cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
 1   2 
Search results for , issue "Vol. 1 No. 2 (2022)" : 15 Documents clear
PENGARUH DIVERSIFIKASI PENDAPATAN, BOPO DAN CARTERHADAP PROFITABILITAS PERBANKAN SELAMA PANDEMI COVID-19 Sofianingsih, Reni; Bahtiar Fitanto
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.13

Abstract

The Covid-19 pandemic has disrupted the pace of Indonesia's economic growth. The policy of lowering interest rates in the context of the national economic recovery as well as slowing credit disbursement resulted in a decline in the NIM of the banking system. Therefore, banks are trying to find new sources of income other than interest income sources, namely through diversification. In addition to income diversification, operational efficiency and management of capital aspects are also very important factors that can affect bank conditions during the Covid-19 pandemic. This study aims to analyze the effect of income diversification (DIVPEN), operational efficiency (BOPO) and capital adequacy ratio (CAR) on banking profitability proxied by ROA during the Covid-19 pandemic at KBMI bank 4. Data analysis method used in this study namely panel data regression analysis with the best model results, namely FEM (Fixed Effect Model). The results show that income diversification has a positive and significant effect on ROA, BOPO has a negative and significant effect on ROA and CAR has no effect on bank profitability proxied by RPA during the Covid-19 pandemic.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI EFEKTIVITAS PENYALURAN KREDIT MODAL KERJA TERHADAP USAHA MIKRO KECIL DAN EKSISTENSI LEMBAGA KEUANGAN (Studi Bank BPR Jatim Kantor Cabang Mojokerto) Olfianita, Firda
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.06

Abstract

This research discusses factors influencing the effectiveness of working capital loan distribution on micro and small businesses and the existence of Bank BPR Jatim of Mojokerto branch office as one of financial institutions in Indonesia. This study uses causal relationships between the independent and dependent variables. Here two models are used. The first model is for the effectiveness of the bank in distributing working capital loan, and the second model is for the bank’s existence. The first model results in that the distribution of working capital loan by the bank influences the revenue of micro and small businesses, while assistance provided by the bank and economic condition do not influence the businesses revenue. The second model indicates that the institution’s capacity and public demand influence the bank’s existence, while regulation does not influence it. The findings can be used in designing policies and strategies to improve the development of Bank BPR Jatim of Mojokerto branch office in particular and the improvement of Indonesian financial institutions in general, through which the institutions can have the capability to maintain their existence sustainably and widely and can empower business owners especially in micro and medium sector.
PENGARUH JUMLAH UANG BEREDAR, SUKU BUNGA DAN NILAI TUKAR TERHADAP TINGKAT INFLASI DI INDONESIA MENGGUNAKAN PENDEKATAN ANALISIS JALUR PERIODE 2010Q1 – 2020Q4 Herania, Elisabeth; Maski, Ghozali
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.05

Abstract

Monetary policy is one of the important components in an economic system whose conditions are always uncertain. One of the most important objectives of monetary policy is to maintain price stability for goods and services. Price volatility, which is manifested as inflation, can have a bad long-term impact on the national economy if it is not controlled properly. Therefore, it is important to control inflation to maintain a healthy economic climate. A low and stable inflation rate is important for long-term economic growth. Monetary policy instruments that can maintain price stability include the money supply, interest rates and exchange rates. Therefore, this study aims to analyze the effect of JUB, interest rates and exchange rates on the inflation rate through path analysis method. Path analysis method is used to see the direct and indirect effect of the money supply on inflation through interest rates and exchange rates as intervening variables. The results showed that the money supply and exchange rate directly did not have a significant effect on the inflation rate. Meanwhile, interest rates have a significant direct effect on inflation. Indirectly, only interest rates have a role in mediating the relationship between the money supply and the inflation rate. Keywords: monetary policy; inflation; money supply; interest rate; exchange rate; path analysis
ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN SESUDAH PENERAPAN BRANCHLESS BANKING DI INDONESIA Dizzahara, Izhellia Oktatubela; Sakti, Rachmad Kresna
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.07

