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Maulida Agustina Hidayatul Wahidah
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Journal of Sharia Economic Law
Published by Institut Agama Islam Sunan Giri Ponorogo
ISSN : -     EISSN : 2987095X     DOI : https://doi.org/10.37680/jshel
Core Subject : Economy, Humanities, Art, Social,
Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
This journal is published by Institut Sunan Giri Ponorogo and managet by depatment of Sharia Economic Law twice a year (June and December). The presence of the journal accommodates scientific writings from the academic community, researchers, students, and practices in Sharia Economic Law and law that have good values ​​and high rationality. The scope of the discussion about sharia economic law (muamalah) with sharia principle and values.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 50 Documents
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Relevansi Sistem Keuangan Publik Islam Terhadap Pengelolaan dan Pembelanjaan Di Indonesia Telaah Kitab Al-Kharaj Karya Abu Yusuf Dwi, Trisna; Ayu, Diyan Putri
Journal of Sharia Economic Law Vol. 2 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i1.5757

Abstract

In terms of people’s welfare, the government is obliged to provide, maintain and operate public utilities to ensure the fulfillment of social interests. This thesis reports the results of research with a problem formulation, (1) How is the Islamic public finance system in Abu Yusuf’s Al-Kharaj Book? (2) What is the relevance of Islamic public finance from Abu Yusuf’s perspective on management and expenditure policies in Indonesia? This research uses a qualitative approach with the type of literature research. The data collected in this research was taken from literature (library research). To get the best possible data, the author refers to the book written by Abu Yusuf with the title Al-Kharaj and also researches a number of literature, namely collecting data by reading books, journals and other forms of data to complement the data. After the author examines and examines Abu Yusuf’s thoughts on Islamic Public Financial Management written in the Book of Al-Kharaj, namely (1) The results of the discussion show that the Book of Al-Kharaj not only discusses the tax system but also discusses in detail the state revenue system from kharaj , ‘ushr, ghanimah and fai’, jizyah, zakat, and public ownership. (2) The results of this research show that the relevance of state income and state expenditure.
Mata Uang Dalam Pandangan Islam (Analisis Kritis Terhadap Bitcoin) Alim, Sahirul; Fikriawan, Suad; Lubis, Ahmad Tarmizi
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.5758

Abstract

Tis article examines the compatibility of Bitcoin with Sharia principles. Islam regulates financial transactions by prohibiting riba (interest), gharar (uncertainty), and maisir (speculation). This article explores whether Bitcoin, as a decentralized and volatile digital currency, can be considered halal in the Islamic context. The perspectives of various Islamic scholars are analyzed, considering technological, economic, and legal aspects. The article concludes that while Bitcoin possesses certain characteristics that align with Sharia, there remains legal and ethical uncertainty that requires further attention.
Prosedur Evaluasi Fintech Syariah Perspektif Maqashid Syariah Pada Studi Kasus Dana Syariah Sebagai Aplikasi Fintech Payment Ramadhani, Salsabila; Jidan, Sastri; Nurika, Silvia Fitria; Khalifah, Siti
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.5759

