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Contact Name
Mohammad Zainal Hamdy
Contact Email
Hamdyhernandez14@gmail.com
Phone
+6285330777699
Journal Mail Official
jamiah.duba@gmail.com
Editorial Address
Jl. PP. Darul Ulum Banyuanyar Poto'an Daya Palengaan Pamekasan Madura Jawa Timur 69362, Indonesia
Location
Kab. pamekasan,
Jawa timur
INDONESIA
International Conference on Islamic Economic
ISSN : 28295102     EISSN : 2829663X     DOI : https://doi.org/10.58223/icie.v1i1
Core Subject : Economy,
International Conference on Islamic Economics is a journals economic studies published every April and October by Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan. The scope and focus of this journal is about business ethics, capital markets, financial institutions, sharia accounting, sharia finance, micro, banking and rural finance, monetary and fiscal policy, economic thought, zakat, waqf and Islamic Philanthropy, maqashid Syariah and economic welfare. Globalization of the Halal Industry and other Islamic economic studies
Articles 137 Documents
Analysis of Bumrungsuksa office Management Activities in implementing Sharia Business Management in Thailand Kaemuddin, Aldira Eka Putri; Amsari, Syahrul
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.437

Abstract

This study examines the implementation of Sharia business management within the administrative activities of Bumrungsuksa Islamic Boarding School, located in a predominantly non-Muslim region of Thailand. The research is grounded in the need for effective office management that is simultaneously aligned with Islamic values. The primary objective of this study is to analyze how Sharia principles are applied in managerial processes, including planning, organizing, implementing, and supervising administrative operations. A qualitative descriptive approach was employed, with data collected through observation, interviews, and institutional documentation. The findings reveal that the value of amanah is reflected in the financial management of students’ savings, which are deposited in Sharia-compliant financial institutions to avoid interest-based transactions. Decision-making processes are carried out through regular meetings involving teachers, administrators, and management staff, demonstrating the practice of syura (consultation) in organizational governance. The division of tasks is well-structured, although office administration is still predominantly managed manually, with gradual efforts toward digitalization. Overall, this study indicates that the integration of Sharia-based values in administrative management at Bumrungsuksa has contributed positively to forming an Islamic work culture. Moreover, it holds potential to be developed further as a model for strengthening office management in Islamic educational institutions within minority Muslim contexts.
Analysis Of The Application Of Islamic Business Ethics In The Development Of School Services At Saengsattha School In Thailand Azahra, Mutiara; Amsari, Syahrul
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/vnb82k95

Abstract

This study aims to examine the application of Islamic business ethics principles in the development of educational services at Saengsattha School, Thailand, which is located in a Muslim minority community. Islamic business ethics is positioned as a normative foundation that is not only relevant in commercial activities but also has a strategic role in the governance of educational institutions. This research was conducted using a qualitative approach through field observation techniques, in-depth interviews, document analysis, and literature study. The research informants consisted of school administrators, educators and staff, as well as parents of students as interested parties. The data analysis process was carried out through a series of stages including data reduction, data presentation, and interactive conclusion drawing. The results of the study show that Saengsattha School has implemented Islamic business ethics values, including the principles of monotheism, justice, trustworthiness, responsibility, and benevolence in the development of administrative, academic, and social services. The implementation of these values has had a positive impact on improving the quality of school services, management accountability, and strengthening public trust. However, a number of obstacles were still found, such as the limited understanding of some educators and parents of students regarding the concept of Islamic business ethics, as well as the influence of non-Muslim social and cultural environments. In general, the application of Islamic business ethics is considered effective in supporting the development of school services while maintaining the existence of Islamic values at Saengsattha School. This study is expected to contribute as a conceptual and practical foundation for the development of Islamic ethics-based educational services, especially in areas with a Muslim minority population.
Rahn Financing Stability amid Macroeconomic Fluctuations: A VECM Analysis of Islamic Pawnshops in Indonesia (2020–2025) Hardiansyah, Indra Setiawan; Nurafini, Fira
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.447

Abstract

The development of rahn financing at Sharia Pawnshops in Indonesia cannot be separated from the dynamics of macroeconomic conditions that continue to change. Macroeconomic instability, such as inflation, BI-Rate, and exchange rates, has the potential to affect the performance and distribution of rahn financing. This condition became more pronounced during the 2020–2025 period, which was characterized by an economic crisis due to the COVID-19 pandemic and the subsequent economic recovery, thus necessitating empirical investigation. This study aims to analyze the effects of inflation, BI-Rate, and exchange rates on the distribution of rahn financing at Sharia Pawnshop in Indonesia, both in the short run and the long run. The analytical method employed in this study is the Vector Error Correction Model (VECM) using time series data. The analysis stages include stationarity tests, optimal lag determination, cointegration tests, VAR/VECM estimation, as well as Impulse Response Function (IRF) and Variance Decomposition (VD) analyses to examine the dynamic relationships among variables. The results indicate that inflation does not have a significant effect on rahn financing. The BI-Rate has a significant and negative effect on rahn financing, suggesting that increases in the benchmark interest rate tend to suppress the distribution of rahn financing. Meanwhile, the exchange rate does not have a significant effect in the short run but shows a significant and positive effect in the long run. These findings indicate that rahn financing is relatively stable against inflationary pressures but is sensitive to changes in the BI-Rate and exchange rate conditions in the long term. This study is expected to provide empirical references for the management of Syariah Pahwnshop and regulators in formulating financing policies that are more adaptive and responsive to macroeconomic dynamics, particularly in maintaining the stability and sustainability of rahn financing in Indonesia.
The Role of Sharia Financial Management in Supporting School Program Innovation at Warasansart Lammai School Thailand Simanjuntak, Irma Damayanti; Hayati, Isra
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.453

