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IJED: International Journal of Economy Development Research
Published by Universitas Nurul Jadid
ISSN : 2829257X     EISSN : 29854008     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IJED: International Journal of Economy Development Research is published by the Faculty of Islamic Studies at Nurul Jadid University. The journal aims to provide a platform for the dissemination of advanced research in the field of economic development. It welcomes contributions that explore, analyze, and discuss various dimensions of economic growth, policy analysis, development strategies, and socio-economic transformations at both the national and global levels. The scope of the journal covers, but is not limited to, the following areas: 1) Economic Growth and Development, 2) Development Policy and Strategy, 3) Poverty and Inequality, 4) Globalization and Trade, 5) Sustainable Development, 6) Innovation and Technology, 7) Finance and Development, 8) Regional and Urban Development, 9) Public Sector Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 38 Documents
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THE EFFECT OF RISK MANAGEMENT ON ORGANIZATIONAL PERFORMANCE Samsul hadi
IJED: International Journal of Economy Development Research Vol 1, No 1 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i1.3593

Abstract

AbstractPension Fund as a legal entity that manages wealth and runs a pension program that promises pension benefits to maintain sustainable income for its participants, in the retirement period, is very vulnerable to risk. In the context of Pension Fund management, the risk faced is the problem of insufficient funds which in turn can interfere with the fulfillment of the Pension Fund's obligations to pay participants' rights to receive pension benefits. Implementing risk management in the Pension Fund, can assist the Pension Fund Management in improving organizational performance in the Pension Fund This study aims to examine the effect of the application of risk management on organizational performance. This study measures the extent to which the application of risk management helps carry out important managerial functions so as to improve organizational performance. The results show that: the application of risk management has a significant effect on organizational performance at the Employer Pension Fund which organizes the Defined Benefit Pension Program throughout West Java-Banten This research was conducted on a Pension Fund with a Defined Benefit Pension Program in the West Java-Banten region, so the results cannot be generalized to other contexts. The findings of this study reinforce the importance of implementing risk management in improving organizational performance. This study contributes to the very little literature review that examines the significant relationship between the implementation of risk management and organizational performance. 
BUSINESS FEASIBILITY IN VIEW FROM THE CULTURAL ASPECT OF TOURISM AT BOROBUDUR TEMPLE Moh Rizal; Muhammad Lutfi
IJED: International Journal of Economy Development Research Vol 1, No 2 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i2.6049

Abstract

Abstract :A business feasibility study is one of the activities based on research or studies. This study was conducted in an effort to find information whether the business to be carried out, is being carried out, or has already been carried out is feasible or not. Information on the feasibility of this business is very important to know in an effort to increase the efficiency of resource allocation, both natural resources, labor, capital, human resources, and also technology. Indonesia is rich in culture and abundant natural resources, such as spices, batik, traditional clothes, culinary, traditional houses, and tourism which is still very thick with ancient culture. one of them is the Borobudur temple which is located in the village of Borobudur, Magelang Regency, Central Java. Borobudur temple is also included in the list of the seven wonders of the world and the largest temple in the world which was built in the 9th century. The purpose of this research is to identify the business feasibility of Borobudur Temple which has been approved by UNESCO as the largest temple and the grandest stupa complex in the world. Changes in the social and cultural structures of the people in this tourist area are efforts to collectively adapt people's lives to environmental challenges that have dynamic characteristics. The existence of Borobudur Temple is a legacy of artifacts from the ancestral heritage of the Indonesian nation. This illustrates that the growth of civilization in the 8th century AD existed, and became the center of livelihood and community life for generations in the Borobudur area, covering almost all aspects of life, namely; geography, demography, natural resources,  
ECONOMIC BEHAVIOR OF TRADITIONAL MARKET TRADERS IN RELATIONSHIP WITH THE EXISTENCE OF MODERN MARKET HAMODAH HAMODAH
IJED: International Journal of Economy Development Research Vol 1, No 1 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i1.3588

Abstract

This task aims to determine the economic behavior of traditional market traders in the midst of the existence of a modern market.This research uses a qualitative research type. Data collection techniques were carried out by observation, interviews, and documentation. Informants in this study are traditional market traders. The results of the research obtained are that the existence of modern markets greatly affects the income of traditional market traders which is marked by a very drastic reduction in income. As for determining the price, traditional market traders use a bargaining system and an agreement between the seller and the buyer. In improving the quality of products, traditional market traders sort the goods taken from the canvas in order to avoid damage to the product. Meanwhile, in improving the quality of service, traditional market traders serve buyers one by one, in that way buyers can also ask directly about the products to be purchased.
Islamic Business Ethics: Construction of Balanced and Human Values Samsul Abidin; Hasyim Muzadi
IJED: International Journal of Economy Development Research Vol 1, No 2 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i2.6050

