cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Riza Faishol
Contact Email
riza@iaiibrahimy.ac.id
Phone
+6281358900484
Journal Mail Official
riza@iaiibrahimy.ac.id
Editorial Address
Jl. KH. Hasyim Asy’ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah
Published by Institut Agama Islam IBRAHIMY GENTENG BANYUWANGI
ISSN : 28294548     EISSN : 28294181     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 38 Documents
 1   2   3   4 
Pengaruh Label Halal, Citra Merek dan Kualitas Produk Terhadap Loyalitas Pelanggan Mie-Sedap pada Konsumen Toko Basmalah Cabang Muncar Samsuri Samsuri
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 1 (2023): January 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i1.1822

Abstract

This study aims to determine whether there is an influence of the halal label variable, brand image and product quality on customer loyalty of the Sedaap brand instant noodles on consumers of Basmalah Stores, Muncar Branch. This study used a quantitative approach with data collection techniques through questionnaires with a Likert scale. This study used 60 consumers of Muncar Branch Basmalah Shop consumers with a purposive sampling technique. Regression analysis results can be seen that the halal label variable, brand image and product quality simultaneously affect customer loyalty 80.6%, and the remaining 19.4% (100% - 80.6%) is influenced by other variables outside the model. Thus it can be concluded that there is an influence of the halal label, brand image and product quality on customer loyalty of the Sedaap brand instant noodles on consumers of Muncar Branch Basmalah Stores.
STRATEGI KEUNGGULAN BERSAING MELALUI DIGITALISASI LAYANAN PRODUK PADA BANK SYARIAH INDONESIA KCP ROGOJAMPI Samsuri Samsuri
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the competitive advantage strategy through digital product services used by Bank Syariah Indonesia Rogojampi Branch Office, to maintain the competitive advantage of digital product services so that they are not rivaled by other financial institutions. This research is a research with a qualitative descriptive approach. This research was carried out at Bank Syariah Indonesia KCP Rogojampi, the research subjects were Retail Banking Managers, Customer service and Customers who use digitalization products. The data collection method in this study used interviews, while the data analysis methods used were interview, observation and research techniques. The strategy used by Bank Syariah Indonesia in determining competitive advantage is by using various strategies, namely by identifying the company's internal and external factors. In addition, it also develops services for a product through digitization that is more flexible and convenient for customers.
PERAN KAMPUS DALAM ADVOKASI PERUBAHAN STATUS KELEMBAGAAN “DARI BADAN KREDIT DESA (BKD) MENJADI LEMBAGA MIKRO KEUANGAN” (LKM) DI KABUPATEN BANYUWANGI SEBAGAI UPAYA “PEMULIHAN EKONOMI” DI MUSIM PANDEMI COVID-19 Emi Hidayati; Atho’ilah Aly Najamudin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Banyuwangi Regency in an effort to recover the COVID-19 pandemic economy has village financial assets owned by the Village Credit Agency or BKD, namely as a channeling institution for capital distribution schemes for the lower middle class, even since POJK Number 10 of 2016 concerning the institutional transformation of BKD has carried out the process institutional status, because BKD is considered not a legal entity by the government which has an impact on asset ownership status. This study is intended to advocate for institutional change policies by using advocacy theory that has an impact on the institutional status of MFIs in order to assist economic recovery during the COVID-19 pandemic. This article is a type of qualitative research with the results of the advocacy work of the Institute for Research and Community Service (LPPM) of the Islamic Institute (IAI) Ibrahimiy, Genteng, Banyuwangi Regency which was carried out in 68 villages in Banyuwangi Regency, from 2016 until now. The results of campus advocacy work realized 7 things, namely; (1) the process of analyzing problems related to regulations regarding status changes; (2) the strategic process of making steps through FGDs for all former BKDs; (3) the mobilization process to decide on the establishment of MFIs through MUMDES; (4) the action process, namely the establishment of LKM that are members of 62 former BKDs, (5) the evaluation process, namely controlling savings and loans through the community mentoring process, (6) the continuity process to maintain the continuity of the savings and loan cycle of assets, and customers in the LM, (7) Mentoring LKM institutions during the COVID-19 Pandemic season, as distributors of business capital and credit restructuring for customers. This paper concludes that the establishment of a Microfinance Institution (LKM) in the form of PT. BKD Mandiri LKM as a financial service institution that has clear asset ownership, legal entity status and is supervised by the OJK and has an impact on the economic recovery season during the Covid-19 pandemic. This advocacy process requires a policy to strengthen Microfinance Institutions as an effort to provide business capital distribution schemes that support poverty alleviation.
TINJAUAN HUKUM JUAL BELI HANDPHONE (HP) BEKAS DALAM PERSPEKTIF ISLAM (STUDI KASUS UD. VIRGO CELL ROGOJAMPI Yeny Rokhilawati; Habibulloh Habibulloh; Ridhwan Nasrulloh
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 1 (2023): January 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i1.1823

