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Contact Name
Muhamad Sidik
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mgcn.sidik@gmail.com
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+6289671418611
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office@kampusakademik.my.id
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jl.kidalem kudu baru rt 1 rw 6 genuk semarang
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Kota semarang,
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INDONESIA
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
ISSN : 30476232     EISSN : 30476240     DOI : https://doi.org/10.61722/jemba.v1i2.45
Core Subject : Economy, Science,
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Kategori Ilmu Ekonomi , Manajemen, Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia. Ekonomi: Ekonomi Publik, Ekonomi Internasional, Perbankan dan Lembaga Keuangan Ekonomi Pembangunan, Ekonomi Moneter, Ekonomi Keuangan. Manajemen bisnis dan perbankan: Manajemen keuangan dan kekayaan, Pemasaran, Manajemen Sumber Daya Manusia, Manajemen Strategis, Operasi, Kewirausahaan, Etika Perbankan, Operasi dan Manajemen Perbankan. Akuntansi: Akuntansi Sektor Publik, Perpajakan, Akuntansi Keuangan, Akuntansi Manajemen, Auditing, dan Sistem Informasi Akuntansi. Jurnal ini terbit 1 tahun 6 kali (Januari, Maret, Mei, Juli, September, November)
Articles 464 Documents
Analisis Faktor-Faktor Penyebab Terjadinya Selisih Jumlah Stock Barang digudang PT. Solo Murni Boyolali Menggunakan Metode 5W+1H dan Fishbone Diagram Nata Franciska
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 2 (2025): Maret
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i2.785

Abstract

This research aims to find out what is the analysis of the factors that cause differences in the amount of stock in PT's warehouse. Solo Murni Boyolali and what strategies the company is implementing to overcome these problems. This research was carried out in the field using observation, interviews and documentation methods involving warehouse supervisors and warehouse employees during the process of receiving, issuing, storing and controlling warehouse stock. The method used to conduct this research is a qualitative method with 5W+1H analysis techniques and fishbone diagram analysis. According to the research results, the factors that cause differences in the amount of stock of goods vary. One of them is that employees are not careful when doing their work and the calculation system is still manual. The strategy that companies must implement to minimize warehouse stock differences is to provide outreach to employees about receiving goods in the warehouse, storing goods in the warehouse, and controlling operational activities
Analisis kesehatan bank dengan menggunakan metode RGEC pada bank umum syariah di Indonesia Maria ulfa; Muhammad Salman; Mayang Murni
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 2 (2025): Maret
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i2.794

Abstract

This study aims to determine the health level of Islamic banks at Islamic Commercial Banks using the RGEC method, which includes Risk Profile, Good Corporate Governance, Earning (Rentability) and Capital (Capital). This study uses a quantitative method sourced from secondary data from Islamic Commercial Bank financial reports for 2015-2022. The data analysis used to determine the health level of banks in this study is descriptive analysis using the RGEC method. The results of the study show that the health level of Islamic Commercial Banks for 2015-2022 is at a composite rank of 1 (PK - 1), which is included in the "Very Healthy" category. The assessment of the health level of Islamic Commercial Banks for the 2015-2022 period on the Risk Profile factor using the NPF ratio is ranked 1 in the very healthy category. The assessment of the health level of Islamic Commercial Banks for the period 2015-2022 on the GCG (Good Corporate Governance) factor using the Self Assessment ratio is ranked 2 in the healthy category. The assessment of the health level of Islamic Commercial Banks for the period 2015-2022 on the Earning (Profitability) factor using the ROA ratio is ranked 1 in the very healthy category. The assessment of the health level of Islamic Commercial Banks for the period 2015-2022 on the capital factor (capital) using the CAR ratio is ranked 1 in the very healthy category.
IMPLEMENTASI AKAD MURABAHAH PADA PEMBIAYAAN KREDIT USAHA RAKYAT (KUR) DI BANK SYARIAH INDONESIA Deti Iryani; Dea Sri Utari; Mashuri Mashuri; Susilawati Susilawati
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.804

