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Contact Name
Jen Peng Huang
Contact Email
genesissembiring@gmail.com
Phone
+6287713881007
Journal Mail Official
admin@formosapublisher.org
Editorial Address
Jl. Sutomo Ujung No.28 D, Durian, Kecamatan Medan Timur, Kota Medan, Sumatera Utara 20235, Indonesia
Location
Unknown,
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INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Articles 5 Documents
Search results for , issue "Vol. 1 No. 2 (2023): April 2023" : 5 Documents clear
The Effect of Number of Tourist Visits and Tourism Object Retribution on Local Revenue (Case Study: Tourism, Youth and Sports Office of Tasikmalaya Regency) Heidi Siddiqa
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.3838

Abstract

This research aims to determine the influence of the number of tourist visits and tourist object retribution on Local Revenue (PAD) in the Department of Tourism, Youth, and Sports of Tasikmalaya Regency. This research is conducted because the development of the tourism sector is one way to increase PAD and encourage regional economic development. The research method that can be used to test the influence of the number of tourist visits and torusit object retribution on PAD in Tasikmalaya Regency is quantitative method. The population in this research was 15 data on tourist objects consisting of 3 managers, namely those managed by the Department of Tourism, Youth, and Sports, those in cooperation with the Department of Tourism, Youth, and Sports, and those managed by other parties. The sampling method used is purposive sampling, only those who meet the criteria are used as samples. The results showed that the number of tourist visits and tourist object retribution had a positive and significant effect on Local Revenue (PAD). This shows that tourist visits and tourist object retribution are important factors that can increase PAD in tourist destinations.
China in Terms of Exchange Rate, Inflation and Interest Rate (Based on Database 2018) Betrix Silitonga; Halimah Cahyaning Fajri; Trian Hutaria
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4365

Abstract

This research model looks at the long-term relationship between exchange rates, interest rates, and inflation using Autoregressive Distributed Lag (ARDL) co-integration analysis based on database 2018. This study aims to ensure stability in the exchange regime through the structurally nexus of interest rates and inflation volatility and its targets. The data used is historical data on the country of China from 1987-2017. The results of the estimates show that inflation and interest rates in the previous period had a significant effect on the movement of the Chinese exchange rate, while the movement of the exchange rate of the previous period did not affect the movement of the exchange rate of the next period. Although there is a long-term cointegration between the independent variables, namely interest rates and inflation (CPI) against the dependent variables i.e. exchange rates, the long-term relationship between independent variables does not significantly affect the dependent variables.
Copyright/Patent of Sihobuk Peanut Products Research Object One of the Sihobuk Peanut Businesses, Tarutung Aldi Oktavianus barus; Antonio Mario Clarentiano Nababan; Jeremy Deo Girsang; Zakharia Sembiring
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4385

Abstract

Sihobuk peanuts are processed products from selected peanuts which are the best agricultural commodity from North Tapanuli district because they are influenced by fertile soil and good rainfall and are processed in the traditional way by the people of Sihobuk village so as to produce quality with a distinctive aroma that is different from other products. other similar types. This type of research is empirical juridical where the data source is obtained from primary legal materials, secondary legal materials and tertiary legal materials. Data collection was carried out through library research and field studies by conducting interviews. The data analysis used is qualitative data analysis. The results of this study indicate that sihobuk beans meet the requirements as a geographical indication product according to the Trademark and Geographical Indication Law. Sihobuk nuts will receive legal protection from geographical indications if they have been registered with the Directorate General of Intellectual Property Rights. The role of the local government in the registration of sihobuk beans is to provide assistance in facilitating the licensing process, to socialize Geographical Indications to business actors and to campaign for the need for registration of Geographical Indications. human resources who are experts in identifying products that have the potential to be used as geographic indications.
Dynamic Revealed Comparative Advantage: Export Potential Crude Palm Oil (CPO) Indonesia Database 2018 Betrix Silitonga; Natalia Artha Malau; Garan Paruta; Ivan Hannoeriadi Ardiansyah
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4386

Abstract

As the largest CPO exporter country in the world, Indonesia's CPO production is increasing every year. Even though Indonesia's CPO production has increased, Indonesia's CPO has a slow growth rate, low productivity and the competitiveness of Indonesian CPO to destination countries has not increased. The purpose of this research is to analyze the factors that influence the competitiveness of Indonesian CPO and formulate policies that can increase the competitiveness of Indonesian CPO. Quantitative analysis uses Stata 14 along with panel data with the 2018 database. Export volume growth, selling prices, inflation and population growth in importing countries have a negative effect on the competitiveness of CPO export commodities while GDP growth in importing countries and exchange rates have a positive relationship to competitiveness CPO export commodity.
Analysis of Banking Performance and Risk in Indonesia during the Covid-19 Pandemic Nurseto Adhi; Sri Widiyati; Winarni; Embun Duriany Soemarso; R. Gunawan Setianegara
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.4787

Abstract

The banking sector has experienced a decline in demand for credit and a lack of disbursement, which has had an impact on the income of bank credit borrowers. Knowing the financial performance of banks during the Covid-19 pandemic can provide a good explanation of the problems faced by the banking sector. The analysis used in this study was a comparative comparison of two observations using a paired sample T-test. The variables used in this study are ROA, ROE, BOPO, LDR, CAR and NPL. This research found that the Covid-19 pandemic affected the decline in bank performance in general. This can be seen in the values of ROA, ROE, RORA, NPM, LDR, and NIM which have decreased in value before and after the pandemic. This research also found that the COVID-19 pandemic increased bank risk during the pandemic. This can be seen in the BOPO and KPMM variables which have increased from before and after the pandemic.

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