Abstract

This study addresses the challenge of ensuring sustainable and accountable school management through Sharia-based financial principles amid limited institutional resources. It aims to evaluate the role of Sharia-based financial management and program innovation at Warasansart Lammai School, Thailand. A qualitative descriptive approach was employed, with data collected through observations, in-depth interviews with the school principal, teachers, and administrative staff, and document analysis. Data were analyzed using the Miles and Huberman interactive model, including data reduction, data display, and conclusion drawing. To ensure validity and reliability, source and method triangulation were applied. The findings reveal that the implementation of Sharia-based financial management significantly supports the sustainability, transparency, and effectiveness of innovative educational programs. However, the school continues to encounter constraints related to limited financial resources and infrastructural facilities. This study contributes to the discourse on Islamic educational management by offering an empirical model for integrating Sharia financial principles with institutional innovation in faith-based schools.
Sharia-Based Teachers’ Strategies In Teaching The Concept Of Money And Saving To Early Childhood Students At Tadika Tahfiz Nur Furqan, Malaysia Rani, Annisa Dwi
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.455

Abstract

This study addresses the limited integration of Islamic financial literacy in early childhood education, particularly in cultivating foundational understanding of money and Sharia-based saving habits. It aims to analyze teachers’ strategies in teaching the concept of money and Islamic-oriented saving behavior to young learners at Tadika Tahfiz Nur Furqan. The research employs a descriptive qualitative approach, with data collected through classroom observations, semi-structured interviews, and documentation analysis. The findings reveal that teachers apply play-based learning strategies, including simulations of buying and selling activities, structured daily saving routines, and the integration of Islamic values such as trustworthiness (amanah), honesty (ṣidq), thriftiness (iqtiṣād), and social responsibility. The implementation of a routine saving program enables children to understand the basic functions of money while gradually shaping responsible economic behavior grounded in Islamic principles. Furthermore, active parental involvement reinforces the consistency of saving practices at home. This study contributes to the development of a Sharia-based financial literacy model for early childhood education through contextual learning and systematic habit formation rooted in Islamic values.
Challenges and Strategies in Achieving Financial Transparency at Tadika Al Fikh Orchard Pendamar Indah Selangor Malaysia Ritonga, Alya Annisa Salwa; Amalia, Alfi
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/wpnhgv28

Abstract

This study aims to analyze the implementation of financial management transparency at Tadika Al-Fikh Orchard Pandamar Indah and to examine the role of Islamic values in financial practices within an early childhood Islamic educational institution. The research employs a qualitative approach with a descriptive-interpretative design to gain an in-depth understanding of the dynamics of financial governance in an Islamic institutional context. The research participants included the principal, treasurer, teachers, and representatives of parents. Data were collected through in-depth interviews, non-participant observation, and document analysis. Data analysis was conducted through the stages of data condensation, data display, and conclusion drawing and verification. The validity of the findings was ensured through source and method triangulation techniques. The findings indicate that efforts toward financial transparency have been undertaken through the periodic disclosure of fund utilization to parents. However, the implementation has not yet been standardized within a systematically documented reporting system. The main challenges include limited technical competence of financial administrators, reliance on manual bookkeeping systems, and minimal use of digital technology in financial administration. Furthermore, Islamic values such as amanah (trustworthiness), tabligh (transparency in conveying information), and fathanah (professional competence) are understood as moral foundations in financial management, yet they have not been fully integrated into operational procedures and accountable, measurable reporting mechanisms. This study highlights that strengthening financial transparency and accountability in Islamic educational institutions requires integrating human resource development, digital financial systems, and the internalization of Islamic values to achieve professional, sustainable, and integrity-driven governance practices.
Strategies of Sharia-Based Human Resource Management in the Implementation of an Islamic Curriculum at Happy Hive Playschool & Preschool Malaysia Asmika, Fitri Dara; Amalia, Alfi
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.467

