cover
Contact Name
Irma Rosyidah
Contact Email
osiyirma1105@gmail.com
Phone
+6281340389128
Journal Mail Official
jurnal.jifsb@staisenorituban.ac.id
Editorial Address
Jl. Kyai Joned No. 62 Jatisari Senori Tuban - Jawa Timur
Location
Kab. tuban,
Jawa timur
INDONESIA
Journal of Islamic Finance and Syariah Banking
Published by STAI Senori Tuban
ISSN : -     EISSN : 30266017     DOI : https://doi.org/10.63321/JIFSB
Core Subject : Religion, Economy,
ournal of Islamic Finance and Syariah Banking adalah jurnal akademik yang fokus pada keuangan Islam dan perbankan syariah. Jurnal ini menyajikan artikel-artikel ilmiah yang mendalam tentang prinsip-prinsip ekonomi Islam, hukum keuangan Islam, perbankan syariah, investasi berbasis syariah, pasar modal Islam, dan topik terkait lainnya. Jurnal ini memberikan wadah bagi para peneliti dan akademisi untuk berbagi pemikiran, analisis, dan pandangan kritis mereka terhadap isu-isu penting dalam dunia keuangan Islam dan perbankan syariah. Journal of Islamic Finance and Syariah Banking berupaya mendorong diskusi intelektual yang mendalam dan kontribusi berharga terhadap pemahaman tentang warisan intelektual Islam
Articles 6 Documents
Search results for , issue "Vol. 2 No. 2 (2025): April" : 6 Documents clear
Analisis Keterlibatan Dosen dalam Program Tabungan Haji Berbasis Potongan Gaji di Bank Syariah Indonesia Ilmiyah, Izzatul
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.73

Abstract

This study aims to analyze the involvement of lecturers in the salary-deduction-based hajj savings program at Bank Syariah Indonesia (BSI), with a case study at the Islamic College (STAI) Senori Tuban. This program is designed to help employees, especially lecturers, in planning the hajj pilgrimage through an automatic monthly salary deduction scheme. This study uses a qualitative approach with a case study method, where data is obtained through in-depth interviews, direct observation, and relevant documentation. The research subjects consisted of lecturers who participated in the program, lecturers who had not participated in the program, and campus officials involved in financial administration. The results of the study indicate that the level of lecturer involvement in this program is still relatively low. The main driving factors for lecturer involvement are religious motivation and the ease of the autodebit system which makes it easy for them to save in a disciplined manner without having to make manual deposits. However, there are a number of inhibiting factors, such as financial limitations faced by most lecturers, especially those with contract or honorary status, and low sharia financial literacy which causes a lack of understanding of the contract mechanism in the hajj savings program. This study recommends strategies to increase participation through incentives, socialization and education of Islamic finance, and flexibility in determining the amount of salary deductions. Thus, it is expected that lecturers' participation in this program can increase, along with strengthening Islamic financial planning in the Islamic education environment. These findings can also be a reference for other institutions in implementing similar programs to support the spiritual and economic welfare of educators
Revolusi Digital Perbankan Syariah: Mendorong Inovasi Keuangan Islam di Indonesia Wahab, Fatkhul; Ihsan, Moh.
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.74

Abstract

The digital revolution in the Islamic banking sector in Indonesia marks a pivotal transformation from conventional service models to technology-driven, Sharia-compliant financial solutions. This article explores how digital innovation fosters the development of Islamic financial services in Indonesia. Utilizing a qualitative-descriptive approach, this research examines the integration of digital platforms, including mobile banking, fintech sharia, and blockchain, in creating inclusive and transparent Islamic financial ecosystems. The study also highlights the role of regulatory support from financial authorities in accelerating digital adaptation while maintaining Sharia compliance. Key findings indicate that digital transformation not only enhances service efficiency but also expands access to Sharia-compliant finance, particularly for the digitally literate younger generation. However, challenges remain in terms of infrastructure gaps, digital literacy, and the need for standardized Sharia governance frameworks in digital platforms. This paper concludes that the synergy between technology and Islamic values provides a strategic opportunity for Indonesia to lead in global Islamic financial innovation.
Analisis Dampak Regulasi dan Kebijakan terhadap Pertumbuhan Green Sukuk dalam Portofolio Perbankan Syariah Ihsan, Moh
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.75

