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Journal of Creative Power and Ambition (JCPA)
Published by Edujavare Publishing
ISSN : *     EISSN : 30314054     DOI : https://doi.org/10.70610/jcpa.v1i01
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Creative Power and Ambition (JCPA) (E-ISSN 3031-4054) is a blind peer-reviewed journal published by Edujavare Publishing, Indonesia. This journal publishes research articles, conceptual articles, field study reports and book reviews on all scopes of Business Innovation and Creation, Economy, Business Development and Growth Strategy, Social Entrepreneurship, Risk and Finance Management, Marketing and Market Penetration, Product and Service Development, Technology Entrepreneurship and Innovation, Psychological Aspects and Leadership, Environmental Influence and Policy, Performance Measurement and Success (See Focus and Scope). This journal article is published four times a year; 2 issues per year (June and December).
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 332 Documents
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Digital Transformation In Islamic Banking: A Systematic Literature Review Of Opportunities, Challenges, And Research Agendas Ella Annissa; Ismail Nura
Journal of Creative Power and Ambition (JCPA) Vol. 4 No. 01 (2026): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.20

Abstract

Digital transformation has fundamentally altered the landscape of Islamic banking, presenting both opportunities and frictions not encountered by conventional financial institutions. This article presents a systematic literature review of 18 academic articles and policy reports published between 2013 and 2025, encompassing quantitative empirical, bibliometric, and conceptual studies, as well as analyses of regulatory policies. Through thematic synthesis, five recurring thematic clusters were identified: (1) efficiency and operational performance, (2) financial inclusion via digital channels, (3) the alignment of innovation with *Maqashid al-Shari'ah* and Shari'ah governance, (4) customer adoption and technology acceptance, and (5) implementation risks and challenges specifically cyber risk and Shari'ah non-compliance. Additionally, several research gaps were identified: a scarcity of cross-jurisdictional comparative studies, a lack of mature empirical instruments for assessing digital-Shari'ah alignment, and a dominance of qualitative-descriptive methodologies that has not yet been balanced by longitudinal or mixed-method designs. These findings offer a roadmap for regulators, Islamic banking practitioners, and academics to develop a research agenda that is more focused and responsive to the accelerating digitalization of the Islamic financial sector.
Implementation of a Sharia-Based Management System at the Muhammadiyah Zakat, Infaq, and Sadaqah Institution (LAZISMU) of Pamekasan Regency Syukriatus Sholeha; Khairul Jannah
Journal of Creative Power and Ambition (JCPA) Vol. 4 No. 02 (2026): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.22

Abstract

This study examines the implementation of a Sharia-based management system at the Muhammadiyah Zakat, Infaq, and Sadaqah Institution (LAZISMU) of Pamekasan Regency. The research aims to analyze how Sharia principles are integrated into the institution's managerial practices and to assess their contribution to effective zakat governance. A qualitative case study approach was employed. Primary data were collected through semi-structured interviews with LAZISMU management, supported by observations and document analysis. Data were analyzed using the interactive model of data condensation, data display, and conclusion drawing, while source and method triangulation were applied to ensure the credibility of the findings. The results indicate that LAZISMU has implemented a Sharia-based management system by integrating the principles of amānah (trustworthiness), ṣidq (truthfulness), transparency, accountability, justice, and compliance with Islamic law into its organizational governance. The institution systematically classifies Zakat, Infaq, and Sadaqah (ZIS) funds according to their respective Sharia provisions, utilizes multiple collection channels—including digital payment platforms and QRIS—and applies transaction verification procedures to strengthen accountability. Financial administration is supported by the Fiscal Management Information System (SIM Fiskal), while periodic reconciliation and financial reporting are conducted in accordance with PSAK 109 on Accounting for Zakat, Infaq, and Sadaqah. These practices demonstrate the successful integration of Islamic ethical values with modern management and accounting standards, resulting in enhanced organizational transparency, operational efficiency, and public trust. This study concludes that the implementation of a Sharia-based management system has significantly contributed to strengthening institutional governance and improving the effectiveness of zakat management at LAZISMU Pamekasan Regency. The findings provide practical implications for zakat management institutions seeking to enhance accountability and public confidence while maintaining full compliance with Sharia principles.
The Influence of Financial Management, Business Capital, Business Income, Product Innovation and Marketing Strategy on the Success of Micro Businesses in the Culinary Sector in Bima City Khas Sukma Mulya; Amanda
Journal of Creative Power and Ambition (JCPA) Vol. 4 No. 02 (2026): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.23

