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Journal of Economic Development and Village Building
Published by Politeknik Siber Cerdika Internasional
ISSN : -     EISSN : 29864666     DOI : https://doi.org/10.59261
Core Subject : Economy, Science, Social, Engineering,
Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering
This journal contains articles and research results. The scope of the research includes: general economics and teaching, public economic, law and economics, building village, economic village, Business admiration and business economics: marketing, accounting; personel economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 4 Documents
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Search results for , issue "Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building" : 4 Documents clear
From Cash to Digital Wallet: Measuring Financial Inclusion in Manggarai, East Nusa Tenggara Bahiyyah, Khariidatul
Journal of Economic Development and Village Building Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v3i2.45

Abstract

This study aimed to measure the level of financial inclusion and analyze the transition process from cash to digital wallets in the Manggarai district, East Nusa Tenggara province, Indonesia. This study is an applied study in terms of purpose and a descriptive-survey study in terms of data collection method. The statistical population of this study comprised all adult residents of the Manggarai district, out of which 400 people were selected as a sample using the multi-stage cluster sampling method. Data were collected through a researcher-made questionnaire whose validity and reliability were confirmed and analyzed using descriptive and inferential statistics. The findings revealed that while 53.8% of respondents use a digital wallet, only 11.3% use it exclusively, while 42.5% were in a mixed mode, meaning they use both cash and digital transactions together. Significant generational disparity was observed in the adoption of financial technology: 84% of the elderly used only cash. Transaction speed ranked first, at 39.5%, and access to government subsidies followed with 36.3%. Major reasons for not adopting digital wallets included a lack of trust, 62.9%, and inadequate internet access, 56.7%. Results from this study can be useful to financial policymakers, digital payment service providers, and regional development planners in devising appropriate strategies to help accelerate financial transition.
Post-Pandemic Economic Resilience: The Role of Women-Led SMEs in Tasikmalaya's Craft Sector, West Java Nurcahyanie, Yunia Dwie; Azzahra, Adelia
Journal of Economic Development and Village Building Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v3i2.46

Abstract

This qualitative research investigates the mechanisms of economic resilience in the post-COVID-19 era through a study of women-led small and medium-sized enterprises in the handicraft sector of Tasikmalaya. Data collection was carried out through in-depth interviews with 20 female entrepreneurs and field observations. To complement the qualitative analysis, basic quantitative descriptive statistics were derived from structured interview responses. The findings demonstrate that these enterprises have successfully navigated unexpected challenges by adopting smart adaptation strategies. The descriptive data reveal that social networks and digital platforms were utilized for sales by 80% of respondents, while 55% actively participated in local collaboration networks. Regarding coping strategies, cost optimization was adopted by 90% of the enterprises, while 70% diversified their products. However, only 35% of the enterprises have returned to pre-crisis income levels, while 45% remain on the path to sustainable recovery. The product mix has shifted from 75% purely traditional products to 60%, while the share of applied and customized products has increased correspondingly. This research demonstrates how resilience in these enterprises emerges from social capital, collective wisdom, and innovation in practice rather than from institutional support. The study highlights the importance of formulating targeted support policies aligned with the unique characteristics of these firms. Recommendations include strengthening local cooperation networks, providing access to financial resources, and developing training programs responsive to entrepreneurs' needs.
Leveraging Indigenous Ikat Heritage for Creative Industry Growth: A Study from Sumba, East Nusa Tenggara Salsabila, Irma Nuraeni; Irawan, Nico
Journal of Economic Development and Village Building Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v3i2.47

Abstract

This mixed-methods study examines the potential of the Sumba Ikat industry in driving creative economy growth in East Nusa Tenggara. Combining in-depth interviews and a structured survey, the research confirms that this authentic art form faces significant structural challenges. Survey data from 85 weavers reveals that only 22% of the weaving population is under 35, signaling a threat to intergenerational continuity. Economically, 56% of weavers earn below one million rupiah monthly, a disparity with the cultural value of their work. A complementary market survey of 35 stakeholders (traders, cooperative managers) indicates that 55% of sales occur through traditional local markets, while online channels account for a mere 7%. Concurrently, the study identifies a significant opportunity: products utilizing natural dyes command market prices up to five times higher than synthetic counterparts. We propose that a strategy of "value creation through differentiation," coupled with value chain development and digital infrastructure strengthening, can forge a more sustainable economic model. This approach aims to open avenues for socioeconomic development while steadfastly preserving cultural authenticity.
Green Economy Integration for Sustainable BUMDES: A Case Study of Kintamani, Bali Savandha, Septien Dwi; Amelia, Amelia
Journal of Economic Development and Village Building Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v3i2.48

Abstract

One of the strategies to attain local sustainable development is integrating green economy principles into rural economic enterprises. Using a qualitative case study approach, this research explores how green economy is integrated into rural economic enterprises in the Kintamani District, Bali. Data collection was carried out by conducting in-depth semi-structured interviews with 22 stakeholders and observing the area under study. The data obtained were analyzed using thematic analysis. Results of the research point to the following: 78% of the managers of BUMDES claimed that the main obstacle was the lack of initial capital, while 85% of all interviewees mentioned an existing institutional gap. Yet, 92% of the respondents assessed the economic potential of green models as positive in the long run. On the contrary, 75% of young people and those with higher education greeted the change, while only 45% of farmers with over 20 years of experience showed a willingness for change. The study proposes a four-stage roadmap comprising establishment, piloting, expansion, and institutionalization. Results indicate that the gradual approach received 95% support from stakeholders, and when accompanied by training, the percentage of adoption can be increased by 68% in pilot projects. The study concludes that the transformation to a green economy is an inevitable necessity for ensuring the long-term well-being of the community and protection of the natural and cultural assets of the Kintamani BUMDES.

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