IIJSE
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
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<![CDATA[The Effect of Elections on Capital Expenditure and Social Assistance Expenditure ]]>
<![CDATA[Yenie Eva Damayanti]]>;
<![CDATA[Ahmad Karim]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Universitas KH. Abdul Chalim Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.7357
<![CDATA[The purpose of this study was to determine the differences in the allocation of capital expenditures and social assistance expenditures before and during the election of regional heads. This study uses the Wilcoxon test as a non-parametric test. The results showed that the proportion of capital expenditure and social assistance expenditure during the election was not greater than the proportion of capital expenditure and social assistance expenditure before the election. However, the proportion of capital expenditure during the election was not different from before the election.]]>
<![CDATA[Policy Strategy of Rural Agribusiness Development Program for Agricultural Sharia Micro Economic Development ]]>
<![CDATA[Ariani, Zaenafi]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1151
<![CDATA[This research was conducted in the Combined Farmer Group (Gapoktan) West Sumbawa Regency. A common problem for farmers, not having good access to financing institutions, making it difficult to obtain credit or financing of agricultural businesses, such as people's business credit (KUR) from banks. This research is important to know the policy strategy of rural agribusiness development programs in the region, as well as the obstacles faced. The qualitative descriptive method aims to describe, summarize various conditions, situations, or phenomena of the social reality of the society that become the object of research, and try to draw that reality to the surface as a characteristic, character, nature, model, sign or description of a particular condition, situation, or phenomenon. The results showed that the policy strategy of rural agribusiness development program in the development of agricultural-based sharia microeconomics in West Sumbawa Regency was carried out to support the success of agricultural development. The government through the Minister of Agriculture of the Republic of Indonesia provided Direct Assistance to the Rural Agribusiness Development Community (BLM-PUAP) which was rolled out to the Combined Farmer Groups (Gapoktan) in each village.]]>
<![CDATA[Analysis of the Concept of Bill Discounting in Sharia Banking (DSN-MUI Fatwa Study No. 58/DSN-MUI/V/2007) ]]>
<![CDATA[Sahlan, Sahlan]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1279
<![CDATA[This research examines the analysis of the DSN-MUI fatwa No. 58 / DSN-MUI / V/ 2007 concerning Hiwālah practice which is currently being applied in Islamic Financial Institutions. Bill discounting is a contract for providing services to a Sharia (Islamic) Bank in the form of takeover of customer debt by the Bank. Bill discounting is not intended to seek profit, but to facilitate the implementation of financing because Bill Discounting includes multi-service financing. The main objective of DSN-MUI in implementing the contract is to maintain the common good. Thus allowing for quick and simultaneous debt settlement. In this article, the main problem is how the concept of bill discounting in Islamic Banking according to the DSN fatwa No. 58 / DSN-MUI / V / 2007. The research method used is library research with the uṣūlī approach. The conclusion of this study is that one of the principles of DSN is hifż al-māl (safeguarding assets) with financial institutions obliged to safeguard (amānah) customers' funds as well as possible.]]>
<![CDATA[Business Communication in Developing the Halal Tourism Industry ]]>
<![CDATA[Kunaifi, Aang]]>;
<![CDATA[Syam, Nur]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1305
<![CDATA[Communication is part of marketing activities, to introduce a business to the public. Through good communication, it is hoped that the company will get people's attention to take advantage of services or consume a product. The better the communication, the more maximum public attention and interest in the services or products offered. This paper aims to determine the effectiveness of business communication in developing halal tourism. This article was written by analyzing information from primary sources, namely tourism managers, community leaders, and Ulama councils that were directly related to the case of the unilateral closure of a tourist destination and the phenomenon of the development of the tourism industry in Pamekasan. The results of this study indicate that there is ineffective communication between managers and community leaders, in the form of errors in identifying parties who have real influence. Acceptance of public figures or leaders through effective business communication ensures the smooth development of halal tourism because the community will support it as a form of resignation to community leaders.]]>
<![CDATA[Contextualization of Maslahah Jasser Auda’s Thought in Islamic Economy ]]>
<![CDATA[Fageh, Achmad]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1344
<![CDATA[The Division of Maslahah can be deduced into five kinds, namely; (1) based on the purpose of the day/Time, (2) based on the level of necessity, (3) based on its coverage (range), (4) based on the presence or absence of changes and (5) based on the presence or absence of the Shariah in the assignment. Maslahah based on the purpose of his day divided into two levels, namely; Maslahah the world and the Hereafter." Maslahah the world is the obligation or rule of Shara ' related to the laws of Muamalah instead (social and economic interactions). While Maslahah Hereafter is the obligation or restriction of Shara' about the rules of Aqidah (Tauhid) and Worship. Yasser Auda divided the Maslahah on the aspect of the need into three categories: (a) Maslahah al-Dlaruriyyah (primary benefit), (b) Maslahah al-Hajiyyah (secondary benefit) and (c) Maslahah al-Tahsiniyyah (benefit Tertiary). The concept of Maqasid offered by Auda is identical with Maslahah and the view of the Ulama about Maslahah and all type. Jasser Auda defines maqāṣīd in four meanings, first, the wisdom behind a law. Second, a good end goal that the Law was trying to achieve. Third, the divine purpose group and the moral concept are the basis of Law. Fourth, maṣālih. In the maqāṣīd idea offered by Auda, values and humanitarian principles are the most important. Auda also tried to reconstruct the old maqāṣīd concept, which is protection and preservation in the direction of the maqāṣīd theory, which refers to development and rights. The implications of the application of maqāṣid al-sharī’ah. Using the maṣlaḥah instrument in the context of the Islamic economy in Indonesia are used to fulfil the needs of sharia policies in the economic sector which do not only revolve around Islamic banking matters.]]>
