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ASNAF
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 28286189     EISSN : 28289854     DOI : https://doi.org/10.32505/asnaf.v2i2
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Economic Walfare Zakat and waqf philanthropy Islamic financial planning for walfare Islamic SMEs and microfinance for welfare Islamic financial technology for welfare Islamic social funds and crowdfunding Islamic monetary and fiscal policy for welfare Islamic development economics for welfare Islamic international economic for welfare Islamic business modeling for welfare Islamic consumer behavior for welfare Islamic marketing strategy for welfare Islamic investment and portfolio for welfare Islamic international business for welfare Halal industry for welfare
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 37 Documents
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Strategy of zakat fund collection in Baitul Mal Aceh Tamiang Regency Agus Faisal Agus Faisal; Alfiqa Najla
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4008

Abstract

Purpose – This study aims to find out how the strategy for collecting zakat funds is carried out by Baitul Mal, Aceh Tamiang Regency and to find out how the implementation of zakat fund collection in Baitul Mal, Aceh Tamiang Regency. Method – The research method used is qualitative research, using data collection techniques through observation, interviews and documentation. The results of this study indicate that: First, socialization of zakat collection is through education providing understanding to the community of prospective muzaki. Second, the creation of a zakat collection unit (UPZ), which is an organization formed by the Amil Zakat Agency at all levels with the task of collecting zakat to serve muzakki. Third, the opening of the zakat receipt counter, namely so that more people pay zakat, donate, and give alms. Fourth, opening a bank account to make it easier for muzaki to pay zakat. Fifth, direct zakat collection is to make it easier for muzakki to pay zakat if they do not have time to come directly to give zakat. Results – The results of the study show that the implementation of the collection of zakat funds carried out by Baitul Mal, Aceh Tamiang Regency, firstly online collection, second zakat collection unit, third zakat pick-up service and fourth paying directly to Baitul Mal. Limitations – This study has limitations in terms of strategies for collecting zakat funds which still tend to be few. Practical Implications – As a practical implication, the results of this study can increase zakat literacy and become input for the government, especially zakat institution organizations in encouraging zakat fund collection strategies in Baitul Mal Aceh Tamiang.
The Effect of socialization and professionalism of amil towards muzakki's motivation to pay zakat (case study of Baitul Mal Aceh Tamiang Regency) Cut Endang Kurniasih; Fina Anggraini
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4009

Abstract

Purpose – The main objective of this study is to examine whether the socialization and professionalism of amil affect the motivation of muzakki to pay zakat at Baitul Mal in Aceh Tamiang, either partially or simultaneously. Methodology – This study applies multiple regression analysis and classical assumption test to handle the primary and secondary data to examine the effect of socialization and professionalism of amil on muzakki’s motivation. It also uses cluster random sampling to decide the possible samples to be interviewed. Findings – The results show that socialization partially has a positive and insignificant effect on the motivation of muzakki to pay zakat. But partially amil professionalism has a significant positive effect on muzakki's motivation to pay zakat at Baitul Mal Aceh Tamiang. Overall, the socialization and professionalism of amil simultaneously have a significant effect on the motivation of muzakki to pay zakat. Based on the R2 test, 22.9% socialization and professionalism of amil affect the motivation of muzakki who pay zakat in Baitul Mal Aceh Tamiang, while 77.1% is explained by other factors. Limitation – Despite the author’s efforts, data on a number of variables, are collected by questionnaire instruments only at Baitul Mal in Aceh Tamiang. Therefore, further studies may collect data on another location and apply different approach to examine their impact on the muzakki’s motivation. Practical Implication – Zakat institution has important implications for encouraging the socialization strategy and professionalism of amil to be able to create a mindset of the community in order to create motivation to pay zakat through Baitul Mal.
Bahasa Inggris Zainal Muttaqin Ridwan; Fahriansah; Mutia Sumarni; Di Ami Fitri
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4010

Abstract

Purpose – The purpose of this research is knowing the level of effectiveness and implementation of the productive infaq distribution program in improving the mustahik economy. Method – This research uses descriptive qualitative research, is a research that describes the state of the object of research at the present time as it is based on the results of observations, interviews, and documentation. Result – The results showed that the distribution of productive infaq has been effective, it can be seen from the increase in the income of mustahik after receiving productive infaq from Baitul Mal Aceh Tamiang. The results also show that the distribution of productive infaq aims to help the poor who have small and medium businesses to provide capital injections to suppress the movement of moneylenders and increase family income. Limitation – This research has limitations in terms of the relatively small number of research subjects, then the research subjects are mustahik from the Baitul Mal Aceh Tamiang food security program which will be distributed productive infaq to mustahik who are entitled to receive it. Practical Implication – As a practical implication, the results of this study can be used as a reference by the government, especially zakat institutions in distributing productive infaq to improve the mustahik economy. So that by maintaining all existing SOPs, it provides an optimal impact in the distribution process of all kinds of activities.
The Influence of accountability and financial statements transparency on muzakki zakat paying consistency Fuad Hasyim; Nurjannah; Alfina Rahmatika
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4033

