Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871 DOI: 10.47467/alkharaj Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles
114 Documents
Search results for
, issue
"Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan "
:
114 Documents
clear
<![CDATA[Peran Kualitas Layanan, Harga, dan Lokasi Usaha dalam Memuaskan Pelanggan: Kurnia Laundry Sleman ]]>
<![CDATA[Dewi Larasati]]>;
<![CDATA[Sofiati]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i9.2354
<![CDATA[In this era of intense competition, laundry businesses do their best to satisfy their customers so that they are not disappointed and meet their expectations. The urgency of this research aims to analyze the influence of service quality, price and business location on customer satisfaction. The population of this research is customers of Kurnia Laundry Sleman, using the Slovin method, the sample in the study was 100 people. The analysis method uses Multiple Linear Regression analysis. The research results found that service quality, price and business location together had a positive and significant effect on customer satisfaction. Partially, service quality has a positive and significant effect on customer satisfaction. Price does not have a significant effect on customer satisfaction. Location has a positive and significant effect on customer satisfaction. The contribution of the results of this research is that Kurnia Laundry Sleman should re-evaluate its pricing policy considering that price variables have no influence on customer satisfaction.]]>
<![CDATA[Analisis Rantai Nilai (Value Chain) pada Usaha Rumah Karawo Kota Gorontalo ]]>
<![CDATA[Tri Sukma Pulukadang]]>;
<![CDATA[Zulkifli Bokiu]]>;
<![CDATA[Ayu Rakhma Wuryandini]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.2998
<![CDATA[This research aims to find out how the Value Chain Practices in the Karawo Home Business, Gorontalo City. This research uses a qualitative method with a descriptive approach and uses data collection techniques using primary data obtained directly from observation, interviews and documentation. The results of this research show that there are two activities that are carried out well in the Karawo House Business in Gorontalo City, namely primary and supporting activities. Primary activities include inbound logistics consisting of receiving and storing raw materials, scheduling vehicles via J&E or cargo. The operation starts from designing the motif, making cuts on the fabric, finally embroidering and sewing the clothes. Outbound logistics consists of product collection, product storage to the Rumah Karawo boutique. However, Rumah Karawo does not have a distributor, so products are sold directly to customers. Marketing and sales, namely by utilizing relationships, fashion shows, marketing and sales through online and offline, advertising and promotions. As well as providing service to customers. Supporting activities include Company Infrastructure which includes general management, planning for the development of Rumah Karawo, and finances at Rumah Karawo which still need to be improved. Human Resources Management is quite good but does not provide special training for workers. The technology used is still simple except for designing motifs. as well as Procurement/purchase of raw materials and karawo equipment.]]>
<![CDATA[Pengaruh Net Profit Margin dan Debt to Equity Ratio Terhadap Kebijakan Dividen Perusahaan BUMN di BEI: Studi Kasus Periode 2012-2021 ]]>
<![CDATA[Shalsya, Nabilla]]>;
<![CDATA[Situngkir, Tiar Lina]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.3693
<![CDATA[The aim of this research is to discover, explain and conduct analysis regarding the impact of profitability (NPM) and leverage (DER) on the dividend policy of state-owned companies listed on the IDX for the 2012-2021 period. Quantitative methods with descriptive and verification approaches were used in the research. There were 20 state-owned companies that were the population in the research, then a purposive sampling technique was carried out so that 7 state-owned companies were selected that met the criteria. Panel data regression analysis is a data analysis method in research. In panel data regression testing, the results obtained were that the panel data regression model formed was a fixed effect model (FEM). Apart from that, a classical assumption test was also carried out. The research results show that profitability (NPM) and leverage (DER) simultaneously influence dividend policy in state-owned companies listed on the Indonesia Stock Exchange for the 2012-2021 period. Partially profitability (NPM) has no influence and is not significant on dividend policy, while leverage (DER) has an influence and is significant on dividend policy. The results of the analysis of the coefficient of determination show that the profitability (NPM) and leverage (DER) variables of 56.78% can predict dividend policy, while the remaining 43.22% is influenced by other factors not examined in the research.]]>
