cover
Contact Name
zainuddin
Contact Email
z.nudien@gmail.com
Phone
+6282281538984
Journal Mail Official
z.nudien@gmail.com
Editorial Address
Jln. Lintas Timur KM. 36 Indralaya, Kab. Ogan Ilir, Sumatera Selatan
Location
Kab. ogan ilir,
Sumatera selatan
INDONESIA
LA RIBA: Jurnal Perbankan Syariah
ISSN : -     EISSN : 27747336     DOI : https://doi.org/10.53649/lariba
Core Subject : Economy,
This journal focuses on the development and dissemination of research in the field of Islamic finance and banking
Articles 75 Documents
PENGARUH PEMBIAYAAN PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI SUMSEL Hairunnisa; Fitri Utami, Inda; Nurrohmah, Siti; Miranti
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.127

Abstract

In times like today, the role of Islamic Banking is very important in the economy as part of the national banking system. Not only as an alternative solution in dealing with global economic turmoil that is increasingly difficult to predict, Islamic Banking also has a special role to encourage economic growth in a country, especially Indonesia with the largest Muslim majority population in the world. The purpose of this study was to get an idea of how the influence of Islamic banking financing in South Sumatra on the regional economic growth of South Sumatra. This research uses quantitative research methods. With the existence of Islamic banking, it is expected to increase the economic growth of the people in the South Sumatra Region.
PROSPEK CAPITAL MARKET GAIN DI INDONESIA Herlina; Hidayani
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.128

Abstract

The article discusses and describes a bit of governance and deregulation of the capital market as a Capital Market and increasing Capital Gain. The capital market has an important role for the economy of a country because the capital market performs two functions, namely as a means for business funding or as a means for companies to obtain funds from the community of investors (investors). Funds obtained from the capital market can be used for business development, expansion, additional working capital and others. The capital market is a means for the public to invest in financial instruments such as stocks, bonds, mutual funds. The public can place their funds according to the characteristics of the benefits and risks of each instrument.Investors' interest in issuers has increased significantly by utilizing the capital market as a source of financing and investment facility for companies and investors. This activity can be seen from the increase in companies issuing shares and bonds as well as the number of capitalized funds. The increase in the number of investors is reflected in the increase in trading volume and the composite stock price index (JCI). In modern society, the capital market can be an alternative in obtaining profits by buying shares of companies listed on the capital market or going public (selling company shares in the capital market).
PERAN INSTITUSI KEUANGAN SYARIAH SEBAGAI PENGGERAK EKONOMI DAERAH Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.129

Abstract

Islamic financial institutions play a very important role in supporting Islamic economic growth in Indonesia, especially as a driver of the regional economy. The purpose of this study was to determine the role of Islamic financial institutions as a driver of the regional economy. The objective of this study is to provide a complete design and description of the role of Islamic financial institutions as a driver of the regional economy. Meanwhile, the objectives of the study of Islamic financial institutions as drivers of the regional economy are: (a) Obtaining data on Islamic financial institutions and their specifications; (b) Obtaining data on the potential and identification of problems faced by Islamic financial institutions, in particular the role related to the efforts of Islamic financial institutions to increase access to micro-scale funding for business actors in the regions, the efforts of Islamic financial institutions to help increase regional economic empowerment and productivity of MSMEs, and efforts Islamic financial institutions help increase income and welfare, especially those with low incomes; (c) Analyzing the potential and role of Islamic financial institutions in regional economic development.
PENGARUH PROGRAM KELUARGA HARAPAN (PKH) TERHADAP PENGENTASAN KEMISKINAN DI KECAMATAN RAMBANG KAPAK TENGAH Rahmadina Putri, Rika; Asriani, Evi
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 01 (2021): Desember 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i01.130

Abstract

This study aims to determine the effect of the family of hope program on poverty alleviation in Rambang Kapak Tengah District. The sample in this study was selected very poor households that received PKH assistance in Rambang Kapak Tengah District, amounting to 110 people. The results showed that the partial test (t test) can be seen the correlation between x and y with a t value of 18.320 while the t table for 110 respondents is 1.65882, while the significant is 0.00 < 0.05, then the hypothesis is accepted. While the results of the r2 determination test show that the value of r square is 0.757 or 75%, then the family program of hope (x) has an effect on poverty alleviation by 75% and the remaining 24.3% is influenced by other variables.
ANALISIS TINGKAT KESEHATAN BANK TERHADAP KINERJA KEUANGAN MENGGUNAKAN METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL(RGEC) (STUDI KASUS BANK MUAMALAT TAHUN 2020) Sari, Mayang
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.133

Abstract

The existence of Islamic banking in the archipelago has received recognition after the issuance of the Banking Law NO. 7 of 1992 which was revised through Law NO.10 of 1998, which explicitly recognizes the existence and functioning of profit-sharing banks or better known as Islamic banks. Thus, an Islamic Bank is a bank that operates on the principle of profit sharing. This study aims to determine how the Bank's soundness level on financial performance by using the RGEC method at Bank Muamalat Indonesia in 2020. This study uses a descriptive quantitative method with a literature study approach and the type of data used is secondary data sourced from the financial statements of PT. Bank Muamalat Indonesia 2020. The results of this study show that in 2020 PT. Bank Muamalat Indonesia is in the fairly healthy category with a CAR ratio of 15.21%, NPF 3.95%, FDR 70.21%, ROA 0.029% and ROE 1.604% where the values ​​in the composite ranking table are overall at composite rank 3 which making Bank Muamlata Indonesia in the "fairly healthy" category.
PENGARUH HARGA DAN PROMOSI TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN 212 MART PADAT KARYA KOTA PRABUMULIH Ilyas, Mudzakir; Kurniasih, Fatiah
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.136