Abstract

Micro KUR financing is one of the financing options offered by Bank Syariah Indonesia to the public as customers to run micro or small and medium enterprises. The purpose of this research is to examine the implementation of the murabaha contract in the financing of People's Business Credit (KUR). The research was conducted from August to September 2024. During the author's professional internship (MP), the author was able to analyze the performance at BSI KCP Dumai Sukajadi, which was very good and in accordance with applicable regulations. The murabaha contract implemented is also in line with sharia principles. If the goods desired by the customer cannot be directly purchased by the bank, for example, the purchase of essential goods, the bank will use a wakalah contract, where the purchase of goods will be delegated to the customer with the condition that proof of purchase is submitted to the bank. The implementation of the murabaha contract is expected to run smoothly and as effectively as possible.
Model Bisnis sebagai Mekanisme Penciptaan Nilai: Pendekatan Konseptual dan Implikasinya bagi Strategi Perusahaan Noer Aida Fitriani; Jeni Susyanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.839

Abstract

Penelitian ini bertujuan untuk mengkaji peran model bisnis sebagai mekanisme penciptaan nilai dan implikasinya terhadap strategi perusahaan. Menggunakan pendekatan konseptual, studi ini menganalisis literatur relevan terkait elemen-elemen kunci model bisnis, inovasi, serta hubungan antara model bisnis dan keunggulan strategis. Hasil kajian menunjukkan bahwa model bisnis tidak hanya menggambarkan cara perusahaan menghasilkan pendapatan, tetapi juga berfungsi sebagai alat strategis dalam merancang, menyampaikan, dan menangkap nilai. Inovasi dalam model bisnis memungkinkan perusahaan beradaptasi terhadap dinamika pasar dan memperkuat daya saing. Integrasi model bisnis ke dalam proses perencanaan strategis menjadi penting untuk mencapai keberlanjutan dan keunggulan kompetitif jangka panjang. Penelitian ini memberikan kontribusi konseptual bagi pengembangan strategi bisnis berbasis nilai di era persaingan dinamis.
Analisis Rasio Likuiditas dan Profitabilitas untuk Mengetahui Kinerja Keuangan pada PT Sido Muncul TBK 2020-2022 Maulana Ichsan; Erni Puji Astutik
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.858

Abstract

Penelitian ini bertujuan untuk mengetahui kinerja keuangan perusahaan pada PT Sido Muncul TBK menggunakan analisis rasio keuangan selama periode tahun 2020- 2022. Rasio keuangan yang digunakan yaitu likuiditas dan profitabilitas. Kinerja keuanagan pada PT Sido Muncul Tbk apabila ditinjau dari Current Ratio(CR) dan Quick Ratio(QR) mengambarkan keadaan likuiditas perusahaan baik atau likuid. Perhitungan rata-rata Current Ratio dan rata-rata Quick Ratio sudah berada diatas rata-rata industri (time series). Rasio profitabilitas pada PT Sido Muncul Tbk menunjukkan kinerja perusahaan yang inkonsisten dimana rata-rata rasio Return On Asset(ROA) dan Return On Equity(ROE) masih dibawah standar industri sedangkan nilai rata-rata rasio Net Profit Margin(NPM) sudah diatas industri
Membangun Keunggulan Bersaing Perusahaan Melalui Penciptaan Nilai Fita Andriyani; Jeni Susyanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.861

Abstract

This study aims to analyze how value creation through business model innovation can build a company's competitive advantage in facing rapid and complex market dynamics. Employing a conceptual approach, the study examines recent literature on value creation strategies, business model innovation, and dynamic organizational capabilities. The analysis reveals that companies capable of reconstructing their value propositions, integrating digital technologies, and developing adaptive capabilities are more likely to create sustainable value and maintain a competitive edge. However, challenges such as imitation risks and organizational culture shifts must be addressed through holistic and sustainable innovation strategies.
Manajemen Utang Dalam Perspektif Islam : Terhadap Produk Pembiayaan Berbasis Syariah (Murabahah Dan Qardhul Hasan): Studi Literatur pada peran Akad dalam Lembaga Keuangan Syariah Nurul Firdausah; Rini Puji Astuti; Nia Safira Aprilia Firdaus
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.862