<![CDATA[Terpaan Postingan Voucher E-Commerce pada Akun X @discountfess terhadap Pembelian Impulsif Produk Kecantikan Followers ]]>
<![CDATA[Alika, Vina]]>;
<![CDATA[Dharta, Firdaus Yuni]]>;
<![CDATA[Arindawati, Weni Adityasning]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.3706
<![CDATA[Information that often attracts users of social media account X is information related to promotions. Information about promotions shared by the @discountfess autobase account can lead to followers' impulse buying behavior on beauty products. This study uses the S-O-R theory (Stimulus-Organism-Response). The purpose of this study is to determine whether there is an effect of exposure to e-commerce voucher information content from account X @discountfess on impulse purchases of beauty products on followers. The population of this study were followers of the X @discountfess account with sampling using purposive sampling. This study obtained 400 respondents from the questionnaire. The data analysis methods used in this study are descriptive statistical tests, classical assumption tests, multiple linear regression tests, t tests, F tests, and coefficient of determination ) tests. This study shows several results, namely the absence of the influence of frequency and duration but the influence of attention on exposure to e-commerce voucher posts on impulsive purchases of beauty products, and the influence of exposure to e-commerce voucher posts on impulsive purchases of beauty products on followers.]]>
<![CDATA[Perspektif Akuntansi dalam Ekonomi Islam ]]>
<![CDATA[Syaiful Bahri]]>;
<![CDATA[Daryo]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4039
<![CDATA[In several ways, the sharia accounting system is different from conventional accounting. However, there are axiomatic technical similarities between the two. By using descriptive qualitative methods, this research aims to provide the author with an understanding of accounting theory and practice in Islamic economics. The research results show that the perspective of accounting science in Islamic economic practice focuses on the use of an accounting system that is in accordance with sharia principles, which prioritizes truth, accuracy and fairness. Surah Al-Baqarah verse 282 emphasizes clear and accurate transaction recording, the use of honest writers, financial accountability, zakat, and transparency and fairness in accounting. The results of this research conclude that there are many ways to see the economic implications of Islam today. First, Islamic economics must adapt to technological changes because they have influenced the way people think and act. Second, the history of Islamic economics has changed in the modern era, and third, Islamic economics is now real and relevant with the development of digital technology. Fourth, the concept of Islamic economics is based on the Koran and Sunnah. Compared to Conventional Accounting: Sharia accounting systems differ from conventional accounting in several key aspects. However, there are axiomatic technical similarities between the two.]]>
<![CDATA[Mekanisme Pinjaman Tanpa Bunga Kepada UMKM di Dinas Koperasi dan Perindustrian Kota Bandar Lampung Persfektif dalam Hukum Ekonomi Syariah ]]>
<![CDATA[Ruslan Abdul Ghofur]]>;
<![CDATA[Eva Dwiana]]>;
<![CDATA[Heni Noviarita]]>;
<![CDATA[Muhammad Zaki]]>;
<![CDATA[Maimun]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4048
<![CDATA[Following the global impact of Covid-19 on the economy, including Indonesia's, the Bandar Lampung City government has introduced an interest-free loan program aimed at UMKM to help revive the country's economy. During this crisis, it is crucial for the government to prioritize the UMKM sector as it plays a significant role in GDP and serves as a crucial source of employment, substituting the production of consumer goods or semi-finished goods. The interest-free and collateral loan program, initiated by the Bandar Lampung City Government through the Office of Cooperatives and Micro Enterprises (Diskop UKM), is designed to bolster the growth of Micro, Small, and Medium Enterprises (UMKM) in the region. The goal is to increase access to capital for MSMEs that do not have collateral or a good credit history, as well as create jobs. The program also promotes the Islamic principles of mutual care and justice. The use of APBD funds and loan requirements have been adjusted to the maqasid al-shariah principle. The Bandar Lampung City Government needs to make updates to improve the effectiveness of this program in terms of transparency, accessibility, requirements, procedures, and risk assessment.]]>
<![CDATA[Pengaruh Pendapatan Orang Tua, Literasi Keuangan, dan Gaya Hidup Terhadap Pengelolaan Keuangan Pribadi Siswa SMKN 6 Surabaya ]]>
<![CDATA[Zakiyah, Fitrohtus]]>;
<![CDATA[Listiadi, Agung]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4075
