aim of this research is to analyse Indonesian foreign debt and How Islamic perspective views it. Analytical method used in this research is literature study. We used secondary data taken from BI, BPS, Kemenkeu, etc. The result of this research shows that foreign debt will be a boomerang when not properly managed by the government. In some cases, Indonesia's current foreign debt conditions do not conform to the norms taught by Islam. The implication is that the government needs a re-review of foreign debt to be more in line with Islamic norms which put forward the side of maslahat]]>
<![CDATA[FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENGEMBALIAN PEMBIAYAAN MUDHARABAH ]]>
<![CDATA[ EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i1.1269
<![CDATA[This research aims to analize the factors affecting on repayment level of mudharabah financing. There are five variables in this research, namely: education level, number of family’s dependent, business turnover, length of business and repayment level of mudharabah financing. This research is a survey research by using a quantitative approach. The research data are obtained from 75 customers of BMT Fastabiq in Batangan Pati. This study used a logistic regression technique. The results indicated that education level, number of family’s dependent, business turnover and length of business positively and significantly effects on repayment level of mudharabah financing. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi tingkat pengembalian pembiayaan mudharabah. Terdapat lima variabel dalam penelitian ini, yaitu tingkat pendidikan, jumlah tanggungan keluarga, omzet usaha, lama usaha dan tingkat pengembalian pembiayaan mudharabah. Penelitian ini merupakan jenis penelitian survey dengan menggunakan pendekatan kuantitatif. Data penelitian ini diperoleh dari 75 nasabah (anggota) BMT Fastabiq Batangan Pati dengan menggunakan teknik random sampling. Teknik pengujian model penelitian ini menggunakan teknik regresi logistik. hasil penelitian ini menunjukkan bahwa tingkat pendidikan, jumlah tanggungan keluarga, omzet usaha dan lama usaha berpengaruh secara positif signifikan terhadap tingkat pengembalian pembiayaan mudharabah.]]>
<![CDATA[ETIKA PERTANGGUNGJAWABAN LINGKUNGAN DALAM BINGKAI AL-QUR’AN ]]>
<![CDATA[ EQUILIBRIUM Vol 7, No 2 (2019): EQULIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i2.4548
<![CDATA[Environmental responsibility (ER) is a topic that is often discussed lately. This is because the ecological crisis is increasingly alarming. massive natural exploration by the company as if not paying attention to the damage caused. land clearing, mining of natural energy sources and pollution are examples of activities that contribute to the destruction of nature. The problem of environmental damage today is no longer a problem that is separate from religion because, in reality, the destruction of nature is a result of the spiritual crisis of modern humans which causes greed. Departing from these conditions, this study questions how the ethics of environmental responsibility in the rules of Qur'an. Using a sample of companies registered with the Jakarta Islamic Index, this study seeks to explore facts based on the annual reports reported by the company. This research found an alarming fact, where there are still many companies registered in the Jakarta Islamic Index that have not fulfilled the ethics of environmental accountability as regulated in the Qur'an.]]>
<![CDATA[STANDAR UPAH PEKERJA MENURUTSISTEM EKONOMI ISLAM ]]>
<![CDATA[ EQUILIBRIUM Vol 1, No 2 (2013): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v1i2.217
<![CDATA[This article describes the concept of wages in the Capitalist system, Socialists and Islam. This paper also describes about the role of trade unions in the fight for workers’ rights particularly in the fight for minimum wage levels. This topic is interesting to be studied because there is a fundamental difference between the concept of wages according to Capitalists, Socialists and Islam. In Islam, the worker does not like other production factors in determining wages so that workers can not be treated like any other factor of production which is based on the law of supply and demand. Minimum wage in Islam must satisfy two requirements, that are fair and reasonable terms which are acceptable wage a worker must be able to meet the basic needs of workers and their families. And if the wages paid are not self-sufficient, then Islam categorizes workers in ashanaf are eligible to receive zakat.]]>
<![CDATA[Cryptocurrency; Financial Risk And Shariah-Compliant Alternative Concept ]]>
<![CDATA[ EQUILIBRIUM Vol 10, No 1 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i1.13278
<![CDATA[Some countries consider cryptocurrencies as an avenue for money laundering and other illegal activities, especially Muslim countries, many of which prohibit the use of cryptocurrencies and even prohibit them. This study aims to identify the specific risks of cryptocurrency investment and to understand the sharia-compliant concept to open opportunities for the Islamic economy in the future. The data collection technique used is literature study by collecting data from previous studies in the form of documenting articles, journals or books as well as publication data from other parties. The data analysis techniques used were data reduction, data presentation, and drawing conclusions. The results show that although cryptocurrencies promise some strengths, in terms of investment there is a risk. Some cryptocurrencies have indeed been developed to address the issue of cryptocurrency non-compliance with Sharia law. Like OneGram, one of the cryptocurrencies that can be classified according to sharia. The alternative concept of sharia cryptocurrency has the potential to build Islamic economic products and have a positive effect on the global economy, especially in the context of welcoming a modern Islamic economic order that is conducive to all circles and the realization of a better future for the Islamic economic community]]>