Abstract

Culinary micro-enterprises play a significant role in the regional economy, including in Bima City. However, their success is still influenced by various factors, the results of which are inconsistent across regions. This study aims to analyze the influence of financial management, business capital, business income, product innovation, and marketing strategies on the success of culinary micro-enterprises in Bima City, both partially and simultaneously. This study uses a quantitative approach with a survey design of culinary micro-enterprises in Bima City, using a Likert-scale questionnaire instrument analyzed through multiple linear regression with the help of SPSS.The results showed that all five variables simultaneously had a significant effect on business success. Partially, financial management, business capital, and business income had a significant positive effect, while product innovation and marketing strategy were insignificant. The R² value of 0.495 indicates that 49.5% of the variation in success was explained by the research variables.
Taking the Postal Business to the Sky with Information Technology Putri Az-zahra; Maristiana Ayu
Journal of Creative Power and Ambition (JCPA) Vol. 4 No. 02 (2026): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.24

Abstract

The power of information technology lies in its ability to advance industries and revolutionize the way businesses operate. Numerous leading companies have harnessed information technology to rethink their business strategies. According to Law Number 11 of 2008 concerning Electronic Information and Transactions, the utilization of information technology plays a crucial role in trade and the national economic growth, aiming to improve the welfare of the population. Information technology, in essence, refers to a technique for collecting, preparing, storing, processing, disseminating, analyzing, and distributing information. In this study, a research methodology employing a qualitative approach supported by quantitative data and descriptive analysis techniques was employed. The findings of this study reveal that postal business operations are conducted by PT. Pos Indonesia and courier service companies. These enterprises have effectively leveraged information technology in the development of postal businesses. For instance, PT. Pos Indonesia has implemented online money transfer services, with transactions completed within minutes, along with trace and tracking services. Additionally, courier service companies have expanded their online services, utilizing SMS for tracking the progress of mail deliveries. The primary obstacle to the utilization of information technology is the substantial cost associated with establishing online networks and procuring equipment. From the perspective of postal service users, the public has already embraced information technology-based postal services.
Manajemen Operasional Di Era Digital Dan Perkembangan E-Commerce Azrafi Rabbani
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 02 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i02.49

Abstract

Era digital telah mengubah lanskap operasi dan manajemen dalam produksi barang dan jasa, menekankan efisiensi dan penggunaan sistem digital yang canggih. Sistem digital unggul dibandingkan sistem analog karena dapat mengatasi gangguan sinyal, menghasilkan hasil yang lebih jernih, akurat, dan tanpa tertunda. E-commerce, sebagai penggunaan internet dan web untuk transaksi bisnis, memiliki beragam jenis, termasuk B2B, B2C, C2C, peer-to-peer, dan mobile commerce. Dampak positif e-commerce meliputi aliran pendapatan baru, peningkatan pemasaran, dan pengurangan biaya operasional, tetapi juga membawa dampak negatif seperti potensi pengangguran akibat otomatisasi dan gangguan dalam pelayanan. Manajemen operasional dalam era globalisasi memainkan peran penting dalam mengelola sumber daya manusia, produksi, dan peningkatan kualitas produk atau layanan. E-commerce, yang berkembang pesat berkat pertumbuhan internet, telah mengubah paradigma bisnis dan menciptakan keuntungan bagi pedagang dan pembeli. Berbagai karakteristik e-commerce, termasuk classifieds/listing/iklan baris, shopping mall online, dan toko online di media sosial, menjadi bagian integral dari perkembangan ini. Di Indonesia, e-commerce terus berkembang dengan proyeksi jumlah pengguna yang terus meningkat hingga tahun 2023. Nilai transaksi e-commerce juga meningkat, meskipun masih ada tantangan terkait keamanan dan privasi. Dengan demikian, era digital telah mengubah cara operasi dan manajemen berjalan, dan e-commerce telah menjadi tren yang terus berkembang, dengan potensi dampak positif dan negatif. Manajemen operasional yang efisien dan pemahaman terhadap perkembangan e-commerce menjadi kunci kesuksesan dalam lingkungan bisnis yang terus berubah ini.
Optimalisasi Manajemen Operasional Untuk Pemanfaatan Dana Wakaf Yang Efisien Al Anshari
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 02 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i02.50

