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GLOSSARY
Published by Sekolah Tinggi Ilmu Syariah Ummul Ayman
ISSN : 29874688     EISSN : 2987467X     DOI : DOI: https://doi.org/10.52029/gose
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Glossary: Jurnal Ekonomi Syariah (E-ISSN: 2987-467X, P-ISSN: 2987-4688) is presented as an effort to promote the Journal of Sharia Economics. This journal is a journal that contains manuscripts in the field of Islamic Economics to the world of knowledge. Glossary : Jurnal Ekonomi Syariah is a journal of Islamic economics and reference that provides an official source of information for scholars, academics and professionals in the fields of Islamic economics, Islamic finance including business and management. The scope of the Glossary : Jurnal Ekonomi Syariah is in the form of research results and critical-analytic studies in the field of Sharia Economic Law with the aim of being a credible forum for academics and researchers around the world to disseminate their works, studies, papers and other forms of research. Its establishment aims to become a scientific journal with a national reputation and promote the progress, understanding and practice of Islamic economics.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 5 Documents
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Search results for , issue "Vol. 3 No. 2 (2025)" : 5 Documents clear
Peran Inovasi Produk Bank Syariah Indonesia (BSI) dalam Meningkatkan Akses Pemberdayaan UMKM Azzuhra, Dirra; Hartini, Hartini; Panira, Sismaul; Kamal, Husni
Glossary : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v3i2.374

Abstract

The Program for Empowerment and Enhancement by Bank Syariah Indonesia (BSI) significantly supports micro, small, and medium enterprises (UMKM) in Indonesia by providing Sharia-compliant financing such as murabahah, as well as fostering product development, digital marketing, and managerial skill enhancement. This initiative improves access to capital, enhances competitiveness, and promotes financial inclusion for UMKM, especially in remote areas. The role of Islamic banking product innovation is crucial in increasing UMKM access to funding, with banks acting as financial facilitators aligned with Sharia principles like mudharabah, musyarakah, and murabahah, which help UMKM obtain capital without interest and through fair systems. The research findings indicate that support through Sharia-based financing mechanisms and digital technology innovations can improve transparency and service accessibility, although challenges such as limited product understanding and administrative barriers still need to be addressed. Bank Syariah Indonesia exemplifies this approach by offering various financing products, training programs, and digital platforms that facilitate UMKM access to capital and markets. These innovations significantly contribute to UMKM empowerment, community welfare, and sustainable national economic growth. The findings demonstrate the potential of these efforts to strengthen financial inclusion and accelerate Sharia-based economic development in Indonesia.
Pengaruh Islamic Leadership terhadap Produktivitas Kerja Karyawan PT. Amaan Indonesia Sejahtera Pasean Adawiyah, Yuliatul; Habibi, Azwar
Glossary : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v3i2.385

Abstract

In the era of globalization, competition among companies is becoming increasingly fierce, indicating that companies are required to continuously improve their work productivity in order not to fall behind the times. Human Resources (HR) are considered one of the important factors in a company's success. Additionally, Human Resources play an active role in the continuity of the company's activities because they possess a lot of potential that can drive the achievement of the organization's goals. Islamic leadership is leadership based on the Quran and Hadith, where the principles of Islamic leadership include the principles of ideal leadership. Islamic leadership in a company is derived from Islamic sources, which are then implemented in the company thru Islamic practices and beliefs. This research aims to determine and analyze the influence of Islamic leadership on employe work productivity at PT Aaman Indonesia Sejahtera. Islamic leadership is a leadership concept that refers to Islamic principles such as trustworthiness, justice, honesty, and moral and spiritual responsibility in leading. In the context of the workplace, leadership based on Islamic values is believed to be able to create a harmonious work environment, increase employe motivation, and encourage the achievement of optimal productivity. PT Aaman Indonesia Sejahtera, as a company that upholds Islamic values, serves as a relevant object to observe the extent to which the implementation of Islamic leadership impacts the performance and productivity of its employes. This study uses an associative quantitative approach. With a sample of 37 respondents. The research results are as follows: based on t-counting, which is 19.822 > t-table 1.687 with a significance level of 0.000 < 0.05, Islamic Leadership has an impact on the work productivity of employes at PT Aaman Indonesia Sejahtera. In addition, the coefficient of determination test showed an Adjusted R Square value of 0.916. This illustrates that the independent variable (Islamic Leadership) can explain the dependent variable (Employee Productivity) by 91.6%. Meanwhile, the remaining (100%-91.6%= 8.4%) is explained by other variables that were not examined in this study.
Alih Fungsi Lahan dan Dampaknya pada Perubahan Kehidupan Masyarakat Sekitar (Studi Kasus: Alih Fungsi Lahan pada PT Hardases Abadi Indonesia (HAI) di Desa Wangandowo, Kecamatan Bojong, Kabupaten Pelalongan) Nurmulia, Rahmi; Furqon, Imahda Khoiri
Glossary : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v3i2.386

