cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Maulida Agustina Hidayatul Wahidah
Contact Email
maulidaagustina279@gmail.com
Phone
+6285736970702
Journal Mail Official
jshel@insuriponorogo.ac.id
Editorial Address
Kampus INSURI Ponorogo, Jl. Batoro Katong No. 32 Ponorogo
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Journal of Sharia Economic Law
Published by Institut Agama Islam Sunan Giri Ponorogo
ISSN : -     EISSN : 2987095X     DOI : https://doi.org/10.37680/jshel
Core Subject : Economy, Humanities, Art, Social,
Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
This journal is published by Institut Sunan Giri Ponorogo and managet by depatment of Sharia Economic Law twice a year (June and December). The presence of the journal accommodates scientific writings from the academic community, researchers, students, and practices in Sharia Economic Law and law that have good values ​​and high rationality. The scope of the discussion about sharia economic law (muamalah) with sharia principle and values.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 54 Documents
 2   3   4   5   6 
A The Influence of Muslim-Friendly Tourism, Brand Image, and Services on the Decision to Choose Hajj and Umrah Travel through Trust: The Influence of Muslim-Friendly Tourism, Brand Image, and Services on the Decision to Choose Hajj and Umrah Travel through Trust shofia, ulya; Mochlasin
Journal of Sharia Economic Law Vol. 3 No. 2 (2025):
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to investigate the influence of Muslim-friendly tourism, brand image, and service on decisions to choose Hajj and Umrah travel services, with trust as a variable of interest (a case study of pilgrims from PT Baitullah Bawean Hajj Umrah School). This type of research is quantitative, focusing on the consumer population of the Baitul Bawean hajj school. The data obtained is then processed using a tool and further analyzed with the help of IBM SPSS 21. The result of what have been obtained from this study explain that the results of this research test show that muslim friendly tourism has a positive and significant influence on the decision, brand image has a positive and significant effect on the decision, service has a positive and significant effect on the decision, musim friendly tourism, brand image, and service has a positive and significant effect on the purchase decision through trust. the influence of muslim-friendly tourism, brand image, and services on the decision to choose hajj and umrah travel through trust.
The Influence of Express Microfinance in Improving the Welfare of Market Traders (Case Study of Bank Mitra Mentari Sejahtera Ponorogo) Sa’diyah, Robingatus; Rachmawaty, Aprillia; Candra Setiawan, Muhammad
Journal of Sharia Economic Law Vol. 3 No. 2 (2025):
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Usury-based financing practices through loan sharks or thithil banks are still common among traditional market traders. This situation prompted PT. BPRS Mitra Mentari Sejahtera Ponorogo to launch the Micro Express Financing (ME) product in May 2019 as a sharia-based financing alternative. This study aims to analyze the background, mechanisms, financing contracts, and impact of Micro Express Financing on market traders. This study was field research using a descriptive qualitative approach. Data were obtained through interviews with the bank, specifically Micro Field Officers (PLM), Micro Express financing customers, as well as observation and documentation. The results indicate that Micro Express Financing uses a murabahah contract, which aligns with the business characteristics of market traders. Simple procedures, fast disbursement, no collateral, and a proactive service system are key factors in attracting customers. This financing has positive impacts in terms of increased liquidity, business development, and helping market traders gradually move away from usury practices. However, challenges include irregular installment payments and low customer financial literacy.
The The Effectiveness of Sharia Financing in BMD Syariah on the Development of MSMEs Ulifatul Ulfa, Adela; Hilmi Fuadah, Anisa; Dwi Yulina, Friska
Journal of Sharia Economic Law Vol. 3 No. 2 (2025):
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effectiveness of sharia financing implemented by BMD Syariah in supporting the development of Micro, Small, and Medium Enterprises (MSMEs). The background of this research is based on the community's need for access to financing that is fair, usury-free, and in accordance with sharia principles, especially for lower economic groups that have not been reached by formal financial institutions. The research method used is qualitative descriptive with a field study approach through observation, interviews, and documentation. The results of the study show that sharia financing in BMD Syariah, through the Murabahah, Mudharabah, Ar-Rahn, and Al-Ijarah contracts, has proven to be effective in increasing business capacity, income, and welfare of MSME actors. However, there are still challenges in the form of low Islamic financial literacy and the risk of problematic financing. This study concludes that BMD Syariah has a strategic role in encouraging financial inclusion and community economic empowerment based on sharia values.
A Optimization Of Digital Zakat In The Perspective Of Sharia Economic Law And Good Governance (Field Study On Baznas Ponorogo Regency) Wijahudin, Anas; Aprilia, Dwi; Widari, Ratnasari
Journal of Sharia Economic Law Vol. 3 No. 2 (2025):
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digitization of zakat management is one of the key strategies to increase the effectiveness of zakat collection and distribution in Indonesia. The National Amil Zakat Agency (BAZNAS) of Ponorogo Regency, as the official zakat management institution, has implemented a digital zakat system to expand the reach of muzakki and increase the transparency of zakat fund management. This study aims to analyze the optimization of digital zakat in BAZNAS Ponorogo Regency from the perspective of sharia economic law and the principle of good governance. This study uses a field research method with a descriptive qualitative approach. Data were obtained through in-depth interviews with BAZNAS Ponorogo Regency management, observation, and documentation. The results of the study show that the implementation of digital zakat at BAZNAS Ponorogo Regency is in accordance with the principles of sharia economic law, particularly trust, transparency, justice, and benefit. In addition, the application of good governance principles is reflected in greater accountability reporting, increased information disclosure, and greater community participation. Nevertheless, the optimization of digital zakat still faces challenges, including limited digital literacy among the community and insufficient technical regulations. Therefore, it is necessary to strengthen digital zakat governance and education to achieve professional, sustainable zakat management.

Page 6 of 6 | Total Record : 54

 2   3   4   5   6 

Filter by Year

2023 2025


Reset
Filter By Issues
All Issue Vol. 3 No. 2 (2025): Vol 3 No 1 (2025) Vol. 3 No. 1 (2025) Vol. 2 No. 2 (2024) Vol 2 No 2 (2024) Vol. 2 No. 1 (2024) Vol 2 No 1 (2024) Vol. 1 No. 2 (2023) Vol 1 No 2 (2023) Vol. 1 No. 1 (2023) Vol 1 No 1 (2023) More Issue