cover
Contact Name
Jen Peng Huang
Contact Email
genesissembiring@gmail.com
Phone
+6287713881007
Journal Mail Official
admin@formosapublisher.org
Editorial Address
Jl. Sutomo Ujung No.28 D, Durian, Kecamatan Medan Timur, Kota Medan, Sumatera Utara 20235, Indonesia
Location
Unknown,
Unknown
INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Articles 66 Documents
The Role of Fintech (Financial Technology) in the Mobile Banking-Based Non-Cash Payment System (Actionspay) in Islamic Microfinance Institutions Eny Latifah
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2599

Abstract

The purpose of this study was to determine the role of using financial technology in a non-cash payment system based on mobile banking with the ActionsPay application at KSPPS BMT Bina Ummat Sejahtera Islamic Microfinance Institutions. This research method uses a descriptive qualitative approach with data analysis techniques by combining data triangulation: observation, documentation and interviews to obtain information and data to obtain results that are in accordance with the facts. The results of the study show that the role of fintech in the non-cash payment system is (1) Facilitating access to checking savings balances both before and after non-cash payments, (2) Accelerating the performance of Islamic Microfinance Institutions in knowing transactions that take place at any time when non-cash payments occur. cash, (3) Become a media and facilitator for Islamic Microfinance Institutions in providing services to non-cash payment system users, and (4) Encouraging the government to implement green economy, especially in efforts to reduce the use of paper and ink in the operations of Islamic Microfinance Institutions.
The Influence of Information Technology-Based Banking Services Against Customer Satisfaction Elli Sulistyaningsih
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2651

Abstract

Increasingly advanced technology in the world of banking transactions began to use computer-based technology to facilitate transactions with customers. who used to serve customers by having to meet / customers come to bank branches provided by the bank where he used to save / invest it has become easier because banks have started using computer-based technology and now they can access via the internet even with mobile "cell phones" with SMS already used by many banks. The use of information and communication technology in national banking is relatively more advanced than other sectors. Various types of technology include Automated Teller Machines, Banking Application Systems, Real Time Gross Settlement Systems, Electronic Clearing Systems, and internet banking. Bank Indonesia itself often uses the term Banking Information System Technology (TSI) for all applications of information and communication technology in banking services. Another term that is more popular is Electronic Banking. Electronic banking covers a broad area of rapidly developing technology these days. Some of them are related to banking services at the "front line" or front end, such as ATMs and banking computerization (systems), and several other groups are back end, namely technologies used by financial institutions, merchants, or transaction service providers.
Dominant Macro Factors on the Performance of Sharia Stocks in the Period of Two Presidencies in Indonesia Erna Garnia; Tahmat; Deden Rizal Riyadi; Rio Akbar Pasuma; Puji Sri Astuti
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2715

Abstract

Regulations issued by the government have an impact on the development of the capital market in Indonesia. This study analyzes the influence of macroeconomic and non-macroeconomic factors consisting of global, macroeconomic, world oil prices, Chinese indexes, Arabian indexes and competitive resources on the expected return of the last two presidential terms, namely Susilo Bambang Yudhoyono and Joko Widodo by using Arbitrage Pricing. theory. The analysis was carried out on stocks included in the Jakarta Islamic Index for the period October 2004 - October 2021 by dividing them into high return and low return groups for each presidential term. The aim of the study was to examine the effect of the global index, macroeconomics, Chinese index, Arabian index and competitiveness on JII stock returns during the presidency of SBY and JKW.
Web and Android-Based Islamic Study Applications to Increase Community Knowledge Krisnanta Ravi Cakra Kusuma; Tutik Khotimah; Hanik Hidayati
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2736

Abstract

Studying religious knowledge and practicing it is an obligation for all Muslims. With the development of information technology, people tend to rely on gadgets for everything, including seeking information related to religion. The Muslim community needs a video platform containing Islamic studies with detailed information on studies and preachers so that they can listen to and learn about Islamic studies easily. This study aims to produce an application program to make it easy for the general public to learn Islamic studies. The results of this study are the Application of Islamic Study Media to Improve Community Insights Web-Based and Android which is designed using the Waterfall method and the programming language Java, PHP and MySQL and is expected to be able to help the community and presenters of lectures in learning studies and also knowing study schedules so that they become more easy and convenient.
The Effect of Price and Trust on Purchasing Decisions with Interest in Buying Online Shopping as an Intervening Variable (Study on ERIZEN.ID Online Shop) Rini Widya Oktaviani; Adietya Arie Hetami
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2782

Abstract

This research was conducted aiming to find out how the price and trust influences purchasing decisions with buying interest online as an intervening variable. By using the number of samples research as many as 100 respondents, as well as sampling conducted using non-probability sampling with a purposive sampling approach. Data collection using a questionnaire in the form of google form. Testing data analysis with instrument test method, classic assumption test, linear regression analysis multiplex, hypothesis testing and path analysis. The results of this study indicate that: (1) prices affect interest buy online shopping; (2) trust has an effect on buying interest on line; (3) price and trust have a simultaneous effect on purchase intention online shopping; (4) prices affect purchasing decisions; (5) trust influences purchasing decisions; (6) price and trust has a simultaneous effect on purchasing decisions; (7) interest buying online shopping has an effect on purchasing decisions; (8) prices through interest in buying online shopping has a direct effect on purchasing decisions; (9) Trust through interest in buying online shopping has a direct effect on buying decision.  
Analysis of Islamic Marketing Strategies in Sustaining Business (Case Study of Karang Anyar Chicken Rockets) S. Purnamasari; Mukminah; Kurniaty; Purnama Rozak
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2783