Abstract

Penelitian ini bertujuan untuk mengetahui prosedur evaluasi fintech syariah perspektif maqashid syariah pada studi kasus dana sebagai aplikasi fintech payment. pengumpulan data dilakukan dengan cara menyebar kuesioner, penelitian ini mengambil sampel sebanyak 44 responden. Penelitian ini menggunakan pendekatan kuantitatif dengan statistik deskriptif untuk menggambarkan dan menganalisis data hasil kuesioner terkait penggunaan aplikasi dana. Jenis penelitian yang digunakan adalah kuantitatif deskriptif, dengan fokus pada pembuatan gambaran atau deskripsi objektif tentang keadaan tertentu. Data diperoleh melalui kuesioner yang menilai pemahaman dan kepuasan pengguna terhadap aplikasi dana, terutama dalam konteks fintech dan dana pembayaran. Pengumpulan data melibatkan data primer dan sekunder. Data primer dikumpulkan langsung oleh peneliti melalui kuesioner yang disebar secara daring. Data sekunder, sumber informasi yang telah dikumpulkan sebelumnya oleh pihak lain, digunakan untuk memberikan latar belakang, mendukung analisis, dan perbandingan.Hasil penelitian didasarkan pada analisis data kuesioner yang melibatkan 44 responden. Data ini digunakan untuk menilai pemahaman dan kepuasan pengguna terhadap aplikasi dana. Hasilnya menunjukkan bahwa sebagian besar responden memiliki pemahaman yang baik tentang aplikasi dana dan merasa puas dengan penggunaannya
Praktik Pembulatan Timbangan Pada Jasa Usaha Laundry Perspektif Hukum Ekonomi Syariah (Studi Kasus Di Desa Candimulyo Kecamatan Dolopo Kabupaten Madiun) Laili, Annisa Nur; Kadenun, Kadenun
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.5769

Abstract

The background of this research is that rounding the scales is the process of rounding a scale on clothes that will be laundromated. At Bigi Berkah Laundry and Laundry Mbak Tutik, rounding the scales is done if the weight of the clothes does not meet the minimum amount that has been determined by the laundry business services then it will be rounded, to meet the requirements. Specified weight of clothing. Meanwhile, price rounding occurs when the initial price is smaller than the rupiah value, so it will be rounded to make it easier to provide returns. This thesis contains a problem formulation: (1) What is the practice of rounding scales and prices for the two laundry business services in Candimulyo Village, Dolopo District, Madiun Regency? (2) What is the practice of rounding off scales and prices for the two laundry business services in Candimulyo Village, Dolopo District, Madiun Regency from a Sharia Economic Law Perspective? This type of research was carried out qualitatively at the Candimulyo Village laundry businnes services, Dolopo District, Madiun Regency by collecting data through interview, observation, and documentation techniques. The conclusions are (1) Rounding off the scales for both laundry business services is carried out when the weight of the clothes does not meet the minimum limit that has been determined. Meanwhile, price rounding occurs when the initial price has a small rupiah denomination, so it will be rounded to make it easier to return it, (2) Judging from Sharia Economic Law regarding the practice of rounding scales and prices for both laundry business services is not permitted when costumers do not accept its application, this is because there is not specific argument that prohibits it, and this practice has become a urf (costum) that is accepted by society and its implementation can facilitate transactions.
Produktivitas Pengelolaan Tanah Wakaf Di Desa Munggu Kecamatan Bungkal Kabupaten Ponorogo Perspektif Hukum Wakaf Di Indonesia Shokhifah, Eka Zhahrotu; Wahyudi, Wahyudi
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.5770

Abstract

The background to this research is that the productivity of waqf land in Munggu Village, Bungkal District, is no longer productive due to a lack of Human Resources (HR) and Nadzir's lack of insight to manage it. This thesis reports the results of research with problem formulation (1) What is the productivity of waqf land management in Munggu Village, Bungkal District, Ponorogo Regency? (2) What is the productivity of waqf land management in Munggu Village, Bungkal District, Ponorogo Regency from the perspective of waqf law in Indonesia? This research was conducted using a qualitative research approach and a case study type with data collection procedures through interview, observation and documentation techniques. Meanwhile, for data analysis techniques, the author uses Data Reduction (Data Redaction), Data Display (Data Presentation), Data Verification (Conclusion Drawing Process) Based on the results of data analysis, it is concluded that (1) the productivity of waqf land in Munggu Village has been managed and operationalized into two institutions, namely the Institute (TPQ) and the TK institution, the lack of Human Resources (HR) and Nadzir's lack of insight are the main causes of the institution (2) In terms of managing and developing the productivity of waqf land, it is not in accordance with the Waqf Law in Indonesia, because Article 5, Article 42 and Article 43 Number 41 of 2004 concerning Waqf explains that Nadzir has an obligation to manage Waqf in Accordance with Sharia Principles.
Implementasi Jasa Gesek Tunai Pada Media Sosial Perspektif Fiqh Muamalah (Studi Pada Komunitas Gestun All Limit Facebook) Purnamasari, Intan; Nafi'ah, Nafi'ah
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.5771