Abstract

This research discusses the land conversion carried out by PT Hardases Abadi Indonesia (HAI) in Wangandowo Village, Bojong District, Pekalongan Regency, and its impact on the lives of the surrounding community. Land that was originally in the form of hills and forests was converted into an industrial area for the construction of a shoe factory with a building area of 184,638 square meters. This land conversion has a positive economic impact in the form of local labor absorption and increased community welfare. However, the land use change also caused serious environmental impacts, such as the loss of water catchment areas and the occurrence of flash floods due to the collapse of the factory's embung in March 2024 which damaged residential areas and caused casualties. The research used a qualitative approach with interviews, observation and documentation to explore the socio-economic and environmental impacts. The results emphasized the need for strict environmental management and sustainable spatial planning so that industrial development can run in balance with environmental sustainability and community welfare.
Model Pembiayaan BMT BAHTERA: Studi Literatur tentang Praktik Inovasi Pembiayaan Mikro berbasis Syariah Najmuddin, M.; Nurmulia, Rahmi; Rohmah, Wulan Lailatur; Asytuti, Rinda
Glossary : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v3i2.388

Abstract

Innovations in Islamic microfinance products at BMT BAHTERA play an important role in the development of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This research analyzes various sharia-based financing product innovations at BMT BAHTERA, such as mudharabah, musyarakah and rahn, which have helped expand access to financing, increase financial inclusion, and encourage the growth of MSMEs. Using a qualitative approach through literature review and in-depth interviews, this research identifies that BMT BAHTERA's financing product development includes innovative features such as flexible payment schemes, customer mentoring and digital integration. Despite facing challenges such as limited understanding of MSMEs and the need for policy alignment, the potential for this product development is huge, supported by technological developments and increasing public awareness of Islamic finance. This research contributes to the Islamic finance literature and provides recommendations for further development to support the sustainable growth of MSMEs.
Transformasi Digital Perbankan Syariah di Indonesia: Peluang dan Tantangan dalam Meningkatkan Inklusi Keuangan Syariah Rahmadhani, Cahya Afrida; Putri, Juliana
Glossary : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v3i2.416

Abstract

Digital transformation has become an essential step in strengthening the competitiveness and outreach of Islamic banking services in Indonesia. Although the number and total assets of Islamic banks continue to grow, their contribution to the overall national banking industry remains relatively small, while the level of Islamic financial literacy and inclusion among the public is still uneven. This situation raises a key question: to what extent can digital transformation enhance Islamic financial inclusion, and what challenges arise in its implementation? This study aims to analyze how digital transformation contributes to improving Islamic financial inclusion in Indonesia and to identify the opportunities and challenges that accompany it, as well as its role in expanding public access to financial services based on sharia principles. Using a qualitative descriptive approach through literature review and analysis of various policies and industry reports, this study examines the opportunities and obstacles in the digitalization of Islamic banking. The findings show that digital transformation creates significant opportunities through the optimization of mobile banking services, Islamic fintech, and integrated digital ecosystems that can reach various layers of society. However, major challenges remain, including low levels of digital and financial literacy, limited technological infrastructure, and the need for stronger regulations and data security. Overall, this study emphasizes that the success of digital transformation in Islamic banking depends greatly on the synergy between industry, regulators, and society in developing a digital financial system that is inclusive, secure, and compliant with sharia principles.

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