Abstract

The implementation of an Islamic curriculum in early childhood education institutions frequently encounters challenges related to inconsistent instructional practices caused by variations in teachers’ competencies, diverse educational backgrounds, and the suboptimal integration of Sharia values within the human resource management system. This condition reflects a gap between the design of the Islamic curriculum and its practical implementation in classroom settings. This study aims to analyze Sharia-based human resource management strategies, describe the implementation of the Islamic curriculum, and identify the role of HR management in supporting the consistency of curriculum implementation at Happy Hive Playschool & Preschool Malaysia. The study employed a descriptive qualitative approach with a case study design. Data were collected through observation, in-depth interviews, and documentation, and were analyzed interactively through data reduction, data display, and conclusion drawing. Triangulation techniques were applied to ensure data validity. The findings reveal that Sharia-based HR management strategies are implemented through character- and competency-based recruitment, continuous training and mentoring, and performance evaluation grounded in the principles of amanah (trustworthiness), ‘adl (justice), and ihsan (excellence). The Islamic curriculum is implemented through play-based learning, habituation of worship practices, and teachers’ role modeling. However, differences in teachers’ pedagogical and spiritual readiness continue to influence the equity of learning outcomes. This study affirms that the success of the Islamic curriculum is strongly determined by systematic and sustainable HR management integrated with the enhancement of teachers’ professional and spiritual competencies.
Implementation of Islamic Business Ethics Principles in the Governance of Taska Qalby An Nur Malaysia Hafizhah, Aqilah; Hayati, Isra
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.468

Abstract

This study aims to analyze the implementation of Sharia-based Islamic business ethics principles in the governance of Taska Qalby An Nur, Malaysia, particularly in terms of honesty, trustworthiness (amanah), justice, and transparency in service practices and institutional management. The research employs a qualitative approach using a case study design conducted at Taska Qalby An Nur in Cheras, Selangor, Malaysia. Data were collected through observation, semi-structured interviews with management and educators, and institutional document analysis. Data analysis was carried out descriptively through data reduction, data display, and conclusion drawing. The findings indicate that the application of Islamic business ethics is reflected in daily service practices, communication patterns with parents, and the management’s commitment to service responsibility. This study concludes that strengthening governance based on Islamic business ethics requires continuous value internalization through procedural standardization, enhanced institutional communication, and the development of ethical work practices to build public trust and maintain the quality of early childhood education services.
The Influence of Aesthetic Gift-Giving Trends on Adolescents’ Spending Patterns: An Islamic Economic Perspective Sari, Dewi Mayang; Habibillah, Dovi Iwan Musthofa
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.445

Abstract

This study was conducted to analyze the extent to which the trend of giving aesthetic gifts influences the spending patterns of adolescents in Jombang Village from a sharia economics prespective. In addition, this study aso aims to evaluate whether the consumption behaviour of adolescents and the way they interpret aesthetic gifts is more likely to be directed at tertiary needs or merely the fulfillment of desires. This study uses a quantitative approach with an explanatory research design. Primary data were colected through a structured questionnaire distributed to 212 adolescents as respondents, who were selected using multistage sampling from a total population of 451 adolescents. Data analysis was performed using simple linear regression with the help of IBM SPSS software, supported by classical assumption testing, partial testing (t-test), simultaneous testing (f-test), and coefficient of determination analysis.The results of the anaysis show that the trend of aesthetic gifts has a significant influence on the spending patterns of adolescents. This is evidenced by a t-value of 0,6915 at a significance level of 0,000 (p<0,05) and a positive regression coefficient of 0,770. The coefficient of determination (R2=0,185) shows that the aesthetic gift trend variable explains 18,5% of the variation in adolescent spending patterns, while the rest is influenced by other factors outside the research model. . From a sharia economics perspective, the average value of youth spending patterns of 3,94 reflects relatively good financial management skills, but the average value of aesthetic gift trends of 3,88 shows the strong role of social and emotional needs that fall into the category of tertiary needs or desires. Therefore, the level of conformity of consumption behavior with the principles of balance (tawazun) and moderation (I’tidal) is highly dependent on the ability of adolescents to maintain their spending priorities.
Profit-Sharing Perception and Service Quality as Determinants of Customers’ Decisions to Use Tadhabur Savings Cindito, Putri Izzah Septiani; Nurafini, Fira
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.450

Abstract

Customers desires and interests play a role in driving decision-making regarding the use of Islamic bank savings. Customer decisions regarding the use of Islamic bank savings can be influenced by several factors. Differences in customer perceptions of the profit-sharing system in Islamic bank savings occur due to differences in their level of understanding and knowledge regarding the profit-sharing system in Islamic bank savings. The quality of service provided by Islamic banks is also a factor in attracting and retaining Islamic bank customers. This study aims to analyze customer perceptions of the profit-sharing system in Islamic bank savings and the quality of service provided by the bank to customers in relation to customer decisions regarding the use of Islamic bank savings. The sample used in this study was 95 Tadhabur savings customers at BPRS Lantabur Tebuireng, Surabaya Branch. Data collection in this study used questionnaires as primary data which were analyzed using multiple linear regression analysis and processed using SPSS 26. The results of this study indicate that Profit Sharing Perception (X1) has a significant effect on Customer Decisions (Y) in using tadhabur savings at BPRS Lantabur Tebuireng Surabaya Branch and Service Quality (X2) has a significant effect on Customer Decisions (Y) in using tadhabur savings at BPRS Lantabur Tebuireng Surabaya Branch. The t-test results show a significance value for the profit sharing perception variable of 0.005 and the service quality variable of 0.000. This study can be a reference for policies or decisions and provide insight for related parties