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<![CDATA[Factors causing sharia banking students have not transformed from conventional bank to sharia bank (case study of sharia banking students 2018 UIN Syahada Padangsidimpuan) ]]>
<![CDATA[Latifa Ayunda Sari Panggabean]]>;
<![CDATA[Nofinawati]]>;
<![CDATA[Ananda Anugrah Nasution]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5728
<![CDATA[Abstract Purpose – This study aims to identify and describe the factors behind Islamic Banking students Batch 2018 not using Islamic banks in their transaction activities in daily life. Method -This type of research uses field research (Field Research) which is descriptive qualitative in nature. The study uses two data sources, namely primary data and secondary data, as well as data collection techniques through observation, interviews and documentation. Then according to the data analyzed inductively. Research Results - Based on the results of the study, it can be concluded that the causative factor for Islamic Banking students class of 2018 has not transformed from conventional banks to Islamic banks, namely because people generally carry out transactions at conventional banks because they know more about the existence of conventional banks than Islamic banks and the existence of conventional branches that are close to them. with homes, family and closest relatives still using conventional banks in conducting transactions and not feeling the need for a sharia bank yet, the location of Islamic banks is still very minimal, ATM facilities and branches are still few, and there is trauma to their own experiences or those closest to them due to lack of service from Islamic banks. Limitations – This study has limitations in terms of the relatively small number of research subjects. Practical Implications - As a practical implication, the results of this study can be used as a reference by Islamic banking as a strategy to increase the number of users.]]>
<![CDATA[The optimization of zakat funds distribution in Aceh in improving the welfare of the disable ]]>
<![CDATA[Juli Dwina Sari]]>;
<![CDATA[Fahriansah]]>;
<![CDATA[Sumarni]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5806
<![CDATA[Objectives – The purpose of this study was to determine the optimal level and implementation of the zakat fund distribution program for the Disabled within the perspective of improving the well-being of mustahik. Method – The descriptive qualitative research design is used in this study. In this study, there were five informants, two of whom were key figures. The primary and secondary data sources used in this study were observation, interviews, and documentation. Findings – The study's findings indicate that the distribution of zakat funds for disability has not been carried out optimally, and the funds are channeled through two program criteria, namely moderate disability and severe disability, and have not had a significant impact on improving the welfare of mustahik. Mustahik wishes for more programs, such as those that provide business capital to people with disabilities. Limitation– study only focused on Zakat Fund Compensation Program for the Disabled provided by Baitul Mal Aceh Tamiang regency. Practical Implication– This study demonstrates the need for additional disability compensation programs in Baitul Mal, Aceh Tamiang Regency, such as providing business capital to disabled people so that they can feel prosperous.]]>
<![CDATA[The distribution of Baitul Mal aid fund for joint bussiness group program : is it effective? ]]>
<![CDATA[Desi Tamida]]>;
<![CDATA[Nanda Safarida Nanda]]>;
<![CDATA[Muhammad Dayyan]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5965
<![CDATA[Objective – This study aims to analyze the level of effectiveness, supporting and inhibiting factors as well as the impact of the distribution of aid funds by Baitul Mal to Joint Business Groups in Peureulak District, East Aceh. Method – This research collects primary data with interviewing the key informan from Baitul Mal East aceh and 5 beneficieries from each Joint Business Group Program (KUBE). Findings – The results of this study indicate that The level of effectiveness of the distribution of aid funds by East Aceh Baitul Mal to the Joint Business Group in Peureulak is considered to be still not optimal. This is assessed based on 4 main indicators, namely input, process, productivity, job satisfaction. Besides that, in its implementation, there are several supporting and inhibiting factors in efforts to distribute Joint Business Group (KUBE) assistance funds. The supporting factors include the availability of the latest information that is easily accessible to muzakki and mustahik, the presence of accompanying personnel and also the availability of a budget. Meanwhile, the inhibiting factors include inadequate facilities and infrastructure, still a lack of manpower, remote and difficult to reach locations and delays in sending files. Meanwhile, in terms of the impact of the distribution of aid funds, it is considered to be able to help increase the economic income of the poor, which at the same time helps the government in improving the country's economy. Limitation – The indicators used to measure the level of effectiveness are still too general. A more specific perspective is needed.Practical Implication – This researeh shows Through this research, it is hoped that it will be able to minimize the occurrence of misuse in the management of aid funds for Joint Business Groups. Thus it can optimize the achievement of goals, namely increasing the community's economy which will have an impact on increasing the standard of living and welfare of the Peureulak people.]]>
<![CDATA[The influence of religiosity, knowledge, and income on the decision of muzakki to pay zakat mal in Baitul Mal Aceh Tamiang ]]>
<![CDATA[Syahri Ramayani]]>;
<![CDATA[Saipul Hadi T]]>;
<![CDATA[Muhammad Uzair Zulkifly]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.6054