Abstract

Objectives - This study aims to measure the effect of accountability and financial statements transparency on muzakki zakat paying consistency in Baitul Maal, Langsa City. Method - The data used in this study is primary data using a questionnaire distributed to muzakki who pay zakat in Baitul Maal, Langsa City. The analytical technique used in this research is multiple linear regression analysis. The research results show that the variables of accountability and transparency of financial statements partially affect the consistency of muzakki in paying zakat in Baitul Maal, Langsa City. The adjusted R Square value is 54.8%, which shows that the variable of accountability and transparency of financial statements can explain the variable consistency of muzakki paying zakat in Baitul Maal, Langsa City, by 54.8%. Limitations – This study has limitations regarding the relatively small number of research subjects. Practical Implications – As a practical implication, the results of this study can be used as a reference by the government, especially zakat institutions, in increasing the accountability and transparency of financial reports on the consistency of muzakki in paying zakat.
Faktor Determinasi Risk Aversion dan Perilaku Tenaga Kerja Pada Produk Asuransi affandi affandi
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4050

Abstract

Purpose—The purpose of this article is to try to look at the risk aversion determination factors that encourage the behavior of the educated workforce using or not using insurance products. The indicators used are income, education level, number of Dependents, Gender, employment status, place of residence, generation group, insurance product information Method—The analysis model used is probit regression. Primary data obtained through a survey of 111 respondents and only 93 educated workers in Aceh Province met the specifications and filled in completely. Research Results—The results show that only employment status has a positive and significant effect on labor preferences for insurance products, while other factors are not significant. Limitations — This research is still limited in samples, factors that are used as objects of research and less in-depth about the role of information affecting people's behavior. This is a suggestion for researchers to further conduct more comprehensive research. Practical Implications—The results of this study can be used as a reference for the government and companies must synergize with each other in planning insurance programs. High-income workers are expected to join insurance programs, mutual care is an important social capital to maintain the economy. The government or insurance company must increase the socialization of information on the importance of insurance programs to deal with the uncertainty of future risks.
Baitul Mal strategy in increasing community interest in paying zakat, infaq and shadaqah in Baitul Mal Aceh Tamiang juli dwina sari; Muhammad Uzair Zulkifly; Meylianda
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 1 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i1.4122

Abstract

Objectives – to find out the Baitul Mal strategy in increasing public interest in paying zakat, infaq and alms at Baitu Mal Aceh Tamiang. Methods – The research method used is descriptive qualitative with interview as the instrument Findings – The results of this study explain that by increasing the socialization program implemented by Baitul Mal, will yield on the public awareness and knowledge on the programs. Promotions which are undergone will be in the forms of billboards, banners and institutional website in order to make it easier for the public in gaining information related to Baitul Mal and its program. Practical Implication – The results of this study can be utilised as a reference by the government, especially zakat institutions
Dynamics of waqf in the city of Langsa (Case Study of Understanding Religious Figures) Fatahillah fatah; Anwar Puteh
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4621

Abstract

Purpose – to reveal and explain the dynamics of waqf in Langsa City starting from waqf regulation, public understanding, and understanding of Langsa City religious leaders. Method – This research uses a descriptive method with a qualitative approach with primary and secondary data. Data collection methods used by observation, interviews, and documentation. This study can find that the community and religious leaders in Langsa City use the Syafi'i school of jurisprudence in the legal basis, including waqf. Research Results - The results of this study related to the polemic of understanding religious leaders in Langsa City is because Aceh has its own fatwa institution not under the central MUI institution and Aceh's MPU so far has not issued a fatwa related to whether or not the practice of cash waqf is allowed. In this case, the researcher sees that if the Aceh MPU issues a regulation or fatwa regarding the permissible practice of cash waqf, then the harmony of understanding of religious leaders in Aceh, especially Langsa City will be reconciled over time. Practical Implications – As a practical implication, the results of this study can be used as a reference by the government, especially waqf organizations.
Dampak Upah Minimum, Produk Domestik Regional Bruto, Inflasi dan Tingkat Pendidikan terhadap Penyerapan Tenaga Kerja di Provinsi Jawa Timur Tahun 2011-2020 Maksum Maksum; Khovifa Lindarsi Farawangsa Khovifa
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4738