Abstract

This research was conducted to answer the problem of the role of murabahah and qardhul hasan contracts as alternative debt for the community. The type of research used is descriptive qualitative. By using secondary data derived from the theories of various literatures and data that emerged from an institution. . The results of this study show that these two contracts have a complementary role in providing financing solutions that comply with sharia principles and meet the needs of people from various economic segments. Murabahah reaches productive customers who need financing with a structured plan, while qardhul hasan reaches vulnerable people who need financial assistance without the pressure of interest.
Perencanaan Dana Pensiun Dan Pendidikan Berbasis Syariah: Pendekatan Strategi Untuk Kesejahteraan Masa Depan Nadiah Ulfatun Hasanah; Rini Puji Astuti; Indana Zulfa Azizah
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.863

Abstract

Retirement and education planning is an important part of family financial management that aims to achieve sustainable prosperity in the future. From an Islamic perspective, financial planning should be done in compliance with sharia principles that prohibit riba, maysir and gharar. The sharia approach in financial planning includes the use of halal instruments such as sharia insurance (takaful), sukuk, and investment in sharia mutual funds that comply with the fatwa of the National Sharia Council⁽¹⁾. This planning also emphasizes the importance of the values of responsibility, justice, and the blessing of wealth in meeting long-term needs such as children's education funds and family pension funds⁽²⁾. This study shows that good Islamic financial literacy can encourage Muslim communities to plan their future more strategically⁽³⁾. Therefore, strengthening the Islamic financial ecosystem and educating the public are crucial steps in supporting Islamic values-based financial well-being.
PERSEPSI MAHASISWA PERBANKAN SYARIAH UIN KHAS JEMBER TENTANG EDUKASI INVESTASI SAHAM SYARIAH. Putra Alif Kurniawan Akbar; Elvin Adria Saputri; Ayu Dwi Yulandari; Rini Puji Astuti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.872

Abstract

The main focus of this research is to explore how students' understanding and attitudes towards the material taught in lectures and the facilities provided by the campus, such as the Sharia Investment Gallery (GIS), are shaped. The research employs a qualitative approach with a case study design, where data was collected through in-depth interviews with a number of active students who have taken courses related to Sharia stock investments. The results of the study indicate that the majority of students have a positive perception of the importance of Sharia stock investment education. However, they consider the education they receive to be limited to theory and lacking in practical aspects. Factors influencing students' perceptions include the quality of teaching, access to digital information, and student involvement in GIS activities, which remains suboptimal. Based on these findings, the study suggests the integration of practical Sharia investment experience in lectures, enhanced collaboration with GIS, and the development of digital educational content to broaden students' literacy in Sharia capital markets
PRINSIP PERENCANAAN KEUANGAN DALAM MENCAPAI KESEJAHTERAAN FINANSIAL INDIVIDU Vahilda Febrianti; Rini Puji Astuti; Muhammad Aris Maulana
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.873

Abstract

Penelitian ini bertujuan untuk menganalisis prinsip keuangan yang berkontribusi dalam pencapaian kesejahteraan finansial individu, dengan pendekatan berbasis nilai-nilai syariah. Hasil penelitian menunjukkan bahwa prinsip-prinsip seperti membuat anggaran, mengelola pengeluaran, menabung dan berinvestasi dapat membantu individu mencapai kesejahteraan finansial. Dalam konteks ekonomi modern dan kebutuhan hidup yang kompleks, perencanaan keuangan yang sesuai dengan prinsip-prinsip islam seperti keadilan, keberkahan, dan tanggung jawab menjadi krusial. Studi ini menggunakan pendekatan kualitatif melalui studi Pustaka terhadap literatur terkait perencanaan keuangan syariah, maqasid syariah dan indicator kesejahteraan finansial. Hasil kajian menunjukkan bahwa prinsip-prinsip seperti penetapan tujuan keuangan sesuai syariah, pengelolaan dan arus kas halal, penghindaran riba, penyusunan dana darurat, dan investasi yang etis dan produktif memberikan kontribusi signifikan dalam menunjukkan kesejahteraan finansial yang berkelanjutan dan diberkahi. Temuan ini memberikan implikasi bagi individu muslim, pendidik keuangan, dan praktisi perencanaan keuangan syariah dalam menyusun strategi yang sejalan dengan nilai-nilai islam. Penelitian ini diharapkan dapat memberikan kontribusi pada pengembangan pengetahuan tentang perencanaan keuangan individu dan meningkatkan kesadaran masyarakat tentang pentingnya mengelola keuangan dengan efektif.