<![CDATA[Sharia Investment Literation by Sharia Insurance Agents on Unit-Linked Products ]]>
<![CDATA[Syarifudin, Syarifudin]]>;
<![CDATA[Sidarta, Alphasyah Lazuardy]]>;
<![CDATA[Firdiansyah, Fitra Azkiya]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1377
<![CDATA[The growth of the Islamic insurance industry in this country can be seen from the increase in existing assets and players. However, the low level of literacy related to sharia insurance as well as how to invest in unit-linked sharia insurance products makes some people hesitant about sharia insurance. Certified sharia insurance agents are at the forefront of providing investment literacy in sharia insurance products to customers since they have been given full trust to manage their assets so that customers get protection and benefits. How the sharia insurance agent at PT. Asuransi Jiwa Generali Indonesia understands Islamic investment will be discussed in depth using a descriptive qualitative method and triangulation techniques in managing the interview results. This study reveals that certain agents also lack product awareness and investment literacy. So that it can be a reference for insurance agent trainers in optimizing training for agents, both directly and through applications, to provide more understanding and make it easier for Generali insurance agents to provide information on unit-linked products to their customers, especially in terms of sharia investment.]]>
<![CDATA[The Influence of Religiousity and Income on Zakat Awareness and Interest in Paying Zakat ]]>
<![CDATA[Adilla, Nur]]>;
<![CDATA[Nasution, Yenni Samri Julianti]]>;
<![CDATA[Sugianto, Sugianto]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1387
<![CDATA[Zakat given to mustahiq will play a role as a supporter of their economic improvement if it is consumed in productive activities. The utilization of productive zakat has a concept of careful planning and implementation, such as examining the causes of poverty, lack of working capital, and lack of employment opportunities. Therefore, zakat has a very strategic role in poverty alleviation efforts or economic development. This study is a descriptive quantitative study that examines the independent, dependent, and intervening variables related to the influence of religiousity and income on interest in paying directly and indirectly through zakat awareness of zakat. Located at LAZ Nurul Hayat Medan using as many as 100 mustahiq. The results of the research show that the variables of religiousity and income affect the interest in paying zakat directly or indirectly through zakat awareness at LAZ Nurul Hayat Medan.]]>
<![CDATA[Halalan Toyyiban: Theory and Implementation of Food Products Consumers ]]>
<![CDATA[Dewi, Novi Yanti Sandra]]>;
<![CDATA[Agustina, Ahadiah]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1425
<![CDATA[For a Muslim consuming food is not only good taste, but also must meet the criteria of halalan thayyiban. Halal food is not necessarily thayyiban, because halal food at the time of processing may be given additional ingredients that are not halal. Consumers of food products should have spiritual awarenes (spiritual awareness) related to food products that they consume, especially Muslim consumers. Consuming halal food thayyiban is an order from Allah SWT, where this halal food product thayyiban has several characteristics that the food is classified as halal food, contains adequate nutrition and balanced, proportional, and safe. The purpose of this study is to examine more deeply about the theory of halalan thayyiban and the implementation of consumers of food products against the theory of halalan thayyiban, with the method used is qualitative method.]]>
<![CDATA[Implementation of Sharia Economy as a Model of Community Empowerment Mosque-Based ]]>
<![CDATA[Wahab, Abdul]]>;
<![CDATA[Arsyad, Sulaiman]]>;
<![CDATA[Syahrani, Risma]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1426
<![CDATA[The mosque has a very strategic function in the Islamic community both as a place of worship and a media center for holistic development of people. This study describes the function of the mosque as the center of community empowerment activities and the factors that influence it in it. The research method uses qualitative descriptive methods through interviews, field notes, and documentation. The research site is Masjid at-Taqwa Harapan Permai Telagawaru Housing West Lombok. The results showed that Masjid Raya At- Taqwa Housing Harapan Permai Telagawaru West Lombok, represents a mosque that is able to revive the spirit of community empowerment movement in the field of religious spiritual, economic, educational, social, and cultural arts development. The success of mosque-based community empowerment activities in at-Taqwa Mosque is supported by adequate human resources depicted in the organizational structure of the ideal mosque management council and supported by effective communication capabilities of the da'i. This study recommends the importance of professionalism in the management of mosques and the importance of managing effective communication with both congregations and other stakeholders. This research enriches the study of the development of Islamic society, especially in the empowerment of mosque-based communities.]]>
<![CDATA[Cash Waqf Linked Sukuk: Potential and Challenges ]]>
<![CDATA[Sasongko, Fusthathul Nur]]>;
<![CDATA[Widi Astuti, Tika]]>;
<![CDATA[Muttaqin, Muhammad Syaukin]]>
<![CDATA[ Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics ]]>
Publisher : <![CDATA[Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto ]]>
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DOI: 10.31538/iijse.v4i1.1441
<![CDATA[Waqf as an instrument of Islamic economics in the modern era as it is today. Indonesia with the most Muslims in the world has a very large potential for waqf, with a nominal potential of approximately Rp. 2,000 Trillion and it would be a shame if that great potential could not be optimized as well as possible. Then CWLS is expected as an alternative instrument for optimizing the potential of waqf and examining the obstacles that will be faced . The purpose of this research is Cash Waqf Linked Sukuk as an instrument for optimizing the potential of waqf in Indonesia. CWLS is a productive cash waqf which is expected to improve the national economy. The research method used is library research where by reviewing all articles, books, and writings of experts to strengthen CWLS, you can maximize the potential of waqf in Indonesia. The results obtained are that CWLS is able to be an alternative for optimizing the potential of waqf, then the obstacles faced are the level of literacy as community insight in doing waqf and the level of religiosity of the community in doing waqf.]]>