Abstract

To improve financial inclusion, the government, through the Financial Services Authority (OJK), organized the Branchless Banking (Laku Pandai) program which aims to flatten the provision of formal financial institutions access. In this program, banks can expand their reach without constructing physical offices through collaboration with bank agents as financial intermediaries. This study aims to analyze the banking financial performance using CAMEL method on each Conventional Commercial Banks before and after the implementation of Branchless Banking in year of 2010-2019. This study uses a quantitative approach with the comparative research type and using non-parametric statistical test equipment (Wilcoxon signed-rank test) on its hypothesis test. Sample determination uses a purposive sampling technique resulting in the usage of 7 Conventional Commercial Banks (BRI, Mandiri, BTPN, BCA, BTN, BNI, and BPD Kaltim) as samples in this study. The results showed that in the CAR ratio, there were 7 banks that experienced significant differences. In the NPL ratio, there were 4 banks with significant differences. There were 3 banks that experience significant differences in NPM ratio. While, there were 6 banks with significant differences in its ROA. Last, the LDR ratio showed 6 banks that experience Branchless Banking in Indonesia.
PENERAPAN MOBILE TECHNOLOGY ACCEPTANCE MODEL (MTAM) DALAM MENGGUNAKAN QRIS SEBAGAI SISTEM PEMBAYARAN DIGITAL DI JAWA TIMUR Laila Hikmatul Khoiroh; Farah Wulandari Pangestuty
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.08

Abstract

Among various payment systems available today, QRIS is interesting to be studied due to its recentness, distinctive features, and rapid development. The objective of this research is to identify public perceptions concerning QRIS services viewed from the effects of Mobile Usefulness (MU), Mobile Ease to Use (MEoU), Mobile Perceived Trust (MPT) on Behavioral Intention (BI). This quantitative research uses multiple linear regression in analyzing data that was acquired through questionnaires. This study finds that Mobile Usefulness (MU), Mobile Ease to Use (MEoU), Mobile Perceived Trust (MPT) positively and significantly influence Behavioral Intention (BI). This happens because people feel that QRIS is beneficial, simple, and trustworthy in helping them making transactions. The findings support the result of previous researches that, when a person has decided to use a service continuously, he had considered the aspects of benefit, simplicity, and trustworthiness from cellular service providers. The provider of QRIS service is expected to improve usefulness, simplicity, and security because the public concern much about those three aspects in using cellular services. Next researches are suggested not to use the variables above, i.e. Mobile Usefulness (MU), Mobile Ease of Use (MEoU), Mobile Perceived Trust (MPT), because several studies have explained that the said variables have constant linkage with behavioral intention.
ANALISIS PERILAKU KONSUMEN TERHADAP PENGGUNAAN PLATFORM DIGITAL BANK (Studi Pada Generasi Z Kota Malang) Calista Donabella, Belinda; Manzilati, Asfi
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.04

Abstract

Technology and an increasingly developing economy that has an efficient impact on the use of cash. When using cash to transact with a large enough value it becomes inefficient. Crimes such as robbery, theft and counterfeiting cause people to have a fear of storing or carrying large amounts of cash. The purpose of this study was to determine how the influence of service quality, convenience, innovation, and trust on customer satisfaction in using the bank's digital platform. The research sample used was 200 people from Generation Z in Malang City. The research method used is a type of quantitative research with data analysis techniques using logistic regression. The results show that simultaneously service quality and convenience have an effect on customer satisfaction in using the bank's digital platform, while partially innovation and trust have no significant effect on customer satisfaction in using the bank's digital platform. banks need to increase innovation through digital banks they have and provide.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENGANGGURAN DI PROVINSI JAWA TENGAH (Studi Kasus Pada Periode 2008-2021) Utami, Astiti Margi; Pudjihardjo, M
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.02

Abstract

The number of the workforce that is not proportional to the availability of jobs can lead to unemployment. In 2021, Central Java Province already has a dominant workforce from the total population so that it is vulnerable to unemployment. This research aims to analyze the effect of MSMEs, Investment and Minimum Wage on the unemployment rate in Central Java Province in 2008-2021. The method used in this study is quantitative analysis and used secondary data obtained from BPS, Central Java DPMPTSP, and other. The technique of analyzing data uses multiple regression with a supported by software SPSS. The resulth of the research show that : (1) number of MSMEs, Minimum Wage and investment had a significant affect simultaneously on unemployment rate (2) number of MSMEs had a negative and significant effect on unemployment rate (3) Minimum Wage had a positive and significant effect on unemployment rate (4) investment had no effect on unemployment rate. This is due to investment in Central Java Province which is concentrated in certain sectors that lead to capital-intensive industries so that investment does not have a significant effect on TPT.    
PENGARUH SUKU BUNGA, KURS, INFLASI, VOLUME TRANSAKSI, DAN PELANGGAN TERHADAP HARGA SAHAM Erna Hendriyanti Sa'adah; Setiawan, Putu Mahardika Adi
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.03