Abstract

This study analyzes the relationship between Islamic financial regulatory policies and the growth of Green Sukuk instruments in Islamic banking portfolios. Using a qualitative descriptive approach through literature study, the research evaluates how existing regulatory frameworks affect the adoption and development of Green Sukuk as sustainable financing instruments within the Islamic banking system. The analysis results indicate that the implementation of policies supporting green investments, clarity of regulatory frameworks for sustainable financial instruments, and relevant fiscal incentives play significant roles in enhancing Green Sukuk portfolios in Islamic banking. This research contributes important insights for developing more effective policies to encourage sustainable financing through Islamic instruments
Analisis Peran Corporate Social Responsibility (CSR) dalam Membangun Citra Positif Bank Syariah di Indonesia Mujib, Muhammad Abdul
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.76

Abstract

This research examines the role of Corporate Social Responsibility (CSR) in shaping a positive image of Islamic banks in Indonesia, employing a literature review approach to gather and analyze various relevant literature sources. The thematic analysis method was applied to identify patterns and themes that emerged from data related to CSR implementation and public perceptions of Islamic banks. The research results indicate that effective CSR implementation not only enhances the image and reputation of Islamic banks but also fosters customer loyalty and public trust. CSR programs that focus on economic empowerment, education, and health have been proven to have a significant positive impact, as well as creating mutually beneficial relationships between banks and the community. Thus, the integration of CSR in the business strategy of Islamic banks is very important for long-term sustainability and growth.
Implementasi Pembayaran dengan PSP Pengganti Uang Kertas Studi Kasus di Madrasah Sains Quran Ar Ridwan Bojonegoro Al Fahmi, Moh. Dhofir Jenny
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.77

Abstract

The development of technology is currently quite rapid, bringing about major changes in various aspects of human life. One of the innovations in technological progress today is the Payment Service Provider (PSP). PSP is currently used in several institutions, one of which is in Islamic boarding schools. In the era of globalization and digitalization, the use of Payment Service Providers (PSP) which is used as a payment method to replace paper money offers an innovative and efficient solution.  The purpose of this study was to determine the implementation of payments with PSP to replace paper money at Madrasah Ibtidaiyah Al-Qur'an Ar Ridwan Bojonegoro. The method used in this study is a qualitative method with a case study type. Data collection techniques in the study were carried out by in-depth interviews with financial managers and users of the PSP program at Madrasah Ibtidaiyah Al-Qur'an Ar Ridwan Bojonegoro. The results of the study revealed that the implementation of financial digitalization through the use of PSP in managing student finances brings various important benefits. Among them are the ease of recording and reporting finances that are more transparent between the boarding school, guardians of students, and students themselves. Not only does it provide benefits, but the use of PSP also has its drawbacks, namely the card is easily lost and can only be used at the Ar Ridwan institution. In general, the use of PSP Mobile makes it easier for students to manage their personal finances more effectively and efficiently..
Optimalisasi Program Labelisasi Halal Produk Makanan di Kota Palangka Raya Kurniawan, Rahmad; Ihsan, Moh.; Ulfah, Maulida
Journal of Islamic Finance and Syariah Banking Vol. 2 No. 2 (2025): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v2i2.78

Abstract

Besides its natural beauty, the city of Palangka Raya also has unique culinary delights, special food, and various kinds of locally processed food products, both home and industrial. This research seeks to determine how the halal labeling program for food products is implemented in Palangka Raya, and how to optimize the halal labeling program in Palangka Raya City. This type of research is qualitative, with the research subject being the Ministry of Religion regional office managing halal labeling in the City of Palangka Raya. Data collection techniques used are observation, interviews, and documentation. Validation of data using source triangulation. Data analysis uses collection, reduction, presentation, and conclusion. The implementation of the halal labeling program in Palangka Raya City currently only covers food and beverages and does not include medicines. Thus, the implementation of the halal labeling program for food products in Palangka Raya City provides multiple benefits. The halal labeling program also has the potential to increase the competitiveness of local products in national and international markets. optimizing service programs that have been carried out by the Ministry of Religion (Kemenag) in outreach activities to the public about halal labeling. One of the optimization efforts being made is to recruit halal assistants, namely religious instructors in all regions of Indonesia, especially in Central Kalimantan.

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