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Multifinance
Published by PT Altin Riset Publishing
ISSN : -     EISSN : 30248175     DOI : https://doi.org/10.61397/mfc.v1i2
Core Subject : Economy,
Economics, Econometrics & Finance
The Journal of Multifinance: Journal of Economics, Management and Banking is a journal that serves as a medium for studying various phenomena or issues as well as research findings related to Economics, Management, and Business in a broad sense. The journal aims to provide a platform for sharing research results and scientific thoughts related to key issues in this field. The journal covers, but is not limited to, the following fields of study: Public Investment Public Procurement Islamic Economics/Shariah Economics Islamic Investment Behavioral Investment Taxation Capital Markets and Investment Management for Banking and Insurance Management for SMEs Information Management Systems Investment and Governance of Information Technology Macroeconomics Microeconomics Regional Economy Public Sector Management Banking Format and Research Methods The journal accepts research and scientific writing using quantitative, qualitative, or a combination of both methods. Literature reviews, case studies, and papers that combine theory and practice in the mentioned fields are also welcomed. Journal Objectives The objectives of this journal are to encourage high-quality research and scientific thinking in the fields of Economics, Management, and Business, as well as to facilitate the exchange of ideas and research findings among academics, researchers, and practitioners. The journal also aims to strengthen the academic and practical contributions and influence in the studied field. Target Readership The journal is intended for academics, researchers, practitioners, and students who are interested and engaged in the fields of Public Investment, Public Procurement, Islamic Economics/Shariah Economics, Islamic Investment, Behavioral Investment, Taxation, Capital Markets and Investment, Management for Banking and Insurance, Management for SMEs, Information Management Systems, Investment and Governance of Information Technology, Macroeconomics, Microeconomics, Regional Economy, and the Public Sector. Review Process The journal follows a rigorous review process for each submitted article. At least two unbiased and professional reviewers in the respective field will review each article. The final decision to accept or reject an article will be made by the journal editor based on the recommendations of the reviewers
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 15 Documents
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Search results for , issue "Vol. 2 No. 2 (2024): Multifinance" : 15 Documents clear
THE EFFECT OF MARKETING STRATEGY AND PROMOTION ON SALES VOLUME, AT TOYOTA AUTO TIMOR-LESTE COMPANY Guterres, Alexandre de sousa; Freitas , Joao da Costa
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.215

Abstract

This study aims to analyze the effect of marketing and promotion strategies on sales volume at Toyota Auto Timor-Leste. This study used quantitative and qualitative approaches, with a descriptive and analytical design. The research sample consisted of 100 customers who had made a purchase in the last 12 months and 10 company managers, who were purposively selected. Data were collected through questionnaires and in-depth interviews and then analyzed using descriptive statistical methods and linear regression to test the relationship between variables. The results show that there is a significant influence between marketing strategies, which include product, price, place, and promotion, on increasing sales volume. In addition, effective promotions through advertisements and special offers are proven to increase consumer appeal. This research provides important insights for the management of Toyota Auto Timor-Leste in formulating better marketing strategies to increase sales in a competitive market. Thus, this research contributes to the understanding of marketing dynamics in the automotive industry in Timor-Leste.
THE EFFECTS OF OIL PRICE SHOCK AND EXCHANGE RATE ON GROSS DOMESTIC PRODUCT: EVIDENCE FROM LIBYA Kraim, Mahmoud
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.234

Abstract

Many studies have investigated the relationship between oil price shock, exchange rate, and gross domestic product (GDP). This paper examines the effects of an oil price shock and the exchange rate on the GDP in the case of Libya. In this context, we applied the Johansen VAR-based cointegration technique to examine the sensitivity of GDP to the oil prices and exchange rate in the long run. In short-run relationships, we have used the vector error correction estimates (VECM) test through time-series data that included the period between 1990 and 2019. The main finding is that the oil price and exchange rate are important influences on the GDP of Libya. This study has proved that oil prices positively affected the Libyan economy, while we found that the exchange rate harms Libyan GDP.
THE ROLE OF CREATIVE ECONOMY IN COMMUNITY ECONOMIC EMPOWERMENT IN PAKU VILLAGE, KAYUAGUNG SUB-DISTRICT, OKU DISTRICT : EMA MULYADI KEMPLANG CRACKER BUSINESS Wulandari, Vegi; Suryati, Suryati; Fitri, Hartika Utami
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.251