Abstract

Jurnal ini mengkaji strategi optimalisasi manajemen operasional dalam konteks pemanfaatan dana wakaf agar mencapai efisiensi yang maksimal. Pemanfaatan dana wakaf merupakan elemen kunci dalam ekonomi Islam yang berfokus pada kesejahteraan masyarakat dan pengentasan kemiskinan. Studi ini menganalisis berbagai aspek manajemen operasional, termasuk alokasi dana, pengelolaan aset wakaf, dan tata kelola dana. Penelitian ini menggunakan studi kasus dan analisis data empiris untuk mengidentifikasi praktik terbaik dalam manajemen operasional dana wakaf. Hasil penelitian mengungkapkan bahwa pendekatan terintegrasi yang melibatkan lembaga keuangan syariah, badan amil zakat, dan lembaga wakaf dapat mengoptimalkan manajemen dana wakaf. Keberhasilan implementasi strategi ini mendorong pertumbuhan ekonomi lokal, peningkatan akses ke layanan sosial, dan pengentasan kemiskinan. Penelitian ini menyajikan pandangan yang mendalam tentang bagaimana manajemen operasional yang efisien dapat memperkuat peran wakaf dalam mendukung pembangunan berkelanjutan dan pemberdayaan masyarakat. Hasil penelitian ini memberikan wawasan yang berharga bagi lembaga-lembaga wakaf, pemerintah, dan pemangku kepentingan lainnya yang berkomitmen pada pemanfaatan dana wakaf yang berdampak sosial positif dan ekonomi yang berkelanjutan.
Penggunaan Teknologi Informasi Untuk Meningkatkan Efektivitas Produksi Para Perusahaan Mustofa Mahfudz Fauzi
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 02 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i02.51

Abstract

Perkembangan teknologi informasi telah membuka peluang baru bagi perusahaan dalam meningkatkan efektivitas produksi. Penelitian ini menyelidiki penerapan teknologi informasi dalam berbagai aspek produksi perusahaan, termasuk sistem manajemen berbasis teknologi informasi, perangkat lunak ERP, aplikasi khusus, dan integrasi IoT. Melalui studi kasus, penelitian ini menunjukkan bahwa integrasi teknologi informasi secara efektif dapat meningkatkan efisiensi, mengurangi biaya, meningkatkan kualitas produk, dan mempercepat respons terhadap perubahan pasar. Hasil penelitian ini memberikan wawasan bagi perusahaan untuk berinvestasi dalam teknologi informasi, pelatihan karyawan, dan pengembangan strategi yang relevan guna meningkatkan efektivitas produksi mereka. Penelitian ini juga membahas tantangan yang dihadapi oleh perusahaan dalam mengadopsi teknologi informasi, termasuk biaya implementasi, resistensi karyawan, dan keamanan data. Dalam konteks ini, penelitian ini mengusulkan strategi pengelolaan risiko yang dapat membantu perusahaan mengatasi hambatan tersebut. Dengan mendokumentasikan keberhasilan dan manfaat penggunaan teknologi informasi dalam produksi, penelitian ini memberikan landasan yang kuat bagi perusahaan-perusahaan untuk merencanakan transformasi digital mereka. Kesimpulannya, penggunaan teknologi informasi bukan hanya menjadi kebutuhan, melainkan keharusan bagi perusahaan yang ingin tetap bersaing di pasar yang terus berkembang. Dengan mengoptimalkan penggunaan teknologi informasi, perusahaan dapat meningkatkan efisiensi operasional, memperbaiki kualitas produk, dan merespons dengan cepat terhadap perubahan tuntutan pasar. Seiring dengan itu, penelitian ini memberikan kontribusi penting dalam pemahaman terhadap peran teknologi informasi dalam meningkatkan efektivitas produksi perusahaan secara keseluruhan.
Hubungan Antara Manajemen Sumber Daya Manusia dan Total Quality Managemen (TQM) Abiseka Sahal Rizky Fauzi
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 01 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i01.52

