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Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : 24768774     EISSN : 2621668X     DOI : 10.29300/aij
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah provides a scholarly forum for researchers, academics, and practitioners to discuss contemporary and emerging issues in Islamic economics, banking, and finance. Scope The journal welcomes original empirical and theoretical contributions covering, but not limited to, the following areas: Islamic Economics and Development Islamic Accounting and Auditing Islamic Philanthropy and Social Finance (Zakat, Infaq, Sadaqah, and Waqf) Islamic Business Ethics and Corporate Governance Islamic Insurance (Takaful) Islamic Microfinance Islamic Capital Markets Islamic Banking and Financial Institutions
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Search results for , issue "vol 5, no 1 (2019)" : 10 Documents clear
PENGARUH KARAKTER ENTREPRENEUR TERHADAP MINAT BERWIRAUSAHA (Studi Empiris Pada Santri di Pondok Pesantren Al-Ittifaq Ciwidey Bandung) Miko Polindi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1716

Abstract

This research is based on seeing the success of some students of Al-Ittifaq Pesantren who become entrepreneurs. The purpose of this study is to find out how much influence the entrepreneur character of entrepreneurship interests of boarding school students al-ittifaq Ciwidey Bandung. With the rationale based on the theory proposed by William D. Bygrave, Suryana, Theo Suhardi and Slameto which suggests that in general the factors that affect one's entrepreneurial interest is the factor of personality (from within oneself). So from this theory researchers used entrepreneur character variables as an independent variable and entrepreneurship interest as a dependent variable. The research method used in this research is descriptive method verifikatif, through survey with data collection techniques using questionnaire and observation. The samples taken were 10% of the total population using the Slovin formula. The results of this study conclude that there is a positive but not significant influence between entrepreneur character variables on entrepreneur interest. Where the amount of influence that is equal to 0.39%. There is a positive influence on this variable, in line with the theory proposed by Suryana which reveals that one of the factors that influence one's entrepreneur interest is personal factor (character / character).
STUDI KOMPARATIF PROSEDUR DAN BIAYA AUDIT KONVENSIONAL DAN AUDIT SYARIAH Eeng Juli Efrianto
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1718

Abstract

Kelahiran perbankan syariah tentu memunculkan harapan baru ditengahmasyarakat islam serta memunculkan tuntutan terhadap pemenuhan IslamicCompliance di setiap aktivitas Bank Syariah, selain itu tuntutan investorterhadap keandalan laporan keuangan perbankan syariah memicukebutuhan akan audit syariah. Studi komparasi bertujuan untuk melihatseberapa jauh perbedaan serta kesamaan antara prosedur dan biaya auditsyariah dan audit konvensional, apakah perbedaan ini yang memicukehadiran audit syariah, apabila tidak terdapat perbedan yang mendasarantara keduanya apakah kehadiran audit syariah masih diperlukan?
IMPLEMENTASI PRINSIP PRODUKSI EKONOMI ISLAM PADA MEBEL IRA BERSAUDARA KOTA BENGKULU MARTINA KHUSNUL KHOTIMAH; SITI ACHIRIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1481

Abstract

Kementerian kehutanan dan industri menyatakan bahwa dari tahun 2016 hingga tahun 2018 pertumbuhan industri mebel cenderung mengalami penurunan dari 10% menjadi 6% .Penelitian ini adalah penelitian kualitatif untuk menganalisis penerapan prinsip-prinsip produksi ekonomi Islam pada mebel Ira Bersaudara di Kota Bengkulu.Prinsip produksi ekonomi Islam untuk diterapkan dalam proses produksi untuk meminimalkan kegiatan produksi yang menyebabkan kerugian. Manusia yang terlalu cinta terhadap dunia adalah satu hal yang membuat manusia bertindak tidak sesuai dengan aturan atau etika, sehingga aturan nilai dan norma pada prinsip produksi memiliki posisi yang sangat penting dalam tindakan kontrol agar tidak menimbulkan bahaya bagi orang lain. Hasil penelitian ini adalah mebel Ira Bersaudara belum maksimal dalam menerapkan prinsip produksi ekonomi Islam. Maka diperlunya tingkat kesadaran dengan cara mengintropeksi apakah prinsip produksi yangdigunakan sudah sesuai dengan ajaran Islam.
EFEKTIFITAS INSTAGRAM SEBAGAI MEDIA PERSUASI FILANTROPI ISLAM BAGI MAHASISWA herlina yustati
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1712