Abstract

Abstract :Islamic economics provides guidance to humans so that they can apply ethics in all aspects of life, including in economic or business activities. in carrying out its business activities. Business ethics in Islamic economics is contained in all aspects, both production, consumption and distribution. If business ethics is applied to all business activities, it will directly be able to create balance and mutual prosperity (maslahah) which leads to the attainment of true prosperity in both the world and the hereafter (falah). 
FINANCING RISK MANAGEMENT IN SHARIA FINANCIAL INSTITUTIONS Widad Ulfatul Mawaddah
IJED: International Journal of Economy Development Research Vol 1, No 1 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i1.3590

Abstract

Management is the process of planning, organizing, directing, and controlling activities to achieve organizational goals effectively and efficiently by using organizational resources. Therefore, risk management is needed to identify, measure, monitor and control risks in accordance with sharia banking business activities. These steps are taken in order to mitigate risk by considering compliance with Sharia Principles. Risk is the potential loss due to the occurrence of certain events. Risk in the banking context is a potential event, both expected and unexpected, which has a negative impact on bank income and capital. Financing is funding provided by a party to another party to support planned investments, either by themselves or by institutions. In other words, financing is funding issued to support planned investments. The term financing basically means I believe, I trust, I believe, I put my trust. Islamic banks are banks that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (alamiyah), and do not contain gharar. , maysir, usury, injustice and unlawful objects.
IMPLEMENTATION OF ISLAMIC BUSINESS ETHICS IN ONLINE BUYING AND SELLING BUSINESS Lutfi Riadi; Sunardi Sunardi
IJED: International Journal of Economy Development Research Vol 1, No 2 (2022)
Publisher : IJED: International Journal of Economy Development Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v1i2.5635

Abstract

The main problem of this research is how online buying and selling actors apply business ethics in buying and selling transactions at Shopee.com. The sources for this research are 2 sellers at Shopee.com who have a store rating of 4.7 stars. While the sources as buyers are 2 people who make purchases at Shopee.com more than 2 times a month. The data used in this research is primary data collected through interviews and observations. Data analysis used qualitative data analysis. The results of the study show that the application of business ethics in Shopee.com is in line with Islamic business ethics. The implications of this research provide input in efforts to improve the application of business ethics.
STRATEGIES FOR HANDLING FRAUD CASES AGAINST CUSTOMERS IN BSI KCP SITUBONDO SERVICES Wati, Lina
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9425

Abstract

Fraud is a crime that harms many parties, including Bank Syariah Indonesia (BSI) as a financial institution. Fraud against customers is a serious threat to Bank Syariah Indonesia and requires an effective handling strategy. From the above statement, this research aims to find out and analyze the motives of banks in fraud cases, besides that this research also analyzes banks' efforts in improving service quality with customer satisfaction and also how customers perceive the handling of fraud cases. This study uses a qualitative descriptive method of phenomenology. In accordance with the focus of the study in the study, the data mining process is carried out by means of a descriptive qualitative approach, data collection techniques in the research using observation, interview, and documentation methods and then analyzed using descriptive qualitative. From the results of the above data, it can be concluded that Bank Syariah Indonesia (BSI) has implemented a prevention strategy that involves educating customers about fraud risks, detection through transaction monitoring, and handling fraud cases by involving internal investigations and cooperation with authorities. By implementing this strategy comprehensively and it is expected that BSI can protect its customers from fraud threats and increase customer trust. The steps to protect yourself from fraud are 4 dimensions, including verification of communication, using official sources, paying attention to accounts, and protecting personal information. In general, customers are satisfied with the existence of CHMS (Complaint Handling System) which is an application about customer complaints that have cases. 
CHANGES IN THE CONSUMPTION BEHAVIOR OF NURUL JADID BOARDING SCHOOL STUDENTS IN DAILY PHYSICAL APPEARANCE (CASE STUDY OF NURUL JADID BOARDING SCHOOL FEMALE STUDENTS) Varala, Arrow; Maulidah, Rifqoh
IJED: International Journal of Economy Development Research Vol 2, No 2 (2023)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v2i2.9447