Abstract

This study aims to explain the law of buying and selling used cellphones (Hp) in an Islamic perspective (UD case study. Virgo Cell Rogojampi). This research uses a qualitative descriptive approach. In the data collection process, it uses several methods, namely observation, interviews, and documentation. Data analysis techniques use qualitative data analysis (data reduction, data presentation and drawing conclusions). as for the results of the research that buying and selling mobile phones at UD Virgo Cell Rogojampi uses a murabahah contract and the law of buying and selling is in accordance with islamic perspectives
REKONTRUKSI MODEL INTEGRASI UKM DAN LKM KE DALAM CITA-CITA DESA MELALUI BUMDesa DI KABUPATEN BANYUWANGI Emi Hidayati; Nurul Fatimah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The management of microfinance institutions in the village has not been directed with certainty. The management of micro-enterprises and units of microfinance institutions aims to be integrated into the management of BUMDes. This requires a deeper study to find out the consolidation model and its management. This study used qualitative research methods. The selection of this qualitative method is based on the consideration of the need to deepen the meaning of a phenomenon. Based on the study and the results of research and discussion, it can be concluded: 1) With this microfinance institution, small and medium enterprises can find solutions that have been one of the problems; 2) establishment and management of Village Owned Enterprises (BUMDes) by integrating the existence of Micro Finance Institutions (LKM) into business units, is actually very strategic for efforts to maximize the role of developing rural micro productive economic enterprises; 3) The reasons for objecting to consolidation or integration are still about sectoral egos, all parties do not feel it is important to position the village as a place to live, do not believe that the village can play a role in building self-reliance and prospering the community.
PROFESIONALISME NADZIR DALAM PENGELOLAAN WAKAF DI MASJID AL INAYAH DUSUN MELIK DESA PARIJATAH KULON KECAMATAN SRONO KABUPATEN BANYUWANGI Habibulloh Habibulloh; Afria Rachmawati; Yeni Rokhilawati; Gilang Ramadhan
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.2110

Abstract

The aim of this research is to determine the professionalism of nadzir in managing waqf at the Al-Inayah Mosque, Dusun Melik, Parijatah Village, Kulon district. Banyuwangi. This research uses a qualitative approach and a phenomenological type of research, the research subject is the chairman of the takmir of the Al-Inayah mosque (nadzir waqf) and the waqf property manager (waqf section). Data collection uses observation, interviews, documentation and data validation techniques using source triangulation. The results of the research show that Nadzir's professionalism influences waqf management and has a positive effect on society. The results of this research show that in principle of professionalism, the waqf nadzir at the Al-Inayah Mosque in Melik Hamlet, Parijtah Kulon Village meets the criteria, as a professional nadzir. Namely, it has the principles: (1) Excellence and responsibility. (2) Speaking and humanistic skills. (3) Understanding of law and ethics. Keywords : Professionalism, Nadzir, Waqf
ANALISIS PENERAPAN STRATEGI PROMOSI BELOW THE LINE TERHADAP PENINGKATAN JUMLAH NASABAH DI PT. BANK TABUNGAN NEGARA KANTOR CABANG SYARIAH MEDAN Luthfia Nabila Pane; Marliyah Marliyah; Laylan Syafina
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.1325

Abstract

This study aims to determine the implementation of the Below The Line promotion strategy at the State Savings Bank, Medan Syariah Branch Office. The Below The Line promotion strategy is implemented to attract customers to save and transact at BTN Syariah Medan Branch Office and can increase the number of customers at the bank. This study uses a descriptive qualitative approach with primary and secondary data sources. This study uses data collection techniques with interviews and documentation studies by coming directly to BTN Syariah and interviewing existing sources. As well as using data on the increase in the number of customers in the last 5 years at BTN Syariah. The results of this study indicate an increase in the number of customers at BTN Syariah in the last 1 year. Based on the Annual Report of BTN Syariah Medan Branch Office from 2019 to 2020 there was an increase in the number of customers by 32.6% from 2019. That is from 713,747 in 2019 to 816,422 in 2020. And the implementation of the Below The Line promotion strategy has a big influence on an increase in the number of customers at BTN Syariah KC Medan. Below The Line Promotion Strategy types of Events, Sponsorships and Prizes greatly affect the increase in the number of customers at BTN Syariah Medan Branch Office. Then, the obstacles that exist in the implementation of the Below The Line Promotion Strategy have also been found solutions to overcome them so that in the future it is hoped that the Below The Line Promotion Strategy can run smoothly. Then from the results of this study, the type of Below The Line Promotion Strategy that has the most influence on increasing the number of customers at BTN Syariah Medan Branch Office is Event.
STUDI ANALISIS KEDUDUKAN MASLAHAH MURSALAH SEBAGAI SALAH SATU SUMBER HUKUM ISLAM Muhamad Ari Arifin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.1542