Abstract

Through this paper the author will measure the effectiveness of Instagram as a media for persuasion of Islamic philanthropy for students. Because Instagram is a social media that is in great demand by the younger generation. This research is a quantitative study with a questionnaire as a research instrument, population for tihis research was students of the zakat waqf management study program of IAIN Bengkulu, sample was a saturated sample,   consist of 76 students. Measuring the level of effectiveness using the AIDA method (Attention, Interest, Desire and Action). The results showed that the effectiveness of Instagram was in the good category as a persuasion media for Islamic philanthropy for students.
KEDUDUKAN HARTA DAN IMPLIKASINYA DALAM PERSPEKTIF AL-QUR’AN DAN HADIS Asnaini Asnaini; Riki Aprianto
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1713

Abstract

Permasalahan tentang kedudukan harta sangat perlu dikaji saatini, mengingat semakin banyaknya manusia yang menyalahgunakan harta. Dalamperspektif Alquran dan Hadis, harta secara mutlak adalah milik Allah. Hartasebagai perhiasan yang menambah kebahagiaan dalam hidup, sebagai ujiankeimanan, dan sebagai bekal ibadah. Implikasi kedudukan harta ini adalah padaketepatan pemanfaatannya. Pemanfaatan harta harus senantiasa dalam bingkaipengabdian kepada Allah atau sebesar-besarnya untuk taqarrub ilalAllah(mendekatkan diri kepada Allah).
RIBA VS ZAKAT DALAM PERPEKTIF EKONOMI ISLAM Iwan Ramadhan Sitorus
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1717

Abstract

The main characteristic of Islamic economics compared to the conventional economy is the prohibition on taking usury or interest in each transaction. The use of other people's assets in an unfair way, in the form and through any means, is prohibited in the Qur'an. Usury which is interpreted as an addition, definitively involves consuming (eating) the wealth of others in a physical way. Usury is directly opposite the cooperative spirit in Islamic teachings. People who are rich, in Islamic teachings, are required to give the rights of the poor by paying zakat and then giving alms in addition to the zakat. Islam does not allow Muslims to make their wealth a vehicle for sucking the blood of poor people. Al-Qur'an letter Ali Imran verse 130 states that happiness (falah) will be obtained by abandoning this usury system, and at the same time the Qur'an states that happiness cannot be obtained through ribawi practice. Because usury is based on injustice
ESENSI HUTANG DALAM KEUANGAN RUMAH TANGGA YANG ISLAMI Moh Agus Nugroho
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1711

Abstract

Hutang dibolehkan dalam islam, namun hutang dapat membawa seseorang ke surga karena niatnya untuk tolong menolong sesama manusia (hablun minannaas), hutang juga dapat membawa seseorang terjerumus kedalam api neraka manakala tidak dikelola dengan baik. Sehingga hutang menjadi alternatif terakhir bukan yang pertama dilakukan bila keuangan rumah tangga sedang tidak stabil. Pengelolaan keuangan dengan koridor pemenuhan kemaslahatan bisa mengurangi resiko ketidak stabilan keuangan rumah tangga, dengan membuat perencanaan keuangan keluarga yang bertujuan untuk mencapai falah (sejahtera dunia dan akhirat), menghindari cara-cara yang maisir, gharar, riba dan zalim baik dalam mengumpulkan pendapatan maupun dalam membelanjakannya, mengutamakan sadaqah meskipun rizki sedang sempit, dan menjauhi sifat boros.
Praktik Utang piutang Dalam Membangun Rumah dengan Sistem “Titip” Dilihat dari Perspektif Ekonomi Syariah Muhammad Ngasifudin; Tri Almunawaroh
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1715