Abstract

This study aims to examine and describe the factors causing the consumptive behavior of female students at Pondok Pesantren Nurul Jadid in shaping their daily physical appearance, as well as to understand and describe how these female students implement Islamic consumption concepts. This objective is important because, in essence, the pesantren teaches principles of simplicity and wise consumption management in accordance with Islamic teachings. However, there is a gap between the practice of Islamic consumption principles taught by the pesantren and the consumptive behavior of the female students, particularly in the consumption of products related to physical appearance such as clothing, accessories, and excessive makeup. The lack of knowledge among the students regarding Islamic consumption concepts creates a misalignment with the teachings of Islamic simplicity and the minimalist lifestyle that has been promoted. Through a qualitative approach with a case study of the female students at Pondok Pesantren Nurul Jadid, this research delves deeper into how the factors causing the consumptive behavior of these students shape their daily physical appearance and how the principles of Islamic consumption are applied by the students through the pesantren’s policies. Data were collected through in-depth interviews and observation to explore key factors such as cultural, social, personal, and psychological influences that affect their consumption behavior. The results of the study indicate that: 1) The daily physical appearance of the female students is strongly influenced by these factors, which in turn affects their consumption behavior. 2) Although some students have an understanding of the principles of Islamic consumption, the implementation of these principles in practice has not been fully maximized. 
ANALYSIS OF THE MARKETING STRATEGY OF HAJJ AND UMRAH (SAHARA) SAVINGS IN AN EFFORT TO INCREASE THE NUMBER OF CUSTOMERS AT BMT NU EAST JAVA PUJER BONDOWOSO BRANCH Nuruddin, Ilham
IJED: International Journal of Economy Development Research Vol 2, No 2 (2023)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v2i2.9406

Abstract

Marketing is something that covers all systems that have a relationship with the aim of planning and determining prices to promoting and distributing products (goods or services) that can satisfy consumers. Hajj and Umrah savings products (SAHARA) are savings that use the Mudharabah Mutlaqah contract, namely: (a cooperation agreement between shahibul maal and mudharib). In this regard, this research was carried out with the aim of keeping consumers attracted to the products being released with several strategies that have been implemented. In accordance with the focus of the study, the data search process was carried out using a qualitative research type approach using the literature. This research uses descriptive qualitative research to describe the marketing strategy for Hajj and Umrah savings products (SAHARA) in increasing customer interest at BMT NU Pujer Branch. BMT NU Pujer Branch releases SAHARA products using the mudharabah mutlaqah contract system which aims to make customers' dreams come true. In marketing SAHARA BMT NU Pujer Branch products through direct marketing to the public and other strategies using browsers and advertising. The operational supporting factor for BMT NU Pujer Branch in the Hajj and Umrah Savings (SAHARA) product is the contribution made by MWCNU which is an external supporting factor, while the internal factors are low daily deposits, competitive profit sharing, managed using sharia principles using contracts. Mudlarabah Mutlaqah. Then the inhibiting factors are the lack of potential human resources with knowledge of sharia principles, the elderly factor towards customers, the community's economy declining, lots of competition, and the lack of public trust in NU, especially in the BMT NU Pujer Branch. 
SYMBOLIC INTERACTIONISM BETWEEN BANK EMPLOYEES (STUDY OF FINANCE STAFF OF BANK SYARIAH INDONESIA KCP BONDOWOSO) Asrori, Avita Nurfianti
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9438

Abstract

This research aims to find out about the form of interaction used between employees of Bank Syariah Indonesia KCP Bondowoso in increasing work effectiveness and analyze George Herbert Mead's theory of symbolic interaction on the relationship between employees at Bank Syariah Indonesia KCP Bondowoso. This research is important to be conducted in order to help in designing better financial management strategies to increase employee productivity and cooperation in the work environment. This study uses a qualitative descriptive method of phenomenology. In accordance with the focus studied in the study, the data mining process is carried out by means of a descriptive qualitative approach, data collection techniques in the research using several stages, namely observation, interviews, and documentation then analyzed using descriptive qualitative. To achieve this goal, the researcher uses George Herbert Mead's symbolic interaction theory which has 3 concepts, namely mind, self, and society, it can be found that the importance of relationships between employees in improving the quality of work and the atmosphere in the work environment. From the results of the above research, it can be concluded that the form of interaction used by Bank Syariah Indonesia KCP Bondowoso employees in the work environment is interpersonal communication, where the interaction applies several forms of interaction, namely with openness, empathy, support, a sense of positivity, and equality among colleagues which can improve harmonious relationships, inclusive work culture, and effective bank employee performance. 

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