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Multifinance
Published by PT Altin Riset Publishing
ISSN : -     EISSN : 30248175     DOI : https://doi.org/10.61397/mfc.v1i2
Core Subject : Economy,
Economics, Econometrics & Finance
The Journal of Multifinance: Journal of Economics, Management and Banking is a journal that serves as a medium for studying various phenomena or issues as well as research findings related to Economics, Management, and Business in a broad sense. The journal aims to provide a platform for sharing research results and scientific thoughts related to key issues in this field. The journal covers, but is not limited to, the following fields of study: Public Investment Public Procurement Islamic Economics/Shariah Economics Islamic Investment Behavioral Investment Taxation Capital Markets and Investment Management for Banking and Insurance Management for SMEs Information Management Systems Investment and Governance of Information Technology Macroeconomics Microeconomics Regional Economy Public Sector Management Banking Format and Research Methods The journal accepts research and scientific writing using quantitative, qualitative, or a combination of both methods. Literature reviews, case studies, and papers that combine theory and practice in the mentioned fields are also welcomed. Journal Objectives The objectives of this journal are to encourage high-quality research and scientific thinking in the fields of Economics, Management, and Business, as well as to facilitate the exchange of ideas and research findings among academics, researchers, and practitioners. The journal also aims to strengthen the academic and practical contributions and influence in the studied field. Target Readership The journal is intended for academics, researchers, practitioners, and students who are interested and engaged in the fields of Public Investment, Public Procurement, Islamic Economics/Shariah Economics, Islamic Investment, Behavioral Investment, Taxation, Capital Markets and Investment, Management for Banking and Insurance, Management for SMEs, Information Management Systems, Investment and Governance of Information Technology, Macroeconomics, Microeconomics, Regional Economy, and the Public Sector. Review Process The journal follows a rigorous review process for each submitted article. At least two unbiased and professional reviewers in the respective field will review each article. The final decision to accept or reject an article will be made by the journal editor based on the recommendations of the reviewers
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 15 Documents
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Search results for , issue "Vol. 2 No. 2 (2024): Multifinance" : 15 Documents clear
ANALYSIS OF HUMAN RESOURCE LIMITATIONS ON TEACHERS MADRASAH TSANAWIYAH AL-FURQON BANDUNG Fitria, Ida Jalilah; Rifan, Mochamad
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.282

Abstract

This study aims to explore the impact of limited human resources (HR) on the quality of teaching and learning at Madrasah Tsanawiyah Al-Furqon through interviews with two teachers. The results indicate that the insufficient number of teaching staff increases the workload of teachers, requiring them to handle excessive administrative tasks and teach subjects outside their specialization. This condition negatively impacts the quality of education, as teachers struggle to provide adequate attention to each student, especially those requiring more intensive guidance. The HR limitations also hinder students' academic and non-academic achievements, as well as the implementation of development programs such as extracurricular activities. Although teachers have attempted to address these challenges by utilizing interactive and project-based learning methods, support from school management in the form of additional teacher recruitment, training, and educational technology is still needed to effectively meet teaching needs and maintain teacher well-being. This study underscores the importance of greater attention to HR management in educational settings to ensure optimal and sustainable learning processes.
BUSINESS PLAN DEVELOPMENT FOR E-COMMERCE PLATFORMS WWW.ADVENTURESTOCK.COM Sembiring, Raja Agus Lukasta; Pefriyadi, Pefriyadi; Sembiring, Yasinta Aprilia
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.284

Abstract

The e-commerce platform business is experiencing rapid growth along with the development of the information technology era. With the increase in the number of middle-class people in Indonesia who use smartphones and access the internet for online shopping purposes. Data from the Ministry of Tourism of the Republic of Indonesia states that there is an increase in the number of domestic tourists. The trend of the younger generation who like outdoor activities such as traveling and adventuring. All of these opportunities were realized by the author into a business plan for the e-commerce platform www.Adventure-Stock.com. The business plan aims to produce an e-commerce platform www.Adventure-Stock.com. The method used in the formulation of this business plan is to use the e-commerce platform business observation method and outdoor activity equipment product stores. The focus group method aims to understand the needs, and desires, and obtain suggestions about the e-commerce platform. Suggestions from FGD participants are used to improve the e-commerce platform www.Adventure-Stock.com. The result of the business plan is an e-commerce platform www.Adventure-Stock.com that sells traveling and adventuring equipment products.
BUSINESS MODEL ANALYSIS STUDY OF ADVENTURESTOCK.COM : VALUE-BASED APPROACH IN E-COMMERCE Sembiring, Raja Agus Lukasta; Sembiring, Yasinta Aprilia
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.297