Abstract

maslahah mursalah, hukum Islam,Analasis
POTRET PERILAKU MANAJEMEN KEUANGAN PADA GENERASI MILENIAL (STUDI KABUPATEN JEMBER) Iffatun Ni'mah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 2 No 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.2054

Abstract

Abstract This research aims to describe how the financial management of the millennial generation, especially in Jember district. The purpose of this research is to find out how the millennial generation manages and manages finances. This study used qualitative research methods. The informants in this study are people in Jember who belong to the millennial generation. The results of the study show that the conclusions of this study indicate that there are various ways how the millennial generation manages and manages their finances. The results of interviews with several informants show that some prefer to use online media, such as saving and buying goods using m-banking, e-wallets, etc., but there are also those who prefer to use offline media, namely manual money and piggy banks. Keywords: Financial Management, Behavior, Millennial Generation Abstrak Penelitian ini bertjuan untuk menggambarkan bagaimana bagaimana menajemen keuangan generasi milenial khusunya di kabupaten Jember. Tujuan penelitian ini adalah untuk mengetahui cara generasi milenial tersebut dalam memanaj dan mengelola keuangan. Penelitian ini menggunakan metode penelitian kualitatif. Informan dalam penelitian ini yaitu masyarakat di Jember yang termasuk pada generasi milenial. Hasil dari penelitian menunjukkan bahwa Adapun kesimpulan dari penelitian ini menunjukkan bahwa ada berbagai cara bagaimana generasi milenial mengelola dan memanaj keuangannya. Dari hasil wawancara bersama beberapa informan menunjukkan bahwa ada yang lebih memilih untuk menggunakan media online seperti menabung dan membeli barang menggunakan m-banking, e-wallet dll, namun juga ada yang lebih menyukai untuk menggunakan media offline yaitu dengan uang manual dan celengan.
PENGARUH LITERASI KEUANGAN DAN PROMOSI TERHADAP MINAT MENGGUNAKAN E-WALLET PADA SANTRIWATI MA PUTERI AL-AMIN MARTAPURA Lola Malihah; Namiroh Namiroh; Mukhlis Kaspul Anwar
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 3 No 2 (2024): July 2024
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v3i2.2495

Abstract

In line with rapid technological advancements, the use of smartphones has become an indispensable aspect of modern life. Easy internet access through smartphones has opened up signnificant opportunities for the development of e-commerce. To support online shopping activities, digital wallets have emerged as a popular digital payment innovation. This research aims to identify the influence of financial literacy and promotion on the interest in using e-wallet among female student of MA Puteri Al-Amin Martapura. The study employs a quantitative method conducted through field research reserch. Data collected from a questionnaire distributed to 82 female students using a saturated sampling method serve as primary data. The data analysis reveals that financial literacy does not demonstrate a significant influence on the interest in using e-wallets, with a calculated T-value of -0,651< tabulated T-value of 1,664. However, promotion shows a significant influence on the interest in using e-wallets, with a calculated T-value of 9,988 > the tabulated T-value of 1,664. Based on the F-test , the calculated F-value of 52,144 > the tabulated F-value of 3,111, thus is can be concluded that financial literacy and promotion simultaneously influence the interest in using e-wallets. The R2 result of 56,9% indicates that financial literacy and promotion collectively affect the interest in using e-wallets.

Page 2 of 4 | Total Record : 38

 1   2   3   4 

Filter by Year

2022 2025


Reset
Filter By Issues
All Issue Vol 4 No 2 (2025): July 2025 Vol 3 No 2 (2024): July 2024 Vol 3 No 1 (2024): January 2024 Vol 2 No 2 (2023): July 2023 Vol 2 No 1 (2023): January 2023 Vol 1 No 2 (2022): July 2022 Vol 1 No 1 (2022): January 2022