Abstract

Perkembangan teknologi yang mudah dan terbuka tidak menutup kemungkinan bahwa berbagai macam transaksi dapat menyebabkan konsumen berbelanja secara impulsif atau bahkan menjadi boros. Banyak faktor yang mendorong konsumen untuk membeli barang yang mereka butuhkan atau inginkan, seperti media sosial facebook yang digunakan sebagai media promosi oleh produsen maupun pengguna untuk menawarkan jasa. Pada e-commerce terdapat kemudahan untuk pengguna melakukan transaksi walaupun mereka belum memiliki dana berbagai kemudahan itu memunculkan transaksi baru yaitu gestun atau gesek tunai. Metode penelitian ini menggunakan penelitian kualitatif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Teknik analisis data menggunakan analisis deskriptif kualitatif, berupa kata-kata dan lisan dari hasil observasi maupun wawancara yang diolah dan dianalisis agar dapat menarik sebuah kesimpulan. Berdasarkan hasil dari penelitian ini dapat di simpulkan bahwa 1. Praktik gestun di grup gestun all limit facebook dilakukan dengan metode checkout dan scan code QRIS yang disediakan oleh penyedia jasa gestun dengan metode pembayaran paylater dengan tenor waktu pelunasan pembayaran sesuai pada aplikasi yang disediakan (1,3,6, hingga 9 bulan) serta penyedia jasa gestun mematok fee diluar biaya-biaya yang dikeluarkan pada metode pembayaran paylater, 2. Islam memperbolehkan semua transaksi muamalah yang baik, jika ada transaksi yang batil dan dilarang dalam dalil syara’ maka tidak sah transaksi tersebut. Pada praktik gestun ada unsur-unsur kegiatan yang tidak dibenarkan oleh syara’, yakni adanya aktifitas kebohongan pada transaksi jual beli antara pengguna (pembeli) dan penyedia jasa gestun (penjual).
Keselamatan Nasabah Pinjaman Online dalam Perspektif Hukum Islam: Studi Kasus Berdasarkan Konsep Hifdz al-Mal dan Maqasid al- Shariah Hakim, M. Abdul Rahman; Fatmawati, Nilal Muna; Kahfi, Nazih Sadatul; Lutfiyah, Lutfiyah
Journal of Sharia Economic Law Vol. 3 No. 1 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v3i1.6216

Abstract

This research aims to discuss the safety of online loan customers from the perspective of maqashid sharia, which aims to protect the interests and rights of individual people. In this context, maqashid sharia is a guideline to ensure that online loan products not only meet legal aspects according to the country, but must also be in line with ethics and morality as per maqashid sharia principles. The method used is library research, as it has been studied from various sources, such as previous books, laws, books and also related scientific articles. The research results show that the safety of online loan customers from a maqashid sharia perspective is very vulnerable, because online lending practices often result in injustice and economic exploitation, which is contrary to the principles of maqashid sharia. First, Hifdz Al-din emphasized the need for convenience and certainty in sharia muamalah for customers. Second, hifdz al-nafs demands an ethical and safe billing process for the physical safety of customers. Third, hifdz al-aql requires customer mental protection from detrimental withdrawal practices. Fourth, hifdz al-nasb guarantees that the collection process does not destroy the customer's family. Fifth, hifdz al-mal demands transparency of fees and fair interest. Thus, this research underlines the need for stricter regulations in the online lending industry to ensure the protection of customer rights in accordance with the maqashid of Sharia
Islamic Epistemology of Kuntowijoyo in Sharia Economic Development Arsyadani, Achmad Arfinanto; Rohmanu, Abid
Journal of Sharia Economic Law Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v2i2.6461