Abstract

This research aims to understand the role of the creative economy in empowering the community economy in the Paku sub-district, Kayuagung sub-district, Ogan Komering Ilir district. This research uses the empowerment theory approach according to Gunawan Sumodiningrat in looking at the success of community empowerment in fulfilling their lives. This research is qualitative, research using descriptive methods. Data collection was carried out using observation, interview, and documentation techniques, utilizing primary and secondary data sources, using a population of 4 employees plus one business owner as informants for Ema Mulyadi's kemplang cracker business. The results of this research show the role of the creative economy in empowering the community's economy in the kemplang cracker business, that the creative economy plays a very important role in economic growth in the community, with the existence of this creative economy, the community can take advantage of skills, ideas, and creativity to get opportunities to improve the economy. Based on the results of research on the role of the creative economy in economic empowerment, the Ema Mulyadi kemplang cracker business in the Paku sub-district can provide a role in the presence of job vacancies that do not look at the age of employees, improving the economy. In this economic improvement, business owners also often provide necessities and extra money when there are celebrations for big holidays, reducing poor people from this kemplang cracker business which employs 15 employees can reduce poor people in the Paku sub-district.
BEHAVIORAL FINANCE: THE IMPACT OF HERDING BEHAVIOR ON INVESTMENT DECISIONS: The Case Of Companies Listed In The Lq-45 Index In The Indonesian Stock Exchange (BEI) For The Period 2018-2020 Khalingga, Muhammad Ariq; Galih, Wening; Risnanto, Slamet; Abimanyu, Ketut
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.253

Abstract

The purpose of this study is to describe and analyze the effect of herding behavior on investment decisions in companies included in the LQ-45 index of the Indonesia Stock Exchange (IDX) for the period 2018-2022 Research method will use descriptive verification method. To test the hypothesis to determine the influence or causal relationship of the hypothesis that has been proposed. In this study, the verification method is used to determine how much influence herding behavior has on investment decisions.  Findings show the results of hypothesis testing that, the independent variable herding behavior has a positive and significant effect on investment decisions, which means that with the panic of investors over the unclear sources of information and market conditions that will affect portfolio performance or can be said to be informational cascades conditions cause the loss of objectivity of an investor and lead to an irrational attitude so that investment decisions are made by following signals and information owned by other investors who are considered high skilled to be used as a reference for portfolio performance.  Value, according to the test results that have been carried out, the herding behavior variable results in a coefficient value of 1.61 with a significance level of 0.0198 <0.05, and the test results for the Coefficient of Determination in this study, show an RSquare value of 0.081119, meaning that 8.1% of the dependent variable Investment Decision can be explained by the independent variable, namely Herding Behavior. For 91.9% can be explained by other factors outside of Herding Behavior.
COMPANY FINANCIAL PERFORMANCE RATIOS: THE INFLUENCES OF THE STRUCTURE OF ASSETS, CASH HOLDING, FIRM SIZE AND INSTITUTIONAL HOLDINGS ON DEBT POLICY Ratnawati, Aryanti; Putri, Cikal Ananda; Lusiana, Senny; Gunawan, Gunawan; Khalingga, Muhammad Ariq
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.254

Abstract

The purpose of this study was to test and analyze the influence of asset structure, cash holding, firm size and institutional ownership on the debt policy of food and beverage industry sub-sector companies on the IDX 2018-2021.  Research method, the type of approach in this research is a Quantitative Approach. The sample of this study was obtained using the Purposive Sampling Method, obtained as many as 19 companies in the Food and Beverage Industry Sub-Sector companies listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 Period. The analysis method used is Panel Data Regression Analysis. The results showed that partially Asset Structure has a significant positive effect on debt policy, Cash Holding hurts debt policy, Company Size has no significant positive effect on policy, Institutional Ownership has a significant positive effect on debt policy, simultaneously Asset Structure, Cash Holding, Company Size and Institutional Ownership have a significant positive effect on Debt Policy. Value, Asset Structure, Cash Holding and Institutional Ownership affect debt policy with a significance level <0.05 while company size has a significance level> 0.05, meaning that company size has no positive effect on debt policy.
CUSTOMER LOYALTY: THE INFLUENCE OF PRICES AND PROMOTIONS ON CUSTOMER LOYALTY : CASE STUDY AT MINIMARKET IN BANDUNG Putra, Wahyu Pramana Arya; Fransiska, Friza Viola; Lilyana , Fitria; Hersusetiyati, Hersusetiyati; Lusiana, Senny
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.256

Abstract

Indomaret customers in Bandung tend to compare prices at one minimarket with another, especially if the minimarkets are close. The price of goods in minimarkets is a fixed price that cannot be negotiated by customers. Customers tend to see product promotions in the form of discounts or price discounts as well as other promotions such as bundling packages when they want to make a purchase. This research was conducted to describe and analyze prices, promotions, and customer loyalty, as well as measuring the influence of prices and promotions on customer loyalty at Indomaret in Bandung. The method used in this research is descriptive and verification analysis method. The population in this research is Indomaret in Bandung customers. The analytical method used in this research is multiple linear analysis. Finding, based on partial research results, prices have a positive and significant effect on customer loyalty, and promotions have a positive and significant effect on customer loyalty. Simultaneously, price and promotion positively and significantly affect Indomaret customer loyalty in Bandung.
FUNDAMENTAL AND TECHNICAL ANALYSIS AND EXTERNAL FACTORS ON FINANCIAL PERFORMANCE MODERATED BY DIVIDEND POLICY Susanto, Bambang; Dwijayanty, Rima; Ratnawati, Aryanti
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.258