Abstract

This study aims to examine the effect of price and promotion on consumer purchasing decisions at 212 labor-intensive marts in Kota Prabumulih in 2021. The focus of this study is to find out how the effect of price and promotion on consumer purchasing decisions. This research was conducted in 212 labor-intensive marts in Prabumulih in 2021 with a total sample of 95 respondents. The data used in this study is primary data obtained directly from distributing questionnaires to respondents. The method used in this study is a quantitative method. Analysis of the data used is multiple linear regression analysis. The results of this study indicate that prices and promotions have a positive and significant effect on consumer purchasing decisions at 212 labor-intensive marts in Prabumulih in 2021. So this research can be continued and theoretically proven that prices and promotions affect purchasing decisions.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT GENERASI MILENIAL DALAM MENGGUNAKAN MOBILE BANKING (studi kasus Kelurahan Indralaya Mulya) Hidayani; Melati
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.167

Abstract

This study aims to find out how the perceptions of the millennial generation use mobile banking in Indralaya Mulya Village, and to find out what factors influence the interest of the millennial generation in using mobile banking in Indralaya Mulya Village. The method used is a qualitative research method, the type of research used in this research is a type of field research (field research) which is descriptive qualitative, the data analysis used is using inductive thinking methods. The results of this study note that the perceptions of the millennial generation in Indralaya Mulya Sub-District indicate that their perceptions of mobile banking are positive in the sense that mobile banking provides the best service and is in accordance with their desires or interests in terms of using mobile banking, and factors that influence There are two millennial generations of interest in using mobile banking in Indralaya Mulya Village, namely internal factors (personality, motivation, attitudes and beliefs, lifestyle, and religion) and external factors (service, promotion and location). The conclusion in this study is that the perceptions felt by the millennial generation in Indralaya Mulya Village are in accordance with their wishes or interests in terms of using mobile banking, and the millennial generation in Indralaya Mulya Village are interested in using sharia mobile baking.
PEMBIAYAAN UMKM DAN LIKUIDITAS TERHADAP RESIKO PEMBIAYAAN BANK UMUM SYARIAH DI INDONESIA PERIODE 2019-2021 Herlina; Hairunnisa; Melana Sari, Puput
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.169

Abstract

Poor financing quality can affect company profits and revenues, decreased profits have an impact on the ability of banks to channel financing which causes Islamic banking to experience financing risks or problematic financing. This study aims to find out how the independent variables (MSME financing and liquidity) influence the dependent variable (financing risk) of Islamic commercial banks in Indonesia for the 2019-2021 period. The method used in this study is quantitative with descriptive statistics, the classic assumption test, namely the normality test, multicollinearity, autocorrelation, and heteroscedasticity test, is also equipped with hypothesis testing, namely the t (partial) test and f (simultaneous) test. The population used in this study is the statistical financial reports of Islamic commercial banks with samples of MSME, FDR and NPF data for 2019-2021 obtained from the Financial Services Authority. From OJK data, the results show that MSME financing does not have a significant effect on financing risk because there is a guarantee from the government to the community, namely the people's business credit program (KUR) which is channeled through Islamic banking institutions, good and bad bank liquidity does not have an impact on financing risks and financing risks occur because problematic financing from customers is not caused by Islamic banking institutions or liquidity owned by Islamic banking. The conclusion of this study is that the Ho hypothesis is accepted, showing that one or both of the independent variables (MSME financing and liquidity) have no effect on the dependent variable (financing risk) of Islamic general banks in Indonesia for the 2019-2021 period.
JUAL BELI ONLINE DALAM PENINGKATAN KESEJAHTERAAN EKONOMI DALAM PANDANGAN ISLAM Sari , Novita; Aryani, Siska
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.170

Abstract

This study was conducted todetermine online buying and selling to improve economic welfare in the Islamic view. In this study, it does not requirea place to research, but insteadu sesalot of literature research techniques. The data analysis technique used in this study is a qualitative data analysis technique. Theres ultsand discussion of this researcher concluded that accordingto Islam, Online Business is legally allowed as longas it does not contain elements that can damage it such as usury, fraud, fraud, cheating, and the like.
ANALISIS PEMAHAMAN MASYARAKAT MENGENAI LAYANAN DAN PRODUK TERHADAP BANK SYARI’AH DALAM MINAT MENABUNG (STUDI KASUS DI DESA SERI TANJUNG) Ratna; Vinka, Ayuni
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.171

Abstract

The purpose of this study is to determine the analysis of public understanding of services and products for Islamic banks in the interest of saving in Seri Tanjung Village. The method used in this research is qualitative. Analysis of the data used is a qualitative analysis method. The results of this study indicate that the public's understanding of the services and products of Islamic banks in the interest of saving in Seri Tanjung Village, it can be concluded that people only know what Islamic banks are, but besides that, many people still do not understand Islamic banks. it in depth both in terms of services and products that exist in Islamic banks. So that people are less interested in saving in Islamic banks.