Abstract

This research aims to analyze the AdventureStock.com business model with a value-based approach in e-commerce, specifically in the value proposition, community involvement, sustainability, differentiation strategy, and customer satisfaction. This research uses a descriptive qualitative method with data collection techniques in the form of in-depth interviews, direct observation, and document analysis related to the AdventureStock.com platform. The data was analyzed using a thematic approach based on Prahalad and Ramaswamy's value co-creation theory and Osterwalder and Pigneur's business model elements. The results showed that AdventureStock.com has a unique value proposition by integrating the values of sustainability, community, and personal experience. The active involvement of the community in the value co-creation process increases product relevance and customer loyalty. The principle of environmental sustainability is applied as part of the core value, thus attracting customers who care about the environment. An effective differentiation strategy enables AdventureStock.com to occupy a niche market that many competitors have not yet touched. In addition, the focus on service personalization contributed significantly to customer satisfaction and built stronger long-term relationships with the user community. This study concludes that a value-based approach in e-commerce can create a competitive advantage and sustainable customer loyalty. These results are expected to serve as a reference for other e-commerce businesses in designing relevant and effective value-based strategies.
THE EFFECTS OF FOREIGN EXCHANGE RATES, STOCK MARKET PERFORMANCE, AND FINANCIAL PERFORMANCE ON STOCK RETURNS, PT BANK RAKYAT INDONESIA, TBK (2014-2023) Musafa, Musafa
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.303

Abstract

The research aims to provide insights into the factors driving the variability in the bank's stock returns, utilizing quantitative regression analysis as the primary methodological approach. The background of the study underscores the significance of understanding the diverse factors affecting stock market dynamics, particularly in the context of a prominent Indonesian bank. Financial news sources and historical data from reputable sources like Reuters and Bloomberg were utilized to gather metrics and historical trends relevant to the study. The study also incorporates qualitative insights from industry experts and analysis of business financial records to supplement the quantitative analysis. Results indicate that the variables examined foreign exchange rates, stock market performance, and financial metrics do not significantly explain the variations in PT Bank Rakyat Indonesia, Tbk's stock returns during the study period. The regression analysis reveals low R-squared and adjusted R-squared values, alongside non-significant coefficients for each independent variable. These findings suggest that other factors beyond those considered in this study likely exert a more substantial influence on the bank's stock performance. In conclusion, while the study contributes valuable insights into the specific factors influencing PT Bank Rakyat Indonesia Tbk's stock returns, it also highlights the complexities and limitations inherent in relying solely on traditional financial metrics for predictive purposes. Future research could benefit from exploring additional variables and employing more sophisticated methodologies to enhance understanding and predictive accuracy in stock market analysis.
THE ROLE OF DESIGN THINKING IN ARTIFICIAL INTELLIGENCE DISRUPTION: A SYSTEMATIC LITERATURE REVIEW Havidotinnisa, Siti; Afini , Firli; Saryadi , Yadi; Mufti , Imas
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.323

Abstract

This research aims to explore the role of Artificial Intelligence (AI) and Design Thinking in supporting digital transformation in various sectors, with a focus on innovation, sustainability, and operational efficiency. The study also seeks to analyze the relevance of both approaches in business and academic contexts, particularly in creating creative and human-centered solutions in the era of technological disruption. To achieve these objectives, this study used a systematic literature review method, by analyzing ten accredited and indexed articles in reputable international journals. The results showed that AI acts as a disruptive technology that not only improves efficiency but also accelerates digital transformation. Studies such as the one by Di Vaio et al. (2020), which received 1015 citations, highlighted how AI supports the development of sustainable business models. Additionally, research by Verganti et al. (2020) identified that Design Thinking remains relevant as an adaptive innovation approach, especially in the face of challenges posed by AI. The integration between AI and Design Thinking is also reflected in the study of Pham et al. (2022), which shows how creative approaches can maximize the potential of advanced technologies such as big data. Overall, this study confirms that the combination of AI and Design Thinking offers a comprehensive solution to deal with the complexities of digital transformation across various sectors.

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