Abstract

Manajemen sumber daya manusia (MSDM) dan manajemen kualitas total (TQM) adalah dua konsep penting dalam manajemen modern. MSDM berfokus pada pengelolaan sumber daya manusia (SDM) dalam organisasi, sedangkan Total Quality Managemen berfokus pada peningkatan kualitas produk dan layanan. Manajemen Sumber Daya Manusia yang efektif dapat mendukung penerapan Total Quality Managemen dengan menyediakan Sumber Daya Manusia yang berkualitas dan berkomitmen pada kualitas. Total Quality Managemen juga dapat mendukung manajemen sumber daya manusia dengan menciptakan budaya kerja yang mendukung peningkatan berkelanjutan.Peningkatan kualitas produk dan layanan serta budaya kerja yang mendukung peningkatan berkelanjutan dapat meningkatkan keunggulan kompetitif organisasi.
Peningkatan Efisiensi Operasional Melalui Implementasi Teknologi Terkini Dalam Proses Produksi Rega Saputra
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 01 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i01.53

Abstract

Perkembangan teknologi yang sangat pesat di era saat ini telah memberikan banyak manfaat dan kemudahan bagi umat manusia dalam kemajuan diberbagai aspek baik sosial, ekonomi, dan lainnya. Pengunaan teknologi oleh manusia dimaksudkan untuk mempermudah pekerjaan yang dilakukan merupakan hal yang menjadi keharusan dalam kehidupan. Manusia selaku yang menggunakan teknologi harus bisa memanfaatkan teknologi dengan sebaik-baiknya. Adaptasi manusia dengan teknologi yang baru wajib dilakukan agar generasi penerus tidak tertinggal dengan teknologi yang baru. Teknologi terkini adalah perkembangan yang terjadi dalam bidang teknologi yang menawarkan inovasi dan solusi baru untuk permasalahan yang ada. Dalam era digital saat ini, teknologi terus berkembang dengan cepat dan menyentuh segala aspek kehidupan manusia. Proses produksi adalah cara, metode dan teknik untuk menciptakan atau menambah kegunaan suatu barang atau jasa dengan menggunakan sumber-sumber (tenaga kerja, mesin, bahan-bahan, dana) yang ada. Manfaat dari adanya proses produksi ialah sebagai berikut: Jalannya proses produksi lebih efektif dan efisien, jumlah produk yang dihasilkan lebih banyak., hanya membutuhkan SDM yang Sedikit, proses pengawasan produksi lebih longgar, meminimalisir kesalahan produksi . Teknologi terkini memiliki dampak yang besar dalam proses produksi di berbagai industri. Beberapa hubungan antara teknologi terkini dan proses produksi meliputi: Automatisasi, Internet of Things (IoT), Manufaktur Berbasis Komputer (CAM), Pencetakan 3D, Analisis Data, Kecerdasan Buatan (AI), Pemantauan Produksi Real-time. Dengan memanfaatkan inovasi teknologi, perusahaan dapat mencapai efisiensi operasional yang lebih tinggi, meningkatkan daya saing, dan memenuhi tuntutan pasar yang terus berkembang. Tetapi, penting untuk setiap prusahaan untuk merencanakan dan mengelola implementasi teknologi dengan baik dan bijak agar tercapai hasil yang lebih optimal.
Strategi Penjualan Online Usaha Ainul Online Shop Dalam Konsep Ekonomi Islam Menurut Abu Bakar Ash-Shiddiq Muhammad Ibnu Rinaldi
Journal of Creative Power and Ambition (JCPA) Vol. 1 No. 01 (2023): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v1i01.54

Abstract

Sales are activities or businesses that sell products or services. In the sales process, the seller or supplier of goods and services transfers ownership of the goods to the buyer at a certain price. Sales can be done in various ways, including through direct sales and indirect sales or sales representatives. The people involved in selling are referred to as salespeople. Sales is also an activity that aims to find, influence and direct buyers so that buyers can match their needs with the products offered and reach mutually beneficial price agreements. The method used in this study is a qualitative method, with a case study research design to make it easier to draw conclusions on the research results. This study uses interview techniques with data sources derived from business interviews that I have, namely the sale of women's clothes such as robes, negligee, and other suits. I do online sales in accordance with the concept of Islamic economics. This is because the concept of online sales has been well implemented, where in the Islamic concept there is no prohibition on making a profit, as long as it does not burden the buyer and the agreement between the two.

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