<![CDATA[Abstract Objective - This study was conducted to determine the level of muzakki decision in paying zakat maal. Method - This research uses quantitative research. The population in this study was muzakki Baitul Mal Aceh Tamiang Regency, and the technique used in sampling was Non-Probability Sampling. The sample in this study amounted to 88 samples. The types of data used in this study used primary and secondary data. The analysis techniques used are data quality test, classical assumption test, multiple linear regression analysis, and hypothesis testing using the SPSS version 16 program. Findings - The results showed that simultaneously the variables of Religiosity, knowledge, and Income positively and significantly affected the behavior of paying mal zakat. Partially the religiosity variable had a positive and significant effect on the behavior of paying mal zakat, knowledge had a positive and significant effect on the behavior of paying mal zakat, and the income variable had a positive and significant effect on the behavior of paying mal zakat. The percentage of influence of Religiosity, knowledge, and income variables on the behavior of muzakki in paying zakat mal together is 59.2%. Limitations - This research is considered a cause-and-effect with a single observation object. Practical Implications - This research shows the need for additional research variables so that the decision of muzakki to pay maal Zakat in Baitul Mal Aceh Tamiang Regency can increase higher to increase the collection of zakat funds in Baitul Mal Aceh Tamiang Regency to maximize future distribution programs so that they can be distributed evenly and relatively to all people in Aceh Tamiang Regency.]]>
<![CDATA[Baitul Mal Strategy in Aceh Tamiang District to accelerate extreme poverty relief (P2KE) in Aceh Tamiang District ]]>
<![CDATA[Mulkan Tarida Tua Tampubolon]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.6071
<![CDATA[Objektif – This research was conducted to find out the BMK Aceh Tamiang strategy in accelerating the eradication of extreme poverty in Aceh Tamiang District in 2022.. Metode–This research uses a type of qualitative research with a case study method.The case study method is used in order to understand or explore a reason for a case that occurs, this case can be the basis for use in further research.. Temuan – The results of the study show that BMK Aceh Tamiang in one of its activities really touches the extreme poor.Thus P2KE which has become a national issue can be handled properly in Aceh Tamiang District.BMK Aceh Tamiang's contribution is very much needed in handling P2KE.BMK Aceh Tamiang in this case uses a strategy of collaboration with other stakeholders and mustahik (beneficiary) assistance. Keterbatasan – This research still needs to be examined more specifically as an object of study. ImplikasiPraktis–This research shows the need for BMK Aceh Tamiang in preparing its program of activities to synergize with the RPJP, RPJM, Renja and Renstra of the Aceh Tamiang Regional Government, especially the problem of poverty.So that later BMK Aceh Tamiang as a ZIS institution, its existence has a role in supporting Regional Government programs and the benefits are felt by the community directly and the measurable work of BMK is known]]>
<![CDATA[Influence of reputation, religiosity and transparency on the belief of muzakki paying zakat at Baitul Mal Banda Aceh ]]>
<![CDATA[Akhsanun Nadia]]>;
<![CDATA[Nurma Sari]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.6248
<![CDATA[Abstract Purpose – This research is to analyze the effect of reputation, religiosity, and transparency on muzakki's trust in paying zakat in Baitul Mal Banda Aceh Method – This study collected primary data by distributing questionnaires to 100 respondents using a random sampling technique. Technical data analysis was carried out using multiple regression tests with the SPPS analysis tool. Research result - The results of the study show that reputation, religiosity, and transparency have a significant positive effect partially, as well as the results obtained simultaneously the three variables have a significant effect on the muzakki's trust in paying zakat at Baitul Mal Banda Aceh. Limitations - This study has limitations in terms of the relatively small number of samples and the internal measuring variable used in this study is only religiosity, it is better to add other variables that are internal Practical Implications - As a practical implication, the results of this research can be used as a reference by zakat organizations/institutions to maintain performance and continue to improve capacity and integrity, especially transparency in order to maintain the trust of existing muzakki and provide the sense of confidence to other prospective muzakki.]]>
<![CDATA[Factors causing sharia banking students have not transformed from conventional bank to sharia bank (case study of sharia banking students 2018 UIN Syahada Padangsidimpuan) ]]>
<![CDATA[Latifa Ayunda Sari Panggabean]]>;
<![CDATA[Nofinawati]]>;
<![CDATA[Ananda Anugrah Nasution]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5728
<![CDATA[Abstract Purpose – This study aims to identify and describe the factors behind Islamic Banking students Batch 2018 not using Islamic banks in their transaction activities in daily life. Method -This type of research uses field research (Field Research) which is descriptive qualitative in nature. The study uses two data sources, namely primary data and secondary data, as well as data collection techniques through observation, interviews and documentation. Then according to the data analyzed inductively. Research Results - Based on the results of the study, it can be concluded that the causative factor for Islamic Banking students class of 2018 has not transformed from conventional banks to Islamic banks, namely because people generally carry out transactions at conventional banks because they know more about the existence of conventional banks than Islamic banks and the existence of conventional branches that are close to them. with homes, family and closest relatives still using conventional banks in conducting transactions and not feeling the need for a sharia bank yet, the location of Islamic banks is still very minimal, ATM facilities and branches are still few, and there is trauma to their own experiences or those closest to them due to lack of service from Islamic banks. Limitations – This study has limitations in terms of the relatively small number of research subjects. Practical Implications - As a practical implication, the results of this study can be used as a reference by Islamic banking as a strategy to increase the number of users.]]>
