cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Amar Sani
Contact Email
amar.vifada@gmail.com
Phone
+6285399929080
Journal Mail Official
admin@jurnal.vifada.id
Editorial Address
G1 No 07 Perumahan Citra Bontomarannu Kec. Bontomarannu, Kabupaten Gowa, Sulawesi Selatan 92161
Location
Kab. gowa,
Sulawesi selatan
INDONESIA
Vifada Management and Social Sciences
Published by Yayasan Vifada Cendikia Indonesia
ISSN : -     EISSN : 29871999     DOI : https://doi.org/10.70184/9s5x8326
Core Subject : Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Physics Social Sciences
Vifada Management and Social Sciences We are dedicated to empowering researchers, educators, and practitioners from all corners of the world to explore the frontiers of science Management - General Management Marketing, Information Technology, Finance, Business, Human Resources, Operations, International Business, Entrepreneurship
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 73 Documents
 4   5   6   7   8 
Circular Fashion Digitalization:: Financial Literacy and Cash Flow Optimization in Bugis Clothing Rental Services in Watampone Sitti Hardiyanti; Sari Ekawati; A. Harsada
Vifada Management and Social Sciences Vol. 4 No. 2 (2026): July - December
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/p7080z73

Abstract

Purpose: This study examines the effects of digital financial literacy on cash flow optimization and circular fashion digitalization. It also investigates the mediating role of circular fashion digitalization among Bugis traditional clothing MSMEs in Watampone, Indonesia. Research Method: A quantitative survey was conducted involving 85 MSME operators selected through purposive sampling. Data were collected using a five-point Likert-scale questionnaire and analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM) using SmartPLS 4.0. Results and Discussion: Digital financial literacy significantly improved cash flow optimization (β = 0.475; p < 0.001) and circular fashion digitalization (β = 0.355; p = 0.001). However, circular fashion digitalization did not significantly affect cash flow optimization (β = 0.115; p = 0.431) or mediate the relationship between digital financial literacy and cash flow optimization (β = 0.041; p = 0.490). Field observations further revealed that none of the surveyed MSMEs had implemented digital financial record-keeping. Implications: Digital financial literacy training and digital bookkeeping assistance should precede the implementation of advanced circular fashion systems. Local governments should provide gradual assistance and adequate digital infrastructure. Originality: This study integrates digital financial literacy, circular fashion digitalization, and cash flow optimization within the under-researched context of Bugis traditional clothing MSMEs.
Transformational Leadership, Technology Adoption, and Policy Regulation:: The Mediating Role of Learning Organization in Sustainable Competitive Advantage of Indonesia’s Electricity Sector M Ahsin Sidqi; Syaiful Ali
Vifada Management and Social Sciences Vol. 4 No. 2 (2026): July - December
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/thhppv56

Abstract

Purpose: This study examines the effects of transformational leadership, technology adoption, and policy regulation on sustainable competitive advantage (SCA), with learning organization as a mediating mechanism, in Indonesian electricity companies navigating the energy transition toward net-zero emissions by 2060. Research Method: A quantitative explanatory design was employed using survey data collected through a Likert-scale questionnaire from 161 professionals in Indonesia’s energy and electricity sectors. The proposed relationships were analyzed using Structural Equation Modeling (SEM) with LISREL 8.80. Results and Discussion: The findings indicate that transformational leadership significantly influences technology adoption and policy regulation. Technology adoption demonstrates the strongest direct effect on SCA, accounting for 36%. The results further confirm the mediating roles of technology adoption and learning organization in strengthening the relationships among leadership, policy regulation, and SCA. Implications: Electricity companies should strengthen organizational learning to develop competencies in renewable energy technologies, while policymakers should provide clear regulations, transition roadmaps, and incentives to accelerate sustainable technology adoption. Originality: This study integrates leadership, technology adoption, policy regulation, and organizational learning into a unified framework for explaining SCA within Indonesia’s electricity-sector energy transition.
Determinants of BSI Gold Savings Use among Micro Customers :: an Extended Theory of Planned Behavior Lukman Setiawan; Ahmad Sulaeman; Warcito Warcito
Vifada Management and Social Sciences Vol. 4 No. 2 (2026): July - December
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/vtjmy076

Abstract

Purpose: This study examines the determinants of BSI Gold Savings usage among micro-business customers by extending the Theory of Planned Behavior (TPB). It investigates the effects of financial literacy on attitude, subjective norm, and perceived behavioral control (PBC), as well as the influence of these TPB constructs, intention, and business liquidity on actual usage behavior. Research Method: A quantitative explanatory survey was conducted among 185 active micro-financing customers of BSI Jakarta Kebon Jeruk Area selected through purposive sampling. Data were collected using 25 reflective indicators measured on a four-point Likert scale and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. Results and Discussion: Financial literacy positively affects attitude (β=0.442), subjective norm (β=0.562), and PBC (β=0.623). Attitude, subjective norm, and PBC positively influence intention, while intention is the strongest predictor of actual behavior (β=0.684). Business liquidity also significantly affects actual behavior (β=0.224). The model explains 72.3% of intention and 69.3% of behavior. Implications: BSI should strengthen financial education, community-based engagement, behavioral activation, and gradual asset-building strategies while considering customers’ working-capital liquidity. Originality: This study extends TPB by integrating financial literacy as a cognitive background factor and business liquidity as a contextual financial condition to explain the intention–behavior gap among micro-business customers.  

Page 8 of 8 | Total Record : 73

 4   5   6   7   8 

Filter by Year

2023 2026


Reset
Filter By Issues
All Issue Vol. 4 No. 2 (2026): July - December Vol. 4 No. 1 (2026): January - June Vol. 3 No. 2 (2025): July - December Vol. 3 No. 1 (2025): January - June Vol. 2 No. 2 (2024): July - December Vol. 2 No. 1 (2024): January - Juny Vol. 2 No. 1 (2024): January - June Vol. 1 No. 2 (2023): July - December Vol. 1 No. 1 (2023): January - June Vol. 1 No. 1 (2023): Januari - Juny