Abstract

The population growth in Indonesia is getting faster and faster as well as the population growth in East Java Province. The total population of East Java Province is the second largest in Indonesia after West Java Province. Data on the population growth rate of East Java Province in percentage from 2010 to 2020 reached 0.79%. However, the large rate of population growth in East Java Province has not been matched by a large number of labor absorbed in various economic sectors. This research is aimed to analyze the factors influencing minimum wage, gross regional domestic product, inflation, and education level on labor absorption in East Java from 2011-2020 in the period of 10 years. This research is used quantitative research with a descriptive method. The decision-making sample in this research used purposive sampling, it got 7 regencies/cities for this research sample. The source of data is taken generally from the Central Bureau of Statistics (BPS). This study used the panel data regression analytical method of secondary data and the data selected for the fixed effect model, the software used in this research is Eviews 9. The result showed as a simultaneous test, it is found that minimum wage, gross regional domestic product, inflation, and education level have a significant effect on labor absorption. As a partial test minimum wage and inflation have no significant effect on labor absorption, but gross regional domestic product and the education level variable has a significant effect on labor absorption. The value of coefficient determination (R2) in this research in the amount of 99,86% can be concluded on the dependent variable labor absorption. Meanwhile, 0,14% can be concluded by another variable.
Baitul Mal's social assistance effectiveness on community welfare in Aceh Tamiang juli dwina sari; Sri Rahayu
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4761

Abstract

Objectives – This study aims to see the effectiveness of Baitul Mal social assistance in improving the welfare of muzakki in Aceh Tamiang as well as the criteria needed to be considered in determining which community fit to receive Baitul Mal social assistance in Aceh Tamiang. Methods – The research method used is descriptive qualitative. Findings – a) The criteria for the Baitul Mal’s social assistance recipients focus on only on three aspects, namely 1) compensation for fakir with severe disabilities (handicaps), compensation for the poor elderly, assistance for supporting the aqidah (cost of living) called Sehati Seaqidah Senif Muallaf program, and assistance for the poor with severe disabilities. 2) The effectiveness of social assistance program provided by Baitul Mal on the community welfare in Aceh Tamiang is complied to the Standard Operating Procedure (SOP) which addresses the social assistance distribution to the community. 3) in terms of determining the muzakki who are entitled to receive social assistance, Baitul Mal seek for an assistance from the village in regards to the data collection of muzzaki which meets to the criteria determined beforehand. Limitation – the minimum data available related to the utilization of social assistance that have been distributed to the muzzaki Practical Implication – The results of this study can be used as a reference for the government, especially zakat institutions in comprehending the level of effectiveness of Baitul Mal's social assistance on the welfare of the community.
The Effect Of Service and Trust on Muzakki satisfaction at Baitul Mal, Aceh Tamiang Regency Deni Riani deni; Lili Apriliani
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4767

Abstract

Purpose – This study aims to determine whether service and trust affect the satisfaction of muzakki at Baitul Mal, Aceh Tamiang Regency, either partially or simultaneously. Method – In this study, the data used are primary and secondary data using questionnaire, interview, and observation methods. The technique used for sampling in this study is purposive sampling, which is done by taking people who are properly selected by the researcher according to the specific characteristics possessed by the sample. Based on the random conducted, the researchers took a sample in Kuala Simpang District. Then the data analysis techniques used in this research are validity test, reliability test, classical assumption test and multiple regression analysis. Research Results - The results of this study obtained the effect of service on muzakki satisfaction at Baitul Mal showing a t value of 4.183 with a sig value of 0.000 <0.05, this means that service partially has a significant positive effect on muzakki satisfaction at Baitul Mal, Aceh Tamiang Regency. The effect of trust on muzakki satisfaction at Baitul Mal shows a t - count value of 2.421 with a sig value of 0.017 > 0.05, then partially trust has a positive and insignificant effect on muzakki satisfaction at Baitul Mal, Aceh Tamiang Regency. From the results of the F test shows the results of F count 19,213 with a sig value of 0.000 <0.05, it means that service and trust together have a significant effect on muzakki satisfaction at Baitul Mal, Aceh Tamiang Regency. Limitations based on the R2 Test of 27% of service and trust affect the satisfaction of muzakki at Baitul Mal, Aceh Tamiang Regency, while 73% are explained by other factors not included in this study . Practical Implications – As a practical implication, the results of this study can be used as a reference by the government, especially zakat institutions in encouraging strategies to pay zakat, especially in terms of the cognitive domain, affective domain and psychomotor domain .

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