Abstract

Today's business competition is getting tougher in the business world, both in  the business of goods and services. So that entrepreneurs to be more creative and innovative in carrying out marketing strategies to maintain business, as well as Rocket Chicken Karang Anyar which always tries to make the business run to servive in the midst of competition as it is today with the strategy it has. The formulition of the problem in this how is Rocket Chicken Karang Anyar’s marketing strategy in maintaining the business? And how is the analysis of Islamic marketing strategies carrid out by Rocket Chicken Karang Anyar in maintaining the business?. The purpose of this research is to find out and analyze how to  the marketing strategy is carried out in an Islamic way in maintaining the business. The research was conducted using qualitative research methods with data collection techniques using observition, interviews snd documentation. From the research conducted, it was found that the marketing strategy carried out by Rocket Chicken Karang Anyar was by maintaining the marketing mix and picking up the ball. Meanwhile, in terms of sharia marketing, Rocket Chicken is in accordance with the characteristics of Islamic marketing, namely being honest.
Analysis of the Role of the Creative Economy in Increasing the Income of Jangang Woven Craftsmen From an Islamic Economic Perspective (Study on Jangang Woven Crafts in Margasari, Candi Laras Selatan District, Tapin Regency) Sri Rahmi Damayanti Aulia; S. Purnamasari; Kurniaty; Purnama Rozak
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2784

Abstract

The creative economy is a new economic concept that combines information and creativity that relies on ideas, ideas and knowledge from human resources as a factor of production. In this study the aim was to determine the role of the creative economy in increasing the income of the woven woven Jangg craftsmen in Margasari Kec. South Laras Temple, Kab. Tapin. The method used is descriptive qualitative research, namely by collecting data through observation, interviews, the internet, and questionnaires on research objects. The results of this study are that the creative economy of woven Jangang in Margasari kec. The South Laras Temple has a role in the income of the craftsmen, so that the existence of this woven woven can help the economy of the craftsmen.
Face Recognition Implementation with MTCNN on Attendance System Prototype at Trisakti University Muhammad Azamy; Anung B. Ariwibowo; Is Mardianto
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2812

Abstract

This study aims to implement Face Recognition with MTCNN on Attendance System Prototype at Trisakti University. People work hard to be faster in all parts of life due to the rapid development of technology, which has generated numerous innovations that aid them in their day-to-day tasks. The rapid growth of technology is evident in multiple arenas, including academics. Maintaining the accuracy of attendance data collecting is crucial for all educational institutions because it determines the institution's educational excellence. The word "tipsen" or delegated attendance circulates among academics as an example of data manipulation. To mitigate this, the author attempts to develop a biometric attendance system based on face recognition.
The Effect of Company Size, Investment Decisions and Capital Structure on Company Value of Mining Companies Listed on the Indonesia Stock Exchange for the 2016-2020 Period Andry; Menhard
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2825

Abstract

This study aims to find out what effect company size, investment decisions and capital structure have on company value in Mining Companies listed on the Indonesia Stock Exchange for the 2016-2020 period. The sample for this research is 33 companies x 5 years of financial statements so that the total sample is 165. The technical data used is multiple linear regression using SPPS 21. The results of the tests conducted show that the coefficient of determination (Adjusted R Square) is 0.304 or 30.4% this means that 30.4% of the variable company value can be explained or influenced by the variable company size, investment decisions and capital structure in mining companies on the Indonesia Stock Exchange for the 2016-2020 period.
The Effect of Number of Tourist Visits and Tourism Object Retribution on Local Revenue (Case Study: Tourism, Youth and Sports Office of Tasikmalaya Regency) Heidi Siddiqa
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i2.3838

Abstract

This research aims to determine the influence of the number of tourist visits and tourist object retribution on Local Revenue (PAD) in the Department of Tourism, Youth, and Sports of Tasikmalaya Regency. This research is conducted because the development of the tourism sector is one way to increase PAD and encourage regional economic development. The research method that can be used to test the influence of the number of tourist visits and torusit object retribution on PAD in Tasikmalaya Regency is quantitative method. The population in this research was 15 data on tourist objects consisting of 3 managers, namely those managed by the Department of Tourism, Youth, and Sports, those in cooperation with the Department of Tourism, Youth, and Sports, and those managed by other parties. The sampling method used is purposive sampling, only those who meet the criteria are used as samples. The results showed that the number of tourist visits and tourist object retribution had a positive and significant effect on Local Revenue (PAD). This shows that tourist visits and tourist object retribution are important factors that can increase PAD in tourist destinations.