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Contact Name
Mohammad Zainal Hamdy
Contact Email
Hamdyhernandez14@gmail.com
Phone
+6285330777699
Journal Mail Official
jamiah.duba@gmail.com
Editorial Address
Jl. PP. Darul Ulum Banyuanyar Poto'an Daya Palengaan Pamekasan Madura Jawa Timur 69362, Indonesia
Location
Kab. pamekasan,
Jawa timur
INDONESIA
International Conference on Islamic Economic
ISSN : 28295102     EISSN : 2829663X     DOI : https://doi.org/10.58223/icie.v1i1
Core Subject : Economy,
International Conference on Islamic Economics is a journals economic studies published every April and October by Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan. The scope and focus of this journal is about business ethics, capital markets, financial institutions, sharia accounting, sharia finance, micro, banking and rural finance, monetary and fiscal policy, economic thought, zakat, waqf and Islamic Philanthropy, maqashid Syariah and economic welfare. Globalization of the Halal Industry and other Islamic economic studies
Articles 4 Documents
Search results for , issue "Vol. 4 No. 2 (2025): October" : 4 Documents clear
Structural Semiotics of the Debt Verse: Foundations of Financial Ethics and Character Education in the Digital Era Ningsih, Wiwik Prasetiyo
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/msaxxg53

Abstract

Ayat Dain (QS. Al-Baqarah: 282) is the longest verse in the Qur’an, emphasizing fundamental principles of financial transactions such as honesty, transparency, justice, and responsibility. In the digital era, financial practices have become increasingly complex, raising the problem of how these ethical values can serve as a foundation for digital financial management and character education. This study specifically addresses the problem of how the linguistic structure and semiotic signs of Ayat Dain can be interpreted through Ferdinand de Saussure’s structural semiotics approach and how these interpretations may contribute to character education in the digital age. The main objective of this research is to analyze the semiotic structure of Ayat Dain in order to uncover its deeper meaning related to financial ethics and to formulate a character education model grounded in these values. The research employs a qualitative method with data obtained through literature studies on classical and contemporary Qur’anic interpretations, further analyzed using Saussurean linguistic concepts to explore signifier-signified relations within the verse. The results indicate that the semiotic analysis of Ayat Dain reveals a coherent structure underscoring the necessity of transaction documentation, the inclusion of witnesses as an element of transparency, and the reinforcement of trust as the basis of financial credibility. The study contributes by proposing the integration of these ethical financial values into character education through Islamic financial literacy, the application of digital transaction recording tools, and embedding ethical financial principles within Islamic economics curricula. This integration highlights the enduring relevance of Ayat Dain in guiding ethical practices for financial and character development in the digital era
Equitable Arabic Language Learning: An Innovative Response to Economic Challenges through the Hiwaruna Textbook Hamdy, Mohammad Zainal
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/h3a3d989

Abstract

The development of the Hiwaruna textbook was initiated as a response to the dual challenge of linguistic complexity and economic limitation faced by ibtida’ students at Darul Lugha wal Qur’an Palengaan Daja, Pamekasan. The existing textbook, Muhawarah Juz 1, was found to be linguistically demanding and economically inaccessible, creating disparities in students’ learning engagement. This study aims to design and develop a more affordable yet pedagogically sound alternative to support equitable Arabic kalam learning. Employing a Research and Development (R&D) approach based on the 4D model (Define, Design, Develop, and Disseminate), data were collected through classroom observation, teacher interviews, expert validation, and student feedback. The Hiwaruna textbook was designed to suit students’ proficiency levels, incorporating contextual themes, simplified vocabulary, visual aids, and pronunciation guides, while being printed locally at a cost 80% lower than commercial materials. The implementation demonstrated significant improvements in student motivation, comprehension, and speaking ability. Furthermore, teachers reported that Hiwaruna facilitated more interactive and inclusive classroom communication. The findings suggest that pedagogical innovation rooted in local economic awareness can enhance accessibility without compromising educational quality, offering a sustainable model for Arabic language instruction in resource-limited contexts
The Best Economic System for Saving: A Global Perspective Mohamed, S.H Sheik; M, Nirmala; Arrohman, Baidawi; Fata, Zainol
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i2/426

Abstract

This study addresses the problem of uneven and often inadequate saving behavior across countries, which is closely related to differences in economic systems. The central issue examined is how capitalist, socialist, and mixed economic systems shape individual and national saving patterns amid global challenges such as rising living costs, consumerism, and economic uncertainty. The objective of this study is to analyze the relationship between economic system characteristics and saving behavior, while identifying the institutional, policy-related, and cultural factors that influence saving outcomes. The research employs a qualitative approach based on a literature review and comparative analysis of economic theories and global case studies. Data are analyzed descriptively and analytically to highlight the mechanisms through which different economic systems encourage or constrain saving behavior. The findings indicate that capitalist systems promote individual savings through market incentives and financial innovation, but they are often accompanied by inequality and overconsumption. Socialist systems emphasize state-managed savings and collective welfare, which can reduce individual motivation to save. Mixed economies demonstrate a more balanced approach by combining private initiative with social protection, thereby enhancing financial inclusion and economic resilience. This study contributes to the literature by emphasizing that an effective and sustainable saving system requires the integration of individual responsibility, strong institutional support, and supportive cultural values to ensure long-term economic growth and financial stability in an increasingly interconnected global economy.
Arabic Language Learning as Economic Capital in the Hajj and Umrah Service Sector Supriyadi, Moh.
International Conference on Islamic Economic (ICIE) Vol. 4 No. 2 (2025): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/9y5qjw67

Abstract

Arabic language learning holds a strategic value in enhancing the communicative, social, and economic competencies of Muslim communities, particularly in the Hajj and Umrah service sectors. Arabic functions not only as a means of understanding Islamic teachings but also as economic capital that contributes directly to improving the welfare and professionalism of Muslim workers. In the context of globalized religious economics, proficiency in Arabic becomes a highly valuable functional skill that opens employment opportunities in religious service sectors such as pilgrimage assistance, religious tourism, education, and translation. This is increasingly relevant as the demand for professional personnel capable of effectively communicating with pilgrims and Saudi Arabian authorities continues to grow each year. This study employs a descriptive-analytical approach by examining various sources that discuss the interrelationship between language, economy, and religion. The results indicate that Arabic proficiency provides significant economic advantages, particularly for individuals working as guides, mutawwifs, translators, and other Hajj and Umrah service personnel. Beyond financial benefits, Arabic proficiency strengthens professional identity and improves the quality of pilgrim services. Moreover, need-based Arabic learning  has proven to be more effective in preparing a workforce that meets the real demands of the religious service industry. This research offers a new perspective on the urgency of need-based Arabic language learning as a strategy for human resource development that is more relevant to the dynamics of the Hajj and Umrah service industry. The findings are expected to serve as a reference for educational institutions, providers of religious professional training, and policymakers in designing Arabic language curricula and training programs that are more applicative, responsive, and aligned with the needs of the global job market.

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