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Journal of Islamic Entrepreneurship and Business Research
ISSN : -     EISSN : 30894204     DOI : -
Core Subject : Economy,
Journal of Islamic Entrepreneurship and Business Research is an academic journal published twice a year by Center of Publication and Publishing Yayasan Al Maarif Dawuhan. The journal is a source of scientific information for academics, research institutes, government agencies, and industry. We publish research papers on business management and strategy as well as related topics. This journal is a scientific journal that focuses on management and business issues. The topics covered by this journal are marketing, finance, strategic, human resources, operations, entrepreneurs, and business. Please read this guide carefully. Authors who wish to submit articles to scientific training journals must follow the writing guidelines. If the submitted article does not comply with the writing guidelines or is written in a different format, then the article will be rejected by the editor before further inspection. Editors only accept articles that meet the specified format.
Articles 5 Documents
Search results for , issue "Vol. 1 No. 2 (2024)" : 5 Documents clear
Analisis Manajemen Risiko Terhadap Implementasi Mobile Banking Pada Bank Syariah Puji Lestari
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

The rapid advancement of digital technology has transformed various aspects of life, particularly in the economic sector. The banking industry, including Islamic banks, has adapted to technological progress by introducing innovations to enhance operational efficiency. Information and communication technology play a crucial role in maintaining banking operations, enabling the development of digital banking services such as mobile banking applications and web-based banking platforms. Digitalization has significantly reshaped financial transactions, providing customers with greater convenience while simultaneously exposing them to new risks. The increasing use of mobile banking is accompanied by a rise in potential security threats due to the accessibility of digital financial services. This study aims to analyze the risks associated with mobile banking usage and the strategies employed by Islamic banks to mitigate these risks. Using a qualitative descriptive approach, this study explores the challenges posed by mobile banking, particularly in the context of Islamic banking, and examines the measures implemented to ensure secure and efficient financial transactions. The findings indicate that risks such as data breaches, cyber fraud, and unauthorized access are among the primary concerns in mobile banking. To address these issues, Islamic banks implement various security measures, including encryption, multi-factor authentication, and continuous system monitoring. Furthermore, compliance with Shariah principles is integrated into digital banking security frameworks to ensure ethical financial practices. The study concludes that while mobile banking offers numerous benefits, addressing security risks is essential to maintaining customer trust and safeguarding financial stability in the Islamic banking sector.
Optimalisasi Kemampuan Manajerial untuk Meningkatkan Kinerja UMKM Serlina Nur Indriyani; Ahmad Lukman Nugraha
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in Indonesia's economy, contributing significantly to Gross Domestic Product (GDP), employment absorption, and domestic investment. However, MSMEs in Grobogan Regency face declining revenues due to limited managerial capabilities. Managerial skills, including planning, organizing, data-driven decision-making, and supervision, are critical for addressing operational and market challenges. This study aims to optimize MSME managerial capabilities in marketing and financial management to improve business performance. Using a qualitative descriptive approach, data were collected through semi-structured interviews, library research, and observations of MSME actors in Grobogan Regency. The findings indicate that inadequate financial management and the lack of technology-based marketing strategies are major barriers for MSMEs. Practical solutions include financial management training, risk management, digital marketing strategies, and technology adoption. Government support is also crucial in providing training programs, online marketing platforms, and funding schemes. Strengthening managerial competencies is expected to enhance MSME competitiveness and sustainability in Grobogan. This study provides practical recommendations to reinforce MSME existence and contribute to sustainable local economic growth. 
Analisis Peran Bank terhadap Pemberdayaan UMKM melalui Pembiayaan Murabahah Dyah Ayu Puspita; Al Haq Kamal
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

Islamic banks operate based on Sharia principles, emphasizing justice, transparency, and the prohibition of riba. These principles provide a positive impact in supporting the development of micro, small, and medium enterprises (MSMEs) in Indonesia. One of the key financing schemes offered by Islamic banks is murabahah, which plays a crucial role in MSME empowerment. This study aims to analyze the role and impact of murabahah financing by Islamic banks on MSME development. The research employs a qualitative descriptive approach to assess how this financing scheme contributes to MSME growth. The findings indicate that Islamic banks significantly enhance MSME performance, as evidenced by increased revenue, workforce expansion, and higher value-added production. The results highlight the effectiveness of murabahah financing in fostering MSME sustainability, promoting economic inclusion, and supporting financial stability. This study contributes to the existing literature by providing empirical insights into the relationship between Islamic banking and MSME development. Furthermore, it underscores the importance of Sharia-compliant financial instruments in addressing the financial needs of MSMEs while adhering to ethical and religious principles. The study’s findings can serve as a reference for policymakers and financial institutions in designing more effective Sharia-based financing models to enhance MSME resilience and competitiveness in the market.
Analisis Pengaruh QRIS terhadap Transaksi UMKM di Kabupaten Pati Fitria; Ismayadi
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

The advancement of digital technology and financial technology (fintech) has driven the implementation of the Quick Response Indonesian Standard (QRIS) as a digital payment method. This study aims to analyze the impact of QRIS on the transaction volume of Micro, Small, and Medium Enterprises (MSMEs) in Pati Regency, identify the factors influencing QRIS adoption, and evaluate its contribution to MSME economic growth. A literature review method is employed to examine the effects of QRIS implementation on MSMEs in Pati. Secondary data is collected from various sources, including academic journals, books, research reports, and official publications from relevant institutions. The study applies a qualitative descriptive analysis to interpret the findings. The results indicate that QRIS has a positive and significant impact on the transaction volume of MSMEs in Pati Regency. Furthermore, several factors, such as digital literacy, infrastructure readiness, and customer preference, influence the adoption rate of QRIS among MSMEs. This study recommends that MSMEs enhance their utilization of QRIS to improve financial transactions, while relevant stakeholders should actively promote QRIS adoption through education, training, and incentive programs. Additionally, government policies supporting digital payment systems are essential to fostering MSME growth. Further research is required to explore the broader implications of QRIS adoption, particularly its effects on financial inclusion, business sustainability, and economic resilience within the MSME sector.
Analisis Tantangan dan Peluang Pemanfaatan Teknologi Digital  dalam Mengembangkan Bisnis UMKM di Kota Semarang Rizqina Tahta Auliya
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

This article examines the challenges and opportunities faced by Micro, Small, and Medium Enterprises (MSMEs) in Semarang City in utilizing digital technology for business development. Digital technology, such as social media marketing and e-commerce, presents significant opportunities to expand market reach and enhance operational efficiency. However, challenges such as low digital literacy, limited financial resources, and inadequate infrastructure remain major obstacles. This study employs a literature review method to gain a deeper understanding of these issues. The findings indicate that digital literacy training, access to technology, and consistent policy support are crucial in empowering MSMEs in the digitalization era. By improving digital competence and providing financial and technological support, MSMEs can optimize digital tools to enhance competitiveness and business sustainability. Furthermore, government policies play a vital role in facilitating digital adoption through regulatory frameworks, incentives, and infrastructure development. Addressing these challenges requires collaboration between various stakeholders, including the government, financial institutions, and private sector actors, to create a conducive ecosystem for MSME growth. This study contributes to the existing literature by highlighting the key factors influencing digital adoption among MSMEs and providing insights for policymakers in formulating strategies to support digital transformation. Future research should explore empirical case studies to assess the effectiveness of digitalization programs and identify best practices for MSME development. These efforts are essential to ensuring that MSMEs can fully leverage digital technology, thereby fostering economic resilience and sustainable growth in the digital economy.

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