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Contact Name
Jen Peng Huang
Contact Email
genesissembiring@gmail.com
Phone
+6287713881007
Journal Mail Official
admin@formosapublisher.org
Editorial Address
Jl. Sutomo Ujung No.28 D, Durian, Kecamatan Medan Timur, Kota Medan, Sumatera Utara 20235, Indonesia
Location
Unknown,
Unknown
INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Articles 5 Documents
Search results for , issue "Vol. 2 No. 3 (2024): July 2024" : 5 Documents clear
Decision to Consume Halal Food Products in Solo Pancasari, Retno Rahayuningsih
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10801

Abstract

Market demand for halal food and beverage products is increasing, creating great business opportunities. This study aims to evaluate the impact of halal product knowledge, halal awareness, and religiosity on k haulinerlal purchasing decisions. Using interval quantitative data from questionnaires with Proportional Random Sampling samples, the analysis was carried out using the Partial Least Square (PLS) method in Structural Equation Modeling (SEM), focusing on components or variants. The results of the analysis show that halal product knowledge has a positive and significant effect on purchasing decisions, meaning that the higher the consumer's knowledge of halal products, the more likely they are to make a purchase. In addition, religiosity is also proven to have a positive and significant effect on purchasing decisions, indicating that religious values ​​influence consumer behavior in choosing halal products. Halal awareness, which includes consumer awareness and attention to the halalness of products, also shows a significant positive effect.
The Effectiveness of Instagram Ads and Facebook Ads as Promotional Platforms in Room Sales at Fairfield by Marriott Bali Legian Wiguna, I Komang Bintang Tri; Suastini, Ni Made; Pitanatri , Putu Diah Sastri
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10806

Abstract

This study aims to determine the effectiveness of Instagram ads and Facebook ads as a promotional platform in selling rooms at Fairfield by Marriott Bali Legian. This type of research is quantitative. The sample used was 100 respondents. The data was analyzed using the EPIC Model, average scores and simple tabulations to measure the effectiveness of Instagram ads and Facebook ads. The results of this study indicate that the score for each dimension of the EPIC Model is in the range of a fairly effective scale. Namely between 2.60-4.40, the scores for each dimension are: (a) the empathy dimension has a score of 2.18, (b) the persuasion dimension has a score of 2.31 (c) the impact dimension has a score of 3.75, (d) the communication dimension has a score of 3.08, The final result obtained based on the overall EPIC Rate is 2.83 which is in the range of a fairly effective scale
The Influence of China's Economic Reforms (1978-2020) on the Growth of Fintech in China Abbas, Syed Tahir; Li, Li
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.10827

Abstract

This paper examines the influence of China's economic reforms from 1978 to 2020 on the growth and development of fintech in the country. Initiated under Deng Xiaoping, these reforms transitioned China from a centrally planned economy to a market-oriented one, fostering unprecedented economic growth and modernization. This study explores how key reforms, such as the decentralization of economic decision-making, the establishment of Special Economic Zones (SEZs), and the opening up to foreign investment, have impacted the fintech sector. By analyzing early developments, key players, and technological advancements in fintech, the paper highlights the pivotal role of economic policies and investments in shaping China's digital financial landscape. The research employs qualitative methods, including interviews with industry experts and analysis of relevant documents, to provide a comprehensive understanding of the sector's evolution. The findings reveal that China's economic reforms have significantly influenced fintech growth, offering valuable insights for policymakers, businesses, and researchers interested in the interplay between economic policy and technological innovation.
Internal Audit and Financial Performance of Quoted Manufacturing Companies in Lagos State, Nigeria Adu , Cecilia Adurayemi; Olusesi, Hakeem Olalekan; Adewale , Johnson Akomolafe; Ezeugonwa , Linda Uzoma
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.11935

Abstract

The study examined the effect of internal audit on financial performance of quoted manufacturing companies in Lagos state while the specific objective was to determine the effect of audit scope on the profitability of quoted manufacturing companies.The population of the was five hundred employees from which a sample size of sixty was selected through purposive sampling technique.  It was revealed by the study that there was a positive relationship between internal audit and financial performance of quoted mmanufacturing companies; that audit scope had significant effect on the profit made by manufacturing companies with R2=34%, (P<0.05). It was suggested that the scope of audit should be expanded to cover all critical operational areas to have a comprehensive evaluation of the company’s processes and controls.
Economic Empowerment Strategy in Defense Entrepreneurship to Support the Universal People's Defense and Security System Mahroza, Jonni; Prakoso, Lukman Yudho; Yulivan, Ivan
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 3 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i3.11997

Abstract

The limitation of Defense budget creates its own problems in facing factual and potential threats. The purpose of writing this article is to analyze the Impact of Economic Empowerment Strategy in Defense Entrepreneurship to Support the Total People's Defense and Security System. And Formulation of Economic Empowerment Strategy in Defense Entrepreneurship to Support the Total People's Defense and Security System. The results of the study are that the implementation of economic empowerment strategy requires planned steps, including strategic planning, infrastructure development, strong partnerships, and periodic monitoring and evaluation. Investment in production capacity and technology, as well as support for education and training programs, are key steps to achieving defense goals.

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