cover
Contact Name
Evi Gravitiani
Contact Email
evigravitiani_fe@staff.uns.ac.id
Phone
+6288989834046
Journal Mail Official
jaedc@mail.uns.ac.id
Editorial Address
Master of Economics and Development Studies Faculty of Economics and Business, Universitas Sebelas Maret Jl Ir. Sutami 36A Kentingan Surakarta 57126 Central Java Province, Indonesia
Location
Kota surakarta,
Jawa tengah
INDONESIA
Journal of Applied Economics in Developing Countries
ISSN : 23546417     EISSN : 26857448     DOI : https://doi.org/10.20961/jaedc
Core Subject : Economy,
FOCUS This journal focused on economics, business, and management in developing countries studies and presents developments through the publication of articles and research reports. SCOPE The Journal of Applied Economics in Developing Countries (JAEDC) specializes on Economics, Business, and Management in developing countries, and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. The focus and scope of the Journal of Applied Economics in Developing Countries include: 1. Development Economics 2. Fiscal policy 3. Monetary economics 4. Public policy 5. Regional economics development 6. Institutional economics 7. Poverty and inequality 8. International economics 9. Financial economics 10. Digital economics 11. Circular and Environmental Economics 12. Health Economics 13. Industrial Economics 14. Labor Economics
Articles 102 Documents
BUSINESS SUCCESS EVALUATION MODEL FOR MSMES: PERFORMANCE AND STRATEGY Meylin Rahmawati; Retno Dwi Arini; Sulistya Rini Pratiwi; Kartini Kartini; Rizky Agusriyanti Irna
Journal of Applied Economics in Developing Countries Vol 10, No 1 (2025): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jaedc.v10i1.100167

Abstract

The development and growth of Micro, Small, and Medium Enterprises (MSMEs) serve as one of the driving forces of economic growth. The success or failure of an MSME is determined by performance measurement. This study assesses UMKM Amplang Tari's performance using the Balanced Scorecard, focusing on financial, customer, internal business processes, and growth and learning perspectives. The analysis results indicate good cost efficiency, with a Gross Profit Margin of 66% and a Net Profit Margin of 50%, although the Return on Investment (48%) still has room for improvement. A high customer complaint rate (80%) and low customer retention (57%) highlight the need for service improvements. Operationally, high product quality (97%) and on-time delivery (100%) are strengths, but program implementation (67%) requires enhancement. Employee training investment is relatively good (80%), but its impact on innovation needs to be ensured. Recommended improvements include investment optimization, service quality enhancement, strengthening marketing strategies, and product innovation. By implementing these strategies, MSMEs can improve efficiency, customer satisfaction, and competitiveness in the market.
THE EFFECT OF CAPITAL RATIOS, CREDIT RISK, AND INFLATION ON LIQUIDITY IN INDONESIAN ISLAMIC COMMERCIAL BANKS Alda Fildza Amima; Rais Sani Muharrami
Journal of Applied Economics in Developing Countries Vol 10, No 1 (2025): Journal of Applied Economics in Developing Countries
Publisher : MESP–FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jaedc.v10i1.99447

Abstract

This study explores the effect of Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and inflation on liquidity of Islamic commercial banks in Indonesia. The results of the analysis show that NPF has a significant impact on liquidity, while CAR and inflation show no significant effect. This finding implies that effective credit risk management is essential for Islamic banks to maintain liquidity.  Therefore, Islamic banks should tighten the analysis of financing eligibility and conduct stricter monitoring of the financing portfolio to minimize NPF. Although CAR is important for assessing capital health, an increase in CAR does not directly improve liquidity, which suggests that Islamic banks should focus on cash flow management and asset quality. Since Islamic banks do not rely on interest rates, inflation does not have a direct impact on liquidity. In this context, recommended policies include improving staff training in risk analysis and developing strategies to diversify financing portfolios to reduce reliance on one market segment that may be more prone to risk. Thus, the main focus for Islamic banks is to strengthen credit risk management and improve risk analysis capabilities to ensure liquidity stability in the face of volatile economic challenges.

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