Abstract

There is one habit which often carried out by Cimucung Village’s pupil in providing aid, namelygiving a money loan called “titip” system. “Titip” is debt system that helps pupil to buy rawmaterials for building houses. Consequently, the debt is paid by similar raw materials to the lender.This system does not always work well because there are several main obstacles, including noofficial debt agreement. This research aims to (1) investigate agreements that are used in “titip”system; (2) analyze the legal basis of dealing with material and it will be paid by using money; (3)analyze the law of materials payable. This research used qualitative method. Techniques ofcollecting data used observation, interview, and documentation. Menawhile, the data analysed byusing descriptive method. Research outcomes showed that the agreement that used in “titip” systemwas al-qardh. While the lender provided material as loan and the borrowers paid by using moneythen the law is permitted. In addition, if the borrower paid more debt and it was not an agreementthen the law is permitted. Furthermore, while the lender provided money as the debt but they askedthe borrower paid with raw materials then the law is permitted. The law is also allowed byobserving agreements that have been agreed before. On the other hand, when the borrower paid thedebt, there will be no dispute over returns with money or raw material.
ANALISIS STRATEGI PENGEMBANGAN BISNIS UMKM MOESLEM SQUARE NGAWI Andi Andi Triyawan; Amin Fitria
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1708

Abstract

The Aim of this research are to determine the strategy of the Moeslem Square MSME business development of the big family of Mr. H. Ahmad Subkhi Djuwigna and to know Islamic business ethics in the business development strategy of the big family Mr. H. Ahmad Subkhi Djuwigna. The Business of Mr. H. Ahmad Subkhi Djuwigna is a fast growing business in Muslim fashion products that are external and internal strategies of business development. The branch of bussiness like Aluminum and Glass Mabrur along with its branches, mabrur boutiques, as-salaam boutiques, kalila boutiques, and nirmala boutiques that have been known by many people in the city of Ngawi. This is because this business has a very Islamic development method and its own characteristics and always provides the best quality of goods and services for its customers. This research is a qualitative descriptive study. This research was conducted in a business location in order to obtain data using primary data sources through interviews, observation and documentation, and to support this research also used secondary data taken from books, journals and other sources related to Islamic business ethics in business development strategies extended family Mr. H. Ahmad Subkhi Djuwigna. In the business development strategy there are external factors, namely economic, social, demographic culture, environment, government, technology and competitors. In addition there are internal factors in the strategy like management, marketing, finance, products and Human Resourse
ANALISIS FAKTOR- FAKOR YANG MEMPENGARUHI NIAT MAHASISWA BERWIRAUSAHA (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu) Kustin Hartini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1714

Abstract

Niat merupakan variabel yang dianggap paling dekat dengan perilaku. Tujuan dilakukannya penelitian ini adalah untuk mengetahui pengaruh pendidikan kewirausahaan dan lingkungan keluarga terhadap niat mahasiswa untuk menjadi wirausaha. Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu menjadi objek penelitian kali ini. Populasi penelitian ini mengunakan  mahasiswa S1 dari Fakultas Ekonomi dan Bisnis Islam di IAIN Bengkulu. Tehnik pengambilan sampel yang digunakan adalah purposive sampling yaitu tehnik penentuan sampel dengan pertimbangan tertentu. Tehnik pengumpulan data dalam penelitian ini mengunakan data primer dengan menyebar 60 kuisioner. Kuesioner diolah dengan melakukan uji validitas dan reliabilitas. Metode analisis data mengunakan analisis linier berganda dengan bantuan program aplikasi SPSS. Hasil analisis menunjukkan bahwa pendidikan kewirausahaan dan lingkungan keluarga secara parsial dan secara simultan berpengaruh positif tetapi tidak signifikan terhadap niat mahasiswa berwirausaha wirausaha. Hal ini ditunjukkan dengan nilai persamaan regresinya positif. Hasil Uji t menghasilkan nilai signifikan untuk variabel pendidikan kewirausahaan sebesar 0,378 > 0,05 dan untuk variabel lingkungan keluarga sebesar 0,253 > 0,05. Dan hasil Uji f menghasilkan nilai signifikan 0,185 > 0,05.

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