Abstract

This paper examines the integration of Kuntowijoyo's Islamic epistemology in the development of sharia economics. Kuntowijoyo emphasizes the importance of integrating empirical knowledge and revelation, outlining an Islamic scientific paradigm based on Islam, Indonesian identity, and modernity. In the context of sharia economics, principles such as tauhid, sharia, and ethics are implemented to create justice and welfare. This research employs a qualitative approach with literature analysis to explore the concept of prophetic social sciences and its application to issues in sharia economics, including riba, gharar, and profit-sharing mechanisms like mudharabah and musyarakah. The findings indicate that Kuntowijoyo's epistemological integration can provide guidance for a more comprehensive and responsive development of sharia economics that addresses the needs of society
Tinjauan Hukum Islam Pada Praktik Pembulatan Timbangan Jasa Pengiriman Barang Jet & Tony (J&T) Express Cabang Sumoroto Ponorogo Wulandari, Sekar; Nafi’ah, Nafi’ah; Wahyudi, Wahyudi
Journal of Sharia Economic Law Vol. 3 No. 1 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v3i1.6735

Abstract

The background to this research is that Ijarah is an agreement to transfer the right to use a good or service for a certain time through rental payments without being followed by a transfer of ownership of the right. J&T Express goods delivery service Sumoroto branch, where the admin is less transparent in providing information regarding rounding of scales, resulting in some consumers not knowing about this. This problem causes losses for consumers because the rounding carried out tends towards the top, and this final assignment contains the problem formulation (1) what is the practice of rounding the scales carried out at the Sumoroto branch of the J&T Express goods delivery service? , (2) how Islamic law reviews the practice of rounding scales at the J&T Express goods delivery service at the Sumoroto branch. This research uses a qualitative approach and uses observation, interview and documentation procedures. The conclusions are (1) the rounding method used by J&T Express Sumoroto branch is carried out by: Calculating actual weight scales (kilograms) with a weighing tolerance limit of 1.3 kg and scales based on the volume of goods (volumetric), (2) J&T Sumoroto Express Branch rounding practices are carried out with the ijarah system and is said to be valid because it fulfills the requirements and pillars of ijarah, including: aqid, Sighat, ujrah, and benefits. However, in the transactions carried out, the rounding system is not valid in Q.S Hud verse 85 because there is an element of rounding off the scales.
Application of Sharia Marketing to the Chip Paste Marketing Strategy: A Case Study in Babadan Village Patianrowo Adi Putra, Silachi Agusta; Agustina, Maulida
Journal of Sharia Economic Law Vol. 3 No. 1 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v3i1.6748

Abstract

This study discusses the Home Industry of Pasah Kripik Crafts in Babadan Village, Patianrowo District, Nganjuk, which is able to compete and excel in the market to this day. The Home Industry of Pasah Kripik Crafts has a marketing strategy to increase company revenue by prioritizing product quality. This study analyzes the marketing strategy implemented by the Home Industry of Pasah Kripik Crafts reviewed from the perspective of Sharia Marketing and the impact of the Home Industry of Pasah Kripik Crafts on increasing community income. The researcher used a qualitative method with interview, documentation, and observation data collection techniques. The results of the study showed that the marketing strategy of the Home Industry of Pasah Kripik Crafts using the sharia concept, namely theistic (Rabbaniyah), ethical (Akhlaqiyyah), realistic (Al-Waqi'iyyah), and humanities (Insniyyah) was able to increase company revenue. The conclusion of this study is that the Home Industry of Pasah Kripik Crafts business in Babadan Village, Patianrowo District, Nganjuk is able to compete in the market, and is able to increase the economy of community income.

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