<![CDATA[This study aims to analyze whether there is a simultaneous influence between parental income, financial literacy, and lifestyle on the personal financial management of students at Vocational High School 6 Surabaya, to analyze whether there is an influence between parental income on the personal financial management of students at SMKN 6 Surabaya, to analyze Is there an influence between financial literacy on the personal financial management of Vocational High School 6 Surabaya students, and to analyze whether there is an influence between lifestyle on the personal financial management of Vocational High School 6 Surabaya students. The respondents in this research were class X students majoring in financial and institutional accounting at Vocational High School 6 Surabaya, totaling 72 respondents. The sampling technique used in this research is saturated sampling. Data collection techniques use questionnaires and tests. The results of this study indicate that (1) Parental income, financial literacy, and lifestyle simultaneously influence the personal financial management of S Vocational High School 6 Surabaya students (2) Parental income significantly influences the personal financial management of Vocational High School 6 Surabaya students (3) Literacy finances have a significant influence on the personal financial management of Vocational High School 6 Surabaya students (4) Lifestyle has a significant influence on the personal financial management of Vocational High School 6 Surabaya students.]]>
<![CDATA[Pengaruh Kualitas Pelayanan, Citra Merek, Harga, dan Kualitas Produk Terhadap Loyalitas Pelanggan ]]>
<![CDATA[Aditya Dwi Putra]]>;
<![CDATA[Nurul Azizah]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4080
<![CDATA[One of the beverage products that has many fans in Indonesia is coffee. Coffee is one of Indonesia's leading plantation commodities that has an important role, especially as a source of foreign exchange, a provider of employment. Jokopi is one of the coffee shop brands that has a contemporary coffee drinking trend. With the tagline "telling and cultivating". The purpose of this study is to determine the effect of Brand Image, brand image, price and Service Quality simultaneously on customer loyalty. In this study, the research method used is a quantitative research method and in this study there are 30 to 500 samples, in addition, if the study will conduct an analysis with multivariate (correlation or multiple regression), then the number of sample members is at least 10 times the number of variables studied. The results of the test together (simultaneously) show that the variables of Service Quality, Brand Image, Price and Product Quality have an effect on Customer Loyalty, this can be proven by the results of F count 15.729 or a significance value of 0.000 <0.05. ]]>
<![CDATA[Pengaruh Sustainability Reporting, Green Accounting, dan Kinerja Keuangan terhadap Nilai Perusahaan ]]>
<![CDATA[Zidan Naufal Akbar]]>;
<![CDATA[Endah Susilowati]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4108
<![CDATA[This study aims to test and analyze the effect of sustainability reporting, green accounting, and financial performance on firm value. The population used is all basic material sector companies listed on the Indonesia Stock Exchange for the period 2021-2023, with a total sample of 10 companies. The test method uses partial least square (PLS) which is processed with SmartPLS Version 3.0. The results showed that economic aspects in sustainability reports and financial performance affect firm value, while environmental aspects, social aspects, and green accounting have no effect on firm value.]]>
<![CDATA[Pengaruh Kualitas Produk dan Harga Terhadap Keputusan Pembelian Semen Tiga Roda di Kabupaten Karawang ]]>
<![CDATA[Ramgendi]]>;
<![CDATA[Siregar, Salim]]>
<![CDATA[ Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Intitut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47467/alkharaj.v6i12.4196
<![CDATA[This research aims to find out, analyze and explain how big the partial and simultaneous influence of Product Quality and Price is on the Purchase Decision of Tiga Roda Cement in Karawang Regency. The method used in this research is descriptive and verification research methods. This type of research is quantitative research. The population in this study focused on consumers of Tiga Roda cement products in the Karawang Regency area. The number of samples from this research was 225 people from consumers of Semen Tiga Roda using a purposive sampling technique. The analytical tool used in this research uses multiple linear regression analysis. The research results show that there is a partial or simultaneous influence between product quality and price on purchasing decisions for Tiga Roda Cement in Karawang Regency. The magnitude of the influence of product quality and price on purchasing decisions is 83.6%. Meanwhile, the influence of other variables outside the model is 16.4%.]]>