<![CDATA[The optimization of zakat funds distribution in Aceh in improving the welfare of the disable ]]>
<![CDATA[Juli Dwina Sari]]>;
<![CDATA[Fahriansah]]>;
<![CDATA[Sumarni]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5806
<![CDATA[Objectives – The purpose of this study was to determine the optimal level and implementation of the zakat fund distribution program for the Disabled within the perspective of improving the well-being of mustahik. Method – The descriptive qualitative research design is used in this study. In this study, there were five informants, two of whom were key figures. The primary and secondary data sources used in this study were observation, interviews, and documentation. Findings – The study's findings indicate that the distribution of zakat funds for disability has not been carried out optimally, and the funds are channeled through two program criteria, namely moderate disability and severe disability, and have not had a significant impact on improving the welfare of mustahik. Mustahik wishes for more programs, such as those that provide business capital to people with disabilities. Limitation– study only focused on Zakat Fund Compensation Program for the Disabled provided by Baitul Mal Aceh Tamiang regency. Practical Implication– This study demonstrates the need for additional disability compensation programs in Baitul Mal, Aceh Tamiang Regency, such as providing business capital to disabled people so that they can feel prosperous.]]>
<![CDATA[The distribution of Baitul Mal aid fund for joint bussiness group program : is it effective? ]]>
<![CDATA[Desi Tamida]]>;
<![CDATA[Nanda, Nanda Safarida]]>;
<![CDATA[Muhammad Dayyan]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.5965
<![CDATA[Objective – This study aims to analyze the level of effectiveness, supporting and inhibiting factors as well as the impact of the distribution of aid funds by Baitul Mal to Joint Business Groups in Peureulak District, East Aceh. Method – This research collects primary data with interviewing the key informan from Baitul Mal East aceh and 5 beneficieries from each Joint Business Group Program (KUBE). Findings – The results of this study indicate that The level of effectiveness of the distribution of aid funds by East Aceh Baitul Mal to the Joint Business Group in Peureulak is considered to be still not optimal. This is assessed based on 4 main indicators, namely input, process, productivity, job satisfaction. Besides that, in its implementation, there are several supporting and inhibiting factors in efforts to distribute Joint Business Group (KUBE) assistance funds. The supporting factors include the availability of the latest information that is easily accessible to muzakki and mustahik, the presence of accompanying personnel and also the availability of a budget. Meanwhile, the inhibiting factors include inadequate facilities and infrastructure, still a lack of manpower, remote and difficult to reach locations and delays in sending files. Meanwhile, in terms of the impact of the distribution of aid funds, it is considered to be able to help increase the economic income of the poor, which at the same time helps the government in improving the country's economy. Limitation – The indicators used to measure the level of effectiveness are still too general. A more specific perspective is needed.Practical Implication – This researeh shows Through this research, it is hoped that it will be able to minimize the occurrence of misuse in the management of aid funds for Joint Business Groups. Thus it can optimize the achievement of goals, namely increasing the community's economy which will have an impact on increasing the standard of living and welfare of the Peureulak people.]]>
<![CDATA[The influence of religiosity, knowledge, and income on the decision of muzakki to pay zakat mal in Baitul Mal Aceh Tamiang ]]>
<![CDATA[Syahri Ramayani]]>;
<![CDATA[T, Saipul Hadi]]>;
<![CDATA[Muhammad Uzair Zulkifly]]>
<![CDATA[ ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023) ]]>
Publisher : <![CDATA[Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa ]]>
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DOI: 10.32505/asnaf.v2i1.6054
<![CDATA[Abstract Objective - This study was conducted to determine the level of muzakki decision in paying zakat maal. Method - This research uses quantitative research. The population in this study was muzakki Baitul Mal Aceh Tamiang Regency, and the technique used in sampling was Non-Probability Sampling. The sample in this study amounted to 88 samples. The types of data used in this study used primary and secondary data. The analysis techniques used are data quality test, classical assumption test, multiple linear regression analysis, and hypothesis testing using the SPSS version 16 program. Findings - The results showed that simultaneously the variables of Religiosity, knowledge, and Income positively and significantly affected the behavior of paying mal zakat. Partially the religiosity variable had a positive and significant effect on the behavior of paying mal zakat, knowledge had a positive and significant effect on the behavior of paying mal zakat, and the income variable had a positive and significant effect on the behavior of paying mal zakat. The percentage of influence of Religiosity, knowledge, and income variables on the behavior of muzakki in paying zakat mal together is 59.2%. Limitations - This research is considered a cause-and-effect with a single observation object. Practical Implications - This research shows the need for additional research variables so that the decision of muzakki to pay maal Zakat in Baitul Mal Aceh Tamiang Regency can increase higher to increase the collection of zakat funds in Baitul Mal Aceh Tamiang Regency to maximize future distribution programs so that they can be distributed evenly and relatively to all people in Aceh Tamiang Regency.]]>
