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Ana Billah
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JSE: Jurnal Sharia Economica
Published by Sekolah Tinggi Agama Islam Muhammadiyah Probolinggo
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
Economics, Econometrics & Finance
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 3 No. 2 (2024): Juli" : 5 Documents clear
Praktek Jual Beli di Toko Anugrah Perspektif Ekonomi Syariah Ahmad Syaifuddin Romli; Reza Hilmy Luayyin; Ardli, Muhammad Nabat
JSE: Jurnal Sharia Economica Vol. 3 No. 2 (2024): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i2.1241

Abstract

Everyone will definitely need other people. More so in terms of human needs. one of them is in the field of trade related to materials. One of them is in the Anugrah Shop. The buying and selling practices carried out at Toko Anugrah have been running for a long time. How to do it is by observation, interviews, and documentation used to collect data. The tool used is the interview guide as the main tool. Data processing begins with data collection, data reduction, data organisation, and data validation. Triangulation techniques were used when testing the validity of the data. The results of the study state that this research aims to explore the practice of buying and selling at Toko Anugrah from the perspective of Islamic economics. Islamic economics emphasises the principles of fairness, transparency, and halalness in every transaction. This study explains how Toko Anugrah applies these principles in its daily operations, particularly in pricing, quality of goods, and the contract process. Through the implementation of the murabaha contract, this shop sells goods with a clear profit margin without the element of usury. The return policy is also set fairly, ensuring customer satisfaction and trust. The results show that the buying and selling practices at Toko Anugrah not only increase customer trust but also provide sustainable profits and blessings for the store. Thus, Toko   Keywords:  Buyying, Salling, Sharia Economics
Analisis PEMANFAATAN TEKNOLOGI DALAM PENGELOLAAN ZAKAT DI ERA DIGITAL nazila, jihan
JSE: Jurnal Sharia Economica Vol. 3 No. 2 (2024): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i2.1369

Abstract

This study aims to analyze the optimization of digital technology in zakat management in Indonesia, identifying the benefits and challenges of its implementation. The main issue addressed is the low realization of zakat collection compared to its potential, despite digital technology's capacity to improve efficiency and transparency in zakat management. The novelty of this study lies in its comprehensive analysis of opportunities and barriers in applying technology to the zakat ecosystem in the digital era. Using a literature review method, the study examines various sources, including academic journals, zakat institution reports, and relevant articles, to gain insight into the implementation of technology in zakat management. The findings show that digital technology, such as mobile applications, blockchain, and big data, facilitates zakat collection and distribution. However, challenges remain, including data security, low digital literacy, and limited public trust in digital zakat systems. Recommendations focus on regulatory strengthening and public education to maximize the benefits of digital zakat.
AL-FALAH SEBAGAI PENANGKAL SISTEM EKONOMI KAPITALIS ibrahim, bukhari; Kahfi, Muhammad; Muchlis, Saiful
JSE: Jurnal Sharia Economica Vol. 3 No. 2 (2024): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i2.1574

Abstract

Current economic developments are generally pioneered by the spirit of capitalism. This study discusses the concept of al-falah in counteracting capitalism in the economic system. This study uses a Qualitative-Descriptive approach method with techniques through literature analysis involving a review of various sources. The results of the study indicate that al-falah can make the economy free from the spirit of capitalism that only benefits certain parties. Therefore, the concept of al-falah, and capitalism which is an obstacle to Islamic economics, is still an interesting discussion to study. Capitalism is an economic system based on the principle of individual freedom to carry out economic activities. This system has provided many benefits to society, but also has a number of weaknesses, such as economic inequality, exploitation of resources, and financial crises. Al-falah is a concept of welfare in Islam that includes material and spiritual welfare. This concept offers solutions to a number of weaknesses of capitalism. By prioritizing moral values ​​and justice, al-falah can realize equitable and sustainable welfare. And is able to deliver a fair Islamic economy in the socio-economic field, so that it becomes a solution to the failure of the Capitalist economy.
PERILAKU MAHASISWA DALAM MENENTUKAN PRODUK SYARIAH (Studi Pada Mahasiswa Ekonomi Syariah) Luayyin, Reza Hilmy; Muhammad Nabat Ardli; Ahmad Syaifuddin Romli
JSE: Jurnal Sharia Economica Vol. 3 No. 2 (2024): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i2.1625

Abstract

This study aims to analyze student behavior in determining sharia products using the Network Process (ANP) Analysis approach. The subject of the study was 73 Sharia Economics students who were respondents in this study. A qualitative descriptive approach is used to understand factors that affect student preferences, such as religiosity, knowledge, economic benefits, social environment, and constraints. Data were obtained through questionnaires that were analyzed using paired comparison matrices, normalization, and consistency calculations. The results of the study show that consumer behavior refers to the way individuals or groups make decisions to buy, use, and dispose of goods or services. It covers various aspects that influence purchasing decisions, such as: a). Decision Making Process b) Factors influencing c) Market Segmentation d) Trends and Changes. The results showed that religiosity had the highest priority weight (50.28%), followed by knowledge (26.02%), economic benefits (13.43%), social environment (6.78%), and constraints (3.48%). This shows that the aspect of religiosity is the main factor that affects students' preferences in choosing sharia products, while knowledge plays an important role in improving sharia financial literacy. The consistency of the data obtained was tested using the Consistency Ratio (CR), which yielded a value of 0.0835, indicating that the comparison data was consistent.
UMER CHAPRA'S ISLAMIC ECONOMIC PHILOSOPHY AND RELEVANCE WITH FINANCIAL TECHNOLOGY rifqi khairul anam
JSE: Jurnal Sharia Economica Vol. 3 No. 2 (2024): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i2.1649

Abstract

This research explores the intersection of artificial intelligence in financial technology and Umer Chapra's Islamic economic philosophy, focusing on ethical implications. Through a qualitative descriptive approach and comprehensive literature review, the study analyzes how AI-powered financial systems can be designed and implemented to uphold the Maqasid al-Shariah, emphasizing justice, equity, social responsibility, and fulfillment of human needs. Findings suggest that AI has the potential to enhance financial decision-making, promote ethical conduct, and address social issues like poverty and unemployment, aligning with Chapra's principles by improving credit assessments, fraud detection, and personalized financial advice. The study concludes that integrating AI in Fintech with the Maqasid offers an opportunity for greater economic stability and social responsibility by prioritizing the preservation of religion, life, intellect, lineage, and property, while acknowledging the need for robust governance frameworks to mitigate potential ethical challenges and ensure responsible AI development.

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