Abstract

Financial performance proxied by price to book value (PBV) will be greatly influenced by technical and fundamental factors as well as external factors. Technically for listed or public companies, it will be greatly influenced by the volume and frequency of transactions in the secondary market, while fundamentally it will be influenced by asset growth and the level of balance between the company's debt to equity ratio. External factors from the exchange rate and the Fed's interest rate will bring pressure on financial performance, especially if the exchange rate weakens and the Fed's interest rate rises, of course, financial performance will be affected by the increasingly high cost of capital. In this study, the dividend policy variable is included as a moderating variable to produce more comprehensive research outputs.
INTERNAL AND EXTERNAL FACTORS ON STOCK RETURNS: EVIDENCE FROM THE INDONESIA STOCK EXCHANGE Tahmat, Tahmat; Melindyana , Imelda
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.259

Abstract

This study aims to determine the macroeconomic effect as measured by inflation, interest rates, world oil, exchange rate, and company financial performance as measured by the debt-to-equity ratio, debt-to-asset ratio, return on equity, and earnings per share on return in the LQ45 stock group on the Indonesia Stock Exchange for the period 2011–2022. The population in this study was 45; based on the purposive sampling technique, we obtained a sample of 15 companies. This type of research is quantitative with secondary data; the method used is panel data regression analysis using the Common Effect Model approach. The results of the F test found that inflation, interest rates, world oil, exchange rate, debt-to-equity ratio, debt-to-asset ratio, return on equity, and earnings per share simultaneously have a significant effect on stock returns. Based on the t-test, it was found in the study that inflation has a negative and significant effect on stock returns, the exchange rate has a negative and significant effect on stock returns, the debt-to ratio has a positive and significant effect on stock returns, and interest rates, such as world oil, debt-to-asset ratio, return on equity, and earnings per share, do not affect stock returns.
IMPAIRED LOAN: MUDHARABAH AND MUSYARAKAH FINANCING RISK ON RETURN ON EQUITY AT ISLAMIC COMMERCIAL BANKS FOR THE PERIOD 2014-2020 Muhammad, Farrel Febrian; Noerzaeny, Ihsan; Dwijayanti , Rima; Perdana, Rangga Satria; Lusiana, Senny
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.260

Abstract

The purpose of this study is to determine the effect of Mudharabah and Musyarakah Financing Risks on Return on Equity at Islamic Commercial Banks for the 2014-2020 period. Research method Data analysis uses correlation and determination coefficient analysis and partial and simultaneous hypothesis testing. This research is categorized into descriptive and verification research. The data used in this study are secondary. Panel data testing which includes CEM, FEM, REM, Chow Test, Hausman Test, LM Test, Classical assumption tests includes Normality Test, Multicollinearity, Heteroscedasticity, and autocorrelation. Findings Based on the results of the research conducted, the result is that NPF Mudharabah partially affects Return On Equity. The value seen from the t-count is smaller than the t-table, namely - 2.552355 < -1.895 with a significance level of 0.0134 which is smaller than 0.05. NPF Musyarakah partially does not affect Return On Equity, as seen from the t-count which is smaller than the t-table, namely 1.082097 < -1.895 with a significance level of 0.2837 which is greater than 0.05. Simultaneously NPF Mudharabah and NPF Musyarakah affect Return On Equity. Judging from the probability, namely 0.0000, it is smaller than the alpha value (0.05) and the F-count is greater than the F-table, namely 8.350840> 4.74.
CORRELATION OF PRICE AND PRESTIGE VALUE ON THE PURCHASE OF GOLD JEWELRY IN REJANG LEBONG DISTRICT DURING THE FASTING MONTH Pefriyadi, Pefriyadi; Nur, Ardiles
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.261

Abstract

This study aims to understand the factors influencing consumer purchasing decisions, specifically in the context of buying gold jewelry during Ramadan in the Rejang Lebong Regency. Ramadan often serves as a significant time for purchasing gold jewelry as a religious, cultural symbol, and investment. The study investigates the relationship between price and prestige value in the purchase decisions of gold jewelry. Data was collected through questionnaires distributed to 100 consumers who bought gold jewelry during Ramadan 2024 using a purposive sampling method. Additionally, structured interviews were conducted to gain deeper insights. Data analysis was performed using simple linear regression to test the relationship between price and prestige value on purchase decisions. The results indicate a significant relationship between price and prestige value with consumer purchase decisions. This suggests that price and prestige value directly influence consumer purchase decisions during Ramadan in Rejang Lebong. These findings are consistent with economic theories stating that price and prestige value are important factors in decision-making. The implications of these results highlight the importance of marketing strategies that consider these factors to attract consumers.

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