Abstract

The Covid-19 pandemic has made many changes, especially in the world's economy and stock market conditions. So this study is intended to examine whether or not the influence of interest rates, exchange rates, inflation, transaction volume, and the number of customers on stock prices in operator companies in six countries with the most internet users in the world during pandemic. This research is quantitative research with a linear regression method which data collection is obtained through several pages needed in research. The collected data were then processed and tested through classical assumption tests (normality test, multicollinearity test, heteroscedasticity test, autocorrelation test) and hypothesis testing with linear regression analysis and coefficient of determination. The test in this research uses an econometric application program, E-views version 10. The results of this research showed that the exchange rate (X2) and transaction volume (X4) have no effect on stock prices (Y), and the interest rate variable (X1) has a negative effect and significant to the stock price (Y), while the inflation variable (X3) and the number of customers partially have a positive and significant effect on stock prices (Y). Simultaneously, the variable interest rate (X1), exchange rate (X2), inflation (X3), transaction volume (X4), and the number of customers (X5) affect stock prices (Y) by 97%, while the remaining 3% is affected by other variables outside the model adopted in this research.
THE COMPARATIVE ANALYSIS OF GOLD, STOCKS, SWISS-FRANC, AND BITCOIN AS PORTFOLIO PERFORMANCE DURING COVID-19 PANDEMIC Krisantana, Wayan Jonatan Satwika; Pratomo, Devanto S.
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.15

Abstract

This research is based on the phenomenon of new trend of investment during the pandemic. In the last few months, investing in stocks and cryptocurrency is trending in all social media platform. Investment is an asset or item acquired with the goal of generating income or appreciation. The researcher also interest about currency of Swiss nation or called Swiss-franc (CHF). It is because researcher join investment community called “Ternak Uang” and the owners (Timothy Ronald) told that during the pandemic, he switching some of asset portfolio to Swiss-franc in part of hedging investment. There are so many investment products, but this research focusing on four product which are Gold, Stocks (IDX 30), Swiss-franc, and Bitcoin. This research is quantitative research using the comparative method. This research uses time series data, the data collected from time to time on an object for the purpose of describing object development. In this study the type of data used is secondary data in the form of historical data of instrument. Then, the researcher using non-parametric statistical tests, i.e. Kruskall-Wallis test. The result show Bitcoin as an investment that provides the largest return assets, Based on significance value, every instrument also has a real difference risk, Swiss-franc is the highest performance in Sharpe and Jensen Ratio while in Treynor, bitcoin is the highest performance, and Based on significance value, every instrument also has a real difference Treynor and Jensen ratio between each other.
WHAT FACTORS DETERMINE INDONESIA ECONOMIC GROWTH AND HOW DOES THE U.S. AND CHINA TRADE WAR AFFECT IT? Herenda, Agil Muhammad; SS, Vietha Devia
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.01

Abstract

This study aims to analyze the factors that determines economic growth in Indonesia and to see whether trade war does affects economic growth in Indonesia. The variable analyzed were exports, imports and inflation as independent variables using secondary monthly data from 2017 to 2020 as samples, and the variable of trade war itself as a dummy. Gross Domestic Product is used as a dependent variable to measure the economic growth. The statistical methods applied are descriptive statistics, classical assumption test, multiple regression model, and paired sample t-test. The findings showed that exports positively influenced economic growth, while imports and inflation does not. Trade war, however, has a favorable influence on trade war, showing a different result obtained from the paired sample t-test.

Page 1 of 2 | Total Record : 15

 1   2 

Filter by Year

2022 2022


Reset
Filter By Issues
All Issue Vol. 4 No. 3 (2025) Vol. 4 No. 2 (2025) Vol. 4 No. 1 (2025) Vol. 3 No. 4 (2024) Vol. 3 No. 3 (2024) Vol. 3 No. 2 (2024) Vol. 3 No. 1 (2024) Vol. 2 No. 4 (2023) Vol. 2 No. 3 (2023) Vol. 2 No. 2 (2023) Vol. 2 No. 1 (2023) Vol. 1 No. 4 (2022) Vol. 1 No. 3 (2022) Vol. 1 No. 2 (2022) Vol. 1 No. 1 (2022) More Issue